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goddamnedtwisto
Dec 31, 2004

If you ask me about the mole people in the London Underground, I WILL be forced to kill you
Fun Shoe

Mebh posted:

So goddamnedtwisto that bit at the end of day of the triffids where London flooded as everyone had gone blind wasn't entirely accurate?

I've been lied to my whole life.

E: Wait. I'm getting my John Wyndam confused. It was the Kraken wakes where aliens melted the ice caps and THEN flooded London.

Yeah I was wondering the connection between eyesight and not-flooding in a pre-barrier world - maybe everyone fell into the river raising the level enough to flood it?

Melting the ice caps, which would give 70 metres sea-level rise, would do the trick though, even for my mate on the 19th floor.

e: Here is my cat silently judging my posts

goddamnedtwisto fucked around with this message at 17:03 on Nov 22, 2021

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Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's.

e: That'd make a good narrative scenario, but a bit close to Sunless Sea/Fallen London

e2: And the Kevin Costner hit film Waterworld but English

Guavanaut fucked around with this message at 17:03 on Nov 22, 2021

Bobby Deluxe
May 9, 2004

Beefeater1980 posted:

Re pensions: the private sector has very few guarantees, and things like “you will still have a job next year,” “your pension is safe” “this company will still exist tomorrow” and so on can all becomes false at any time.
One of the biggest radicalisations I had growing up was realising that companies can just write to you saying that they're amending the terms of the contract, and if you don't like it, there is no longer a contract. You as consumer can almost never do this, and when you can there's usually a hefty fee.

A surprising amount of people got angry about it in the form of fire & rehire but i've been dealing with this for years from landlords, phone companies, the government and various education establishments.

Even my dad's pension, which is something British Gas have been desperately trying to rewrite since the mid 80s. Most of my dad's friends took the payout they offered in the early 90s and bought flats to rent up in Newcastle with the money, and in the late 90s they tried again but with a frankly insulting amount along with a lot of off-the record threats from management about job security and being a 'team player.' Thankfully he's always been in the union and had good advice from the rep, but a lot of his coworkers have been absolutely shafted.

Just after he took early retirement they pulled the fire & rehire stunt, but that was after years of abuse and seeing him go from a guy who used to love going to work and socialising with the guys at the depot, to a depressed mess working alone from a van, constantly being bullied and overworked by management and who I recently learned had a shotgun pulled on him by an angry customer.

MechanicalTomPetty
Oct 30, 2011

Runnin' down a dream
That never would come to me

Guavanaut posted:

In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's.

e: That'd make a good narrative scenario, but a bit close to Sunless Sea/Fallen London

e2: And the Kevin Costner hit film Waterworld but English

I thought Sunless Sea was "bats take London on a one-way joyride to the underworld".

goddamnedtwisto
Dec 31, 2004

If you ask me about the mole people in the London Underground, I WILL be forced to kill you
Fun Shoe

Guavanaut posted:

In the grim dampness of the not too distant future, there is only war between the luxury apartments and office spaces over 70m up and a handful of clergy who live on top of St Paul's.

e: That'd make a good narrative scenario, but a bit close to Sunless Sea/Fallen London

e2: And the Kevin Costner hit film Waterworld but English

Actually, given London is 11 metres above sea level, my mate might just be able to get by with some flood pants:

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal

MechanicalTomPetty posted:

I thought Sunless Sea was "bats take London on a one-way joyride to the underworld".
It is, but the idea of a bunch of clergy living on top of a mostly submerged St. Paul's or various island buildings at war with one another wouldn't seem out of place there.

fuctifino
Jun 11, 2001

https://twitter.com/hewitson10/status/1462817828566880257

WhatEvil
Jun 6, 2004

Can't get no luck.

Can't remember who it was essentially saying "I work in the public sector and my pension is poo poo!" a couple of pages ago...

I don't doubt that it is not as much as you deserve, but bear in mind how many people outside of the public sector didn't have any pension savings at all until the mandatory scheme was brought in a few years ago. I was one of them - I was earning decently, never made it into the top tax bracket, but I had to put all of my spare money into saving for a house etc.

Of the 20 or so people I worked with at my last UK job, I can near enough guarantee that none of them had any pension savings to speak of either.

Now mandatory payments are 8% (5% from employee, 3% from employer), so if you earn £30k a year (around the UK avg. for full-time workers) that's £900/year employer contributions, which is nothing. All the pension calculators I've looked at tell me that in my mid 30s with no pension savings currently to speak of (well, like £3k or something total), I should be putting away a grand a month.

The NHS employer's contribution rate is 20.6%, and the average salary for a nurse is about £33k so employer pension contributions are £6800/year. Odds are unless you're at senior manager level in the private sector, you're not gonna be getting 20% employer contribution.

Tarnop
Nov 25, 2013

Pull me out

WhatEvil posted:

putting away a grand a month.

This is a good joke

WhatEvil
Jun 6, 2004

Can't get no luck.

Tarnop posted:

This is a good joke

Well yeah, quite.

They also tell people they need to start pension savings as soon as you start working whenever you're done with education. I don't know anybody who did that. I literally didn't start until it was mandatory when I was like 32.

crispix
Mar 28, 2015

Grand-Maman m'a raconté
(Les éditions des amitiés franco-québécoises)

Hello, dear
they had a wave machine in the public swimming pool a town over some decades ago and it near drowned my sister, she is heart feared of water til lthis day

Tarnop
Nov 25, 2013

Pull me out

WhatEvil posted:

Well yeah, quite.

They also tell people they need to start pension savings as soon as you start working whenever you're done with education. I don't know anybody who did that. I literally didn't start until it was mandatory when I was like 32.

Imagine putting away 1000 * 12 * 35 = £420,000 for the (avg) 10 years you'll live past pensionable age and then:

- dying in climate riots
- dying in one of the several pandemics that will occur between now and 2055
- dying of some other bullshit that we haven't even contemplated yet
- the pension fund gets raided by people who face no consequences
- losing it all in one or all of the 3 or 4 increasingly bad financial crashes that will occur between now and 2055

before you get to spend a penny

WhatEvil
Jun 6, 2004

Can't get no luck.

Yeah I mean. I could talk about that stuff a lot but I try to keep from being too blackpilled ITT.

Bear in mind though that (arguably) 20 years ago when I started working, there weren't quite so many signs of the end-times, and even then, like gently caress did most [16-24] year-olds start pension savings when they started working.

Bobstar
Feb 8, 2006

KartooshFace, you are not responding efficiently!

E: nah, shoving that back down where it belongs

Bobstar fucked around with this message at 19:53 on Nov 22, 2021

kingturnip
Apr 18, 2008
Or not being able to retire in any event because Tories and dying while in the middle of doing a day's work, aged 73

WAR CRIME GIGOLO
Oct 3, 2012

The Hague
tryna get me
for these glutes

Tarnop posted:

Imagine putting away 1000 * 12 * 35 = £420,000 for the (avg) 10 years you'll live past pensionable age and then:

- dying in climate riots
- dying in one of the several pandemics that will occur between now and 2055
- dying of some other bullshit that we haven't even contemplated yet
- the pension fund gets raided by people who face no consequences
- losing it all in one or all of the 3 or 4 increasingly bad financial crashes that will occur between now and 2055

before you get to spend a penny



Let's not forget the Tories selling off the NHS to American insurance mega corps and you dying before retirement age.

Regarde Aduck
Oct 19, 2012

c l o u d k i t t e n
Grimey Drawer
gently caress off with this poo poo

Barry Foster
Dec 24, 2007

What is going wrong with that one (face is longer than it should be)
E: ehh, nah, I'm trying to be less of a negative nancy these days

Barry Foster fucked around with this message at 19:39 on Nov 22, 2021

Tarnop
Nov 25, 2013

Pull me out

WhatEvil posted:

Yeah I mean. I could talk about that stuff a lot but I try to keep from being too blackpilled ITT.

Bear in mind though that (arguably) 20 years ago when I started working, there weren't quite so many signs of the end-times, and even then, like gently caress did most [16-24] year-olds start pension savings when they started working.

Yeah sorry, while my post was pretty black pill, my overall feeling is much more "enjoy it today"

Tarnop fucked around with this message at 19:41 on Nov 22, 2021

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
One of my grandads worked in a foundry and got pneumonoconiosis. So then he got a job as a postman and started paying £4 per month into the superannuation scheme (we're talking 1950ish here - that's around £140pm in today's money).

Anyway, he died aged 49 (1961). When my nan reached state pension age 10 years later, the value of the superannuation (which was about £4pw too) was just deducted from her state pension.

She said that £4 back in 1950 would have bought them so much and they'd struggled so hard to pay that superannuation every month, and if she'd known then what she knew 'now' (she died 25 years ago so relative 'now') she would have told him not to bother with the superannuation.

Chinese Gordon
Oct 22, 2008

Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”.

Seems fine.

fuctifino
Jun 11, 2001

https://twitter.com/filsdelenin/status/1462847038517878786

:allears:

sebzilla
Mar 17, 2009

Kid's blasting everything in sight with that new-fangled musket.


Tarnop posted:

before you get to spend a penny

Old people wee quite a lot though I think

serious gaylord
Sep 16, 2007

what.

Chinese Gordon posted:

Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”.

Seems fine.

https://twitter.com/gammonbozia/status/1462835874912210946

WAR CRIME GIGOLO
Oct 3, 2012

The Hague
tryna get me
for these glutes


Long live Global Britain! I say as I'm being evacuated out of the Suez canal in 1956.

YerDa Zabam
Aug 13, 2016



Chinese Gordon posted:

Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”.

Seems fine.

Yeah, I just read that.

quote:

Johnson also imitated the sound of an accelerating car with grunts that the official Downing Street release transcribed as “arum arum aaaaaaaaag”. He also compared himself to Moses over his plan to help business invest in tackling climate change. The prime minister said: “I said to my officials the new 10 commandments were that ‘Thou shalt develop industries like offshore wind, hydrogen, nuclear power and carbon capture.’

UKMT November 2021 - "arum arum aaaaaaaaag"

fuctifino
Jun 11, 2001

https://twitter.com/bbclaurak/status/1462810703358840838

Lady Demelza
Dec 29, 2009



Lipstick Apathy
Public sector pensions are about to get a lot worse: colleges and universities are going on strike because there are proposed changes to pension schemes. And by 'changes', we all know it means 'cuts'.

I have a public sector pension that I signed up to because I am a complete dunce about finances and this was the option of least confusion. Obviously cuts to pension are Bad, but it's hard to get worked up about it when part of me just doesn't think I'll live long enough to claim it. State pension age has risen by about 8 years since I started work, and my workplace pension has always said their pensionable age will eventually rise to meet it.

What will actually happen is that day before I reach pensionable age, I will trip over my cat and sustain a fatal head injury, and under the law of Bona Vacantia all my meagre assets default to the government.

Lady Demelza fucked around with this message at 22:16 on Nov 22, 2021

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
I'll have them if you want. Except the cat, don't want a people-killer cat.

serious gaylord
Sep 16, 2007

what.

https://www.bbc.co.uk/news/uk-politics-59373237

quote:

A senior Downing Street source told the BBC: "Business was really looking for leadership today and it was shambolic."

They added there was "a lot of concern inside the building" about Mr Johnson.

"Cabinet needs to wake up and demand serious changes otherwise it'll keep getting worse. If they don't insist, he just won't do anything about it."

When stuff like this is being broadcast by the BBC and Kuenssberg in particular, you know hes on his way to the gallows.

JoylessJester
Sep 13, 2012

serious gaylord posted:

https://www.bbc.co.uk/news/uk-politics-59373237

When stuff like this is being broadcast by the BBC and Kuenssberg in particular, you know hes on his way to the gallows.

We had this with May's Minority government from June 2017 to October 2019. We could have years of this still.

The Perfect Element
Dec 5, 2005
"This is a bit of a... a poof song"
I wonder if he's got something genuinely wrong with his physical health as well. He's looked and sounded like poo poo for ages, and during that speech he just seemed like he's generally just a bit broken.

fuctifino
Jun 11, 2001

Boris could just refuse to resign, and follow Keith's lead and throw hand grenades in the machinations of Tory process.

Someone would need to present themselves to the queen and prove to her that they have the support of the nation, and that could be a hard thing to win if Boris just ignores due process and convention.

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way?

Chinese Gordon
Oct 22, 2008

The Cabinet won't insist on poo poo, since he purposely packed it with idiot toadies. The Tory Party as a whole will absolutely take him out the back, pit a bullet in him and replace him with Sunak if he becomes enough of a liability.

And if he won't resign he'll just be no confidenced. He's lost the support of the frothing membership, who have the final say anyway.

Don't think we're quite at that stage yet though.

OwlFancier
Aug 22, 2013

Guavanaut posted:

What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way?

I am voting to leave in the monexit referendum.

Lungboy
Aug 23, 2002

NEED SQUAT FORM HELP

WhatEvil posted:

The NHS employer's contribution rate is 20.6%, and the average salary for a nurse is about £33k so employer pension contributions are £6800/year. Odds are unless you're at senior manager level in the private sector, you're not gonna be getting 20% employer contribution.

Nurses will be on LGPS or similar so employer contribution has no impact on their pension pot.

WhatEvil
Jun 6, 2004

Can't get no luck.

I haven't posted about it ITT, though I have in TCC... Magic mushrooms are a pretty good thing* if you're feeling blackpilled.

I started taking them for anxiety and they've helped a lot, and to generally give me a more positive outlook. There are a bunch of serious scientific studies coming out now saying that they're good for anxiety and/or depression. Mainly I've come to realise that even if there are valid reasons to think that everything is hosed, that needn't stop you from enjoying the life you do have.

*I assume everybody ITT lives in Oregon, where they have recently been made legal, as I of course do not condone legal activity. Also if you were going to take them, you should read up about them.

E:

Lungboy posted:

Nurses will be on LGPS or similar so employer contribution has no impact on their pension pot.

Oh. How does that work then?

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal

OwlFancier posted:

I am voting to leave in the monexit referendum.
Leave Monarchy, Return To Monke

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Tarnop
Nov 25, 2013

Pull me out

Guavanaut posted:

What if they do that but she dies before signing off on it and then Charles hides in a fridge and refuses to make a decision either way?

https://youtu.be/IIZJwScaInM

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