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UnknownTarget posted:Rochester NY is the most boring blasted out hellscape of Chuds, neglected decay and car culture. That's everywhere in the US with affordable living.
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Aug 31, 2021 16:59
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gay_crimes posted:replace neglected decay with unsustainable suburban McMansion sprawl and you got Texas buddy robert frost already worked out your options here quote:Some say the world will end in fire,
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Aug 31, 2021 17:01
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Car Hater posted:gently caress, am I too late? Any lots near you for 25k? I can build a lean-to there are, but hop on it!
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Aug 31, 2021 17:16
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UnknownTarget posted:Rochester NY is the most boring blasted out hellscape of Chuds, neglected decay and car culture. rust belt you say?
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Aug 31, 2021 17:23
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Beached Whale posted:https://twitter.com/POLITICOPro/status/1432384521958313988 my apartment complex has become 70% vacant or so. the parking lot was being used as a scrapyard for abandoned cars. with them towed out it's now mostly empty. furniture is starting to pile up near the dumpster. looking fine.
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Aug 31, 2021 17:35
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if whether a place is ‘nice’ or not comes down to owning a home there as a normal person, then the Midwest and rust belt is fine. if you’ve given up that dream because you were born too late/don’t have a career choice that pays enough/are motivated by other things, you shouldn’t ever consider living north of St. Louis and west of Pittsburgh until you get to the Rockies.
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Aug 31, 2021 17:37
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Radirot posted:my apartment complex has become 70% vacant or so. the parking lot was being used as a scrapyard for abandoned cars. with them towed out it's now mostly empty. furniture is starting to pile up near the dumpster. looking fine. lol if all these mass evictions cause everyone to move in with their parents/together/go homeless and apartments just become super vacant and prices are driven downward (landlords will hold steady and rent prices will go up)
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Aug 31, 2021 17:38
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Penisaurus Sex posted:if whether a place is ‘nice’ or not comes down to owning a home there as a normal person, then the Midwest and rust belt is fine. You heard it here, don't live in rural Ohio if you've given up the dream.
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Aug 31, 2021 17:39
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Pittsburgh Fentanyl Cloud posted:You heard it here, don't live in rural Ohio if you've given up the dream. if you’ve given up the perfect place for you is actually Wheeling, WV. make sure to bring a gun or something for when you want to check out, unless you’re interested in black tar heroin and crippling alcoholism.
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Aug 31, 2021 17:40
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Penisaurus Sex posted:if whether a place is ‘nice’ or not comes down to owning a home there as a normal person, then the Midwest and rust belt is fine. Ironically, you described probably one of the better regions to live in once climate change starts biting.
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Aug 31, 2021 17:49
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Joey Steel posted:Ironically, you described probably one of the better regions to live in once climate change starts biting. I didn’t. The Midwest isn’t insulated from extreme weather, and the last place I want to be is where a bunch of insane reactionary theocrats live. especially when they already have control of the water that every Midwesterner is obsessed with. I’d rather live somewhere nice instead and just kill myself when it gets too unbearable.
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Aug 31, 2021 17:58
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anime was right posted:lol if all these mass evictions cause everyone to move in with their parents/together/go homeless and apartments just become super vacant and prices are driven downward (landlords will hold steady and rent prices will go up) So long as money printer continues to go Bbbbbbrrrrrrrrrrr why would they even think about lowering prices?
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Aug 31, 2021 17:58
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Just signed a contract to get central air put in Lol I wish I were renting.
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Aug 31, 2021 18:02
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Mr Hootington posted:Global q2 gdp numbers are coming in and all are 1-3% misses. Canada contracted during q2 -1.1% estimated +2.5%. More previews? stagflation is BACK  (it's mostly due to our housing market slowing down again despite rates still being at record lows) edit: oh it's also due to reduced exports
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Aug 31, 2021 18:04
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my apartment has been without a working ac unit since mid July and the reason is that all the ac units are from the 70s and they can’t get new ones lol
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Aug 31, 2021 18:04
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euphronius posted:Just signed a contract to get central air put in i just did this in March. owned
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Aug 31, 2021 18:05
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Penisaurus Sex posted:if whether a place is ‘nice’ or not comes down to owning a home there as a normal person, then the Midwest and rust belt is fine. most of the Midwest outside of Indiana is pretty secular.
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Aug 31, 2021 18:10
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Pittsburgh Fentanyl Cloud posted:i just did this in March. owned there is so much money out there I got 5 year financing for 0% on a thing that cannot be repossessed by the bank or anything it’s strange. I don’t really understand the economy
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Aug 31, 2021 18:13
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euphronius posted:there is so much money out there I got 5 year financing for 0% on a thing that cannot be repossessed by the bank or anything it's simple. NUMBER go UP. they gave you that loan because it helps NUMBER go UP.
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Aug 31, 2021 18:17
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Number....
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Aug 31, 2021 18:17
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Penisaurus Sex posted:I didn’t. The Midwest isn’t insulated from extreme weather, and the last place I want to be is where a bunch of insane reactionary theocrats live. especially when they already have control of the water that every Midwesterner is obsessed with. The Twin Cities (where I live) or Chicago would be great, gently caress living outside of dense urban areas though The actual cities of Minneapolis and St Paul (not the suburbs lol) are pretty left wing, you may have heard of something called the cool zone
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Aug 31, 2021 18:22
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euphronius posted:there is so much money out there I got 5 year financing for 0% on a thing that cannot be repossessed by the bank or anything That is kinda surprising. Usually those 0% financing on major home projects are borderline scams. It usually ends up only being 0% for the first 12 months or something, then ends up being something outrageous like 18% or 24% after the 12 months are up. With retroactive interest applied to the unpayed principle. At least that was the deal when we financed windows on my new house in 2019. Got a good deal on the windows, and new they needed to be replaced when we bought the place. We hadn’t sold our old house yet, as the first buyer fell through at the last minute. So we financed for like 3 months until the old house sold. Still made me super nervous having that potential 18% finance charge hanging over my head for a full house of windows. Not to say that is what is going on in your case. Just the usual finance scam that occurs. Might be a thing where if you miss a payment, the rate shoots up or something.
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Aug 31, 2021 18:24
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actionjackson posted:The Twin Cities (where I live) or Chicago would be great, gently caress living outside of dense urban areas though wonder how left wing they'll be after 3 years of water rationing in the suburbs leads to all the insane people deciding to use their guns. There is no escaping climate change and you can't insulate yourself by moving within the boundaries of America. If people are worried about that, they should stay where they are or move back to family and do everything they can to build a community. Moving to the Midwest because you can buy a house there cheap and that's all you really care about is fine. Moving to the Midwest from far away because you're worried about climate change is really dumb, don't do that.
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Aug 31, 2021 18:24
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euphronius posted:there is so much money out there I got 5 year financing for 0% on a thing that cannot be repossessed by the bank or anything I paid out of pocket for the AC install since the house already had vents + furnace and only needed a condenser + evaporator coil but my car is 0%. it's insane.
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Aug 31, 2021 18:28
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Penisaurus Sex posted:wonder how left wing they'll be after 3 years of water rationing in the suburbs leads to all the insane people deciding to use their guns. I mean yes everyone will be affected by climate change, but some places MUCH more than others. If you decide to move to the Midwest because of climate change, and you are living in uh, basically anywhere in the southeast or west coast, that makes a lot of sense (or moving to an area in the NE that's not right on the water, like anywhere in VT). I think Louisiana is the absolutely worst state to live in in terms of climate change effects.
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Aug 31, 2021 18:29
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Penisaurus Sex posted:I didn’t. The Midwest isn’t insulated from extreme weather, and the last place I want to be is where a bunch of insane reactionary theocrats live. especially when they already have control of the water that every Midwesterner is obsessed with. https://worldpopulationreview.com/state-rankings/states-with-the-least-natural-disasters
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Aug 31, 2021 18:33
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PawParole posted:most of the Midwest outside of Indiana is pretty secular. Up until the last decade or so, yeah. But evengelicals are ruining everywhere now.
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Aug 31, 2021 18:34
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Orvin posted:That is kinda surprising. Usually those 0% financing on major home projects are borderline scams. It usually ends up only being 0% for the first 12 months or something, then ends up being something outrageous like 18% or 24% after the 12 months are up. With retroactive interest applied to the unpayed principle. I guess they make money off the 10% of people (guessing) who don’t pay off ? I have no idea. I don’t get it
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Aug 31, 2021 18:35
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actionjackson posted:I mean yes everyone will be affected by climate change, but some places MUCH more than others. If you decide to move to the Midwest because of climate change, and you are living in uh, basically anywhere in the southeast or west coast, that makes a lot of sense (or moving to an area in the NE that's not right on the water, like anywhere in VT). this is not a really accurate analysis of climate risks at all.
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Aug 31, 2021 18:35
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Nothus posted:https://worldpopulationreview.com/state-rankings/states-with-the-least-natural-disasters man sure would suck if some sort of global event meant that we couldn't use past weather data to predict future weather events
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Aug 31, 2021 18:36
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Pittsburgh Fentanyl Cloud posted:Unless you can sustainably put away 40--50% of your net income for years, you aren't saving your way into a house. I did this by living with my older brother for like 7 years and got a 1500 sq ft. 3/2 middle 2020 before prices went insane if my timing had been different I’d probably be locked out of the housing market but speaking of places to live - this popped up on tiktok https://www.tiktok.com/embed/6991949767488179461 if I wasn’t afraid to leave Texas living in the Poconos seems ok $12.47 living wage wolfs has issued a correction as of 19:17 on Aug 31, 2021 |
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Aug 31, 2021 18:36
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Penisaurus Sex posted:if you’ve given up the perfect place for you is actually Wheeling, WV. i once spent a few hours driving up a dirt road in the UP then hiking a few miles back towards some lakes that had a supposed Big Tree (we could not find it). we did find some guy's spot where he'd been bringing beer bottles for what looked like years, with just those and a chair looking out over a lake. i think a lot about that guy and wonder if he's happy and content doing that. i hope he is all of you homeowners should be taking advantage of that 12-15 months of no mortgage payments then negotiate with the bank to tack them onto the end of the loan . i think that's still available? maybe its not anymore
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Aug 31, 2021 18:37
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Cold on a Cob posted:stagflation is BACK 1 up on the board. 1 more and you are in recession town baby!
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Aug 31, 2021 18:38
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wolfs posted:I did this by living with my older brother for like 7 years and got a 1500 sq ft. 3/2 middle 2020 before prices went insane The Poconos is a nest of resentment right now because there's talk of a commuter train from NYC to there 3x a day eventually and they're upset that the wrong type of people might show up. I wouldn't live in NE Pennsylvania right now if I were given a house for free. e: I just looked at that living wage link you sent and that's no bueno, Schuylkill County is *NOT* the Poconos and it's an utter shithole. Don't go near the coal region.
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Aug 31, 2021 18:42
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if you don't live somewhere where you'll immediately die to disasters, like Paradise CA or Plaquemines Parish LA then the best thing you can do is be where you have community connections and are able to be part of an in-group. trying to min-max your location at the expense of being the stranger-outsiders is far worse for your overall resilience than the marginal theoretical climate benefit you could reap, and there's a good chance you might be wrong and have hosed up your spreadsheet of predictions.
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Aug 31, 2021 18:42
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Mr Hootington posted:1 up on the board. 1 more and you are in recession town baby! Sounds like a good time for an election.
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Aug 31, 2021 18:43
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Pittsburgh Fentanyl Cloud posted:The Poconos is a nest of resentment right now because there's talk of a commuter train from NYC to there 3x a day eventually and they're upset that the wrong type of people might show up. I wouldn't live in NE Pennsylvania right now if I were given a house for free. there's a reason there is a NASCAR track called "Pocono" lmao
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Aug 31, 2021 18:50
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Joe Biden's economy near collapse!
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Aug 31, 2021 18:55
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euphronius posted:I guess they make money off the 10% of people (guessing) who don’t pay off ? I have no idea how many people trigger the interest rate increase, but it is super low risk for the lender. Because remember, these are usually for home improvements. So somewhere in the mountain of paperwork you signed is probably a notice that the lender will place a lien on your title if you fail to pay. And since home values never go down, they get their money in the end.
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Aug 31, 2021 19:05
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Orvin posted:I have no idea how many people trigger the interest rate increase, but it is super low risk for the lender. Because remember, these are usually for home improvements. So somewhere in the mountain of paperwork you signed is probably a notice that the lender will place a lien on your title if you fail to pay. And since home values never go down, they get their money in the end. oh a lien right sort of a quasi mechanics lien also lol there is no paperwork. you can borrow huge sums just clicking on an iPhone app
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Aug 31, 2021 19:07
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