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Motronic posted:While of course that's true, there's the mentioned room size thing as well as the height of the mantle/tv. It shouldn't be a default "always put a tv there", but it's a logical place that often works just fine without having to make some odd choices about what direction furniture faces. The previous homeowners installed a TV mount over the brick fireplace- at some point I'm going to have to remove it and find a way to fill it. Some point being the key word. Maybe I can just mount a picture frame on that thing can call it a day.
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Aug 17, 2020 18:50
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I have zero TVs in my house and three daughters, fight me. FAKE EDIT: Actually, this seriously fucks up my father when he comes to visit since he is a boomer that has existed with TVs his whole life, and he actually finds my house bizarre and unsettling because the rooms are arranged in a way that does not involve the furniture all facing a TV. One of my rooms has a big clock on the wall and he always sits facing that clock because he, "needs something to look at if I'm sitting here." He's not the only person that has commented on apparently being unsettled by rooms with no TVs, and its actually kind of funny that apparently as Americans we are conditioned to center ourselves on the TV when we enter a room, and then work outward from there. EDIT: I actually have no TVs not because of some crunchy protest against TVs but because we basically sold all our TVs when we moved to Europe (can't plug them in there), never watched TV in Switzerland because it was all in another language, and by the time we moved back 75% of the girls' life was without a TV and didn't see any reason to bring them back in the house at that point.
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Aug 17, 2020 18:57
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Anonymous Zebra posted:I have zero TVs in my house and three daughters, fight me. Yeah, ok, thanks.
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Aug 17, 2020 19:21
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Post the living room that's totally normal and for some reason everyone but you thinks is weird!!!
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Aug 17, 2020 19:46
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Anonymous Zebra posted:He's not the only person that has commented on apparently being unsettled by rooms with no TVs, and its actually kind of funny that apparently as Americans we are conditioned to center ourselves on the TV when we enter a room, and then work outward from there. It's not really weird to need a focal point of a room, particularly a common room that's used for entertaining. I don't think it's about the TV (or lack thereof). I mean, replace TV with a fireplace and think about it. It's the focal point, people are going to gravitate towards it, and it'd be weird to arrange the couch/chairs facing away from it. DaveSauce fucked around with this message at 19:54 on Aug 17, 2020 |
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Aug 17, 2020 19:50
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DaveSauce posted:It's not really weird to need a focal point of a room, particularly a common room that's used for entertaining. I don't think it's about the TV (or lack thereof). Yeah, I agree. I'm not saying a TV is the only thing a room focuses around, but it tends to be what most people lay their rooms around nowadays. Obviously older homes built before TV will have fireplaces or other structural designs that focus the eye, but I'd actually argue that a lot of newer homes do not. I can clearly picture one of the houses I grew up in, which was built in the 90's and if you were to remove the furniture and TVs from the rooms that had them, I'd actually be baffled by what was supposed to draw the eye. The windows maybe? There weren't fire places, or obvious differences in the walls that would draw the eye until you slap an entertainment system down. There was obviously longer walls where you were expected to put an entertainment system, and the rooms were obviously shaped as if you were supposed to be looking at those walls, but if there wasn't a TV there would be nothing remarkable about those walls. As for people being weirded out by my living room, it's not like people are throwing shitfits (except my father, who has no idea what to do with himself without a TV), but I can't count the number of times someone has asked, "Where's your TV?" the first time they visit us. It's apparently very disconcerting for people to walk into living or family rooms and not immediately see a TV, enough that they'll make some kind of comment about it. I'm not trying to make a value judgement, it's just been my experience. TVs are cool, I'm not telling you to throw out your TVs.
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Aug 17, 2020 20:20
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Who the gently caress asks where your tv is when they visit your house? What the gently caress is that?
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Aug 17, 2020 20:23
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Zero VGS posted:I feel like agents on either side aren't too keen on those. After all if you are reserving the right to increase your bid then everyone else gets to as well and then it's just an auction again. Anyways, we finally have an offer accepted. Straight 5% over ask, standard contingencies. 
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Aug 17, 2020 21:20
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Bioshuffle posted:The previous homeowners installed a TV mount over the brick fireplace Oofff. Yeah. That's gonna be easier to cover than patch convincingly. (assuming you're talking about into and exposed brick chimney) poo poo POST MALONE posted:Who the gently caress asks where your tv is when they visit your house? What the gently caress is that? You know how you can tell someone doesn't have any tvs in their house? Don't worry, they'll tell you.
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Aug 17, 2020 21:23
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The real pro move is to have a TV and then talk about how it gathers dust because you never ever ever watch it.  quote:It's not really weird to need a focal point of a room, particularly a common room that's used for entertaining. I don't think it's about the TV (or lack thereof). I dunno... I get the impression that people judge me for facing all the chairs toward the giant statue of Ganesh sitting where the TV would otherwise be in my living room. They're like "but you're Catholic" and I'm like "religion is a spectrum, it's 2020 dude." And then I point the remote at Ganesh and pretend I'm watching something really hilarious.
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Aug 17, 2020 21:29
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my seller has agreed to fix my inspection items and let my inspector reinspect. and tvs gather dust even when you do watch them!
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Aug 17, 2020 21:42
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My TV gathers dust even though I use it all the time because I don't move the drat TV in order to use it Also because I'm lazy and don't dust
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Aug 17, 2020 22:25
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Sundae posted:The real pro move is to have a TV and then talk about how it gathers dust because you never ever ever watch it. I bought the most expensive 3D TV made and I only ever watch 3D movies and shows. IMO this is the peak of entertainment and I will not subject myself to inferior entertainment options. Sundae posted:I dunno... I get the impression that people judge me for facing all the chairs toward the giant statue of Ganesh sitting where the TV would otherwise be in my living room. They're like "but you're Catholic" and I'm like "religion is a spectrum, it's 2020 dude." And then I point the remote at Ganesh and pretend I'm watching something really hilarious. My living room consists of a dozen folding chairs, all facing the center of the room. The walls are blank and there is no other furniture. When you enter, you don't know if you're about to be part of an intervention, or if you're waiting for me to call, "next" at my new home-based dentistry business.
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Aug 17, 2020 22:33
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DaveSauce posted:I bought the most expensive 3D TV made and I only ever watch 3D movies and shows. IMO this is the peak of entertainment and I will not subject myself to inferior entertainment options. MLM Dentistry business where you make money by getting more amateur home dentists working under you selling home dental kits.
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Aug 17, 2020 23:49
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all those people with no TVs are just watching shows on their tablets and phones and computers no tv-having families were way more impressive back in like 1991 when monitors had 256 colors and didn't have cd-roms yet and your 14.4k modem sure as hell couldn't stream video anyway, not that the world wide web had videos on it; and if you didn't have a tv that meant you could not actually watch shows, ever.
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Aug 18, 2020 00:23
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Serious-post: I have no idea when I would ever watch TV anymore with an infant. The TV literally just gathers dust, not due to lack of interest, but that I lack the necessary 72 hours in a day required to entertain both myself and a baby. To make it housing relate, though: I despised the occasional houses I saw where the living room was built around a TV concept, particularly 70s/80s homes pre-flatscreen. They all had these deep, narrow pre-planned TV nooks for huge CRT televisions, which ended up being wasted space or an accent lamp at best. I also don't like being forced to design my living room layout around one specific plan, which modern houses seem to do too. Insets in walls to define where a wall-mounted big-screen should go, etc etc. No thanks - just give me the standard rectangular bones and I'll do the rest myself.
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Aug 18, 2020 00:28
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Sundae posted:Serious-post: I have no idea when I would ever watch TV anymore with an infant. The TV literally just gathers dust, not due to lack of interest, but that I lack the necessary 72 hours in a day required to entertain both myself and a baby. Give it two years.
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Aug 18, 2020 00:46
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Vice President posted:Do I need a new real estate agent? Maybe I still don't exactly understand what they are supposed to be doing since I'm looking to buy my first home, but I feel like they aren't very helpful. They came recommended by the mortgage broker I was working with, and all they really did after the "hi nice to meet you" chat was take my maximum price limits and the zip codes of where I initially started looking for and put them into some automated RMLS thing so I get emails as listings pop up. Except, I get maybe three emails a day from that, meanwhile I get dozens of Redfin emails a day covering the exact same areas. I email them the redfin listing with some questions and they usually just forward me the RMLS listing for the site which has exactly the same info as Redfin's listing except it has their company name at the top of the report. I'll ask some questions and then by the time we do all that the listing gets updated to pending and I start over the next night looking to see what else pops up on the Redfin search map. Yeah it really depends on how much hands on interaction you want. We were looking for a new house, and my wife and realtor checked out 20 places over two weeks and was able to have our realtor pair down what we were looking for to a good group of houses. I got to look, and we got lucky with a decent overoffer and best of all the realtor helped keep the loan officer and all the other parts in line.
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Aug 18, 2020 06:21
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Closing on my refi at noon. It's 8:50. The wiring instructions are wrong (incorrect routing number, special characters in the special instructions that Ally won't allow, etc.). I don't think this is happening today
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Aug 18, 2020 13:50
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Sundae posted:Serious-post: I have no idea when I would ever watch TV anymore with an infant. You down with LBB? Yeah you know me. The answer is (or was) at 1am, 3am, 7am with headphones. Or when they have a sleep regression and refuse to be put into their crib for the entire first season of Narcos. Omne posted:Closing on my refi at noon. It's 8:50. The wiring instructions are wrong (incorrect routing number, special characters in the special instructions that Ally won't allow, etc.). Incorrect routing information is terrifying and you would be rightfully mad at them. You could have sent that money to literally anyone at that other bank. Special characters whatever, those special instructions are more of an art than a science. (Doesn't that make you feel better? My last wire I needed to be routed from some main branch of a small regional bank in South Dakota to the local branch in bumfuck nowhere South Dakota. The process did not inspire confidence. I was mostly hoping the main branch recognized the account and knew what to do.) Deviant posted:my seller has agreed to fix my inspection items and let my inspector reinspect.  this might actually happen.
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Aug 18, 2020 14:53
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Omne posted:Closing on my refi at noon. It's 8:50. The wiring instructions are wrong (incorrect routing number, special characters in the special instructions that Ally won't allow, etc.). Have you been socially engineered?
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Aug 18, 2020 15:07
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Jerk McJerkface posted:Have you been socially engineered? This is a legit question. Wouldn't be the first time someone got tricked in to wiring money for a real estate transaction to a scammer. Double and triple check everything. Wires can't be reversed.
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Aug 18, 2020 16:28
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Naw we figured it out. Their PDF-software was sending me the code to pull information rather than the information itself. We got it all cleared up, I called the lender to confirm the details and we're good to go. The notary came and we closed in 35 minutes.
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Aug 18, 2020 17:57
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Good to hear it worked out. When I closed on our refinance earlier this year I was thankful that we had a verification contact person well ahead of time in case we got fraudulent information. I was terrified about that happening.
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Aug 18, 2020 18:24
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Surely this will impact the housing market at some point...? https://twitter.com/thebondfreak/status/1295360906398924802?s=21 We live in insane times.
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Aug 18, 2020 19:14
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as soon as banks can start forclosing the housing market's going to fall through the floor.
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Aug 18, 2020 19:44
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bawfuls posted:Surely this will impact the housing market at some point...? maybe I'm wrong, but isn't that largely due to people just taking advantage of the forbearance offered in the CARES act? https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/cares-act-mortgage-forbearance-what-you-need-know/ so, a lot of those mortgages may be fully caught up once forbearance ends. but certainly not all.
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Aug 18, 2020 19:47
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Yes. There's also some question as to whether those banks want to foreclose, given that a big wave of foreclosures has proven to crash housing prices and crashing housing prices would crush the value of the real estate portfolios those same banks are holding. In 2008, banks had to foreclose because they were already facing a crisis and were looking at insolvency. Even then, it sometimes took them a year to go through with a given foreclosure. I think a big part of the industry is holding its breath and hoping that we rapidly shoot out of the covid-19 crisis without banks facing insolvency and being forced to liquidate their mortgage assets for whatever they can get for them. The actions of the government to prop up banks with massive injections of capital earlier this summer has probably helped, too. Neither party wants to allow a sudden mortgage crisis to develop right before the election. But this is guesswork on my part, and hardly a professional analysis, and that chart is still really scary.
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Aug 18, 2020 20:13
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Yeah if the vaccines end up being a bust and the economy continues to limp along through next summer things may fall apart very quickly and you're looking at an L shaped recovery If vaccine production ramps up it's possible that the economy may begin to rebound as early as next spring The informal analysis I did was that the restaurant/hospitality industry makes up about 13% of the population, but only contributes about 4% to the GDP, and it's that group which has been impacted the hardest. It's very possible that they will start to take down sattelite industries if this goes on past next summer My guess is for a U shaped recovery if vaccine research continues to be successful, but if not will crater the housing market It's kind of looking like covid is going to permanently murder about 50% of chain retail, which was already struggling, but either most of those people in corporate have transitioned to something else, or the wage slaves* in the shops we always too poor to own a house anyways so I don't think brick and mortar dying is going to have an outsized impact on housing *speaking as a former retail wage slave
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Aug 18, 2020 20:31
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Something like 30M people are unemployed but surely that won't have broader consequences outside their specific sectors of our consumer-based economy!
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Aug 18, 2020 20:41
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Bad time to be gearing up for an early or spring 2021 purchase? Guess you'd need a crystal ball to answer my question but I'm certainly eyeing the numbers pretty hard.
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Aug 18, 2020 20:43
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just got a telemarketer trying to buy my house for cash so SOMEONE is trying to buy in this market
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Aug 18, 2020 20:45
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Inner Light posted:Bad time to be gearing up for an early or spring 2021 purchase? Guess you'd need a crystal ball to answer my question but I'm certainly eyeing the numbers pretty hard. I mean, why wait (assuming USA). Have you SEEN 30-year fixed mortgage rates? COVID isn't gonna tank the economy for 30 years. Or even three.
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Aug 18, 2020 20:49
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Yeah don't conflate "what would make sense" with "what is actually happening" Houses in my metro are going pending in under 48 hours from listing at ~5% premiums from a year ago. It's a seller's market today, but of course nobody knows what tomorrow will be like.
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Aug 18, 2020 20:57
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pmchem posted:I mean, why wait (assuming USA). Have you SEEN 30-year fixed mortgage rates? COVID isn't gonna tank the economy for 30 years. Or even three. The answer is I need to save up more for a down payment. My thinking is I have enough for around 5% now but I'm not looking to lock myself into high monthly payments for 30 years. I'm anticipating having maybe 15% down depending on what I choose by early 2021. I don't currently own. Tunicate posted:just got a telemarketer trying to buy my house for cash so SOMEONE is trying to buy in this market I assume those are all horrible scams of some kind
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Aug 18, 2020 20:59
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Tunicate posted:just got a telemarketer trying to buy my house for cash so SOMEONE is trying to buy in this market Yeah those offers are always in assumption that your house is in need of a flip and are hoping you are behind on payments. I asked one of them for a quote on my house, which shocker they didn't know the address of so I read off a fake one I pulled from Zillow. $400k easy house on zillow they offered me like $300k for, I don''t remember the numbers but it was insultingly low.
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Aug 18, 2020 21:07
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Inner Light posted:The answer is I need to save up more for a down payment. My thinking is I have enough for around 5% now but I'm not looking to lock myself into high monthly payments for 30 years. I'm anticipating having maybe 15% down depending on what I choose by early 2021. I don't currently own. yeah, downpayment is a pain. plus you’ll need money for inevitable repairs. buy a smaller or cheaper house, if you can. good luck. been there.
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Aug 18, 2020 21:12
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I’m buying in this market! Is it dumb? Maybe. Maybe not. People been predicting doom for as long as I’ve been politically/news aware. Everyone is just guessing. I definitely agree with the logical arguments people are making and yet this market just keeps on chugging. Goes to show you it’s not well understood.
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Aug 18, 2020 21:38
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Inner Light posted:
They gave me a valid url, so I'm gonna see if I can shake $500 out of them
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Aug 18, 2020 21:39
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bawfuls posted:Something like 30M people are unemployed but surely that won't have broader consequences outside their specific sectors of our consumer-based economy! We're basically at the unemployment rate (10%) we saw at the peak of the last recession in October of 2009, and that number is falling fast. August numbers aren't out yet, but if it drops another percent or two, it will be pretty clear we're headed in the right direction. For comparison, it was 3.6% in January of this year, so 10% isn't as world-ending as it sounds. Meanwhile, the Baby Boomer wealth transfer (stock market bounced to a record high today) to Millennials and Gen X is still in full swing. Anyone betting on a massive, systemic housing crash is taking the wrong bet. That's not to say there won't be shifts: I can't see super HCOL areas in cities doing so well. WFH, oppressive taxes, and civil unrest has pushed a lot of that money into (once) cheaper areas.
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Aug 18, 2020 21:48
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