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I mean, we can't rule out that BwaBD has 1080p footage of a man, who believes that anything more than minimum coverage is for suckers, brutally running over BwaBD's family in his fully paid off Hummer towing his fully paid off power boat named "Ne$$$t Egg" while backing out of the driveway of his fully paid off second home.
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Aug 19, 2020 00:57
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bird with big dick posted:Because it's only 100 grand. I'll understand if this is too personal to answer, but I'm curious what happened that $100K won't cover?
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Aug 19, 2020 02:28
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SkunkDuster posted:I'll understand if this is too personal to answer, but I'm curious what happened that $100K won't cover? Lol you go to the hospital by ambulance with a broken leg that needs surgery, that’s $100k easy 
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Aug 19, 2020 02:50
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Dead Reckoning posted:I mean, we can't rule out that BwaBD has 1080p footage of a man, who believes that anything more than minimum coverage is for suckers, brutally running over BwaBD's family in his fully paid off Hummer towing his fully paid off power boat named "Ne$$$t Egg" while backing out of the driveway of his fully paid off second home. In this situation the man is an elected judge and BwaBD is out of luck.
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Aug 19, 2020 03:55
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Leperflesh posted:this is pretty much the reason I'm still in the thread so you have at least one rapt reader In Texas, the statute of limitations to foreclose on a default on a mortgage is 4 years: CPRC § 16.035(a). A section I'm very familiar with. Banks have 4 years to foreclose on a property. At 4 years and 1 day, the homeowner can bring a Suit to Quiet Title to remove the mortgage lien, on the basis that limitations has run, and get free, clear title to the property. IDK what the gently caress Maryland is on about.
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Aug 19, 2020 04:36
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I think in Utah it's six or seven years after the last missed payment, whatever the SOL for contract claims is, but you can only foreclose for the amount of missed payments/principal that's within the SOL. So on a 30-year mortgage the bank has 36 years to foreclose if you never make a payment. If you make the first half, they'd have 21 years to foreclose from when you stopped making payments. I think. I could be completely wrong, it's been a while since I've looked at this.
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Aug 19, 2020 04:52
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blarzgh posted:In Texas, the statute of limitations to foreclose on a default on a mortgage is 4 years: CPRC § 16.035(a). A section I'm very familiar with. I'm learning that laws among states are a wild west of inconsistencies and bizarre holdings Also, if you get your mortgage holder to deposit a check with the right magic words, you can get your mortgage paid off quote:If the mortgagee negotiates, without protest, a check with words similar to “full and final satisfaction of the debt” and the check is for less than the amount owed, the debt may be considered paid in full. Hixson v.Cox, 633 S.W.2d 330 (Tex. App.—Dallas 1982, writref’d n.r.e.) and Borland v. Mundaca Investment, 978S.W.2d 146 (Tex. App.—Houston [1st Dist.] 1998, no writ).
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Aug 19, 2020 05:18
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Devor posted:I'm learning that laws among states are a wild west of inconsistencies and bizarre holdings Yeah their was a solid episode of Night Court that is controlling in such cases.
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Aug 19, 2020 09:32
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SkunkDuster posted:I'll understand if this is too personal to answer, but I'm curious what happened that $100K won't cover? Oh hell, even over here in the civilized world where hospital bills aren't a thing, an accident that prevents someone being able to work for a couple of years can easily hit that amount.
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Aug 19, 2020 10:48
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Phil Moscowitz posted:Lol you go to the hospital by ambulance with a broken leg that needs surgery, that’s $100k easy Ambulances are practically free, life flights are where the real money is. I wonder if anyone has ever been in a small rural hospital and gotten life flighted to the big regional hospital and they looked at the injuries and said “lol no thanks this is not for us” and then they got life flighted a second time to the closest enormous University hospital. That would be pretty crazy.
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Aug 19, 2020 13:50
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Devor posted:I'm learning that laws among states are a wild west of inconsistencies and bizarre holdings The United States is kind of like the Former Ugoslav Republic, but in reverse, times 10. We used to be practically 50 independent countries, and now we are a single one. And every one has unique populations, resources, agriculture, climate, elevation, history, etc. Its not actually that surprising that the laws vary like they do.
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Aug 19, 2020 14:23
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bird with big dick posted:Ambulances are practically free, life flights are where the real money is. Assuming this is what happened to you, I regularly see plaintiff's attorneys negotiate $50k+ air vac bills down to a couple grand. Air vac toes the line on "pigs get fat, hogs get slaughtered" in terms of being lucrative and will generally cave in the face of pushback that might lead to publicity that might inspire statutory curbing of their bullshit.
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Aug 19, 2020 14:56
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blarzgh posted:In Texas, the statute of limitations to foreclose on a default on a mortgage is 4 years: CPRC § 16.035(a). A section I'm very familiar with. Can you expound on some uniquely Texas Law for us? I tangentially interact with real property title rules in TX and probably have a bunch of incorrect assumptions around them property law. I also have formed impressions that are probably wrong that only the government can garnish wages in Texas, that Texas protects tools of the trade more than other states through bankruptcy court, and that there is no zoning law at all in Texas so if the neighbors sell their house you can wind up with a Taco Bell drive through 2 feet from your front door.
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Aug 19, 2020 16:39
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therobit posted:Can you expound on some uniquely Texas Law for us? I tangentially interact with real property title rules in TX and probably have a bunch of incorrect assumptions around them property law. I also have formed impressions that are probably wrong that only the government can garnish wages in Texas, that Texas protects tools of the trade more than other states through bankruptcy court, and that there is no zoning law at all in Texas so if the neighbors sell their house you can wind up with a Taco Bell drive through 2 feet from your front door. 3 Olives would be piiiiiiiiiiissed
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Aug 19, 2020 17:24
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therobit posted:Can you expound on some uniquely Texas Law for us? I tangentially interact with real property title rules in TX and probably have a bunch of incorrect assumptions around them property law. I also have formed impressions that are probably wrong that only the government can garnish wages in Texas, that Texas protects tools of the trade more than other states through bankruptcy court, and that there is no zoning law at all in Texas so if the neighbors sell their house you can wind up with a Taco Bell drive through 2 feet from your front door. I can answer specific questions, but I'm not familiar enough with other state's property laws to list out things that are different here. As for bankruptcy and judgment collection, the Texas constitution has a list of assets that are exempt from garnishment which is known as being substantially larger and longer than other states. Texas absolutely has zoning laws, however. They are created and enforced by cities, and, to a lesser extent, counties. If you live in city limits in Texas, your property is probably zoned.
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Aug 19, 2020 18:12
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Houston doesn’t have zoning (and it shows)
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Aug 19, 2020 18:15
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euphronius posted:Houston doesn’t have zoning (and it shows) True and a notable exception. Houston does, however, use rules for subdividing and platting to create sort of a "soft" zoning situation.
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Aug 19, 2020 18:33
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SkunkDuster posted:I'll understand if this is too personal to answer, but I'm curious what happened that $100K won't cover? Little personal anecdote: my older sister worked as an administrator at a preschool. One day, she tripped while climbing over one of those doorway baby fences and broke her foot. Just a little bone in her foot. Of course, that made it a workers' comp claim while she was out of work for what she assumed would be a few weeks at most. Unfortunately, while the bone eventually knit, she developed Chronic Pain Syndrome (CPS). She's in pain constantly. They went through various drugs, tried a surgery, put in a nerve block, etc. but nothing has really worked. She's basically crippled for life and in so much pain/on drugs that she can't work, plus you know, psychological damage (she was her family's only breadwinner because her husband is paralyzed, both her sons are special needs kids, the whole situation is tragic and awful). Her workers' comp claim is now a lawsuit in which she is attempting to recover a lifetime of lost wages plus medical costs. I don't know the exact number they're shooting for but I'm fairy sure it's in the low seven figures. Anyway tl;dr, any injury can lead to a million-plus-dollar medical/lost-wages claim. Even a seemingly minor one can lead to complications. $100k is not very much money if an accident victim is just a little bit unlucky.
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Aug 19, 2020 19:09
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Leperflesh posted:Little personal anecdote: my older sister worked as an administrator at a preschool. One day, she tripped while climbing over one of those doorway baby fences and broke her foot. Just a little bone in her foot. Of course, that made it a workers' comp claim while she was out of work for what she assumed would be a few weeks at most. My sister had something similar happen, except it was a kid who rammed into her foot with a shopping cart. Lifetime of pain, limited mobility. She can still work somewhat, though nothing with a lot of moving around.
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Aug 19, 2020 19:17
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homullus posted:My sister had something similar happen, except it was a kid who rammed into her foot with a shopping cart. Lifetime of pain, limited mobility. She can still work somewhat, though nothing with a lot of moving around. Man at that point see if you can just get the damned foot removed. Although since insurance companis are dicks maybe wait until after the huge settlement so you can pay for it. I figure a foot prosthetic probably isn't too limiting.
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Aug 19, 2020 19:22
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MonkeyBot posted:Man at that point see if you can just get the damned foot removed. Although since insurance companis are dicks maybe wait until after the huge settlement so you can pay for it. I figure a foot prosthetic probably isn't too limiting. Even if you were serious, you should be aware that removing something that hurts doesn't necessarily stop it from hurting (this is called phantom pain, but it's the limb that's the phantom, not the pain).
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Aug 19, 2020 19:32
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Yeah my sister says that CPS isn't actually caused by the injury site, and removing the foot wouldn't actually cure the CPS. It's a syndrome that is developed or triggered by an injury but the injury itself can fully heal and the syndrome remains. It's definitely at least partially neurological, it's not yet well understood, it's definitely not "phantom pain" or "all in your head" kind of thing either, and there's a fair amount of dumb prejudices and poor medical practices in a halo around it to boot (doctors not believing patients are suffering when they can't find a source for the pain, doctors discounting women, minorities, and especially female minorities' reports of pain, all that poo poo). Carry lots and lots of medical/injury coverage on your insurance, folks.
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Aug 19, 2020 19:41
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Leperflesh posted:Yeah my sister says that CPS isn't actually caused by the injury site, and removing the foot wouldn't actually cure the CPS. It's a syndrome that is developed or triggered by an injury but the injury itself can fully heal and the syndrome remains. It's definitely at least partially neurological, it's not yet well understood, it's definitely not "phantom pain" or "all in your head" kind of thing either It sounds as though you may be putting phantom pain in the same box as "all in your head," especially with the scare quotes. Phantom pain is a well-documented sequela of amputation.
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Aug 19, 2020 19:49
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homullus posted:It sounds as though you may be putting phantom pain in the same box as "all in your head," especially with the scare quotes. Phantom pain is a well-documented sequela of amputation. Certainly, and my intention wasn't to dismiss it, that's my bad. However, the treatment approach for phantom pain is not effective or applicable to CPS.
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Aug 19, 2020 19:51
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That's a possibility sure but which is better: weak flesh foot with pain or badass robot foot with pain? Besides some dude did some stuff with mirrors once so that phantom pain thing is totally curable.
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Aug 19, 2020 20:01
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Leperflesh posted:there's a fair amount of dumb prejudices and poor medical practices in a halo around it to boot (doctors not believing patients are suffering when they can't find a source for the pain, doctors discounting women, minorities, and especially female minorities' reports of pain, all that poo poo).
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Aug 19, 2020 20:25
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Dead Reckoning posted:I think this idea that doctors "don't believe patients" is based on a misunderstanding of what it is that doctors do. If a doctor tells a patient that they can't identify an etiology of their pain, the doctor isn't telling the patient that they shouldn't be in pain or that they don't believe the patient is in pain. Without some kind of underlying etiology to guide therapeutic interventions, a doctor can't ethically embark on a course of treatment beyond management of symptoms, and what tools they have within their specialty may be inadequate or inappropriate to achieve the results the patient wants. None the less, I see a lot of people insist that a doctor said "it's all in your head" when told that an issue is possibly neurological in nature, or that none of the diagnostic studies done so far have uncovered a cause for their symptoms. No, there's evidence and anecdotes about doctors flat-out ignoring what a patient tells them, because the patient is female, fat, or a BIPOC. (God help you if you're all of the above.) There's also evidence and anecdotes about doctors refusing to even do any tests to investigate the cause of symptoms. I'm sorry to be the one to break it to you, but this poo poo does actually happen. People aren't making it up to make their doctors look bad.
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Aug 19, 2020 23:09
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tinytort posted:No, there's evidence and anecdotes about doctors flat-out ignoring what a patient tells them, because the patient is female, fat, or a BIPOC. (God help you if you're all of the above.) There's also evidence and anecdotes about doctors refusing to even do any tests to investigate the cause of symptoms.
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Aug 20, 2020 00:16
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Except one is a rampant centuries-long gross culture of racist- and sexist-based incompetence that kills people, and the other is just patient psychology that every doctor needs to be trained to deal with. https://www.health.harvard.edu/blog/racism-discrimination-health-care-providers-patients-2017011611015 https://www.nejm.org/doi/full/10.1056/NEJMe2021693 https://www.aafp.org/about/policies/all/institutional-racism.html https://www.cedars-sinai.org/research/news/cedars-science/2019/examining-gender-bias-in-medical-care.html The bias is strong enough to show up in basically every study that attempts to find it, with sufficient data to be undeniable and obviously systemic. Women, minorities, and especially minority women, are not believed by doctors at a higher rate than men, white people, and especially white men; and this disbelief results in higher rates of death, and yes, this is still the case even when accounting for differences in outcomes due to economic status and gender.
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Aug 20, 2020 00:46
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Leperflesh posted:Except one is a rampant centuries-long gross culture of racist- and sexist-based incompetence that kills people, and the other is just patient psychology that every doctor needs to be trained to deal with. E: Also, since this is the legal thread, I would ask if you think that the clients of the lawyers that hang out in here are the best judge of the quality of legal advice they receive. E: E: Also, not listening to experts because you don't like what they tell you is a thing that goes back millennia as well. Dik Hz fucked around with this message at 01:05 on Aug 20, 2020 |
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Aug 20, 2020 00:56
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tinytort posted:No, there's evidence and anecdotes about doctors flat-out ignoring what a patient tells them, because the patient is female, fat, or a BIPOC. (God help you if you're all of the above.) There's also evidence and anecdotes about doctors refusing to even do any tests to investigate the cause of symptoms. Anecdotes are evidence so your formulation is redundant
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Aug 20, 2020 01:01
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hashtag not all doctors
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Aug 20, 2020 01:22
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Dik Hz posted:If I suggest A and B both exist, and you prove A exists, does that mean B doesn't exist? I can suggest that referring to one as rhetorically the same weight as the other creates a false narrative. It's adjacent to whatabouttism, the practice of diminishing the arguable severity of a problem by suggesting a different problem that we all just have to accept as normal, is of the same class. quote:E: Also, since this is the legal thread, I would ask if you think that the clients of the lawyers that hang out in here are the best judge of the quality of legal advice they receive. quote:E: E: Also, not listening to experts because you don't like what they tell you is a thing that goes back millennia as well. Absolutely, and across all domains of expertise.
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Aug 20, 2020 01:25
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Like, just to be clear, I'm not talking about the thing Dead Reckoning suggested, where a doctor gives a diagnosis that the pain seems to have a neurological origin and that the treatments, if there are any, should be appropriate to that diagnosis. I'm sure that happens too but it's not the phenomenon I'm referring to. I'm talking about doctors systemically dismissing patient reports of pain as being exaggerated, or even nonexistent, because of the patients' gender and/or race. Doctors more frequently assume a patient of color is drug-seeking when they report pain as well, even if that patient has no history of drug abuse or addiction. Recent surveys of medical students showed that a significant number still believe the wildly false and racist idea that black people just don't feel pain as much, and/or have thicker skin. This is rampant. Peer-reviewed research proves it. It's not just a minor or occasional thing. I would guess, although I don't know for a fact, that an increasing proportion of medical malpractice suits are founded on - and plantiffs prevail on - medical decisions that denied appropriate care because of the racism and sexism built into our medical culture.
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Aug 20, 2020 01:30
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Famously anti racist anti sexist fact finders: jurors
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Aug 20, 2020 01:32
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Lol yeah good point, basically our whole society is garbage, but doctors and lawyers and judges are no exception.
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Aug 20, 2020 01:33
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One time a malingering plaintiff (who tried to get her boob job paid for because of alleged back pain, had a reduction and also a lil tummy tuck because while I’m here and everything might as well you know) claimed fibromyalgia as an injury. I told the associate handling the case at a hearing to join the real world and forget about the bullshit fibromyalgia claim and he got so angry because his WIFE suffers from FIBROMYALGIA it’s not BULLSHIT lol
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Aug 20, 2020 01:59
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Leperflesh posted:I can suggest that referring to one as rhetorically the same weight as the other creates a false narrative. It's adjacent to whatabouttism, the practice of diminishing the arguable severity of a problem by suggesting a different problem that we all just have to accept as normal, is of the same class. Are you explaining whataboutism because you think I don't know what it is? Are you arguing that patients are always reliable narrators and that systemic issues are keeping them in pain? Are you refuting anything I posted?
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Aug 20, 2020 02:08
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Dik Hz posted:I'm really struggling to respond to this in a way that won't get me probated. What did you post that can be refuted? You literally said, "well sometimes thing A happens and also sometimes thing B happens" What does that even mean? Because, absent an actual argument, you sound exactly like the "not all men" or "all lives matter" bullshit. It's a stupid platitude that ignores the underlying issues so you can sleep at night. Doctors ignoring medical issues of women and people of color is a very real, well-studied phenomenon. Your argument is not an argument. It is a statement of, "things happen this way but they also happen that way." It makes no conclusions. It makes no sense. More importantly, in context, it minimizes the very real systemic problems that need to be fixed. So please clarify: what, if anything, is your point?
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Aug 20, 2020 02:32
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DaveSauce posted:What did you post that can be refuted? To actually answer your question, I said that patients are often unreliable narrators about the expertise of their doctor. I really didn't anticipate that being a controversial statement. Dik Hz fucked around with this message at 02:54 on Aug 20, 2020 |
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Aug 20, 2020 02:43
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