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Thom12255 posted:You will pay more than $500 - once you max out that deductible you are still paying co-insurance until you hit your max out of pocket which is usually a few thousand dollars. don't forget the $1000+ monthly premiums for your family of 4!
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Jan 13, 2022 19:44
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Heck Yes! Loam! posted:don't forget the $1000+ monthly premiums for your family of 4! That's only if your employer is subsidizing your plan; otherwise, it's $2,000/month! (Plus individual deductibles for each family member.)
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Jan 13, 2022 19:52
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And no, co-pays don't count towards your deductible(s)!
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Jan 13, 2022 19:54
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Lib and let die posted:And no, co-pays don't count towards your deductible(s)! "Also, even if we cover the doctor, we don't cover the (very expensive) lab tests and the anesthesiologist. Get hosed."
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Jan 13, 2022 19:55
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CommieGIR posted:"Also, even if we cover the doctor, we don't cover the (very expensive) lab tests and the anesthesiologist. Get hosed." I had to do a bunch of labs for my kid last year and found out the hard way that the lab IN THE loving CHILDRENS HOSPITAL is not in-network, and got completely hosed on the bill. Willa Rogers posted:That's only if your employer is subsidizing your plan; otherwise, it's $2,000/month! (Plus individual deductibles for each family member.) Yeah, easy to forget that little detail. I priced out the monthly COBRA on my insurance recently as I may be switching jobs. There was no way I could pay the amount they were asking just to cover insurance for the transition period. Insurance is a loving parasite. Heck Yes! Loam! fucked around with this message at 20:09 on Jan 13, 2022 |
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Jan 13, 2022 20:03
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Heck Yes! Loam! posted:I had to do a bunch of labs for my kid last year and found out the hard way that the lab IN THE loving CHILDRENS HOSPITAL is not in-network, and got completely hosed on the bill. Yup. Same. Both for my annuals and my kids labs, not covered. They paid $15 of the $600.
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Jan 13, 2022 20:14
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Has anyone actually calculated exactly how much the parasitic insurance industry sucks out of the US economy? Is it all going to some CEOs at the top, or is the leeched flow going to an army of claim-denying middlemen? Maybe both?
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Jan 13, 2022 20:19
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Scam Likely posted:Has anyone actually calculated exactly how much the parasitic insurance industry sucks out of the US economy? Is it all going to some CEOs at the top, or is the leeched flow going to an army of claim-denying middlemen? Maybe both? like 3% is going to the middlemen, and the rest to a couple dozen execs
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Jan 13, 2022 20:20
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Mooseontheloose posted:Trump probably cost himself votes during his first debate with Biden and of course Palin cost McCain the election with her performance. It was the economy crashing down that sealed the deal for Obama, though he had generally been favored the entire campaign. McCain had to answer for Bush and Republicans generally, and fall 2008 was not a good time to do that. Palin was a desperation pick to try to turn things around, and it didn't work.
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Jan 13, 2022 20:24
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Scam Likely posted:Has anyone actually calculated exactly how much the parasitic insurance industry sucks out of the US economy? Is it all going to some CEOs at the top, or is the leeched flow going to an army of claim-denying middlemen? Maybe both? code:about that much
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Jan 13, 2022 20:25
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I know that everyone is  around here but the main Oath Keepers dude was just arrested for "seditious conspiracy"https://www.cnbc.com/2022/01/13/leader-of-far-right-extremist-group-oath-keepers-arrested-for-january-6-riot-conspiracy-reports-say.html
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Jan 13, 2022 20:28
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Inferior Third Season posted:Palin didn't lose the election for McCain based on the VP debate. Never before had expectations been lower, and by merely being a complete idiot, she wildly exceeded them. I still remember in the run up to that debate that Biden "better pull his punches" or it would be seen as unfair or something. We never really got to see him debate as VP until Paul Ryan decided to randomly bring up car accidents.
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Jan 13, 2022 20:29
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VorpalBunny posted:I know that everyone is Why are they going after private citizens that can't afford to defend themselves with the massive force of corporate law firms and not the openly seditious elected republicans that egged on/minimized/ignored the "insurrection" that can afford expensive legal...oh gently caress it, the question answers itself.
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Jan 13, 2022 20:30
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Lib and let die posted:Why are they going after private citizens that can't afford to defend themselves with the massive force of corporate law firms and not the openly seditious elected republicans that egged on/minimized/ignored the "insurrection" that can afford expensive legal...oh gently caress it, the question answers itself. Because flipping private citizens who can implicate those openly seditious elected republicans makes the DOJ's job a little easier.
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Jan 13, 2022 20:31
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VorpalBunny posted:Because flipping private citizens who can implicate those openly seditious elected republicans makes the DOJ's job a little easier. Sure, that's a fair point. Call me cynical but I think most of the private citizens that took part have drank enough of the kool-aid that they'll happily serve out their terms as heroic political prisoners or whatever they tell themselves.
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Jan 13, 2022 20:33
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Lib and let die posted:Why are they going after private citizens that can't afford to defend themselves with the massive force of corporate law firms and not the openly seditious elected republicans that egged on/minimized/ignored the "insurrection" that can afford expensive legal...oh gently caress it, the question answers itself. The head of the Proud Boys is just "a private citizen"? Don't minimize the harm these white supremacists have done.
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Jan 13, 2022 20:36
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Solkanar512 posted:The head of the Proud Boys is just "a private citizen"? Don't minimize the harm these white supremacists have done. Absolutely. The leader of the proud boys is not a public servant - not a politician, not a police officer, not acting on the agency of any particular division of government. being a head of a nongovernment group - centralized or otherwise - is the textbook definition of a "private citizen" According to the Hawaii legislature: quote:“Private citizen" means any natural person other than a police officer who is actively engaged in the performance of the police officer's official duties https://mphawaii.tripod.com/RBlaws/RBFullText.PDF
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Jan 13, 2022 20:50
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Their reasoning is a pile of poo poo but to be expected from this court https://twitter.com/scotusblog/status/1481710289125089283?s=21
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Jan 13, 2022 20:51
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I guess it's now it's officially law in the United States that pandemics may not be addressed and must be allowed to run wild
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Jan 13, 2022 20:52
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Lib and let die posted:Sure, that's a fair point. Call me cynical but I think most of the private citizens that took part have drank enough of the kool-aid that they'll happily serve out their terms as heroic political prisoners or whatever they tell themselves. E: I still don't think anyone important will be charged though just because everyone involved wants to preserve the precedent that ex-presidents cannot be charged with crimes committed while in office
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Jan 13, 2022 20:55
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haveblue posted:I guess it's now it's officially law in the United States that pandemics may not be addressed and must be allowed to run wild They are to be addressed only if businesses would lose money by not addressing it.
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Jan 13, 2022 20:57
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BigBallChunkyTime posted:They are to be addressed only if businesses would lose money by not addressing it. They're going to lose a ton of money in the long run by not addressing it, but they would lose less money in the short run by addressing it, so clearly the latter is a better choice
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Jan 13, 2022 20:59
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haveblue posted:They're going to lose a ton of money in the long run by not addressing it, but they would lose less money in the short run by addressing it, so clearly the latter is a better choice Since when has capitalism ever been concerned with long term sustainability?
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Jan 13, 2022 21:05
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https://twitter.com/ReedReports/status/1481716724332441600 What a poo poo show. Has Schumer or whoever scheduled a date for the vote yet?
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Jan 13, 2022 21:09
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Lib and let die posted:Sure, that's a fair point. Call me cynical but I think most of the private citizens that took part have drank enough of the kool-aid that they'll happily serve out their terms as heroic political prisoners or whatever they tell themselves. Every G. Gordon Liddy has his James W. McCord.
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Jan 13, 2022 21:10
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Scam Likely posted:Has anyone actually calculated exactly how much the parasitic insurance industry sucks out of the US economy? Is it all going to some CEOs at the top, or is the leeched flow going to an army of claim-denying middlemen? Maybe both? There was a study that said American healthcare was 18% more expensive due to private insurance alone. They couldn't calculate the exact percentage of the intermingling hospital/insurance/medical device providers/doctors all using made up prices to get more money from the other, but it was separate from the 18%. Medical devices, pharmaceuticals, and provider compensation were the biggest contributing factors. Insurance itself was a smaller share than those, but that 18% is essentially providing nothing. So, it is probably the largest source of dead weight. (This was for healthcare spending overall and not what the consumer actually pays. On the consumer end, it is probably insurance and in-patient stays.)
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Jan 13, 2022 21:15
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VorpalBunny posted:Because flipping private citizens who can implicate those openly seditious elected republicans makes the DOJ's job a little easier. only if used in the next few years
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Jan 13, 2022 21:17
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Lib and let die posted:Absolutely. Perhaps by charging said (prominent) private citizen with sedition, you can gather information about the public officials that he was very likely in communication with on and around that date.
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Jan 13, 2022 21:18
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Aegis posted:Every G. Gordon Liddy has his James W. McCord. Yeah, but McCord wasn't swallowing handfuls of heartgard and hanging around with polio patients hoping he could catch it to prove it's not a big deal. These people are deeply, deeply devoted to their illusions.
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Jan 13, 2022 21:19
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FlamingLiberal posted:Their reasoning is a pile of poo poo but to be expected from this court Cool. Biden should just say “that’s nice” and ignore the illegitimate Supreme Court and carry out the penalties anyway. To suggest otherwise is the be complicate with the spread of covid or believe there isn’t anything wrong in the first place.
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Jan 13, 2022 21:23
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Aged members of Congress are leading to some Weekend at Bernie's-like moments:quote:Rep. David Scott, 76, is a member long respected by both parties — and a historic figure as the first Black lawmaker to lead the agriculture panel. But people close to the Georgia Democrat, known for his low-key manner, acknowledge he’s noticeably slowed in the last few years, citing his increasingly halting speech and trouble at times focusing on a topic. Cool Congress we have, in which powerful members experiencing dementia-like issues are publicly supported. Willa Rogers fucked around with this message at 23:39 on Jan 13, 2022 |
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Jan 13, 2022 21:32
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Solkanar512 posted:The head of the Proud Boys is just "a private citizen"? Don't minimize the harm these white supremacists have done. He's the head of the oath keepers, not the proud boys, and yes he's a private citizen. I'm a little suspicious because the government has treated these groups with kids gloves for years. They trap sympathetic idiots while generally ignoring the higher ups of far right extremists. Grabbing someone like Stewart Rhodes and charging with sedition is a big escalation though. Mellow Seas posted:Perhaps by charging said (prominent) private citizen with sedition, you can gather information about the public officials that he was very likely in communication with on and around that date. Maybe! Though the initial indictment and details actually paint a picture that they were not in communication with public officials. https://thehill.com/policy/national-security/589616-fbi-arrests-oath-keepers-leader-on-jan-6-charges This could easily be obfuscation or intentional withholding of those details but it's also possible they acted on their own and all of the messaging was done through the media which isn't a conspiracy. I guess we will have to see, that is the fun of speculation. Edit: RE: Willa's article, I have an uncle who's younger than the president who has late stage Alzheimer's. I think of this a lot.
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Jan 13, 2022 21:34
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Oath Keepers is very much a right wing group. Their talking points are fully aligned with Right Wing talking points. It is a Far Right Anti-Government org and nobody is going into that group thinking otherwise.
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Jan 13, 2022 21:38
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Oathkeeper leadership is like 100% former cops of the "Sheriff Joe but not PR savvy" type, the amount of criminal activity they are engaging with in the most ham-fisted and obvious possible way is doubtless breathtaking
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Jan 13, 2022 21:41
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Willa Rogers posted:Aged members of Congress are leading to some Weekend at Bernie's-like moments: It owns, beyond any measurable comprehension that can be quantified, that the only way to find out the state of our statesmen is if everyone involved is promised complete and total anonymity. In an era of unforeseen livestreaming of everything, the only way to know that our elected officials are Mr Magoo-ing their way through their careers is if someone else who can't be identified tattles on them. No small wonder so many folks are sympathetic to the plights of assange et al
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Jan 13, 2022 21:45
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haveblue posted:I guess it's now it's officially law in the United States that pandemics may not be addressed and must be allowed to run wild The justification given in the court ruling would also apply to literally almost everything else OHSA does, so I have to wonder how long until there's lawsuits to get rid of rules around wet floors or fire extinguishers.
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Jan 13, 2022 21:45
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Willa Rogers posted:Aged members of Congress are leading to some Weekend at Bernie's-like moments: It's fine if we don't argue about this again (you and I) but this person you are complaining about (deservedly) is possibly a boomer. I say possibly because the age cut-off is about within one year of their birth date based on some interpretations. Some say he is a boomer, some say he's barely outside of it. I'm glad that we can agree on how brain decay and privilege from that education leads to positions of power, though. vvvvvv yeah, that's a good point. I don't know what "social justice" in this context means but often when people poo poo on it they mean "non-white people only got success due to social justice." I can't say that's what Willa means, but that's often how it's used. Maybe it's the Boomer thing? His brother in law was Hank Aaron, so that's cool. The Sean fucked around with this message at 21:53 on Jan 13, 2022 |
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Jan 13, 2022 21:47
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Willa Rogers posted:Aged members of Congress are leading to some Weekend at Bernie's-like moments: Where do you get the idea that it's social justice? Because he's black? It's because of decorum and the fact that he's a moderate/conservative vote, not "woke politics"
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Jan 13, 2022 21:47
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Jaxyon posted:Where do you get the idea that it's social justice? Because he's black? I might put forth that the way our elders are (mis)treated in this country is absolutely a social justice issue. Social justice isn't just for nonwhites - it's for the disabled, the elderly, the mentally ill, and all sorts of other groups ripe for social abuse! Though it's probably worth pointing out that outcomes for, say, elderly Black women are worse than for elderly White women
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Jan 13, 2022 21:50
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Jaxyon posted:Where do you get the idea that it's social justice? Because he's black? Well that and glasses houses
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Jan 13, 2022 21:52
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