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I think, as an aspiring investor and practicing mortgage intern, that I will do fine regardless of what the future holds. I managed to conquer my anxiety tonight.
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Nov 4, 2020 05:15
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Gripweed posted:After research, I have discovered that Turkey in the Straw is problematic and I retract my suggestion. Banging tune though. We’ll just use the instrumental version and call it an arrangement of “do your ears hang low?”
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Nov 5, 2020 00:44
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I say we use the most American song ever written, Crazy Train by Black Sabbath. We already play it at absolutely every sporting event, may as well just lead off with it.
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Nov 5, 2020 00:56
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Star Spangled Banner actually rocks better to the tune of the soviet anthem than its actual tune. Try it.
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Nov 5, 2020 01:02
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https://www.youtube.com/watch?v=Wnzcl0Fj6ps
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Nov 5, 2020 01:15
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Solice Kirsk posted:I say we use the most American song ever written, Crazy Train by Black Sabbath. We already play it at absolutely every sporting event, may as well just lead off with it. Oh no, you misheard. The new national anthem isn't Crazy Train, it's Butterfly by Crazy Town.
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Nov 5, 2020 01:22
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see? this absolutely rocks.
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Nov 5, 2020 01:27
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Gripweed posted:Oh no, you misheard. The new national anthem isn't Crazy Train, it's Butterfly by Crazy Town. Ugh, you make me go crazy!
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Nov 5, 2020 01:56
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people who fall for phone spoofing/bank scams, like where they call you and ask for your pin or whatever, are just kind of dumbasses
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Nov 7, 2020 18:44
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People are just kinda dumb. Even smart people. They do all kinds of poo poo like get married or buy property, tying themselves down with mental chains. Soon you worry about the stock market or if your neighbours will lower your house value. Eat rear end, get drunk, and say no to all that.^
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Nov 7, 2020 18:54
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getting married made my life way better though but its probably because my wife cares as little about status as i do or even less
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Nov 7, 2020 18:58
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gz
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Nov 7, 2020 19:05
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Shibawanko posted:people who fall for phone spoofing/bank scams, like where they call you and ask for your pin or whatever, are just kind of dumbasses Also having worked in banking I know that people that fall for one will most likely fall for another one. We had someone come in three times in a four week period because they kept falling for the next level. And each time she came in she'd be livid mad that we couldn't just give her her money back. I think she finally just closed her accounts, but I'm sure she's getting scammed at her new bank.
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Nov 7, 2020 19:13
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Solice Kirsk posted:Also having worked in banking I know that people that fall for one will most likely fall for another one. We had someone come in three times in a four week period because they kept falling for the next level. And each time she came in she'd be livid mad that we couldn't just give her her money back. I think she finally just closed her accounts, but I'm sure she's getting scammed at her new bank. My former bank has some independent security consultant/moron who informed me there had been fraudulent activity tied to my account due to ONLINE but could not provide any good credentials (and the bank as a whole could not tell me what the fraudulent activity was or anything about the how or why of it) and called from a non corporate number. I eventually had to talk to a local branch manager who was sure that this was fraud (as was I) until finally determining he was with the bank. Still had to close the account. And hey since idgaf it rhymes with US Bank
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Nov 7, 2020 19:19
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Solice Kirsk posted:Also having worked in banking I know that people that fall for one will most likely fall for another one. We had someone come in three times in a four week period because they kept falling for the next level. And each time she came in she'd be livid mad that we couldn't just give her her money back. I think she finally just closed her accounts, but I'm sure she's getting scammed at her new bank. i had a student (older lady) who fell for the phone scam in japan where they call you and literally just say "yo it's me, i need some money" and she dropped off about 10.000 dollars in cash at some place thinking it was her son or something like how do you not realize that it's not your son. how do you not verify. how do you not just assume anyone calling you on the phone should be treated with skepticism by default. how do you just cold get out 10 grand and walk somewhere and just leave it there. even my other student, her friend, made fun of her for it
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Nov 7, 2020 19:27
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Alex Gross is somehow going to win the Alaska senate seat, securing a Dem senate.
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Nov 7, 2020 19:42
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Holy poo poo if that happens... Don't do it, man. Don't get my hopes up like that.
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Nov 7, 2020 20:08
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People should be meaner to each other.
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Nov 7, 2020 21:33
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I'm sure this isn't true everywhere but I got to say owning a home owns. It's way cheaper than renting, everything's mine, and, this is the most important part, nobody fucks with you!
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Nov 7, 2020 22:09
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Aramek posted:I'm sure this isn't true everywhere but I got to say owning a home owns. It's way cheaper than renting, everything's mine, and, this is the most important part, nobody fucks with you! Until you, like all homeowners eventually do, find yourself in a The Strangers type situation.
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Nov 7, 2020 22:14
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That's just as likely if not more likely to happen if you rent.
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Nov 7, 2020 22:16
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Yeah, owning is way better than renting by any metric you want to measure it by. I guess if something breaks having to fix it yourself kinda sucks, but at the same time you're not just lighting money on fire every single month by paying rent.
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Nov 7, 2020 22:21
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Aramek posted:I'm sure this isn't true everywhere but I got to say owning a home owns. It's way cheaper than renting, everything's mine, and, this is the most important part, nobody fucks with you! I don't think the reason most people don't own homes is because we choose to rent because we think it's awesome
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Nov 7, 2020 22:23
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Edgar Allen Ho posted:Oh the actual jastiger I wonder if his wife ever left him for being a total perv. Who Is Paul Blart posted:People should be meaner to each other. No thanks.
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Nov 7, 2020 22:33
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It's not that hard to get a mortgage if you've been working for at least two years straight and don't have abysmal credit. There's tons of grants and first time home buyer incentives and a lot of the time the actual lenders will have additional cash bonuses (usually can apply them to closing costs or as part of the down payment). That doesn't mean everyone gets to live where ever they want or anything, but if you've got ~3% to put down (sometimes don't even need that) and good credit, there's nothing stopping you from buying a place.
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Nov 7, 2020 22:35
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Solice Kirsk posted:It's not that hard to get a mortgage if you've been working for at least two years straight and don't have abysmal credit. There's tons of grants and first time home buyer incentives and a lot of the time the actual lenders will have additional cash bonuses (usually can apply them to closing costs or as part of the down payment). That doesn't mean everyone gets to live where ever they want or anything, but if you've got ~3% to put down (sometimes don't even need that) and good credit, there's nothing stopping you from buying a place. I think this varies tremendously depending on both your income level and your geographic area.
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Nov 7, 2020 22:38
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Aramek posted:I'm sure this isn't true everywhere but I got to say owning a home owns. It's way cheaper than renting, everything's mine, and, this is the most important part, nobody fucks with you! I love owning a home and I could never go back to renting, but drat if there isn't a sword of damocles hanging over my head with multiple five-figure expenses waiting to happen if anything goes wrong. I do miss being able to call someone if something needed to be replaced. Back then if the ac went out it was a call to maintenance and that's it. These days it's come up with fifteen grand or tough poo poo.
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Nov 7, 2020 22:45
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JnnyThndrs posted:I think this varies tremendously depending on both your income level and your geographic area. Well yeah, but a lot of people think home ownership is out of their reach when in reality it isn't. If you're paying rent on your own or maybe even if you have one roommate, you can afford a mortgage payment. The hard part is saving money every single paycheck until you have enough for a down payment, but it's usually possible. Solice Kirsk has a new favorite as of 23:16 on Nov 7, 2020 |
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Nov 7, 2020 23:14
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Aramek posted:I'm sure this isn't true everywhere but I got to say owning a home owns. It's way cheaper than renting, everything's mine, and, this is the most important part, nobody fucks with you! loving sucks when you get proper damage like a broken boiler or a leaking roof though
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Nov 7, 2020 23:22
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i recently realized that houses in sweden are ridiculously cheap compared to holland, like 10 times as cheap for the same size house in rural areas, so maybe i can just hide in a swedish log cabin forever
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Nov 7, 2020 23:23
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Owning your own home is great. Owning someone else's home is wrong.
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Nov 8, 2020 00:54
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i wanted to own a home, and wanted to get into talks with a realtor. That opportunity was around march 16th when everything went to loving poo poo in the U.S gently caress, gently caress gently caress, FUCKKK
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Nov 8, 2020 01:04
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Tenebrais posted:Owning your own home is great. repost for truth
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Nov 8, 2020 01:13
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Shibawanko posted:people who fall for phone spoofing/bank scams, like where they call you and ask for your pin or whatever, are just kind of dumbasses
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Nov 8, 2020 03:48
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Four Seasons makes way more sense as the name of a landscaping company than as the name of a hotel
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Nov 8, 2020 04:24
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Gripweed posted:Four Seasons makes way more sense as the name of a landscaping company than as the name of a hotel I really think if it as a hotel but Frankie Valli kind of preempted both https://youtu.be/TLKk-wdqhJw
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Nov 8, 2020 04:34
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"Frankie Valli is fuckin' cool."
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Nov 8, 2020 10:27
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political humor isnt funny at all
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Nov 8, 2020 10:52
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Political humor can be funny but very often political humor is just someone making moral judgments about someone or something and not really telling a joke
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Nov 8, 2020 13:35
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| # ? Jun 1, 2024 06:40 |
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Shibawanko posted:i recently realized that houses in sweden are ridiculously cheap compared to holland, like 10 times as cheap for the same size house in rural areas, so maybe i can just hide in a swedish log cabin forever
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Nov 8, 2020 14:09
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