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Shamino posted:No car purchases make financial sense outside of like a 15 year old toyota tacoma or 10-15 year old prius, both with 200k+ miles on them where the value really can't go any lower because it's absolutely bottomed out. It also doesn't make financial sense to buy movies, eat steak, drink beer or go on vacations. Everyone has something they enjoy and all spending shouldn't be looked at through a purely utilitarian lens. I'm not saying to load yourself up with debt to have a fancy car but don't live on lentils and dumpster finds either. The Toyota Echo I bought new for $12.5k in 2000 worked out, with no major issues in 268k miles,. I only sold it because I had a LA commute and decided to lease a EV. If only Toyota made a BEV version of a Prius. Downsized out of that in Feb., once production completed on the game I was producing. But all good. <DUMB TYPO> VideoGameVet fucked around with this message at 03:47 on Mar 28, 2021 |
# ? Mar 27, 2021 01:50 |
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# ? May 20, 2024 21:04 |
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VideoGameVet posted:The Toyota Echo I bought new for $12.5k in 2020 worked out, with no major issues in 268k miles,. I only sold it because I had a LA commute and decided to lease a EV. If only Toyota made a BEV version of a Prius. How the hell do you put 268k miles on a car in one year?
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# ? Mar 27, 2021 03:45 |
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I’m guessing he meant to type 2000, especially since the Echo hasn’t been sold here since 2005.
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# ? Mar 27, 2021 03:58 |
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Yeah they meant 2000. There have been at least 2 super high mileage Echoes in AI, haven't there?
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# ? Mar 27, 2021 04:53 |
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KYOON GRIFFEY JR posted:People try to do an apples-to-apples comparison in a vacuum and as you said it's very difficult to do so. Obviously buying a used car is best with money, but you've already decided to buy a new car. The best point of origination is "do I think I'm likely to want a new car in five years or fewer" and if the answer is yes, you should probably lease assuming you can get the money factors and deals to line up. If you think not, then you should look to buy outright. For disclosure I drive an 11 year old Toyota Prius. If I keep this car it will probably "live" another 10 years for very little cash. My yearly maintenance on the Prius is a couple hundred bucks, I fill it with gas maybe once or twice a month for 30-40 dollars tops. I had a serious crash at one point and to replace the entire front end was less than six thousand dollars (covered by insurance). My wife drives an XC90 that we lease. When our family was smaller she leased an XC60. I originally was against it because it seemed like wasted cash but honestly it hasn't been at all. This was the first year I thought there was nothing new to be gained by getting a new XC90 and so maybe we would just pay cash out for it, but then you look and there are all kinds of improvements. Family life changes. This is best case scenario, what if you got a lemon! I definitely think leases are just another tool. If the car is trouble free and you don't wreck it and you keep it for six years the buying route will seem smart.
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# ? Mar 27, 2021 06:53 |
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I'd say that safety is not really a reason to get a new car every 2-3 years at this point. Leasing also requires you to know pretty much exactly how your next 3 years (or whatever period) will look like, both financially and miles wise. I did the math on my car and it's already way cheaper per month than if I had leased it. I put all the monthly costs (service, depreciation, tyres, future inspections, insurance) into an index fund while the money "waits" to be spent (I try to pay for things yearly). I didn't factor the "opportunity cost" of the money I used to pay cash for the car, but meh. Don't need the money for years anyway and at this point in time the car is still worth more than I ended up paying for it due to incentives and great trade in deals. Another important thing is that it's a KIA, so I have 7 years and/or 150000km full warranty. I wouldn't do this if it was something with poo poo warranty. Still not a 100% apples to apples comparison due to not including potential profit from having the money still in index funds, but even then it'd be cheaper per month. The big thing in all of this is that I'll still have a car at the end of it, which I wouldn't with a lease. I also hate being tied to monthly bills and having less liquidity. All that being said, I'd probably lease EV's due to the reasons given above - reliability and the tech moving fast.
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# ? Mar 27, 2021 07:21 |
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Shamino posted:I'm not saying to load yourself up with debt to have a fancy car but don't live on lentils and dumpster finds either. I keep checking the dumpsters for Nissan leafs, hoping to get lucky one day soon.
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# ? Mar 27, 2021 11:26 |
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MrOnBicycle posted:I'd say that safety is not really a reason to get a new car every 2-3 years at this point. Leasing also requires you to know pretty much exactly how your next 3 years (or whatever period) will look like, both financially and miles wise. I did the math on my car and it's already way cheaper per month than if I had leased it. I put all the monthly costs (service, depreciation, tyres, future inspections, insurance) into an index fund while the money "waits" to be spent (I try to pay for things yearly). How do you "spend" the depreciation? Like, you're putting money into an index fund to counteract depreciation and then counting the return on that money as a pro for purchasing vs leasing? I don't think that makes a lot of logical sense. quote:I didn't factor the "opportunity cost" of the money I used to pay cash for the car, but meh. Yeah ignoring one of the major factors does tend to skew the numbers one way or the other. quote:at this point in time the car is still worth more than I ended up paying for it due to incentives and great trade in deals. This is very unlikely, even given the current automotive price climate. And the thing about that price climate is that it's occurring at the same time as greater than normal lost opportunity costs, e.g. I just checked and my one year Vanguard rate of return is 44.6%.
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# ? Mar 27, 2021 14:44 |
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MrOnBicycle posted:The big thing in all of this is that I'll still have a car at the end of it, which I wouldn't with a lease. Plenty of psychological reasons to not lease a car for sure, and not saying it's inherently a good idea, it's just that when it comes to new cars leasing can be a better financial decision. I'm a bit confused about the statement that a a lease give you less liquidity. How does that work? You paid cash for a new car, you absolutely hosed up your liquidity.
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# ? Mar 27, 2021 14:58 |
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Murder suspects caught after failing to carjack a Tesla. They couldn't figure out how to get it in drive. https://www.chicagotribune.com/news...7o5y-story.html Least surprising line of the article: quote:One minute later, Hudson approached and pointed a firearm at a Tesla owner, who was showing his car off to a friend.
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# ? Mar 27, 2021 17:56 |
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"Stop that poo poo right now, it's been around for years and your friend obviously has seen it on youtube before. Now tell me where the taxis are."
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# ? Mar 27, 2021 18:25 |
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Trying to carjack a Tesla is all kinds of stupid. The guy with the phone key in his pocket just runs away so it can't be put in drive, there are recording cameras everywhere and even if you did drive it away the owner can just sit there showing the police where it is on a map all the time so they could just wait till you stop somewhere and then swarm in and arrest you.
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# ? Mar 27, 2021 18:28 |
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Indiana_Krom posted:Trying to carjack a Tesla is all kinds of stupid. The guy with the phone key in his pocket just runs away so it can't be put in drive, there are recording cameras everywhere and even if you did drive it away the owner can just sit there showing the police where it is on a map all the time so they could just wait till you stop somewhere and then swarm in and arrest you. True, but I would say going to murder someone over a rap song while bringing your 6-year old along is even more stupid.
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# ? Mar 27, 2021 18:33 |
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KYOON GRIFFEY JR posted:Plenty of psychological reasons to not lease a car for sure, and not saying it's inherently a good idea, it's just that when it comes to new cars leasing can be a better financial decision. I'm a bit confused about the statement that a a lease give you less liquidity. How does that work? You paid cash for a new car, you absolutely hosed up your liquidity. bird with big dick posted:How do you "spend" the depreciation? Like, you're putting money into an index fund to counteract depreciation and then counting the return on that money as a pro for purchasing vs leasing? I don't think that makes a lot of logical sense. Worst case, I pay $35 parking a month and $450 insurance and $40 tax a year as fixed costs. Like I said before, it's a situational thing where I wouldn't have done it if I didn't find myself in these particular circumstances.
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# ? Mar 27, 2021 21:44 |
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Shamino posted:FYI E-tron 7500 mile/yr leases can be had for sub $400/mo right now: This is potentially interesting. Like I don’t think anyone will likely be able to duplicate these numbers but even coming close could be a pretty great deal. I actually qualify for nearly the exact same incentives as he got (only $250 less for me) so it’d all come down to the MSRP of the vehicle and how much I could negotiate off it.
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# ? Mar 28, 2021 00:48 |
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How does the EVSE tax credit in the US work? I know it's 30% up to $1,000, is that up to $300, or up to $1,000 on a $3333 install?
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# ? Mar 28, 2021 03:43 |
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borkencode posted:How the hell do you put 268k miles on a car in one year? 2000 ...typo
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# ? Mar 28, 2021 03:47 |
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Westy543 posted:How does the EVSE tax credit in the US work? I know it's 30% up to $1,000, is that up to $300, or up to $1,000 on a $3333 install? It’s 33% with a max of $1,000 in return so the latter.
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# ? Mar 28, 2021 03:52 |
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bird with big dick posted:This is potentially interesting. Like I don’t think anyone will likely be able to duplicate these numbers but even coming close could be a pretty great deal. If you go through a broker it's definitely repeatable. That's what I did and it's sitting in my driveway now.
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# ? Mar 28, 2021 13:31 |
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TwoDice posted:If you go through a broker it's definitely repeatable. That's what I did and it's sitting in my driveway now. You got one for under $400 including tax? Someone in that thread said he couldn’t even repeat it at the same dealership. Right now my local dealerships lowest MSRP e tron is still 4K more than the example so the best id likely be able to do is get close but the dealerships here are so lovely I don’t see getting the ~13% discount off MSRP that he got. I was looking at Mach e GT and Performance model Ys but for ~$400 this could push me into the Audi.
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# ? Mar 28, 2021 13:50 |
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bird with big dick posted:You got one for under $400 including tax? Someone in that thread said he couldn’t even repeat it at the same dealership. Right now my local dealerships lowest MSRP e tron is still 4K more than the example so the best id likely be able to do is get close but the dealerships here are so lovely I don’t see getting the ~13% discount off MSRP that he got. I didn't want the lowest trim level, so it's not exactly the same lease, but here: leasehackr.com/calculator?make=Audi&miles=7500&msd=10&msrp=77515&sales_price=69764&months=36&mf=.00074&dp=0&dealer_fee=500&acq_fee=995&taxed_inc=15750&untaxed_inc=0&rebate=0&resP=50®_fee=500&sales_tax=6.25&demo_mileage=0&memo=&acqFee_check=true&monthlyTax_radio=true&cap_tax=true&bmw_demo_25=true It was a way better deal than I could find on a Mach E or Model Y. stealth edit: pasted the wrong link
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# ? Mar 28, 2021 14:26 |
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Looking at brokers on leasehackr it seems like they can't do out of state deals for Audi which sucks because I'm only 3 hours from the Bay but I'm in NV.
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# ? Mar 28, 2021 14:30 |
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bird with big dick posted:Looking at brokers on leasehackr it seems like they can't do out of state deals for Audi which sucks because I'm only 3 hours from the Bay but I'm in NV. I got mine shipped from out of state. but I'm on the east coast.
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# ? Mar 28, 2021 14:32 |
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TwoDice posted:I didn't want the lowest trim level, so it's not exactly the same lease, but here: leasehackr.com/calculator?make=Audi&miles=7500&msd=10&msrp=77515&sales_price=69764&months=36&mf=.00074&dp=0&dealer_fee=500&acq_fee=995&taxed_inc=15750&untaxed_inc=0&rebate=0&resP=50®_fee=500&sales_tax=6.25&demo_mileage=0&memo=&acqFee_check=true&monthlyTax_radio=true&cap_tax=true&bmw_demo_25=true Yeah, I think those base ones don't even have adaptive cruise which is nuts, yours is probably equipped the way I'd want one.
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# ? Mar 28, 2021 14:32 |
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TwoDice posted:I got mine shipped from out of state. but I'm on the east coast. That's good to know it's at least possible, I'll keep digging around.
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# ? Mar 28, 2021 14:33 |
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https://www.sciencedirect.com/science/article/pii/S0306261921001562?via%3Dihub Saw this in my news flow. Way too tired to read it now, but seems interesting. Edit: VVV: From the motoring tests that I've read, the KIA vehicles are pretty much the one of the best case scenarios when it comes to PHEV range and accurate fuel efficiency. Helps their argument, but also makes what they base their argument more accurate. I gotta read the whole article when I'm not dead in the head, as they brind up some interesting points and problems. Just from reading a small part of it, improving fast charging is probably a much better way to go than to make bigger batteries. I mean if you could charge your battery as quickly as you fill up your car with gas, I doubt anyone would care if you couldn't go ages between charging. Especially if, as they state, most people don't come close to using their whole battery during their commutes. Anyway, just glanced through some of the pararaphs. MrOnBicycle fucked around with this message at 19:07 on Mar 29, 2021 |
# ? Mar 29, 2021 16:11 |
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MrOnBicycle posted:https://www.sciencedirect.com/science/article/pii/S0306261921001562?via%3Dihub Interesting that they used the Kia Niro as the test case (clever). I didn’t see the carbon contribution for creating the biofuels. In the USA ethanol is based on corn and uses quite a bit of energy to produce and distill. Brazil is a different story, due to sugar cane,.
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# ? Mar 29, 2021 17:33 |
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VideoGameVet posted:Brazil is a different story, due to sugar cane,. And mast deforestation. If we have to use bio fuels, we should burn that energy in power plants but definitely not in passenger vehicles since a big plant tends to be a lot more efficient than a tiny one just for a car.
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# ? Mar 29, 2021 18:14 |
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Nfcknblvbl posted:And mast deforestation. Yep, that report really omits a bunch of side effects and the carbon numbers for biofuels are basically a fiction.
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# ? Mar 29, 2021 20:36 |
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https://www.vice.com/en/article/qjp793/us-electric-vehicle-charging-station-network-tes Vice, but a good read
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# ? Mar 29, 2021 22:02 |
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quote:Voltswagen
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# ? Mar 29, 2021 22:08 |
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GreenBuckanneer posted:https://www.vice.com/en/article/qjp793/us-electric-vehicle-charging-station-network-tes The things they link as a CCS to Chademo converter is actually a DC fast charger for cars with 3.3kw onboard chargers, but a DC port of some kind. It would be nice to know if it's possible to make a CCS to Chademo adapter though. edit: https://www.evseadapters.com/products/portable-chademo-ccs-combo-dc-quick-charger/ This thing for reference
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# ? Mar 29, 2021 22:27 |
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If I start going on long trips I may buy the adaptor to use the Tesla Level 2 stuff in an emergency. The adaptor is about $150.00
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# ? Mar 29, 2021 23:39 |
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VideoGameVet posted:If I start going on long trips I may buy the adaptor to use the Tesla Level 2 stuff in an emergency. The adaptor is about $150.00 I'll definitely spring on the TeslaTap myself if I decide to swap my Model 3 Performance for an R1T. There's a lot more hotels with Tesla destination chargers than the alternatives.
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# ? Mar 30, 2021 00:03 |
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nope
FlapYoJacks fucked around with this message at 21:35 on Apr 6, 2022 |
# ? Mar 30, 2021 00:10 |
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DoomTrainPhD posted:Ugh that vice article. I hate not being able to tell these guys that Rivian does have plans to open their network. It just takes time to vet all the other manufactures cars. What plugs?
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# ? Mar 30, 2021 00:23 |
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VideoGameVet posted:What plugs? Standard CCS
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# ? Mar 30, 2021 00:25 |
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DoomTrainPhD posted:Standard CCS My Kia thanks you ... and then the vans become available I am game to convert into a RV.,
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# ? Mar 30, 2021 00:26 |
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nope
FlapYoJacks fucked around with this message at 21:35 on Apr 6, 2022 |
# ? Mar 30, 2021 00:32 |
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# ? May 20, 2024 21:04 |
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:shh: don't get yourself in trouble somehow. But it's awesome to hear that
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# ? Mar 30, 2021 01:37 |