|
Do you prefer the extended summer thread format? This poll is closed. |
|||
|---|---|---|---|
| Yes |
|
126 | 44.21% |
| No |
|
39 | 13.68% |
| I'm Scottish |
|
120 | 42.11% |
| Total: | 285 votes | ||
|
I would suggest no, but some of its proponents seem to like flirting with that concept, probably because it's useful and romantic.
|
#
?
Aug 21, 2021 05:49
|
|
|
|
| # ? May 25, 2024 23:57 |
|
|
He's too sexy for the vax Too sexy for the vax What you think about that?
|
|
#
?
Aug 21, 2021 06:32
|
|
|
Mebh posted:Hey all, has anyone here had any experience with pet insurance in the UK? It just wasn't necessary in europe as the prices were so damned cheap there. Ignore any of the 'specialist' pet insurers. They may appear to be cheaper or offer less exclusions but the likelihood of them arguing a claim and refusing to pay is magnitudes higher. You see this with all sorts of specialist insurance.
|
|
#
?
Aug 21, 2021 06:39
|
|
|
no hay camino posted:Could you describe scottish independence as an anti-colonial movement, or is that offense to the whole concept? No Though some people like to describe it that way (they're wrong).
|
|
#
?
Aug 21, 2021 07:40
|
|
|
Yeah the 'cheap' insurers cover bugger all and have clauses to get out of almost anything. I needed up with 'bought by many' mostly going on the Which reviews of the coverage and customer satisfaction.
|
|
#
?
Aug 21, 2021 07:42
|
|
|
Mebh posted:I just want a decent non scammy insurance company (hahahahaha) where I can pay them £x per year and I can know I'll be covered if I need a ridiculous operation for one of the buggers so I don't have to choose taking out a loan or maxxing my credit card to keep my best friend alive. Or do the CC thing and balance transfer to a zero rate card.
|
|
#
?
Aug 21, 2021 07:54
|
|
|
Mebh posted:Hey all, has anyone here had any experience with pet insurance in the UK? It just wasn't necessary in europe as the prices were so damned cheap there. Speak to your vets to see if they have direct billing relationships with any insurers - generally these will be more expensive but also a lot more stable and, crucially, easy to deal with if you do have issues. Also bear in mind if the vet *doesn't* have that relationship you'll be out of pocket for the full expense until the insurer pays out.
|
|
#
?
Aug 21, 2021 08:44
|
|
|
Pet insurance is up there as one of the least regulated and most shady lines of business on the market. Your premiums will rack up quickly, and if you do have to make a claim, there's an incredibly significant chance that there'll be an exclusion against it anyway. You're better off just saving the equivalent sum each month and hoping for the best.
|
|
#
?
Aug 21, 2021 08:57
|
|
|
Dealing with insurance in general is one of the things I hate the most about being an adult. So hard to compare products directly, and half the time theres some loophole to avoid a payout
|
|
#
?
Aug 21, 2021 09:01
|
|
|
lol i love getting grumpy emails from the letting agency about arranging viewings of the apartment cunts you’re actively making me homeless with this sale why am i going to be super helpful about it
|
|
#
?
Aug 21, 2021 09:08
|
|
|
The Perfect Element posted:drat I would love some fudge but I've already spent loads of money this month and I'm on a health kick :'( the gingerbread fudge sounds absolutely god tier I would love some fudge, but I can't even risk a small amount any more.  Camrath - I know you sell in bars now, but have you considered making sampler packs with chunks of new flavours?
|
|
#
?
Aug 21, 2021 09:42
|
|
|
I'm about to leave the house to go and play cricket and the forecast is pretty awful. But until it actually starts raining, we have to pretend/hope that it won't. What a time to be alive.
|
|
#
?
Aug 21, 2021 10:21
|
|
|
kingturnip posted:I'm about to leave the house to go and play cricket and the forecast is pretty awful. Man I wish that Cricket didn't introduce me to the huge drinking culture there is in the sport as teenager and I didn't turn fat and lazy and still played. I liked playing Cricket.
|
|
#
?
Aug 21, 2021 10:27
|
|
|
I absolutely loving DESPISE insurance companies. I’ve had to claim quite a few times and it is always a huge gently caress about to say the least and usually doesn’t even end well. Also the concept of ‘excess’ needs to go in the bin - what the gently caress am I paying you for if I then have to pay most of it myself anyway? I genuinely just don’t bother any more and put some away every month to cover weird poo poo. It’s got me kind of mad even thinking about it.
|
|
#
?
Aug 21, 2021 10:28
|
|
|
Jakabite posted:I absolutely loving DESPISE insurance companies. I’ve had to claim quite a few times and it is always a huge gently caress about to say the least and usually doesn’t even end well. Also the concept of ‘excess’ needs to go in the bin - what the gently caress am I paying you for if I then have to pay most of it myself anyway? I genuinely just don’t bother any more and put some away every month to cover weird poo poo. It’s got me kind of mad even thinking about it. My favourite ones are the car insurance companies who sell ultra cheap policies with excesses of something silly like £100,000. It reels in people who want a good deal or just buy the cheapest one on comparison sites but then they have to pay 100% of any claim they make rendering the whole thing pointless. It's about as close as you can get to a legal scam.
|
|
#
?
Aug 21, 2021 11:16
|
|
|
bump_fn posted:lol i love getting grumpy emails from the letting agency about arranging viewings of the apartment Make sure those fuckers stick to the 24hr notice rule. Was in the same situation a few years back where 3 of us were living and they gave us 2 months notice as the owner decided to sell up. Cue them telling us that on the Friday, then endless doorbell ringing/knocking at 9am the next morning to some prick estate agent and a grinning family of 4 stood there all 'Hi, we're going to show this family round the house as prospective buyers'. 'Nope, you're going to give us 24 hours notice and come round at a respectable time' and shut the door on them. Took 20 minutes before I got a phonecall off the actual owner telling me I was out of order. Told him the situation and he was all 'oh, that's not what the agents said.' Yeah no poo poo. Next week on Friday: 'We want to show people round tomorrow, here's your 24 hr notice' 'Fine, anytime after 3pm then' 'OK' 9am on the dot they let themselves in until my hungover to gently caress housemate went down dressed only in his boxers and told them to gently caress off. Then they got the idea, but still came round later on a wet day and traipsed mud all over everywhere we'd just cleaned. gently caress estate agents.
|
|
#
?
Aug 21, 2021 11:32
|
|
|
Just looking at the current Covid situation around the Anglosphere. Australia and NZ are back in strict lockdowns, with the Auspol thread apparently in favor of even harsher measures. Both countries have been very slow to roll out vaccination programmes, which has left them in the uncomfortable position of having populations with virtually no immunity to Covid, either through vaccination or infection. The USA has an odd hybrid situation where they're returning to normal but with wildly varying levels of vaccinations, so that some areas are well-protected, while in others, the virus is still raging. Then there's the UK, which kind of seems to be learning to live with it? I know I've stopped fretfully following the daily infection figures and friends and work colleagues barely mention it any more either. How much is Covid still impacting on the day to day lives of people in this thread, out of interest?
|
|
#
?
Aug 21, 2021 11:35
|
|
|
As I posted, I just realised I forgot to check on Canada. Eh, they're probably fine.
|
|
#
?
Aug 21, 2021 11:36
|
|
|
i wear a mask on the bus and in shops and id say a bit more than half of people still do, i’m still working from home with occasional in person meetings but also the university offers free weekly PCR tests that i do even though i’m double dosed most of the phd students i interact with are fully dosed through the university health clinic which started vaxxing 20+ earlier than i think it was actually opened through nhs england writ large
|
|
#
?
Aug 21, 2021 11:39
|
|
|
Ireland also exists. We're OK
|
|
#
?
Aug 21, 2021 11:40
|
|
|
Pistol_Pete posted:Just looking at the current Covid situation around the Anglosphere. Australia and NZ are back in strict lockdowns, with the Auspol thread apparently in favor of even harsher measures. Both countries have been very slow to roll out vaccination programmes, which has left them in the uncomfortable position of having populations with virtually no immunity to Covid, either through vaccination or infection. The USA has an odd hybrid situation where they're returning to normal but with wildly varying levels of vaccinations, so that some areas are well-protected, while in others, the virus is still raging. Then there's the UK, which kind of seems to be learning to live with it? I know I've stopped fretfully following the daily infection figures and friends and work colleagues barely mention it any more either. How much is Covid still impacting on the day to day lives of people in this thread, out of interest? Yeah I was thinking about this this morning, mostly because it hadn't been mentioned in the thread for a while. Daily new cases dropped off massively at the start of August which was weird and whilst it's climbing it's a slow one. More importantly, hospitalisations and deaths have basically flattened which was always the big worry with opening everything back up. My life hasn't changed much, I wear a mask going into shops and stuff even when it's not required (by the business) although I have forgotten once or twice and felt very weird about it. Still not back into work yet but that's supposed to be optional from the 9th of September.
|
|
#
?
Aug 21, 2021 11:53
|
|
|
The Anglosphere is like this but it only goes after people trying to enter the island.
|
|
#
?
Aug 21, 2021 11:58
|
|
|
I'm not saving anything that'll be news to anyone here, but the housing market is crazy, I can't view even the most mediocre properties before they sell. Goldskull posted:gently caress estate agents. In my limited experience estate agents seem to exist to make any transaction more hassle and charge for the favour.
|
|
#
?
Aug 21, 2021 12:05
|
|
|
JoylessJester posted:In my limited experience estate agents seem to exist to make any transaction more hassle and charge for the favour. They are the parasites of the parasites, the meta-rentier class. Do not believe their lies, destroy on sight
|
|
#
?
Aug 21, 2021 12:13
|
|
|
Pistol_Pete posted:How much is Covid still impacting on the day to day lives of people in this thread, out of interest? Quite a lot for me. I wear a mask and do not go to indoor or crowded events. Being vulnerable I got double vaccinated early this year, and now cases where I live have been soaring just when my vaccine must be wearing off. The thing that most bothers me is not being able to visit my late sister's family. I used to stay with them every few weeks, but whenever my risk has been lower, theirs has been higher, and vice versa.
|
|
#
?
Aug 21, 2021 12:13
|
|
|
The Perfect Element posted:Pet insurance is up there as one of the least regulated and most shady lines of business on the market. Your premiums will rack up quickly, and if you do have to make a claim, there's an incredibly significant chance that there'll be an exclusion against it anyway. This can work out but you are essentially taking a gamble and if your pet gets a long term illness it can cost you thousands a year. If I didn't have a pure breed I might consider it, but pure breeds are notorious for needing expensive care even by the midlife. You should be very careful about what insurer to go with though and read their exclusions carefully. JoylessJester posted:In my limited experience estate agents seem to exist to make any transaction more hassle and charge for the favour. Estate agents are funny because they are almost always the kind of people who buy into to that 'pretend to be successful will make you successful' crap. They always drive cars way way above their pay grade, well at least the boys do. Mega Comrade fucked around with this message at 12:18 on Aug 21, 2021 |
|
#
?
Aug 21, 2021 12:15
|
|
|
Our work delayed going back into the office about a month ago, Monday just gone they went "oh we're going to try that again in two weeks, so everyone back in the office tuesday-thursday every week after the bank holiday!" and I'm pretty grumpy about it tbh. I suspect the "enhanced collaboration and benefits of being in an office" will not be a thing for me or my team and it's mostly going to be a couple hours a day of commuting as it gets colder and wetter and also costing us a couple hundred a month so we're essentially getting a paycut since all of us have started with working from home being a thing. I find open plan offices very distracting as well so I suspect my work might start suffering. Seems very short sighted cause I've seen a lot more QA roles offering full remote (even saw one that has a 4 day week as standard, literally living the dream) so might start polishing up the ol CV, loads of people I know seem to job hop pretty quickly these days so I feel like I've wasted a lot of time worrying about that.
|
|
#
?
Aug 21, 2021 12:20
|
|
|
The Perfect Element posted:Pet insurance is up there as one of the least regulated and most shady lines of business on the market. Your premiums will rack up quickly, and if you do have to make a claim, there's an incredibly significant chance that there'll be an exclusion against it anyway. The problem is, if you can afford to put away enough to cover the potential vet bills here, you don't need it at all. Can you afford 2k per pet per year? I know I can't. My friend had saved 6k in their pet account, then their 9 year old cat had a respiratory issue, needed an endoscope (850) a stay overnight on a drip (500), and then a ct scan (3000!!!). With insurance they paid 85. It's an infuriating scam, especially as loads of vets have been bought up by a private equity firm here (https://www.ft.com/content/9a825fe8-8ea5-4ef3-84b7-2529bfe5ffed, https://www.thetimes.co.uk/article/how-city-fat-cats-have-turned-your-local-vet-into-a-cash-generating-unit-x2bxtchwp ) so the prices are 8x or more what they are in Spain where nobody would pay for pet insurance and a huge operation cost me 200 euros and everyone kept apologising for how much it was costing. But like. What choice do I have. They have no pre existing conditions and will likely live another 10 years each naturally so if one of them gets a chronic condition it'd eat my entire savings account and all ability to save any money and I'd never be able to get them insured. Gambling with loved ones lives is so loving American it boils my piss.
|
|
#
?
Aug 21, 2021 12:21
|
|
|
Mega Comrade posted:Estate agents are funny because they are almost always the kind of people who buy into to that 'pretend to be successful will make you successful' crap. They always drive cars way way above their pay grade, well at least the boys do. About 15 years ago when I was house-hunting in North London like a good 60% of the estate agents I dealt with were the utter failsons from my public school. The ones who couldn’t even manage to leverage familial wealth and connections into /anything/ due to their lack of any personal qualities. It got a bit awkward after a while.
|
|
#
?
Aug 21, 2021 12:24
|
|
|
https://twitter.com/RoadsideMum/status/1428691561076957186?s=20 See what this journo thinks will feed a family of 4 for a WEEK for £10.09  I ate 28 fishfingers - that exact bag - for tea a couple of days ago. (Yes and I had a bad tum yesterday for it. Fish finger binges R Us dot com) One of the comments under the article has broken it down: Daily this works out at: 40ml milk 40% slice of bread breakfast 40% slice of bread lunch 1 fish finger 1 1/3 chicken nugget 42g chips 35g veg Random burger patty on one day. 410 Calories on nugget day 580 Calories on the 1 burger day It's just starvation rations. Unhealthy and unsustainable and cruel. I think I could have done better than that nutritionally in Iceland for £10 but certainly not to feed a family of 4 for a week and definitely not sustainable unless you want everyone to have dire malnutrition within 2 weeks. Jaeluni Asjil fucked around with this message at 12:32 on Aug 21, 2021 |
|
#
?
Aug 21, 2021 12:26
|
|
|
EvilHawk posted:Yeah I was thinking about this this morning, mostly because it hadn't been mentioned in the thread for a while. Daily new cases dropped off massively at the start of August which was weird and whilst it's climbing it's a slow one. More importantly, hospitalisations and deaths have basically flattened which was always the big worry with opening everything back up. The strange peak was caused by the Euro cup - there was a huge increase in male infections compared to female infections for the period of the competition which matched with the games and disappeared after the tournament so we returned to the lower levels and previous trajectory that the ending of restrictions set off. There was a LSHTM modelling of stage 4 in July which vastly improved the central forecasts assuming most things don't suddenly melt down with waning immunity while everyone stops getting their vaccines and everyone goes completely back to normal without any NPIs all happening together and we seem to be sticking to that line, although that line is still saying dozens of deaths every day into next year at minimum. That's really the obvious danger right now that healthcare is absolutely run ragged and even a normal winter pressure scenario could cause all kinds of failings as it's just impossible to maintain staffing levels due to exhaustion. Second to that is that schools going back kicks off another full wave with major increases in hospitalisations which hammers healthcare early and disasterously. I'm pretty much WFH for the foreseeable it seems as any plans to return to office working has stalled while the staffing crisis is addressed. Travelling more and going out but with a mask and I remembered to move back to my 'two-layered with space for third filter' mask rather than my lazy dust mask. namesake fucked around with this message at 12:30 on Aug 21, 2021 |
|
#
?
Aug 21, 2021 12:27
|
|
|
Mega Comrade posted:Estate agents are funny because they are almost always the kind of people who buy into to that 'pretend to be successful will make you successful' crap. They always drive cars way way above their pay grade, well at least the boys do. Camrath posted:It got a bit awkward after a while. 
|
|
#
?
Aug 21, 2021 12:33
|
|
|
Jaeluni Asjil posted:https://twitter.com/RoadsideMum/status/1428691561076957186?s=20 My eyes glazed over at the first line: quote:For a variety of reasons, we all have our favourite supermarkets. That first five words is exactly how I used to pad out wordcounts at school.
|
|
#
?
Aug 21, 2021 12:34
|
|
|
Jaeluni Asjil posted:I think I could have done better than that nutritionally in Iceland for £10 but certainly not to feed a family of 4 for a week and definitely not sustainable unless you want everyone to have dire malnutrition within 2 weeks.
|
|
#
?
Aug 21, 2021 12:36
|
|
|
Red Oktober posted:My eyes glazed over at the first line: I used to draw a grid with the number of boxes needed eg 500 was normal at school, write my essay leaving spaces between words then go back filling in spaces with adjectives etc. Meanwhile: More Labour Party stasi nonsense (except it's not, Graham's been suspended for months now) - he gives a fuller account on FB - the LiE meeting was 12 weeks before the ban, and just because he was at the zoom meeting doesn't mean he is a member of LiE. https://twitter.com/GrahamDurham/status/1428990816287080455 And as pointed out in one of the replies - the person who TOOK the photo MUST have been at the meeting too, therefore they should be suspended as well! (Or perhaps they were and perhaps they had their fingernails torn out until they handed over their pc and their 'temp' files were searched.... that is my comment not anything suggested by anyone else!) Upon further reading it appears that LiE posted the video of the meeting on youtube. Idiots. Mind you they probably had no idea they would be proscribed 3 months later. Though I bet they never had permission from the attendees to do that. Jaeluni Asjil fucked around with this message at 12:52 on Aug 21, 2021 |
|
#
?
Aug 21, 2021 12:38
|
|
|
Mebh posted:Gambling with loved ones lives is so loving American it boils my piss. Ugh yes it's like a mini version of American healthcare. Max payouts, pre-existing conditions, random exlcusions. Our little Peanut had a heart murmur noticed at the vet before we got her, which cleared up as she got older (common, apparently), but that meant that her heart was excluded from insurance. Not just conditions arising from/related to the murmur - the entire organ, for life. Joke's on them though, she racked up huge non-heart-related bills before she died  But yeah after one cat with uninsurable kidneys, and the above, we're very pro-insurance. The yearly max payout (€5000 I think) is worth covering, especially as you never know what accidents or illnesses these little tigers are going to acquire from one day to the next.
|
|
#
?
Aug 21, 2021 12:59
|
|
|
Jaeluni Asjil posted:https://twitter.com/RoadsideMum/status/1428691561076957186?s=20 I would always, always advise anyone living on on a budget to shop there.
|
|
#
?
Aug 21, 2021 13:07
|
|
|
The quality is definitely worse
|
|
#
?
Aug 21, 2021 13:08
|
|
|
Bobstar posted:But yeah after one cat with uninsurable kidneys, and the above, we're very pro-insurance. The yearly max payout (€5000 I think) is worth covering, especially as you never know what accidents or illnesses these little tigers are going to acquire from one day to the next. Yeah, I was genuinely thinking about self insured as I was sure I could save enough to cover most things. Then I looked into the actual potential costs. Basically nearly like being uninsured for healthcare in the US as a person. You'd be mad to be uninsured if you could afford it. The problem is most can't afford it either and your gran dies. In other Sheffield news... https://www.theguardian.com/world/2021/aug/19/five-year-old-afghan-refugee-falls-to-death-from-sheffield-hotel Seems a 5 year old fell from an unsafe window and died at a hotel that local councilfolk had "raised objections over" (sounds like rear end covering) but the government placed a load of refugees there anyway. Apparently it was a disgusting hellpit. Yay for our treatment of anyone not wearing a flatcap with at least 2 whippets like complete poo poo.
|
|
#
?
Aug 21, 2021 13:09
|
|
|
|
| # ? May 25, 2024 23:57 |
|
|
Iceland own brand stuff tastes pretty nasty compared to just about every other option.
|
|
#
?
Aug 21, 2021 13:13
|
|