|
prom candy posted:Got rear ended and I'm going to be stuck in a rental next week, of the cars that are available on rental lots that my insurance will pay for, what are the best and worst? Always get a Nissan Versa. Good little car I hear.
|
#
?
Sep 21, 2019 19:37
|
|
|
|
| # ? May 29, 2024 11:08 |
|
|
TheWevel posted:Always get a Nissan Versa. Good little car I hear. The take-off is usually fine, but the landings are kind of rough. Also, considering how i used to drive rental cars, I'm always worried that they now have a black box of some sort to detect people like me. The first thing i do in a rental car these days is finger the ODB port to make sure there's nothing in there.
|
|
#
?
Sep 21, 2019 19:51
|
|
|
Powershift posted:The first thing i do in a rental car these days is finger the ODB port to make sure there's nothing in there. I hope there was consent involved 
|
|
#
?
Sep 21, 2019 20:05
|
|
|
Powershift posted:Also, considering how i used to drive rental cars, I'm always worried that they now have a black box of some sort to detect people like me. Oh poo poo is that a thing now? Also it's OBD for On-Board Diagnostics 
|
|
#
?
Sep 21, 2019 20:58
|
|
|
Applebees Appetizer posted:I hope there was consent involved There was a contract and cash was exchanged. got off on a technicality posted:Oh poo poo is that a thing now? Yeah. Some insurance companies use OHHHHHHH BEEEEEEE DEEEEEEEEEEEE  port tattlers to monitor driving habits. If i was renting cars out you could loving well bet i would have on superglued in there. the progressive insurance one raises you rates if you accelerate or brake too hard.
|
|
#
?
Sep 21, 2019 21:39
|
|
|
Ol' Dirty Bastard port.
|
|
#
?
Sep 21, 2019 21:40
|
|
|
KozmoNaut posted:Ol' Dirty Bastard port. Wu Tang Bus ain't nothin to gently caress with
|
|
#
?
Sep 21, 2019 21:42
|
|
|
Powershift posted:
State Farm claimed that it wouldn't raise my rate but I don't believe them for a second, especially with the way I tend to drive.
|
|
#
?
Sep 21, 2019 22:13
|
|
|
Powershift posted:Yeah. Some insurance companies use OHHHHHHH BEEEEEEE DEEEEEEEEEEEE Do they account for engine size / car weight / anything like that? There's a handful of sub-120hp cars for sale in the US market still that you have to wring out. Or alternatively, if it's actually tracking 0-40mph times or something, then you'd be safe!
|
|
#
?
Sep 21, 2019 22:17
|
|
|
Twerk from Home posted:Do they account for engine size / car weight / anything like that? There's a handful of sub-120hp cars for sale in the US market still that you have to wring out. Or alternatively, if it's actually tracking 0-40mph times or something, then you'd be safe! I don't know how much they monitor, exactly, but you can loving well bet you'll never drive good enough for a discount. they probably have all sort of insane crash statistics and you'll get dinged for driving on 10th street between 3pm and 5pm and never know it because it's a high collision area. https://www.intellimec.com/insights/connected-car-insurance. I mean  no thanks, i'll just die
|
|
#
?
Sep 21, 2019 22:20
|
|
|
We should all go back to using carburetors and crank windows imo
|
|
#
?
Sep 21, 2019 22:39
|
|
|
Powershift posted:There was a contract and cash was exchanged.
|
|
#
?
Sep 21, 2019 23:45
|
|
|
Mr. Apollo posted:My insurance company is always contacting me to get me to start using a monitoring device. They say “you can save up to 30% and will automatically save 10% in your first month” when I ask if they’ll raise my rates based on the data they just repeat the “save up to 30%” comment. Then suddenly insurance is 3x as much but they'll discount it by 50% if you drive like a doped up octogenarian and let them sell your real time whereabouts to anyone that wants it.
|
|
#
?
Sep 22, 2019 00:07
|
|
|
Seik posted:Then suddenly insurance is 3x as much but they'll discount it by 50% if you drive like a doped up octogenarian and let them sell your real time whereabouts to anyone that wants it. Next thing you know you're getting targeted ads on your gauge cluster for strip clubs and start seeing markers for therapists on your GPS. The future is bullshit. Hell, the present and past are too.
|
|
#
?
Sep 22, 2019 00:13
|
|
|
Powershift posted:Next thing you know you're getting targeted ads on your gauge cluster for strip clubs and start seeing markers for therapists on your GPS. I saw a quote the other day that it's like we're living in the scrolling text before a dystopian movie. Feels pretty accurate.
|
|
#
?
Sep 22, 2019 00:45
|
|
|
Seik posted:I saw a quote the other day that it's like we're living in the scrolling text before a dystopian movie. Feels pretty accurate. Seems like the kind of joke that could hurt your social credit score.
|
|
#
?
Sep 22, 2019 00:48
|
|
|
Seik posted:I saw a quote the other day that it's like we're living in the scrolling text before a dystopian movie. Feels pretty accurate. That was me, like a page ago
|
|
#
?
Sep 22, 2019 00:56
|
|
|
bull3964 posted:That was me, like a page ago I liked your quote man. It's a good quote.
|
|
#
?
Sep 22, 2019 01:08
|
|
|
right now we're the people in 1930's Germany who you just don't get why they didn't do anything
|
|
#
?
Sep 22, 2019 02:02
|
|
|
big crush on Chad OMG posted:What kind of car do you have and who is paying for the rental, your company or theirs? My insurance is paying and then presumably will be collecting from the liable party's insurance. I drive a 2017 Civic Si. Maybe I can get into a mustang. Miata would be great but I need to get to hockey
|
|
#
?
Sep 22, 2019 03:09
|
|
|
If it’s your policy then you have a rate in your policy that you chose. Probably between $30-$50/day. You can pick whatever they have available.
|
|
#
?
Sep 22, 2019 03:11
|
|
|
fknlo posted:State Farm claimed that it wouldn't raise my rate but I don't believe them for a second, especially with the way I tend to drive. Also, that month was loving torture.
|
|
#
?
Sep 22, 2019 03:39
|
|
|
I worked for a company that made the software for those OBD devices (I think someone else made the hardware we used), and know a lot more about how the units, software, and insurance programs on top of them work. These devices are also used in many fleet vehicles. If you had ON Star or similar, you didn’t even need the OBD unit, we could just read from that. Hard Acceleration, Heavy Braking, speeding, idling, location whenever your vehicle is on, and all sorts of other useful and scary data, all there for the users. Stay the gently caress away from these if you are at all about data privacy. A few bucks a month on your insurance isn’t worth it.
|
|
#
?
Sep 22, 2019 04:55
|
|
|
Most modern cars, especially the more advanced ones from companies like VW, are loaded with telematics systems. if you care about data privacy, buy something used or get a throwback car like a BRZ or Fit
|
|
#
?
Sep 22, 2019 05:50
|
|
|
Ultimate Mango posted:I worked for a company that made the software for those OBD devices (I think someone else made the hardware we used), and know a lot more about how the units, software, and insurance programs on top of them work. These devices are also used in many fleet vehicles. If you had ON Star or similar, you didn’t even need the OBD unit, we could just read from that. Hard Acceleration, Heavy Braking, speeding, idling, location whenever your vehicle is on, and all sorts of other useful and scary data, all there for the users. Sweet. My work uses telemetry software (that doesn't even use the OBD port) and while they're mostly easy to drive around I have to say every time I've been dinged for "hard cornering" it's actually more like "pulling into a driveway that isn't perfectly level" Also lol if you voluntarily put one of those into your personal car. Just lol.
|
|
#
?
Sep 22, 2019 08:06
|
|
|
Ultimate Mango posted:I worked for a company that made the software for those OBD devices (I think someone else made the hardware we used), and know a lot more about how the units, software, and insurance programs on top of them work. These devices are also used in many fleet vehicles. If you had ON Star or similar, you didn’t even need the OBD unit, we could just read from that. Hard Acceleration, Heavy Braking, speeding, idling, location whenever your vehicle is on, and all sorts of other useful and scary data, all there for the users. You don’t even need on board telematics. Those fancy smartphones you carry have GNSS and accelerometers, and they can even tell when you’re using the phone while driving.
|
|
#
?
Sep 22, 2019 11:29
|
|
|
Ultimate Mango posted:I worked for a company that made the software for those OBD devices (I think someone else made the hardware we used), and know a lot more about how the units, software, and insurance programs on top of them work. These devices are also used in many fleet vehicles. If you had ON Star or similar, you didn’t even need the OBD unit, we could just read from that. Hard Acceleration, Heavy Braking, speeding, idling, location whenever your vehicle is on, and all sorts of other useful and scary data, all there for the users. Rather interesting as I know for a fact that some of these OBD devices do not have a GPS chip and the software was built in house.
|
|
#
?
Sep 22, 2019 12:02
|
|
|
Wheeee posted:right now we're the people in 1930's Germany who you just don't get why they didn't do anything I hope this is hyperbole lol
|
|
#
?
Sep 22, 2019 14:44
|
|
|
big crush on Chad OMG posted:Rather interesting as I know for a fact that some of these OBD devices do not have a GPS chip and the software was built in house. There are dozens of similar solutions out there. Market got crazy crowded 5ish years ago. It’s consolidated since then but you can also now get whitelabel flash-able OBD devices and roll your own. If you do your own, gps history point normalization is loving hard. As far as the factory systems go, I know BMW engineers cared very much about privacy back then at least. Other manufacturers whored out data in very ethically questionable ways (to put it kindly).
|
|
#
?
Sep 23, 2019 02:03
|
|
|
Ultimate Mango posted:There are dozens of similar solutions out there. Market got crazy crowded 5ish years ago. It’s consolidated since then but you can also now get whitelabel flash-able OBD devices and roll your own. If you do your own, gps history point normalization is loving hard. This is really interesting. What did they do with the data? As someone with a 7-year-old BMW who is considering other manufacturers for my next car, I’m especially interested.
|
|
#
?
Sep 23, 2019 03:07
|
|
|
How bout if I want an Arteon, would that be selling my soul to the illuminati?
|
|
#
?
Sep 23, 2019 04:28
|
|
|
Mazdas aren't connected to the internet yet, so if you are concerned about that sort of thing, the answer is always Miata.
|
|
#
?
Sep 23, 2019 04:34
|
|
|
Russian Bear posted:Mazdas aren't connected to the internet yet, so if you are concerned about that sort of thing, the answer is always Miata. I think you mean: Miata Is Always The Answer ("what's a car I cannot drive, alex?")
|
|
#
?
Sep 23, 2019 04:40
|
|
|
Sweet. That’s exactly the brand I was considering.
|
|
#
?
Sep 23, 2019 05:08
|
|
|
Dadliest Worrier posted:This is really interesting. What did they do with the data? As someone with a 7-year-old BMW who is considering other manufacturers for my next car, I’m especially interested. Read the T’s & C’s for any connected vehicle product very carefully. The Germans weren’t so bad, but now with Siri/Google/Alexa or similar features I’m not sure. Originally BMW connected services were designed so the connected side was basically air gapped from the car side. As for other brands, see DEFCON and CCC presentations on connected vehicles. Heck, I drive a vehicle now where I can set geo fences and speeding alerts, and basically have the car spy on me or anyone who drives it. I’m glad I’m boring. As for data, you can imagine the use cases for anonymized location data for anywhere between six and nine figures worth of vehicles over a period of many months or years. That data has value. Companies have arrangement to share marketing data with partners. Any more and I’d need to talk to my lawyers and start a thread...
|
|
#
?
Sep 23, 2019 05:38
|
|
|
Ultimate Mango posted:
|
|
#
?
Sep 23, 2019 07:11
|
|
|
Ultimate Mango posted:Read the T’s & C’s for any connected vehicle product very carefully. The Germans weren’t so bad, but now with Siri/Google/Alexa or similar features I’m not sure. Originally BMW connected services were designed so the connected side was basically air gapped from the car side. As for other brands, see DEFCON and CCC presentations on connected vehicles. Heck, I drive a vehicle now where I can set geo fences and speeding alerts, and basically have the car spy on me or anyone who drives it. I’m glad I’m boring. GDPR means in Europe now your data actually has to be protected, and zee german OEMs these days are much more reticent about sharing it. The predictions of OEMs selling billions of dollars of data to marketing partners each year turns out not to have happened because right now no one really wants to pay for that data. But here in the US we’ll need CA to pass it’s mini GDPR law to get any kind of firm protection.
|
|
#
?
Sep 23, 2019 07:44
|
|
|
For anyone who worked on it, please correct me, but the thing that drives me crazy about the OBD telemetrics is they actually don’t tell you that much. It can’t tell if you are blowing a red light, changing lanes without a signal light, being a left lane hog, making illegal turns, following too closely, or just generally being inattentive. It would seem like you are more likely to get dinged revving out your underpowered corolla merging into traffic than just lazily sliding in at 1/4 throttle and making people hit their brakes behind you.
|
|
#
?
Sep 23, 2019 16:06
|
|
|
Ultimate Mango posted:
I absolutely despise that there are teams of people in this world analyzing everything I do just to loving bother me with ads for poo poo I will never buy and actively avoid because of their hogshit. It's such a boring dystopia that my privacy is forfeit because some dickheads want to sell me poo poo. (inb4 someone says well achkshually under glorious socialism the nomenklatura totally won't use the same channels to spy on you talking poo poo about the party  )I test this by saying the name of something over and over around my wife when she's browsing instagram. For instance: I'll talk about garmin watches or garmin bike computers and within hours she's got garmin ads on her feed. Try it yourself!
|
|
#
?
Sep 23, 2019 16:12
|
|
|
|
| # ? May 29, 2024 11:08 |
|
|
BloodBag posted:I absolutely despise that there are teams of people in this world analyzing everything I do just to loving bother me with ads for poo poo I will never buy and actively avoid because of their hogshit. It's such a boring dystopia that my privacy is forfeit because some dickheads want to sell me poo poo. (inb4 someone says well achkshually under glorious socialism the nomenklatura totally won't use the same channels to spy on you talking poo poo about the party give in to the mediocrity and go full on mediocre cyberpunk hackerman. tape your fitbit to a delivery truck so they think you're running 300 miles a day for every case of mountain dew you order off amazon, also order some yarn and a chuck tingle book google absurd things like "why dogs don't drive cars?" or "where can i buy a mitsubishi?" buy an internet connected car and drive everywhere in reverse.
|
|
#
?
Sep 23, 2019 16:32
|
|