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George H.W. oval office posted:YNAB coming out with a new feature that is actually pretty useful. Loans tracking! Sweet, thanks for the heads up. I just converted all the loans I was tracking. It doesn't look like this will be able to handle a variable rate loan as smoothly but I can't really expect them to keep up with that.
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Oct 28, 2021 17:56
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Actually seems like a cool feature, wonder how long until they start adding sponsored links for better loan interest rates and poo poo like that.
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Oct 29, 2021 09:44
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Xik posted:Actually seems like a cool feature, wonder how long until they start adding sponsored links for better loan interest rates and poo poo like that. Considering the philosophy of the software is to pay down debts, and the whole reason they moved to a subscription was to avoid stuff like that... Probably never!
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Oct 29, 2021 13:29
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Interest rates are low enough that I have 0 desire to make extra payments on my mortgage vs investing that money But it's still really nice to have this view instead of punching numbers into some other tool to look at things
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Oct 29, 2021 15:29
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Sockser posted:Interest rates are low enough that I have 0 desire to make extra payments on my mortgage vs investing that money poo poo, my first thought when I read their example article was 'who the hell is paying 6% for a car loan?'
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Oct 29, 2021 15:42
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TheCenturion posted:poo poo, my first thought when I read their example article was 'who the hell is paying 6% for a car loan?' people who need YNAB
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Oct 29, 2021 15:55
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TheCenturion posted:poo poo, my first thought when I read their example article was 'who the hell is paying 6% for a car loan?' people with bad credit
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Oct 29, 2021 16:01
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Come visit us in the Bad With Money thread we have such sights to show you
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Oct 29, 2021 16:12
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KYOON GRIFFEY JR posted:people with bad credit I mean, the article also says her credit is 'not too shabby.' And do those kinds of loans tend to be fully open? Really reminds me of the time me, as a Canadian, tried to set up a mortgage account in the old Microsoft Money software, like fifteen years ago or something, and it asked for all sorts of information that I'd never heard of; I don't even remember all of the terms, there was a balloon something, it was all very mystifying.
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Oct 29, 2021 16:37
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Really nice to have this for my student loans. Being able to measure the impact an extra payment has on my student loan directly in my budget is some good psychological encouragement.
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Oct 30, 2021 20:03
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I kept waiting for this day to come and it finally happened, I am losing my grandfathered price for YNAB and it is more than doubling to 14.99/mnth. Any good alternatives out there?
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Nov 1, 2021 14:09
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Mad Wack posted:I kept waiting for this day to come and it finally happened, I am losing my grandfathered price for YNAB and it is more than doubling to 14.99/mnth. Buckets or YNAB4?
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Nov 1, 2021 14:32
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They should have budgeted better so they didn't have to raise the price
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Nov 1, 2021 14:34
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Forceholy posted:Buckets or YNAB4? yeah i am making a list and this is what i have so far: https://www.lotusbudget.com/ https://aspirebudget.com/ https://www.budgetwithbuckets.com/en/index.html https://www.tillerhq.com/ https://goodbudget.com/ Obviously Excel lol unfortunately YNAB4 is 32 bit so it refuses to run on my mac
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Nov 1, 2021 14:38
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DoubleT2172 posted:They should have budgeted better so they didn't have to raise the price Software $4 Website $1 Broken Sync Service $2 Marketing $1000 "Classes" (Also Marketing) $5000 please help me i have to double my price my company is dying
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Nov 1, 2021 14:39
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It's like Last pass limiting its services to one device for free before they start charging. Back to the old excel sheet, I guess.
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Nov 1, 2021 14:43
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Mad Wack posted:I kept waiting for this day to come and it finally happened, I am losing my grandfathered price for YNAB and it is more than doubling to 14.99/mnth. I love YNAB, absolutely adore it YNAB being $15/mo is the absolute pinnacle of comedy
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Nov 1, 2021 14:48
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Im still at 45$ a year somehow. Yikes
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Nov 1, 2021 15:12
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Bread Set Jettison posted:Im still at 45$ a year somehow. Yikes In the FAQ they said you're SOL and will also be paying the price hike
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Nov 1, 2021 15:22
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Mad Wack posted:yeah i am making a list and this is what i have so far: There's s fix for this out there. Search YNAB4 64 bit or something. I think a goon shared the link before
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Nov 1, 2021 15:25
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Well next april I might check out Budget with Buckets. A quick google search also made me look at qube which looks fancy but has no free trial.
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Nov 1, 2021 15:28
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Bread Set Jettison posted:Well next april I might check out Budget with Buckets. A quick google search also made me look at qube which looks fancy but has no free trial. No app tho, but apparently they're working on it.
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Nov 1, 2021 15:29
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Chaotic Flame posted:There's s fix for this out there. Search YNAB4 64 bit or something. I think a goon shared the link before just found it - https://gitlab.com/bradleymiller/Y64 works like a charm!
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Nov 1, 2021 15:35
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Yeah, at $15/month it's almost certainly not worth it. I'm about to change jobs so I won't upend my budget tracking until that's resolved, but I don't see myself sticking around at that rate. Which may make this a problem that solves itself: I can't figure out how to turn off the notification of activity on my brand new mortgage loan tracking account. The payment on Nov 1 was pulled out of my checking account and cleared there, but I don't see the equivalent button in the loan UI. Except for "update balance" I guess.
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Nov 1, 2021 15:59
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Bread Set Jettison posted:Im still at 45$ a year somehow. Yikes $50 here. Unless some amazing replacement rears its head, I'll probably just eat the increase when I renew in May.
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Nov 1, 2021 16:13
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https://twitter.com/dreweth99/status/1455175860819046401?s=21
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Nov 1, 2021 16:26
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I thought their previous monthly rate was insane but $14.99/mo is more than any other subscription I have. That seems real lovely!! Ah, nevertheless Sirotan posted:You can pry YNAB4 from my cold, dead hands.
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Nov 1, 2021 16:36
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Amazon Prime monthly plan is less than YNAB now lol.
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Nov 1, 2021 16:49
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Annual plan is $8.25/mo, FWIW.
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Nov 1, 2021 16:51
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Chaotic Flame posted:There's s fix for this out there. Search YNAB4 64 bit or something. I think a goon shared the link before https://forums.somethingawful.com/showthread.php?threadid=3599364&perpage=40&noseen=1#post501925157 for getting ynab4 working in 64 bit
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Nov 1, 2021 17:00
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I love how the last line of that pop up was “we know you value every dollar and we try to help you save as much as possible….. thanks see ya!”
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Nov 1, 2021 17:07
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Wonder if they're going to renege when they see subscription numbers nosedive
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Nov 1, 2021 17:16
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YNAB's pricing is loving ridiculous, especially considering how little features they've added since release, and more so personally, since over here in EU there's not even bank sync. At least I had the early adopter advantage, which was half the price up until now. But it seems, that one gets ended, too. I guess I'll be finally looking for an alternative. --edit: Yikes, even Quicken is cheaper than this, and offers way more features. Combat Pretzel fucked around with this message at 17:36 on Nov 1, 2021 |
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Nov 1, 2021 17:22
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Can someone trying the Buckets app provide a trip report afterwards? Also: Sirotan posted:You can pry YNAB4 from my cold, dead hands.
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Nov 1, 2021 17:28
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Here's another option: https://lunchmoney.app/ --edit: Nevermind, costs the same. --edit: Well, it has more features, so YMMV.
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Nov 1, 2021 17:49
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So whats a good idea for an alternative if I've really only been using YNAB to track (I have the good problem of not having a tight budget whatsoever, I just like knowing how I'm spending each month). I don't like Mint's monetization strategy. Is Quicken the way to go? EDIT: Looks I just annual renewed in Sept so I have some breathing room. Chin Strap fucked around with this message at 17:57 on Nov 1, 2021 |
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Nov 1, 2021 17:51
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Yeah, I'm not going to do anything dramatic since I don't renew till may. Hoping they just walk it back if not plenty of time to review alternatives and discuss.
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Nov 1, 2021 19:20
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Mad Wack posted:Yeah, I'm not going to do anything dramatic since I don't renew till may. Hoping they just walk it back if not plenty of time to review alternatives and discuss. I just turned off my autorenew and they have a questionnaire when you do it so i let them know the price hike is ridiculous. Hopefully enough people do that they realize what a bad idea this is
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Nov 1, 2021 19:32
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TraderStav posted:Annual plan is $8.25/mo, FWIW. Yeah, the annual plan is a lot cheaper than paying monthly. The price hike with the 10% discount amounts to another $1.13 a month. Honestly I'm at the grumpy old man stage where I'd pay software companies to not make cosmetic changes and add unwanted new features just for the sake of change. Let me just keep using the Windows I'm used to with security updates but without just moving everything around a bit and adding some new voice assistant crap that I'm never going to use! YNAB's worked flawlessly for me since I switched to the web version (and stopped using their credit card system), I'll pay up just to keep the system I'm used to at this point. Plus I renew in 2 weeks so no price hike for me yet anyway.
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Nov 1, 2021 19:52
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Do I lose the 10% YNAB4 discount if I just cancel my auto renewal? I have until next June on my sub, so hopefully they walk back this dumbassery. The literal only “feature” they’ve added that I can think of is the loan account view. My credit union transactions haven’t synched in over 2 weeks now. Ridiculous.
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Nov 1, 2021 23:21
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