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gently caress student loans. gently caress academics in general for allowing the real price of higher education to increase almost 4-fold in the last 40 years.
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Jul 14, 2019 18:00
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He didn't post the best bits of the articlequote:“I can wait forever for Bernie Sanders or Elizabeth Warren to cancel this debt—or I can just make it happen. They're trying to make student debt seem like something that is just par for the course, pull yourself up by the bootstraps, no legislative changes needed. Basically FC is sucking wall street's dick because Sanders has proposed taxing wall street to get the revenue to pay off all student loan debt. EAT FASTER!!!!!! posted:gently caress student loans. gently caress academics in general for allowing the real price of higher education to increase almost 4-fold in the last 40 years. Exactly. The legislation that needs to happen is to cap the price of it imho. If you just pay it all off like Sanders wants to do, you haven't solved the core problem.
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Jul 14, 2019 19:20
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My Rhythmic Crotch posted:Exactly. The legislation that needs to happen is to cap the price of it imho. If you just pay it all off like Sanders wants to do, you haven't solved the core problem. 500 Euro- I mean $564 per year maximum seems like a good place to start.
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Jul 14, 2019 19:26
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I'm proud to present our new system which relies on Education Insurance to help pay for classes needed. Now classes are only 20% of their listed cost and after you meet your high education deductable it's 100% covered for that semester! Of course your school has to be in network and your professor must be a generic.
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Jul 14, 2019 19:48
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My Rhythmic Crotch posted:Exactly. The legislation that needs to happen is to cap the price of it imho. If you just pay it all off like Sanders wants to do, you haven't solved the core problem. One problem with your master plan here OP. How would NCAA teams still be able to compete with the NFL to hire the best coaches in the world???
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Jul 14, 2019 19:59
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Volkerball posted:One problem with your master plan here OP. How would NCAA teams still be able to compete with the NFL to hire the best coaches in the world??? I know, it's insane thinking Bob Stoops was paid 6 million american US dollars per year. That money doesn't come outta thin air. I wouldn't mind prices resetting back to what I paid from '01-'06 and then tracking with inflation. It was still possible in those days to avoid coming out with massive debt, provided you worked and/or had scholarships.
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Jul 14, 2019 20:20
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My Rhythmic Crotch posted:Exactly. The legislation that needs to happen is to cap the price of it imho. Do public colleges not have their tuition structured by the government? I thought that was how public colleges worked down there!
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Jul 14, 2019 20:43
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Subjunctive posted:Do public colleges not have their tuition structured by the government? I thought that was how public colleges worked down there! Starting in the 80s state governments reduced and then eventually pretty much eliminated state funding for higher education. Meanwhile colleges started adding additional amenities, pouring money into sports programs, and adding additional administrators who don't do much of anything. Edit: to answer you question, states can usually approve or deny tuition increases at state schools only, but the state also decides how much tax money goes into colleges, and higher tuition means less tax money going in. therobit fucked around with this message at 21:00 on Jul 14, 2019 |
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Jul 14, 2019 20:57
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Subjunctive posted:Do public colleges not have their tuition structured by the government? I thought that was how public colleges worked down there! Hah, no that would run extremely counter to the american mantra of "You're not so much a citizen, as you are a customer" and  free markets and all that.Going to college used to be a very spartan and bare-bones experience, but things started escalating with the arrival of the internet. Schools started marketing and competing to provide ever more luxurious accommodations. Some of it I can understand... like needing an IT staff... That was a new thing that schools had to find a way to pay for. But a lot of it was super lux suites instead of dorms, higher-end food options, etc. It's idiotic to borrow money as a student to pay for stuff like that, but people here are brainwashed to believe that it's worth it. ^ Good clarification by the poster above me. I took your question to mean the federal government, not state. My Rhythmic Crotch fucked around with this message at 21:12 on Jul 14, 2019 |
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Jul 14, 2019 21:07
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EAT FASTER!!!!!! posted:gently caress student loans. gently caress academics in general for allowing the real price of higher education to increase almost 4-fold in the last 40 years. This is about as useful as blaming doctors for the real cost of healthcare increasing by 5-6x over the last 40 years 
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Jul 14, 2019 21:14
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By "academics" I don't think he literally meant the professors and TAs stuff.
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Jul 14, 2019 21:19
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BEHOLD: MY CAPE posted:I don't get it He went back to school for a second degree and is making $38,000/year. Maybe if you’re going to graduate, and find yourself in debt, then if you decide to go back school it should be in a field that pays better.
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Jul 14, 2019 21:20
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Phanatic posted:He went back to school for a second degree and is making $38,000/year. Maybe if you’re going to graduate, and find yourself in debt, then if you decide to go back school it should be in a field that pays better. I dont see where it says what he majored in, but the dude only took out 12k in loans the second time which seems like a small amount. Plus he basically had to go back to school because the recession hosed his career.
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Jul 14, 2019 21:44
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My Rhythmic Crotch posted:I know, it's insane thinking Bob Stoops was paid 6 million american US dollars per year. That money doesn't come outta thin air. University coaches are the highest paid people in all but 11 states. http://www.espn.com/espn/feature/st...elf-bob-huggins
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Jul 14, 2019 21:47
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OctaMurk posted:I dont see where it says what he majored in, but the dude only took out 12k in loans the second time which seems like a small amount. Plus he basically had to go back to school because the recession hosed his career.
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Jul 14, 2019 22:30
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Ralith posted:A recession doesn't magically invalidate your education after the economy recovers. No, but it gets much harder to get an entry level job when you've been out of school and doing odd jobs for a few years versus straight out of school. I'm not saying this guy did everything right or that it's impossible, but it's definitely more difficult.
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Jul 14, 2019 22:33
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Ralith posted:A recession doesn't magically invalidate your education after the economy recovers. It does when companies only hire directly out of school for entry level jobs.
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Jul 14, 2019 22:33
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Ralith posted:A recession doesn't magically invalidate your education after the economy recovers.
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Jul 14, 2019 23:15
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Dave Ramsey + Horses. 
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Jul 14, 2019 23:39
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Oh yeah if you want something bad enough it doesn't matter if you can afford it. Everybody knows that!
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Jul 14, 2019 23:42
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Grem posted:University coaches are the highest paid people in all but 11 states. Mike Gundy, of my alma mater, getting 4.2 million per year is some funny rear end poo poo
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Jul 15, 2019 00:07
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Grem posted:University coaches are the highest paid people in all but 11 states. Nick Saban makes 100 times the Alabama governor.
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Jul 15, 2019 00:16
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Elephanthead posted:Nick Saban makes 100 times the Alabama governor. nick saban also probably has 100 times more power than the alabama governor
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Jul 15, 2019 00:17
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Ralith posted:A recession doesn't magically invalidate your education after the economy recovers. Having a big gap in your resume where you didn't have a "real" job is a really heavy anchor in the jobseeking process--and the longer you go without getting into the industry, the harder it will get. The people I've known with this problem have only ever gotten around it by either going back to school, or having a personal connection at the company that can get them to the interview. I bet at least a quarter of any master's degree program is students that weren't able to land a job after earning their bachelors.
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Jul 15, 2019 00:30
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Ralith posted:A recession doesn't magically invalidate your education after the economy recovers. oh right I forgot that years spent not working in your field is ignored by potential employers because RECESSION Who needs experience anyhow? A degree is a magic ticket to a big money job!
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Jul 15, 2019 01:23
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Elephanthead posted:Nick Saban makes 100 times the (reported taxable income of the) Alabama governor.
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Jul 15, 2019 01:35
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Subjunctive posted:Do public colleges not have their tuition structured by the government? I thought that was how public colleges worked down there! They do. Many states have reduced the amount they contribute to their state universities, but it’s still a symbiotic relationship. If a public college wants to raise tuition they need to get approval from the state board of regents. Public school tuition is often not that bad. Where I live* a student could go to a local 4 year college, live at home, and pay next to nothing. Tuition is paid out of lottery proceeds as long as the student maintains a B average. Room and board is where they get you. That’s like 2x the cost of tuition alone. When schools build fancy dorms or try and field the best NCAA teams, those costs often show up there. The biggest travesty is not college costs, it’s asking 18 year olds to determine a proper ROI regarding education and then sticking them with lifetime debt. Non-dischargeable college debt is probably the biggest factor in tuition increases. *I realize not all states are the same. YMMV depending on where you live.
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Jul 15, 2019 03:39
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Krispy Wafer posted:They do. Many states have reduced the amount they contribute to their state universities, but it’s still a symbiotic relationship. If a public college wants to raise tuition they need to get approval from the state board of regents. Or they do like UMass: like 3000 dollars a year tuition, then like 10000 dollars in "fees"
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Jul 15, 2019 04:00
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CelestialScribe posted:Dave Ramsey + Horses. horse chiropractor. Have these come up previously in BWM: Horsechat and I missed it cause holy gently caress that's a new one.
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Jul 15, 2019 04:14
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olylifter posted:horse chiropractor. Have these come up previously in BWM: Horsechat and I missed it cause holy gently caress that's a new one. I've seen the facilities for horse....I guess....hydrotherapists? (it's a walk in tank that opens in the back, closes and then fills up) as well as horse magnet magic people.....what are those called again? Yes, I've bought several horses from Dupont family farms. They are as batshit crazy as the stories indicate. I was actually told by their horse whisperer/psychiatrist that one of them was not really "Breakpoint", her registered name, bust actually Mae West. I'm not ure if the horse was channeling the actress or a reincarnation. I just got the gently caress out of there back to my farm. She was my favorite horse ever, but never mentioned formerly being an actress to me so I'm not sure. Edit: she was a complete bitch to women, so the girls at my barn started calling her princess and that stuck for the rest of her days. Motronic fucked around with this message at 04:24 on Jul 15, 2019 |
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Jul 15, 2019 04:21
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crazypeltast52 posted:Fine, but who was taking delivery of that 20 tons of excess cargo on JP Morgan’s ship? JP Morgan owns that ship in much the same way the bank owns your house. It’s an exotic financing arrangement. You can’t just buy a container ship and start operating it without attracting attention. But the cartels do use a lot of disposable boats.
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Jul 15, 2019 04:38
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FrozenVent posted:JP Morgan owns that ship in much the same way the bank owns your house. It’s an exotic financing arrangement. Found the JP Morgan parachute account. Mr. Ghost says it's just the bank's yearly supply and they save by buying in bulk.
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Jul 15, 2019 04:46
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I cosigned for a lease am i screwed https://www.reddit.com/r/personalfinance/comments/cd37yk/i_cosigned_for_a_lease_am_i_screwed/ quote:Hey pf. I cosigned a lease for my best friend to get a car. Before anyone criticizes me for that. We have are practically like family so i did it on good faith, also because hes always been great with paying me back. Unfortunately he fell on hard times and the car was repossed and sold. He paid the difference and all that to the dealership and from what he says its case closed. So my question is, will this affect me in any way as the cosigner?
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Jul 15, 2019 04:53
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Krispy Wafer posted:n and then sticking them with lifetime debt. Non-dischargeable college debt is probably the biggest factor in tuition increases. This is the biggie. If you want to fix the spiriting cost of education in a way that won’t cause a giant poo poo fit throw down like paying off current debt (which won’t fix thr long term problem, just bail out current lenders) make the debt dischargable. Then lenders would actually have to do some thinking about whether an 18 year old going to a no name LAC for an English degree is a good risk on $250k of debt, and without that bucket of unlimited guaranteed money schools would calm the gently caress down with the race to grab it all. Edit: declaring bankruptcy sucks but way less than carrying debt you can’t service your whole life.
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Jul 15, 2019 12:05
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Motronic posted:I've seen the facilities for horse....I guess....hydrotherapists? (it's a walk in tank that opens in the back, closes and then fills up) as well as horse magnet magic people.....what are those called again? Uhh... source your quotes?
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Jul 15, 2019 13:37
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Weatherman posted:Uhh... source your quotes? I have mentioned before in this very thread that I was on the "supply" side of the horse business and it was very much GWM. But BWL because you have to deal with horse people.
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Jul 15, 2019 13:57
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My cousin is a horse person and she’s probably the most naive person I know.
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Jul 15, 2019 13:59
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That sounds about right. The most important thing about dealing with horse people is to never, ever extend credit. I would begin and end sentences with "bring cash". I was also very big on contracts for boarding because I had SO MANY horses abandoned by the boarders who just stop paying/no show at the barn. Edit for........CAR TALK: Should I keep my car or am I being tricked by Sunk Cost fallacy? (self.personalfinance) submitted an hour ago * by Elogotar https://www.reddit.com/r/personalfinance/comments/cdgr4u/should_i_keep_my_car_or_am_i_being_tricked_by/ quote:Just over two years ago, I bought a used car for about $7,000. My thought being that even though I could go to a dealership and get something new or certified used, that I'd be making payments forever and never actually own the car. It seems like renting vs. owning and I hate renting, it feels like being stolen from. Motronic fucked around with this message at 14:31 on Jul 15, 2019 |
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Jul 15, 2019 14:26
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What the gently caress is a "harmonic balancer"? Granted I know nothing about cars or the dark magic that powers them but that sounds like some Star Trek poo poo.
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Jul 15, 2019 14:43
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8one6 posted:What the gently caress is a "harmonic balancer"? Granted I know nothing about cars or the dark magic that powers them but that sounds like some Star Trek poo poo. https://en.m.wikipedia.org/wiki/Engine_balance This is why inline 6s are God's own engines
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Jul 15, 2019 14:47
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