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Most of Canada had Chip and Pin in the 2000s and now we're past that point and use TAP!!!!!!!!!!!!! GET ON OUR LEVEL PLEBS
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Nov 26, 2020 17:21
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Fried Watermelon posted:#7 is really bizarre Its from the UK, and some places there have coupons on the back of receipts.
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Nov 26, 2020 17:34
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I use NFC or Apple pay as much as possible. Half the time they don't have it enabled, or they would but today that system is down or whatever. Mag stripe isn't uncommon. Gas pumps are just starting to have NFC. This is Los Angeles.
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Nov 26, 2020 18:05
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Slotducks posted:Most of Canada had Chip and Pin in the 2000s and now we're past that point and use TAP!!!!!!!!!!!!! Tap is where it's at. You can tap and spend up to $100 here without even using your PIN. When you do drop more than 100 though you get to spend 5 min trying to remember your PIN so not sure it saves time in the long run.
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Nov 26, 2020 18:19
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i pay in cash
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Nov 26, 2020 19:08
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Peanut President posted:i pay in cash i thought people born in 1924 used checks
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Nov 26, 2020 19:12
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I used to pay cash but then roni happened and minimising contact with anything and everything became a priority. The bank can know that I blow all my money on funkopops now rather than just think I have a gambling / alcohol / drug problem.
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Nov 26, 2020 19:14
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I've got a coworker who still only shops at places that accept check and doesn't have a debit card. She went away for a week vacation and panicked because "how will I pay my bills if I'm not home to send the check?!" Note: she is 38
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Nov 26, 2020 19:14
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I usually pay with barrels of unrolled pennies
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Nov 26, 2020 19:18
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Carthag Tuek posted:i thought people born in 1924 used checks the whole point is I want to be untracable, why would I use a check? edit: though the real trick is to use a debit card for all your normal purchases but save cash for the gun store / sexatorium
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Nov 26, 2020 19:21
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Slotducks posted:Most of Canada had Chip and Pin in the 2000s and now we're past that point and use TAP!!!!!!!!!!!!! Canada also has an oligopoly of 5 banks.
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Nov 26, 2020 19:46
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I just remembered when I got a new work phone and it came with a really nice leather wallet-type case that had slots for cards and I was very excited because that meant I didn't need to carry around my wallet anymore! Then the first day I used it my bus card wouldn't work until I removed it from the case, my key card wouldn't work until I removed it from the case, and before I went to lunch I took a look at the packaging the case had come in, and sure enough it was protected against the card slots being any use to anyone in the civilized world because it blocked the cards from working, and it listed that as some sort of good thing 
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Nov 26, 2020 19:53
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3D Megadoodoo posted:I just remembered when I got a new work phone and it came with a really nice leather wallet-type case that had slots for cards and I was very excited because that meant I didn't need to carry around my wallet anymore! Yeah, I've seen that advertised as a 'feature' of wallets.
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Nov 26, 2020 20:52
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Most cards in the states from my experience don't have tap to pay and a lot of people buy those wallets because "ITS SAFER" I worked at a gas station for a few years and a significant number of people didn't want to pay at the pump because "they're all compromised and my information will be stolen"
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Nov 26, 2020 20:56
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i mean gas station pumps are a super popular place for people to skim i still remember how cibc refused to acknowledge that chip and pin could be hacked or duped, despite proof of concepts being demonstrated well before this happened: https://www.cbc.ca/news/canada/bank-customer-s-lawsuit-raises-questions-about-fraud-liability-1.2561676 quote:The case of an Ontario man who was charged more than $80,000 on his credit card for purchases he claims he didn't make is raising new questions about the security of online and credit card transactions and whether banks are shifting liability for fraud to their customers. loving banks
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Nov 26, 2020 20:59
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I've been  warned about people who go around with wireless atm terminals tapping people's butts to cyber pickpocket them.
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Nov 26, 2020 21:00
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anyone with 81k available to them at any time is a bad person and i hope both he and the bank ruin each other
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Nov 26, 2020 21:03
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unfortunately i have no idea how that played out, i even tried searching public records awhile back and got nowhere, maybe they settled out of court and there was an nda
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Nov 26, 2020 21:07
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CommonShore posted:I've been The RFID proof wallets always seemed weird to me because if you wanted to skim card data the most efficient way to do that would be to find an unmanned terminal and just figure out a way to place the skimmer that it isn't obvious
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Nov 26, 2020 21:13
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Edit: Nvm, already said.
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Nov 26, 2020 21:19
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Len posted:I've got a coworker who still only shops at places that accept check and doesn't have a debit card. I’m 37 and I think I write like 3 checks a year
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Nov 26, 2020 21:27
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The Nastier Nate posted:I’m 37 and I think I write like 3 checks a year I put the age there so people didn't think she was an older person. Like my dad writes a lot of checks but he's pushing 60 so that feels like it makes sense
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Nov 26, 2020 21:32
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just go to the UK and pretty much every single place of trade has contactless and also nearly every bank will provide an app that immediately pings you the details of any purchase. on my monzo I can just freeze my card in like 8 seconds if I get a notification of anything odd :edit: to clarify I am not actually recommending you go to the cursed land of England
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Nov 26, 2020 21:38
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T-man posted:anyone with 81k available to them at any time is a bad person and i hope both he and the bank ruin each other imagine an "investment relations" CEO trying to convince a banker that he didn't drop 80k on a custom racecar
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Nov 26, 2020 21:53
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The currency of the future is stock in companies that have no path to profitability. https://twitter.com/ReutersLegal/status/1331351888600707080
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Nov 26, 2020 21:55
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The Nastier Nate posted:I’m 37 and I think I write like 3 checks a year I’m 35 and I write like one check every 5 years
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Nov 26, 2020 22:34
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Cold on a Cob posted:i mean gas station pumps are a super popular place for people to skim I live in the city so I haven't pumped petrol in years. 
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Nov 26, 2020 22:42
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Doggles posted:The currency of the future is stock in companies that have no path to profitability. incredible
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Nov 26, 2020 23:44
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Centrist Committee posted:incredible I'm sure Kamala Harris will introduce a program where convicts carry around rich people in sedan chairs for no compensation.
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Nov 27, 2020 00:51
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Doggles posted:The currency of the future is stock in companies that have no path to profitability. scrip 2.0
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Nov 27, 2020 01:04
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Malcolm Turnbeug posted:The RFID proof wallets always seemed weird to me because if you wanted to skim card data the most efficient way to do that would be to find an unmanned terminal and just figure out a way to place the skimmer that it isn't obvious In theory with a RFID thing you could just walk by people and not have to come back for the skimmer, in practice nobody's really figured out how to get around the whole "they're only designed to work within like 5cm of the receiver" thing I mean there's some proof of concepts and some theoretical ones but yeah afaik nobody's actually out there with a magic antenna that can couple to RFID cards 10 feet away.
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Nov 27, 2020 02:48
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Doggles posted:The currency of the future is stock in companies that have no path to profitability. Siri, can you get dividends from a company that's never made a profit?
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Nov 27, 2020 02:56
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aren't most equity payments either tied up in contract bullshit that means you can't actually use them or some special kind of security that's worth a fraction of real stocks? keep in mind i have no idea about finance and refuse to learn
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Nov 27, 2020 03:29
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Companies like to pay their employees in stock cause it’s not real money and they can throw out as much as they want. That’s why when you hear the CEO of some fortune 400 getting paid $25 million a year a lot of that is stock and if they were forced to only pay our cash they’d reconsider those compensation package real quick. That’s how you know you’ve made it in this country. When you don’t get a wages or salary but a “compensation package”
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Nov 27, 2020 03:43
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Doggles posted:The currency of the future is stock in companies that have no path to profitability. Not employees, but they’re paid in company stock. 
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Nov 27, 2020 03:59
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can't wait for the economist fo fawn over it. "the new coop for a digital age"
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Nov 27, 2020 11:24
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Literally more worthless then scrip, how are you supposed to pay for food at the company store with equity? At least with scrip you could load it into a sock and use it to beat the company man to death.
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Nov 27, 2020 11:28
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Media Bloodbath posted:can't wait for the economist fo fawn over it. The lack of hyphenation or diaeresis here is upsetting to me. E: diæresis? E: diaëresis? Failed Imagineer has issued a correction as of 11:41 on Nov 27, 2020 |
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Nov 27, 2020 11:39
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Failed Imagineer posted:The lack of hyphenation or diaeresis here is upsetting to me. 
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Nov 27, 2020 17:26
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I've been using a tiny, 5 branch bank since I was a kid and I'm going to be able to start using contactless payment "Soon(tm)"
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Nov 27, 2020 18:02
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