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SpartanIvy posted:And that she gave enough info to probably figure out who she is. How many 20F mods are there of only those subreddits? Seriously! Also tater_salad, give us a link, we need comments!
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Apr 17, 2019 16:56
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It shouldn't take Benedict Cumberbatch to figure out which 20/f mod went to LVL UP this year. Like how many cosplay, anime and hentai subreddits can there be? Then again, we could be talking about thousands of possible suspects. Oh man, payday loan to go the a 2nd tier com. I'm getting sympathy pains over here.
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Apr 17, 2019 16:58
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$3,500 hotel suite to throw parties because her fake is too lovely for non-college bars.
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Apr 17, 2019 16:59
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Hutzpah posted:I like that she made a throwaway account because she doesnt want to tarnish her sterling reputation as the moderator of a hentai subreddit. I'm a he, thank you very much
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Apr 17, 2019 18:51
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John Smith posted:Well, I am banned from this thread for pressing my far-right views and TB was similarly banned for pressing her far-left views. Therefore, by the logic that pressing such extremist views are cause for removal, GGGC should similarly be banned for pressing his far-left views. You were banished for a week, not outright banned. Apparently nobody likes GGGC but everyone hates you.
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Apr 17, 2019 18:54
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GGGC is a bit of gum stuck to your shoe. John Smith is a flaming trash heap piled a mile high.
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Apr 17, 2019 19:03
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tater_salad posted:Stolen from relationshits thread.  I kind of love these parents
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Apr 17, 2019 19:15
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Probably my favorite part of the story is that they got a payday loan, “accidentally” missed a payment, and then tried to dodge them for long enough that they went after family. Doesn’t sound like much of an accident.
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Apr 17, 2019 20:46
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I like how there's no mention of how much is the remaining balance of the loan, and if she even know what it is.
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Apr 17, 2019 21:19
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crazypeltast52 posted:Seriously! Also tater_salad, give us a link, we need comments! Just google the first sentence, yeesh. https://www.reddit.com/r/AmItheAsshole/comments/bdjdm4/aita_for_taking_out_a_pay_day_loan_so_i_can_go_to/ /r/drama thread https://www.reddit.com/r/Drama/comments/bdrgjx/weeaboo_thot_commits_financial_suicide_and_gets/el34gme/?context=3 totalnewbie fucked around with this message at 21:38 on Apr 17, 2019 |
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Apr 17, 2019 21:25
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Giant Isopod posted:I like how there's no mention of how much is the remaining balance of the loan, and if she even know what it is. Well she needed $3500 and had $2k to pay her credit card... Lol...I mean cosplay convention so at least $1500.
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Apr 17, 2019 21:37
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quote:I can't even imagine this [debt collectors calling one of my residences] is legal!?!
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Apr 17, 2019 21:53
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BWM HOF right there.
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Apr 17, 2019 21:55
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I'd cosplay as someone who is GWM and live out that fantasy, if only for a weekend.
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Apr 17, 2019 21:58
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totalnewbie posted:Just google the first sentence, yeesh. Whoa her responses are insane(ly depressing)
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Apr 17, 2019 22:00
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Oh man, I wonder how many folks like this are out there in the US? https://www.reddit.com/r/personalfinance/comments/beci3d/39yo_78k_in_debt_and_ive_been_a_nonfiler_on_my/ 39yo, 78k in debt, and I've been a non-filer on my taxes for 20+ years (self.personalfinance) submitted 44 minutes ago by bmac3044 Hello r/personalfinance, I’ve been lurking on this subreddit for a long time and have seen some people get excellent advice and now I'm seeking advice for myself. I know what I’m about to layout is completely my fault, I’m just seeking some advice on how I can move toward a resolution. I’m 39 years old, single, no dependents, and living in Georgia. I gross about $55k/year and my take home pay is about $1,200 every two weeks. My rent is $1,060/month. I’m about $78k in debt which breaks down as follows: $38k credit card (stopped making payments on these about a year ago) $14k car loan (car is worth about $8k and the loan is current) $26k 401k loan (making payments of $350 every two weeks out of my paycheck) One of the big mega banks has filed a lawsuit against me for $12k. I know they will be aggressive and will eventually place a lien on my checking account and/or garnish my wages. I’ve decided that I need to file for Chapter 13 Bankruptcy. I also haven’t filed my taxes in 20+ years. I'm a W2 employee so my employer has been withdrawing taxes, I just haven't filed. About 16 years ago I received a few letters from the IRS but I ignored them and they eventually stopped. One of the requirements of filing for bankruptcy is that I must file my taxes and submit my returns to the bankruptcy court. My bankruptcy attorney has told me that ALL (20+ years) need to be submitted. My tax attorney is telling me that they can only go back 10 years and they want to charge me $350 for each year plus a $650 one time charge to pull my IRS transcript. Is $350 a reasonable rate for this type of situation? How can I move forward with the bankruptcy if they will require all 20+ years of returns to be filed when I’m being told I can only file for the past 10? Any advice that you all may provide is greatly appreciated. Thanks, bmac
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Apr 17, 2019 22:02
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He's in luck because the IRS basically doesn't give a gently caress anymore about people who don't file*! * unless you're a poor minority https://www.propublica.org/article/how-the-irs-was-gutted
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Apr 17, 2019 22:12
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zaurg?
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Apr 17, 2019 22:12
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totalnewbie posted:He's in luck because the IRS basically doesn't give a gently caress anymore about people who don't file*! Goddamn, our country is rotting from the inside out
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Apr 17, 2019 22:56
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totalnewbie posted:He's in luck because the IRS basically doesn't give a gently caress anymore about people who don't file*! Actually, he lost at BWM roulette in a big way since he can't declare bankruptcy without self-reporting, which even the kneecapped IRS of today will notice.
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Apr 18, 2019 00:21
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Simpsons Reference posted:zaurg? If he’s filed at least once zaurg can’t be this guy.
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Apr 18, 2019 00:24
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Ixian posted:Actually, he lost at BWM roulette in a big way since he can't declare bankruptcy without self-reporting, which even the kneecapped IRS of today will notice. And who knows how much he actually owed... he may have been overwithheld all of those 16 years and was due refunds each of them lol A bit odd he is being told he needs all 20 years though... looking online for Ch 7 your most recent is usually required and for Ch 13 usually last 4...
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Apr 18, 2019 00:37
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Raldikuk posted:And who knows how much he actually owed... he may have been overwithheld all of those 16 years and was due refunds each of them lol This. 1200 takehome every two weeks seems pretty low on 55k gross. And I doubt he's doing a retirement plan if he's that far in debt. It is possible he has been leaving a LOT of money on the table.
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Apr 18, 2019 01:06
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His health insurance is probably ridiculously lovely and expensive. (more so than everyone elses I mean)
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Apr 18, 2019 01:14
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Raldikuk posted:
He says he was told that by a firm that wants to charge him $350 per year so, GWM for them, is my guess. Edit: Betting it's the kind of place where when he goes back and tells them only 7 years are needed they'll go "$350 per was the discount rate, for 7 it'll be $750 per".
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Apr 18, 2019 01:18
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SettingSun posted:Probably my favorite part of the story is that they got a payday loan, “accidentally” missed a payment, and then tried to dodge them for long enough that they went after family. Doesn’t sound like much of an accident. What are the odds the $2k for credit card payment was money from the parents?
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Apr 18, 2019 01:33
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The IRS posted:For individuals, the most common type of bankruptcy is a Chapter 13. Before you consider filing a Chapter 13 here are some things you should know: https://www.irs.gov/businesses/small-businesses-self-employed/declaring-bankruptcy I can't find anything relating to bankruptcy that requires 20 years worth of tax returns. He really needs to get a second opinion or an explanation as to why his bankruptcy attorney wants that. Frankly, if he's a W2 employee his taxes probably aren't complicated to begin with (I'm assuming a guy with 78k in debt probably doesn't have a lot of stocks or savings to tax). He could probably file his amended taxes himself and may even be entitled to a refund.
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Apr 18, 2019 01:38
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Cancelled property purchase due to panic attack, should I buy again?quote:I’ve pulled the pin on multiple properties I’ve put offers on during the cooling off period because I get severe panic attacks and start obsessing about the flaws of each one. I cancelled a purchase on an apartment yesterday because it’s run by student management and there’s a lot of drama going on with the owners Corp and building maintenance. but the apartment is perfect in every other way and I think these dramas can get resolved over time. 
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Apr 18, 2019 02:32
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This might only be interesting to me since it's my wheelhouse, but I am absolutely blown away by how loving ineffective with money the new Opportunity Zone program is. TLDR is that OZs are supposed to spur development in economically disadvantaged areas by giving huge tax breaks to investors. But it turns out that their definition of a disadvantaged area (over 20% of the population must be below 80% of the median family income) tends to apply to core urban areas as well. So we're giving financial incentive to build more luxury product in the most luxurious areas. "Portland is about to see a flurry of construction because of a provision in the 2017 tax overhaul that led to the creation of more than 8,700 “opportunity zones” across the country—areas that, in theory, have been ignored by investors and need generous tax breaks to catch up. But Oregon did an audacious thing: It selected the entire downtown of its largest city to be eligible for the law’s suite of benefits... Including the Pearl [GGGC note: Oregon's single most expensive and desirable neighborhood]" This whole article is breathtaking https://www.bloomberg.com/graphics/2019-portland-opportunity-zones/
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Apr 18, 2019 05:44
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John Smith posted:Shouldn't GoGoGadgetChris be banned from this thread, the same as TB and I? In all fairness and all. Lol get my name outta your filthy mouth you dumbass bitch
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Apr 18, 2019 05:45
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GoGoGadgetChris posted:This might only be interesting to me since it's my wheelhouse, but I am absolutely blown away by how loving ineffective with money the new Opportunity Zone program is. Yo, you gonna pay that in the PNW or Oregoons threads? Because holy poo poo.
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Apr 18, 2019 05:58
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20% below 80% seems like all but the most homogenously wealthy areas would be counted as an OZ.
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Apr 18, 2019 09:03
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Simpsons Reference posted:You were banished for a week, not outright banned. Simpsons Reference posted:Apparently nobody likes GGGC but everyone hates you.
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Apr 18, 2019 11:13
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GoGoGadgetChris posted:This might only be interesting to me since it's my wheelhouse, but I am absolutely blown away by how loving ineffective with money the new Opportunity Zone program is. Similar thing happened in NYC with the new luxury Hudson Yards development and exploiting cash-for-visas money meant for the poor https://www.nytimes.com/2019/04/16/opinion/hudson-yards.html
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Apr 18, 2019 11:33
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John Smith posted:Fair enough then. I accept your point. I hate that you can't receive PMs. GGGC gets reported plenty, don't you worry about that. He's diet John Smith. But it's not anything political, he just won't shut the gently caress up about his  car. This financial subforum, while still left-leaning, is about the closest to center you're going to find on this website. I'm sure there are plenty of right-leaning posters and they do mostly fine, so if you can't make your arguments work here, maybe it's not the forum for you. IIRC, you don't even get reported for your political posts for the most part, but instead the follow up bitching about people giving you poo poo about your political posts. "Oh no, people disagree with me!" If you make a worthwhile contribution to the thread, great. If not, shut up.
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Apr 18, 2019 13:12
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Un perma Leon imo we need him
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Apr 18, 2019 13:17
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Make Leon a mod so he never gets banned again.
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Apr 18, 2019 13:18
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George H.W. oval office posted:Un perma Leon imo we need him He can't stay out of D&D and C-SPAM, he'd just get banned again https://www.youtube.com/watch?v=dCeD2gF9jUo
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Apr 18, 2019 13:21
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He’s no more mentally ill than the rest of the people that hang out there so 
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Apr 18, 2019 13:37
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Simpsons Reference posted:I hate that you can't receive PMs. Edit: Far right: Let's exploit these idiots. Center right: Let's laugh at these idiots. Center left: Let's educate these idiots. Far left: Let's subsidize these idiots. Dik Hz fucked around with this message at 14:13 on Apr 18, 2019 |
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Apr 18, 2019 14:10
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