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Grand Theft Doggo. He's going to get serious prison time for a incorrectly valued dog.
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Sep 25, 2019 02:03
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BonerGhost posted:Google knows I like BWM I feel like Louisiana Man is the sympathetic everyman version of Florida Man.
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Sep 25, 2019 02:11
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Louisiana man is always underwater on his truck.
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Sep 25, 2019 02:19
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Krispy Wafer posted:Louisiana man is always underwater on his truck. Even, or especially so, when he pays cash.
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Sep 25, 2019 04:18
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Krispy Wafer posted:Louisiana man is always underwater on his truck. Global warming is a bitch.
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Sep 25, 2019 13:55
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pentyne posted:Is there anything in this world more directly responsible for causing adults to go scorched earth BWM then Disney? Trucks
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Sep 25, 2019 14:10
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Is Bankruptcy The Right Option? (self.personalfinance) submitted 44 minutes ago by throwawayimbroke2019 https://old.reddit.com/r/personalfinance/comments/d93f0w/is_bankruptcy_the_right_option/ quote:I have 30k in credit card debt and will be possibly moving cross country within a month to start my first job in 2 years. I'm 1.5 years behind on the credit card debt (stems from bitcoin and my thriving business that started failing). I have a meeting with a bankruptcy lawyer and was set to file chapter 7. Well, I was just told I have an inheritance of 50k coming my way now. Would it be more advantageous to not even file chapter 7 and try to settle the debt lower with the creditors? Should I file bankruptcy and get my 50k outright, but live with the negative implications of bankruptcy on my history? I've been living broke and jobless for 2 years while I finished college and job searching after college. Before this negative downturn I was pulling 75-100k a year profit from the business while in college. I grew my bitcoin account from 13k to a peak of 20 (120k worth at time) bitcoins, but a snowball of bad investments ruined that. There's a thread title to be crafted out of the bolded part. Edit: Underwater in truck (self.personalfinance) submitted 58 minutes ago by keepcalm86 https://old.reddit.com/r/personalfinance/comments/d93b5w/underwater_in_truck/ quote:Recent job offer requires relocation and I literally just bought a $64,000 diesel pickup truck I planned on keeping for 8-10 years. Motronic fucked around with this message at 15:30 on Sep 25, 2019 |
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Sep 25, 2019 15:24
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I Dunno what the relocation has to do with a truck unless he's moving across the pond or something. At that point I would discuss with the company costs to sell it and walk out with nothing.
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Sep 25, 2019 15:52
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Literally the $64,000 question 
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Sep 25, 2019 15:53
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quote:Payment is ~1k/month 
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Sep 25, 2019 15:57
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Motronic posted:Is Bankruptcy The Right Option? (self.personalfinance) Double lol. I’m sure your creditors and bankruptcy court will never know about your super secret inheritance and will let this slip by. Then labeling buttcoin churning at the bubble a “thriving business”. These people truly have no insight, even 2 years later.
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Sep 25, 2019 16:04
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I don't think he says what his loan length is. If he is financing the entire thing over 6 years at 4%, that would be about $1,000/month. But buying a $64k truck is definitely BWM though, but I guess diesel is more efficient than regular unleaded.
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Sep 25, 2019 16:38
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tater_salad posted:I Dunno what the relocation has to do with a truck unless he's moving across the pond or something. At that point I would discuss with the company costs to sell it and walk out with nothing. Apparently he's moving from a region where owning a big truck offers some actual utility to one where it's largely a pointless extravagance. But mostly he's just panicking about the notion of being underwater, which he finds frightening, and wants to quickly lock in his big losses.
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Sep 25, 2019 16:42
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Vox Nihili posted:Apparently he's moving from a region where owning a big truck offers some actual utility to one where it's largely a pointless extravagance. But mostly he's just panicking about the notion of being underwater, which he finds frightening, and wants to quickly lock in his big losses. He also already has a car that's paid off, so he literally doesnt needs the truck at all now that hes moving
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Sep 25, 2019 17:57
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OctaMurk posted:He also already has a car that's paid off, so he literally doesnt needs the truck at all now that hes moving I would have thought the truck would help with that, unless he had to sell all of his possessions for the down payment (there was no down payment).
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Sep 25, 2019 18:06
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tater_salad posted:I Dunno what the relocation has to do with a truck unless he's moving across the pond or something. At that point I would discuss with the company costs to sell it and walk out with nothing. sounds like an oil and gas guy so yeah odds are he's moving to fuckistan or the swamps of nigeria or the north sea or whatever
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Sep 25, 2019 19:24
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What do these “oil guys” do that pays so well? If it’s literal back breaking physical work, I’m surprised  hasn’t found a way to pay someone less like every other corporation
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Sep 25, 2019 19:42
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It takes a whole, whole lot of engineers. Finding oil, drilling for oil, dealing with production, building rigs, moving the stuff, refining the stuff. There are lots of smart people who are well compensated for their valuable expertise. On the labor side it is hard, isolated, skilled work away from home and family, either offshore or in the middle of nowhere. Oil companies would mostly rather pay good money for good people and not deal with the problems that come with the kind of pipe welders who are willing to work for $10/hr in February in North Dakota, when the $50/hr guy shows up on time, every day and does good welds for 80hrs/wk. Most oil companies can afford to pay their people well and create plenty of shareholder value while doing it. It’s the kind of business where a small mistake from cutting costs can turn into a huge environmental, safety, and PR disaster very quickly. For a BWM example of what happens to a company that chooses to cut cost corners to make shareholders happy in an industry where small errors can cause very big problems, see the Boeing 737 MAX. GWM: Paying a motivated and professional workforce well to do a job seamlessly BWM: saving nickels to crash planes.
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Sep 25, 2019 20:16
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Cacafuego posted:What do these “oil guys” do that pays so well? If it’s literal back breaking physical work, I’m surprised
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Sep 25, 2019 20:42
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tater_salad posted:I Dunno what the relocation has to do with a truck unless he's moving across the pond or something. At that point I would discuss with the company costs to sell it and walk out with nothing. Well you see he lives in an area where 4x4 is useful thus spending $64k on a truck made sense. Now he will be moving to an area where it doesn't. Which of course means it makes perfect sense to contemplate taking an additional 10k loss rather than riding it out lol I totally get why people want 4x4 in snowy areas and poo poo but I will never understand why they need to buy something new and expensive to do so.
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Sep 25, 2019 20:43
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Yeah, but have you considered that they deserve something shiny and new? 
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Sep 25, 2019 20:47
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Raldikuk posted:I totally get why people want 4x4 in snowy areas and poo poo but I will never understand why they need to buy something new and expensive to do so.
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Sep 25, 2019 20:47
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Dik Hz posted:I grew up in a snowy area, and 4x4 is over-rated. Overconfidence is a slow and insidious killer.
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Sep 25, 2019 20:48
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Dik Hz posted:I grew up in a snowy area, and 4x4 is over-rated. Overconfidence is a slow and insidious killer. Snow tires and AWD are money in the mountains. My favorite is the guys in SUVs going 70mph in a giant snow storm on I-70 because they have a 4x4.
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Sep 25, 2019 21:20
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Please help. Need to declare bankruptcy to keep the snowbank from repossessing my truck.
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Sep 25, 2019 21:35
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I can’t tell if Goon Oil ever took off, but that’s probably for the best given they would have run into the oil crash of 2014-2015. The last post is from a truck driver in the Bakken and the joys/sorrows of the oil patch. https://forums.somethingawful.com/showthread.php?threadid=3590524 crazypeltast52 fucked around with this message at 21:52 on Sep 25, 2019 |
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Sep 25, 2019 21:48
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Kaiser Schnitzel posted:It takes a whole, whole lot of engineers. Finding oil, drilling for oil, dealing with production, building rigs, moving the stuff, refining the stuff. There are lots of smart people who are well compensated for their valuable expertise. A lot of it is also that labor cost is not the major component of cost. Time is one of the biggest variable costs when doing most oil field work (drilling has daily rig rates, completions runs on pump time, working wells over is days of no production) so paying for the best workers is an incredible return on investment. The only time you can kind of squeeze money out of workers is a downturn when jobs are scarce.
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Sep 25, 2019 23:05
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The first Goon Oil thread is a great look at the economic side of things, but is in archives now. A petroleum engineer goon was putting together a deal where they would buy old wells and do workovers to make them more productive. https://forums.somethingawful.com/showthread.php?threadid=3500458
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Sep 25, 2019 23:42
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spwrozek posted:Snow tires and AWD are money in the mountains. I lived in Breck for almost a decade (fun, but BWM if you aren’t already wealthy) and it was a recurring joke to us. It’s four-wheel drive not four-wheel stop. Boy howdy gently caress I-70 other than 2am in the summer time, too. Edit: Relevant driver content https://youtu.be/CuTXUcoGdhw
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Sep 26, 2019 03:10
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19 o'clock posted:
Getting trolled but little kids at the end "he made it! He made it!" Just awesome
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Sep 26, 2019 03:24
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Kaiser Schnitzel posted:For a BWM example of what happens to a company that chooses to cut cost corners to make shareholders happy in an industry where small errors can cause very big problems, see the Boeing 737 MAX. If anyone is feeling their blood pressure is too low today and hasn't been able to scream "YOU DUMB FUCKERS" at their phone for a while, clicking here will make all your dreams come true!
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Sep 26, 2019 05:08
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19 o'clock posted:Edit: Relevant driver content https://youtu.be/CuTXUcoGdhw What a classic. What's he doing here, guys? What's he doing? https://www.youtube.com/watch?v=CuTXUcoGdhw&t=356s This. This is what he's doing: https://www.youtube.com/watch?v=CuTXUcoGdhw&t=89s
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Sep 26, 2019 06:05
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I read this article yesterday and got excited for the fresh batch of truck equity that's going to come out of the great frozen north: https://www.cbc.ca/news/business/cn-rail-canapux-1.4982153
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Sep 26, 2019 06:15
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I'm from Scandinavia, and amazed at Americans and how they have no concept of swapping on winter tires like Nokian Hakkapellita or similar when it gets snowy out. I once bought a car that came on Pirelli P-Zero Nero tires, which is used on cars with 4-500HP and meant for track and high performance use. I got curious about them and started looking up reviews, and all I found was a bunch of Americans saying "kinda iffy in the snow".
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Sep 26, 2019 10:29
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evobatman posted:I'm from Scandinavia, and amazed at Americans and how they have no concept of swapping on winter tires like Nokian Hakkapellita or similar when it gets snowy out. Please stop with the "Americans" thing like it's one homogeneous group. Those of us who grew up in properly snowy places are well aware of this, and tire shops in those area often offer storage and swap services.
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Sep 26, 2019 10:39
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Motronic posted:Please stop with the "Americans" thing like it's one homogeneous group. Those of us who grew up in properly snowy places are well aware of this, and tire shops in those area often offer storage and swap services. I mean... Fly into the West and really a car to go skiing. They never have snow tires, probably have bad tires, and the solution is to upgrade to 4x4. In Japan snow tires were included. In Argentina they supplied chains with the car. I lived most of my driving life in the UP and Colorado and the amount of people who actually prepare for winter is laughable.
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Sep 26, 2019 13:21
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evobatman posted:I once bought a car that came on Pirelli P-Zero Nero tires, which is used on cars with 4-500HP and meant for track and high performance use. I got curious about them and started looking up reviews, and all I found was a bunch of Americans saying "kinda iffy in the snow". Extreme performance summer tires basically come with a warning that they are the best tire ever for anything unless you can see frozen water within 100 yards of you in which case I hope you like trees suddenly in your rear view mirror. I assume that the people writing that review are from California. Had the black ice warning come on in summers, gave me a moment of panic. Thankfully it was in the middle of the flat desert with plenty of run off.
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Sep 26, 2019 13:22
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Where I grew up in the frozen snowy northeast probably 50% of drivers swapped to snows, and another 20% had some kind of lovely 4x4 with all terrain tires. The rest were probably poor and just risked it. Not having snow tires in a town with 3 paved roads, no stoplights, and over 100” of snow a year is BWM.
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Sep 26, 2019 13:24
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I saw a screaming deal on 4 tires, and my wife's car was due for some new ones so I ordered them. I hosed up and accidentally ordered the snow tires instead of the all-seasons, but it was October and she lived in Ohio so no big. We drove that car for a few years on snow tires and every winter it was amazing being one of the only people able to navigate safely to work (she worked in a hospital). We'd laugh at the big 4x4 SUVs that were just spinning tires and going nowhere while her POS Saturn sedan would crawl right by.
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Sep 26, 2019 13:26
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One of the hematologists I work with is talking about getting a horse for her daughter and I am excited about the prospect of a horse/physician singularly.
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Sep 26, 2019 13:58
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