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Mebh posted:So goddamnedtwisto that bit at the end of day of the triffids where London flooded as everyone had gone blind wasn't entirely accurate? Yeah I was wondering the connection between eyesight and not-flooding in a pre-barrier world - maybe everyone fell into the river raising the level enough to flood it? Melting the ice caps, which would give 70 metres sea-level rise, would do the trick though, even for my mate on the 19th floor. e: Here is my cat silently judging my posts goddamnedtwisto fucked around with this message at 17:03 on Nov 22, 2021 |
# ? Nov 22, 2021 16:58 |
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# ? May 24, 2024 16:44 |
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In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's. e: That'd make a good narrative scenario, but a bit close to Sunless Sea/Fallen London e2: And the Kevin Costner hit film Waterworld but English Guavanaut fucked around with this message at 17:03 on Nov 22, 2021 |
# ? Nov 22, 2021 17:01 |
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Beefeater1980 posted:Re pensions: the private sector has very few guarantees, and things like “you will still have a job next year,” “your pension is safe” “this company will still exist tomorrow” and so on can all becomes false at any time. A surprising amount of people got angry about it in the form of fire & rehire but i've been dealing with this for years from landlords, phone companies, the government and various education establishments. Even my dad's pension, which is something British Gas have been desperately trying to rewrite since the mid 80s. Most of my dad's friends took the payout they offered in the early 90s and bought flats to rent up in Newcastle with the money, and in the late 90s they tried again but with a frankly insulting amount along with a lot of off-the record threats from management about job security and being a 'team player.' Thankfully he's always been in the union and had good advice from the rep, but a lot of his coworkers have been absolutely shafted. Just after he took early retirement they pulled the fire & rehire stunt, but that was after years of abuse and seeing him go from a guy who used to love going to work and socialising with the guys at the depot, to a depressed mess working alone from a van, constantly being bullied and overworked by management and who I recently learned had a shotgun pulled on him by an angry customer.
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# ? Nov 22, 2021 17:05 |
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Guavanaut posted:In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's. I thought Sunless Sea was "bats take London on a one-way joyride to the underworld".
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# ? Nov 22, 2021 17:05 |
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Guavanaut posted:In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's. Actually, given London is 11 metres above sea level, my mate might just be able to get by with some flood pants:
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# ? Nov 22, 2021 17:07 |
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MechanicalTomPetty posted:I thought Sunless Sea was "bats take London on a one-way joyride to the underworld".
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# ? Nov 22, 2021 17:09 |
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https://twitter.com/hewitson10/status/1462817828566880257
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# ? Nov 22, 2021 18:41 |
Can't remember who it was essentially saying "I work in the public sector and my pension is poo poo!" a couple of pages ago... I don't doubt that it is not as much as you deserve, but bear in mind how many people outside of the public sector didn't have any pension savings at all until the mandatory scheme was brought in a few years ago. I was one of them - I was earning decently, never made it into the top tax bracket, but I had to put all of my spare money into saving for a house etc. Of the 20 or so people I worked with at my last UK job, I can near enough guarantee that none of them had any pension savings to speak of either. Now mandatory payments are 8% (5% from employee, 3% from employer), so if you earn £30k a year (around the UK avg. for full-time workers) that's £900/year employer contributions, which is nothing. All the pension calculators I've looked at tell me that in my mid 30s with no pension savings currently to speak of (well, like £3k or something total), I should be putting away a grand a month. The NHS employer's contribution rate is 20.6%, and the average salary for a nurse is about £33k so employer pension contributions are £6800/year. Odds are unless you're at senior manager level in the private sector, you're not gonna be getting 20% employer contribution.
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# ? Nov 22, 2021 18:46 |
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WhatEvil posted:putting away a grand a month. This is a good joke
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# ? Nov 22, 2021 19:09 |
Tarnop posted:This is a good joke Well yeah, quite. They also tell people they need to start pension savings as soon as you start working whenever you're done with education. I don't know anybody who did that. I literally didn't start until it was mandatory when I was like 32.
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# ? Nov 22, 2021 19:17 |
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they had a wave machine in the public swimming pool a town over some decades ago and it near drowned my sister, she is heart feared of water til lthis day
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# ? Nov 22, 2021 19:19 |
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WhatEvil posted:Well yeah, quite. Imagine putting away 1000 * 12 * 35 = £420,000 for the (avg) 10 years you'll live past pensionable age and then: - dying in climate riots - dying in one of the several pandemics that will occur between now and 2055 - dying of some other bullshit that we haven't even contemplated yet - the pension fund gets raided by people who face no consequences - losing it all in one or all of the 3 or 4 increasingly bad financial crashes that will occur between now and 2055 before you get to spend a penny
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# ? Nov 22, 2021 19:26 |
Yeah I mean. I could talk about that stuff a lot but I try to keep from being too blackpilled ITT. Bear in mind though that (arguably) 20 years ago when I started working, there weren't quite so many signs of the end-times, and even then, like gently caress did most [16-24] year-olds start pension savings when they started working.
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# ? Nov 22, 2021 19:31 |
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E: nah, shoving that back down where it belongs
Bobstar fucked around with this message at 19:53 on Nov 22, 2021 |
# ? Nov 22, 2021 19:33 |
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Or not being able to retire in any event because Tories and dying while in the middle of doing a day's work, aged 73
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# ? Nov 22, 2021 19:33 |
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Tarnop posted:Imagine putting away 1000 * 12 * 35 = £420,000 for the (avg) 10 years you'll live past pensionable age and then: Let's not forget the Tories selling off the NHS to American insurance mega corps and you dying before retirement age.
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# ? Nov 22, 2021 19:34 |
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gently caress off with this poo poo
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# ? Nov 22, 2021 19:37 |
E: ehh, nah, I'm trying to be less of a negative nancy these days
Barry Foster fucked around with this message at 19:39 on Nov 22, 2021 |
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# ? Nov 22, 2021 19:37 |
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WhatEvil posted:Yeah I mean. I could talk about that stuff a lot but I try to keep from being too blackpilled ITT. Yeah sorry, while my post was pretty black pill, my overall feeling is much more "enjoy it today" Tarnop fucked around with this message at 19:41 on Nov 22, 2021 |
# ? Nov 22, 2021 19:38 |
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One of my grandads worked in a foundry and got pneumonoconiosis. So then he got a job as a postman and started paying £4 per month into the superannuation scheme (we're talking 1950ish here - that's around £140pm in today's money). Anyway, he died aged 49 (1961). When my nan reached state pension age 10 years later, the value of the superannuation (which was about £4pw too) was just deducted from her state pension. She said that £4 back in 1950 would have bought them so much and they'd struggled so hard to pay that superannuation every month, and if she'd known then what she knew 'now' (she died 25 years ago so relative 'now') she would have told him not to bother with the superannuation.
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# ? Nov 22, 2021 19:53 |
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Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”. Seems fine.
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# ? Nov 22, 2021 20:07 |
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https://twitter.com/filsdelenin/status/1462847038517878786
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# ? Nov 22, 2021 20:12 |
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Tarnop posted:before you get to spend a penny Old people wee quite a lot though I think
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# ? Nov 22, 2021 20:23 |
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Chinese Gordon posted:Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”. https://twitter.com/gammonbozia/status/1462835874912210946
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# ? Nov 22, 2021 20:28 |
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Long live Global Britain! I say as I'm being evacuated out of the Suez canal in 1956.
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# ? Nov 22, 2021 20:51 |
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Chinese Gordon posted:Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”. Yeah, I just read that. quote:Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”. He also compared himself to Moses over his plan to help business invest in tackling climate change. The prime minister said: “I said to my officials the new 10 commandments were that ‘Thou shalt develop industries like offshore wind, hydrogen, nuclear power and carbon capture.’ UKMT November 2021 - "arum arum aaaaaaaaag"
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# ? Nov 22, 2021 21:03 |
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https://twitter.com/bbclaurak/status/1462810703358840838
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# ? Nov 22, 2021 21:13 |
Public sector pensions are about to get a lot worse: colleges and universities are going on strike because there are proposed changes to pension schemes. And by 'changes', we all know it means 'cuts'. I have a public sector pension that I signed up to because I am a complete dunce about finances and this was the option of least confusion. Obviously cuts to pension are Bad, but it's hard to get worked up about it when part of me just doesn't think I'll live long enough to claim it. State pension age has risen by about 8 years since I started work, and my workplace pension has always said their pensionable age will eventually rise to meet it. What will actually happen is that day before I reach pensionable age, I will trip over my cat and sustain a fatal head injury, and under the law of Bona Vacantia all my meagre assets default to the government. Lady Demelza fucked around with this message at 22:16 on Nov 22, 2021 |
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# ? Nov 22, 2021 21:13 |
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I'll have them if you want. Except the cat, don't want a people-killer cat.
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# ? Nov 22, 2021 21:22 |
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https://www.bbc.co.uk/news/uk-politics-59373237 quote:A senior Downing Street source told the BBC: "Business was really looking for leadership today and it was shambolic." When stuff like this is being broadcast by the BBC and Kuenssberg in particular, you know hes on his way to the gallows.
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# ? Nov 22, 2021 21:24 |
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serious gaylord posted:https://www.bbc.co.uk/news/uk-politics-59373237 We had this with May's Minority government from June 2017 to October 2019. We could have years of this still.
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# ? Nov 22, 2021 21:37 |
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I wonder if he's got something genuinely wrong with his physical health as well. He's looked and sounded like poo poo for ages, and during that speech he just seemed like he's generally just a bit broken.
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# ? Nov 22, 2021 21:45 |
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Boris could just refuse to resign, and follow Keith's lead and throw hand grenades in the machinations of Tory process. Someone would need to present themselves to the queen and prove to her that they have the support of the nation, and that could be a hard thing to win if Boris just ignores due process and convention.
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# ? Nov 22, 2021 21:46 |
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What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way?
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# ? Nov 22, 2021 21:49 |
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The Cabinet won't insist on poo poo, since he purposely packed it with idiot toadies. The Tory Party as a whole will absolutely take him out the back, pit a bullet in him and replace him with Sunak if he becomes enough of a liability. And if he won't resign he'll just be no confidenced. He's lost the support of the frothing membership, who have the final say anyway. Don't think we're quite at that stage yet though.
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# ? Nov 22, 2021 22:00 |
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Guavanaut posted:What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way? I am voting to leave in the monexit referendum.
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# ? Nov 22, 2021 22:03 |
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WhatEvil posted:The NHS employer's contribution rate is 20.6%, and the average salary for a nurse is about £33k so employer pension contributions are £6800/year. Odds are unless you're at senior manager level in the private sector, you're not gonna be getting 20% employer contribution. Nurses will be on LGPS or similar so employer contribution has no impact on their pension pot.
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# ? Nov 22, 2021 22:07 |
I haven't posted about it ITT, though I have in TCC... Magic mushrooms are a pretty good thing* if you're feeling blackpilled. I started taking them for anxiety and they've helped a lot, and to generally give me a more positive outlook. There are a bunch of serious scientific studies coming out now saying that they're good for anxiety and/or depression. Mainly I've come to realise that even if there are valid reasons to think that everything is hosed, that needn't stop you from enjoying the life you do have. *I assume everybody ITT lives in Oregon, where they have recently been made legal, as I of course do not condone legal activity. Also if you were going to take them, you should read up about them. E: Lungboy posted:Nurses will be on LGPS or similar so employer contribution has no impact on their pension pot. Oh. How does that work then?
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# ? Nov 22, 2021 22:09 |
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OwlFancier posted:I am voting to leave in the monexit referendum.
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# ? Nov 22, 2021 22:10 |
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# ? May 24, 2024 16:44 |
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Guavanaut posted:What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way? https://youtu.be/IIZJwScaInM
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# ? Nov 22, 2021 22:12 |