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Well I wouldn't expect them to be cheerfully distributed in the current climate.
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Mar 30, 2020 06:09
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Craptacular! posted:Whoever owns property has a stake in what occurs on that property, so private ownership beats some feudal lord telling you that he does not like how you bite your thumb at thee, and thus you are homeless. America's problem is that the attempts by the state to increase the pool of homeowners have all been screamingly racist, and so we defaulted again to great liberal adage that You Just Can't Change The South and moved the goalposts so "nobody is entitled to anything" becomes kind of an egalitarian policy if you think about it. No, having your house be the primary way that you store and build wealth in this country has been loving disastrous. It ties people down in one spot, and more importantly gives them a direct and compelling economic interest in preventing new housing. 90% of the high minded concerns that get brought up when people complain about efforts to expand housing supply are bullshit, most of it is homeowners protecting their stake. The problem is not that efforts to expand home-ownership have been flawed, it's that homeownership itself is bad. We'd be far better off if housing was similar here to how it is in Japan, and bought as a long term consumer good (you buy a house because you need it to live, like a car, and you expect it to go down in value) , not an investment. It is very hard to over-exagerate how bad single family private homeownership is as a model of social organization. It encourages sprawl, is an environmental disaster, leads to alienation and loneliness, fractures tax bases, restricts economic mobility and turns the political economy of housing into the loving hunger games. Fill Baptismal fucked around with this message at 06:22 on Mar 30, 2020 |
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Mar 30, 2020 06:16
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Aeka 2.0 posted:Lol, so Newsom has made evictions illegal during the crisis, but back rent is still due. But mortgage payments get waived for 90 days. What the gently caress is this loving poo poo? So is back rent the rent that was already due (ie arrears) or does it mean rent that would be due, but is not paid? And does mortgage payments being waived mean the mortgage is actually credited with payment, or is the mortgage basically extended by 90 days (dunno how interest would work there) and the principal ultimately due remains unchanged, or spread into future payments, or what? Because I don't see how Newsom could issue a true rent/mortgage jubilee without possibly entering into serious 5th amendment violations.
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Mar 30, 2020 06:55
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Zachack posted:So is back rent the rent that was already due (ie arrears) or does it mean rent that would be due, but is not paid? For renters, you can't be evicted, but all past-due rent payments require payment in full 6 months from the end of the crisis. But for homeowners, mortgages don't have to be paid for 90 days and interest is applied but non-payment can't go on credit history so that there's just absolutely no penalty for non-payment of mortgages during this time except for the interest that collects.
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Mar 30, 2020 07:35
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fermun posted:For renters, you can't be evicted, but all past-due rent payments require payment in full 6 months from the end of the crisis. But for homeowners, mortgages don't have to be paid for 90 days and interest is applied but non-payment can't go on credit history so that there's just absolutely no penalty for non-payment of mortgages during this time except for the interest that collects. When is the interest and deferred principal due? If it's immediately after 90 days that's not a non-penalty, it's a significant penalty, and losing three months of principal payments means taking the hit of "unnaturally" higher interest payments as well, since the interest portion isn't decreasing due to principal payment, plus ultimately the outcome is the same if you can't get the money (loss of home).
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Mar 30, 2020 16:34
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Haven't laid anyone off yet. Dispensary demand has dropped a bit because many are only letting 1 person in at a time. But my delivery service accounts (Weedmaps, eaze) have ramped up in terms of PO sizes.
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Mar 30, 2020 17:32
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Zachack posted:When is the interest and deferred principal due? If it's immediately after 90 days that's not a non-penalty, it's a significant penalty, and losing three months of principal payments means taking the hit of "unnaturally" higher interest payments as well, since the interest portion isn't decreasing due to principal payment, plus ultimately the outcome is the same if you can't get the money (loss of home). Don't know. But also you probably still want to fill that escrow account for insurance and property tax. So it seems everybody is hosed. Cant wait to see what happens in a week.
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Mar 30, 2020 20:33
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WAR CRIME GIGOLO posted:Haven't laid anyone off yet. Dispensary demand has dropped a bit because many are only letting 1 person in at a time. But my delivery service accounts (Weedmaps, eaze) have ramped up in terms of PO sizes. Good for you. Can dispensary employees get UI? I thought that was a federally funded (state-run) program.
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Mar 31, 2020 05:39
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El Mero Mero posted:Good for you. Dispensary? Not sure. My accountant told me that it's a yes, which was why I planned to lay people off if we were forced to shut down. However you make me want to research this further, I didn't realize that Unemployment was fed funded.
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Mar 31, 2020 06:03
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WAR CRIME GIGOLO posted:Dispensary? Not sure. My accountant told me that it's a yes, which was why I planned to lay people off if we were forced to shut down. However you make me want to research this further, I didn't realize that Unemployment was fed funded. The expansion is. Regular UI is funded by payroll taxes, employer and employee both.If you've been withholding and remitting correctly, your people are covered for at least regular UI.
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Mar 31, 2020 06:29
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mllaneza posted:The expansion is. Regular UI is funded by payroll taxes, employer and employee both.If you've been withholding and remitting correctly, your people are covered for at least regular UI. Thanks for clarifying, I have a real accountant do all the number work as I've been audited every year since inception.
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Mar 31, 2020 06:34
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WAR CRIME GIGOLO posted:Thanks for clarifying, I have a real accountant do all the number work as I've been audited every year since inception. lmao the state of this country
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Mar 31, 2020 14:11
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Santa Clara County just announced they're extending our existing Shelter in Place order through May 3rd. e. They also clarified the following (link): quote:-Use of playgrounds, dog parks, public picnic areas, and similar recreational areas is prohibited. These areas must be closed to public use. double edit: Apparently this applies to all the counties under the current SiP order in the Bay Area, not just Santa Clara. Sydin fucked around with this message at 21:21 on Mar 31, 2020 |
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Mar 31, 2020 21:15
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Sydin posted:-Funerals limited to no more than 10 people attending.
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Mar 31, 2020 21:21
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Yeah, the entire Bay just went to May 1 for the shelter in place it looks like. So far my job's holding on but I'm starting to get a little anxious. In good news, it looks like it is working in flattening the curve so good job folks. https://www.politico.com/states/cal...olation-1269663
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Mar 31, 2020 21:59
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Tony Thurmond just put out a letter basically saying “don’t plan on school being back to normal at least until 20-21” Even that seems optimistic. My personal wild-rear end guess is that we’ll start 20-21 in September rather than August.
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Apr 1, 2020 00:31
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I'm really starting to regret prepaying for a full year of business related liability insurance without negotiating a discount for this shut down.
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Apr 1, 2020 03:03
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I, too, would like a time machine.
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Apr 1, 2020 03:18
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CopperHound posted:I'm really starting to regret prepaying for a full year of business related liability insurance without negotiating a discount for this shut down. Imagine how much you'd regret it if you payed for a full year in a normal year and then never used it
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Apr 1, 2020 04:08
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Congrats to President Newsom for having the balls to secede https://twitter.com/GavinNewsom/sta...ingawful.com%2F Edit: in case it gets deleted, it says "California is an enterprising, modernizing, nation-state. 40 million strong. Together, we will get through this." The Glumslinger fucked around with this message at 04:39 on Apr 1, 2020 |
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Apr 1, 2020 04:36
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The Glumslinger posted:Congrats to President Newsom for having the balls to secede  Hell yes.
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Apr 1, 2020 04:37
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The Glumslinger posted:Congrats to President Newsom for having the balls to secede I can't wait to be part of the CACVRFPTA California china Vietnam Russia free Pacific trade agteement
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Apr 1, 2020 04:47
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Eminent Domain posted:Yeah, the entire Bay just went to May 1 for the shelter in place it looks like. So far my job's holding on but I'm starting to get a little anxious. May 3rd now. I guess they decided it was a bad idea to release the quarantine on a Friday night. quote:I, too, would like a time machine. I'd make a killing on masks and toilet paper with one of those. My motto is "Think Small." Edit: Do you think it's an oversight or intentional that the new verbiage says restaurants can only be open for takeout, when before it said takeout and delivery? Sundae fucked around with this message at 05:52 on Apr 1, 2020 |
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Apr 1, 2020 05:35
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The US's handsomest governor about to become North America's handsomest president apparently. Seriously though, say what you want about Gavbot, but locking us down relatively early probably saved thousands of lives. Knock on wood, obviously but it looks like our curve is beginning to flatten.
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Apr 1, 2020 05:53
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Someone edit the CA bear into a vitruvian man with a fasces in one hand and a redwood branch in the other.
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Apr 1, 2020 05:56
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FMguru posted:
Goddamn I want a version of the Russian coat of arms with the California bear now.
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Apr 1, 2020 05:59
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CMYK BLYAT! posted:Goddamn I want a version of the Russian coat of arms with the California bear now. I should have said a two-headed vitruvian bear - this is what I was going for. My b.
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Apr 1, 2020 06:15
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the gavbot won't secede but the renormalizing of serious disputes between state and federal government speeds the day of the fracture of our nation, so i give him half credit
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Apr 1, 2020 06:39
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I told my contractors to make the rest of my house as insecure as possible so that they would have a lot of work to do to secure the building and make it habitable before May 3.
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Apr 1, 2020 07:04
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Apr 1, 2020 09:32
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The Glumslinger posted:Congrats to President Newsom for having the balls to secede just get it over with at this point imo. trump's second term isn't going to be any better
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Apr 1, 2020 10:08
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social distancing even easier in riverside because with everything shut down there's fuckall to leave the house for. although the air is marginally better so taking a bike ride to break up the monotony is nice
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Apr 1, 2020 10:44
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slicing up eyeballs posted:social distancing even easier in riverside because with everything shut down there's fuckall to leave the house for. although the air is marginally better so taking a bike ride to break up the monotony is nice Same with San Bernardino county.
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Apr 1, 2020 11:01
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slicing up eyeballs posted:social distancing even easier in riverside because there's fuckall to leave the house for. Fixed
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Apr 1, 2020 19:46
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"May projections are based on an assumption that doubling time remains the same", e.g. that the social distancing measures have been totally ineffective. That chart has no flattening of the curve, it's purely upward slope, and should be considered as more of a cautionary tactic to convince more people to distance, and not an actual projection, which would predict a peak.
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Apr 1, 2020 20:03
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rent is due, pay up fuckers.
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Apr 1, 2020 20:07
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The Glumslinger posted:Congrats to President Newsom for having the balls to secede Imagine getting worked up about this "You can't say that! California isn't a nation-state!! Noooooooo" "Haha 5th largest economy go brrrrr"
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Apr 1, 2020 20:13
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Well it *was* the 5th largest economy. We'll see what the 'rona has to say about that.
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Apr 1, 2020 21:35
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Family Values posted:Well it *was* the 5th largest economy. We'll see what the 'rona has to say about that. 5th largest work from home economy
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Apr 1, 2020 21:36
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IIRC CA is the 5th largest economy largely on the back of Silicon Valley, which as we all know isn't worth even 5% of what "the market" says it is.
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Apr 1, 2020 23:24
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