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Just sell movie rights to Julia Roberts and you’ve broken even God I hate this loving movie already
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Dec 20, 2019 11:26
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Krispy Wafer posted:For all the socialist goons in Europe and Canada, is dental covered under the same umbrella as medical? In Denmark basically all dental care is entirely on you after you're... I believe it's 16 or 18. As a kid your dental stuff is free. But entirely agreed, both should be socialized. EDIT: Also I've had a dentist attempt to sell me on one of their laughable dental insurances before. It would basically be worthless unless I planned to have my wisdom teeth ripped out of my skull once a year every year, just in terms of prices and how much I'd be paying for the insurance, without even getting into any of the more detailed stuff. PurpleXVI fucked around with this message at 12:05 on Dec 20, 2019 |
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Dec 20, 2019 12:01
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Owning a castle sounds awesome. You guys are a bunch of wet blankets. If they can keep the dream going for a couple of years they’d probably break even on the investment because everything will go to poo poo at some point. Still, a couple of years of pain for a lifetime of, “I owned a castle” stories is worth it. Would defaulting on a mortgage in France follow you back to the States?
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Dec 20, 2019 15:06
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Bad With Moats: Is this considered a security system?
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Dec 20, 2019 15:10
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Moneyball posted:Bad With Moats: Is this considered a security system? My kingdom for a horseboat
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Dec 20, 2019 15:11
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Consider this goons, how is the bank suppose to foreclose on a castle? Man the walls!!
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Dec 20, 2019 15:25
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OctaMurk posted:Consider this goons, how is the bank suppose to foreclose on a castle? Man the walls!! I also like the "there are 12 of us aged 22 to 29, and nobody has kids" Yet. Nobody has kids Yet.
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Dec 20, 2019 15:39
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Bird in a Blender posted:My guess on the insurance thing is that her price spiked because she went from driving an old beater to a brand new car, and surprise, that costs more to insure. Obviously, she did not think through the process of waiting until she had new insurance in hand to cancel. I've had some pretty expensive lessons in life, but that ones a doozy. Apparently she "couldn't document" the driving history she told the insurance company, so they upped the price from $safe_experienced_driver to $risky_noob
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Dec 20, 2019 15:51
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Me and some guys from school Had a keep and we tried real hard Jimmy quit, Jody got married I should've known we'd never get a curtain wall.
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Dec 20, 2019 15:52
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CannonFodder posted:*only 4 people have a visa to get to France and affixé bayonette* I am going to say buying a castle and moving to France with 12 dudes is a sure fire way to continue not having kids.
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Dec 20, 2019 15:57
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spwrozek posted:I am going to say buying a castle and moving to France with 12 dudes is a sure fire way to continue not having kids. GWM really
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Dec 20, 2019 16:01
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spwrozek posted:I am going to say buying a castle and moving to France with 12 dudes is a sure fire way to continue not having kids. Think about it. She’s out in the middle of nowhere with some dude she barely knows. She looks around her, what does she see? Nothing but castle walls. “Oh, there’s nowhere for me to run, what am I gonna do, say no?" She's not gonna say no. She would never say no, because of the implication.
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Dec 20, 2019 16:02
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Because of the inquisition
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Dec 20, 2019 16:03
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potee posted:Think about it. She’s out in the middle of nowhere with some dude she barely knows. She looks around her, what does she see? Nothing but castle walls. “Oh, there’s nowhere for me to run, what am I gonna do, say no?" She's not gonna say no. She would never say no, because of the implication. Moneyball posted:Because of the inquisition Merry Christmas to all, I love you guys.
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Dec 20, 2019 16:08
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They're going to be very disappointed if they try to live in it. Old castles are poorly insulated and drafty. They also have such restrictive historical preservation laws so it's not like you could add a modern HVAC system in. They're about to find out you can't have archaic and heat it too.
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Dec 20, 2019 16:13
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Moneyball posted:Because of the inquisition
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Dec 20, 2019 16:16
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Moneyball posted:Because of the inquisition 
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Dec 20, 2019 16:20
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TraderStav posted:Merry Christmas to all, I love you guys. Same. I've got a christmas gift (or if you want, holiday gift) for BFC, being delivered via Escargo Express's Neglected Class. It might come in a little banged up, but should be here in time for Christmas
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Dec 20, 2019 16:32
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Moneyball posted:Because of the inquisition The S.P.A.N.I.S.H. system
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Dec 20, 2019 16:34
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I'm re-reading the 2018 BWM thread because I have an unquenchable thirst and this really is the best thread (the whole BWM lineage).
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Dec 20, 2019 16:36
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Bird in a Blender posted:If her dad wasn't the cosigner, I would probably say just stop making payments, and take the credit hit. The finance company doesn't exactly have anything to repo. I guess this all depends on what sort of other money she has though. Not really, here's the issue with financed cars and repos. You owe 23k on a vehicle and you decide to not pay for whatever reason, you may even be able to call teh bank and say "Take it away"The car is reposessed and now your 23k has repo charges.. lets call it 2k.. (no clue if that's what they are) so now you owe 25k Repo company holds it for x days depending on state requirement to let you get back up on payment.(you get to pay storage fees for 45-100 a day) Now you owe 27-30k for the vehicle. You haven't paid so the car goes to the auction, in this case it's worth jack poo poo so it goes for 1000 maybe.. You're still on the hook for 29k and the bank will come after you for it.
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Dec 20, 2019 16:43
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Splicer posted:the crenellation. The defenestration?
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Dec 20, 2019 16:47
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This is my favorite annual BWM: https://www.vice.com/en_us/article/qjd4k3/the-2019-haters-guide-to-the-williams-sonoma-catalog Storm trooper toaster, anyone?
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Dec 20, 2019 17:26
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April posted:
Excuse me, this is not the GWM thread
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Dec 20, 2019 17:42
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Moneyball posted:Excuse me, this is not the GWM thread By that logic why are you allowing the castle post?  Plus they would be protected from foreclosure by castle doctrine.
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Dec 20, 2019 17:47
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canyoneer posted:They're going to be very disappointed if they try to live in it. Old castles are poorly insulated and drafty. They also have such restrictive historical preservation laws so it's not like you could add a modern HVAC system in. I just wanted you to know I greatly appreciated this post.
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Dec 20, 2019 17:52
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BigHead posted:I just wanted you to know I greatly appreciated this post.  I just got it. That's amazing.
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Dec 20, 2019 17:55
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canyoneer posted:They're about to find out you can't have archaic and heat it too. 
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Dec 20, 2019 18:11
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canyoneer posted:They're going to be very disappointed if they try to live in it. Old castles are poorly insulated and drafty. They also have such restrictive historical preservation laws so it's not like you could add a modern HVAC system in.
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Dec 20, 2019 18:11
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The trick to castles is to get them as fee tail rights instead of fee simple rights. With fee tail you own it in the sense that you can borrow against it, but it can only be taken away during your life, then it goes to the heirs according to your succession laws upon your passing. It’s the Patek Phillipe ad of “you never really own a castle, you just preserve the BWM for the next generation.” Also castles were always money pits, it was extracting rent from your tenant farmers on the lands surrounding the castle that was how aristocrats could afford anything.
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Dec 20, 2019 18:18
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Jesus Christ I completely missed it. That's amazing
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Dec 20, 2019 18:22
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DarkHorse posted:Jesus Christ I completely missed it. That's amazing Same. I read the whole thing without noticing it the first time.
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Dec 20, 2019 18:34
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tater_salad posted:Not really, here's the issue with financed cars and repos. As someone who has never had this issue. What realistically happens if she just never ever pays it off? Ok the bank comes after her, if she just continues to ignore letters and calls from the bank, what happens next? Do they send it off to a collections agency, who she then continues to ignore forever? I understand her credit would practically be a negative number, but if she doesn't care about that, would it ever go away?
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Dec 20, 2019 18:42
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Bird in a Blender posted:As someone who has never had this issue. What realistically happens if she just never ever pays it off? Ok the bank comes after her, if she just continues to ignore letters and calls from the bank, what happens next? Do they send it off to a collections agency, who she then continues to ignore forever? I understand her credit would practically be a negative number, but if she doesn't care about that, would it ever go away? She'll eventually be sued over the amount she's defaulted on, will get a judgment against her simply because she fails to show up to the court date, and ultimately will have wages garnished.
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Dec 20, 2019 18:44
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Bird in a Blender posted:As someone who has never had this issue. What realistically happens if she just never ever pays it off? Ok the bank comes after her, if she just continues to ignore letters and calls from the bank, what happens next? Do they send it off to a collections agency, who she then continues to ignore forever? I understand her credit would practically be a negative number, but if she doesn't care about that, would it ever go away? p sure the debt owner can get a judgment and garnish wages if it's allowed in their state efb
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Dec 20, 2019 18:45
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Y'all going to be changing your tune on owning a castle when the apocalypse happens.
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Dec 20, 2019 18:46
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Not a Children posted:p sure the debt owner can get a judgment and garnish wages if it's allowed in their state This debt collections talk reminds me of the thread in BFC on how a guy made money from letting a bill go into collections because the debt collectors harassed him so his lawyer was able to sue for damages and get the debt wiped.
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Dec 20, 2019 18:55
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Bird in a Blender posted:As someone who has never had this issue. What realistically happens if she just never ever pays it off? Ok the bank comes after her, if she just continues to ignore letters and calls from the bank, what happens next? Do they send it off to a collections agency, who she then continues to ignore forever? I understand her credit would practically be a negative number, but if she doesn't care about that, would it ever go away? As others said, they'll sue her and get a judgement they can then use to garnish her wages. But they'll also do that to her dad, who ostensibly has more to lose. Depending on the state, they may be able to seize vehicles or put a lien on his house if they get a judgement against him.
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Dec 20, 2019 18:56
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Moneyball posted:Because of the inquisition canyoneer posted:They're going to be very disappointed if they try to live in it. Old castles are poorly insulated and drafty. They also have such restrictive historical preservation laws so it's not like you could add a modern HVAC system in. 
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Dec 20, 2019 19:06
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Also I didn't check the Reddit page, but I'm almost sure that particular French castle is not really the stone fortification castle like some of you might be picturing, and it's more likely that it's a chateau instead. My point is that it's still really bad with money, and it's probably not as fortified against being repossessed.
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Dec 20, 2019 19:17
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