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teeth and eyes aren't real
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# ? Mar 25, 2022 04:45 |
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# ? Jun 9, 2024 10:07 |
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Teeth are luxury bones.
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# ? Mar 25, 2022 04:46 |
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U-DO Burger posted:the wait for this week's one piece chapter is so painful well its certainly something this week
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# ? Mar 25, 2022 04:48 |
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Toaster Beef posted:so i'm loving off gently caress yeah buddy. Also, excellent op, op.
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# ? Mar 25, 2022 04:48 |
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Gio posted:lol were these made by people itt? yes
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# ? Mar 25, 2022 04:49 |
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ex post facho posted:also, how do you even add dental and vision coverage?? all of the plans say "not included" and there's no option to add them? If you can't add it you aren't covered Honestly you're better off loving off from work and going on Medicaid
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# ? Mar 25, 2022 04:49 |
Nocturtle posted:Nice new thread OP! this is a really really good post
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# ? Mar 25, 2022 04:49 |
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ex post facho posted:also, how do you even add dental and vision coverage?? all of the plans say "not included" and there's no option to add them? I'm guessing these aren't even part of the marketplace and you have to buy them through regular means, but I don't know anything really.
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# ? Mar 25, 2022 04:49 |
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ex post facho posted:also, how do you even add dental and vision coverage?? all of the plans say "not included" and there's no option to add them? Vision I've not bothered with adding as the price doesn't seem to make sense when at most I'm getting a vision check and contacts. Dental for me was an addon via the marketplace website after I picked the health insurance plan. This was/is on Oregon.
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# ? Mar 25, 2022 04:51 |
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Platystemon posted:Teeth are luxury bones. just lol if you don't see how Fixo₫ent has this nation's mouths by the... mouth
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# ? Mar 25, 2022 04:52 |
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Checking my marketplace options lol I have worked for both of these companies so I guess it's only fair
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# ? Mar 25, 2022 04:52 |
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Pittsburgh Fentanyl Cloud posted:Checking my marketplace options Lower expense relative to what, a second apartment?
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# ? Mar 25, 2022 05:06 |
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The sad thing is that I've been an independent contractor on both sides of the ACA and the situation right now is still drastically better than it was pre-marketplace. At least insurance is theoretically affordable for me now instead of costing approximately 25% of my gross income.
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# ? Mar 25, 2022 05:15 |
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basically healthcare in America is "your annual earnings divided by your out of pocket max is the number of additional years you will need to work if you ever have a major medical issue, good luck with all the rest"
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# ? Mar 25, 2022 05:15 |
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Paradoxish posted:The sad thing is that I've been an independent contractor on both sides of the ACA and the situation right now is still drastically better than it was pre-marketplace. At least insurance is theoretically affordable for me now instead of costing approximately 25% of my gross income. The situation is better right now than it was in 2014 in the wake of Marco Rubio loving the ACA.
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# ? Mar 25, 2022 05:15 |
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ex post facho posted:basically healthcare in America is "your annual earnings divided by your out of pocket max is the number of additional years you will need to work if you ever have a major medical issue, good luck with all the rest" I've had two major knee surgeries and my wife has had week in the hospital due to kidney failure from her Crohn's disease and I don't think we got more than $2000 in total bills from all that. She used to get colonoscopies every year that we paid $1200 out of pocket for every time. you figure it out.
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# ? Mar 25, 2022 05:17 |
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I had an appendectomy in 2018 that I didn't pay a dime for. Not a single penny. Insurance covered it all. Who fuckin knows
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# ? Mar 25, 2022 05:18 |
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My mom recently celebrated finally paying off $40k in medical debt (she's a well-paid school administrator who had decent enough insurance at the time) and basically everyone she told treated it like this amazing accomplishment without anyone batting an eye at the idea of someone just walking around with that much debt because of a medical emergency.
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# ? Mar 25, 2022 05:19 |
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Paradoxish posted:My mom recently celebrated finally paying off $40k in medical debt (she's a well-paid school administrator who had decent enough insurance at the time) and basically everyone she told treated it like this amazing accomplishment without anyone batting an eye at the idea of someone just walking around with that much debt because of a medical emergency. I've worked for insurance companies for 12 years never pay off medical debt never ever pay off medical debt
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# ? Mar 25, 2022 05:22 |
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Pittsburgh Fentanyl Cloud posted:I've worked for insurance companies for 12 years They won a settlement against her and garnished her wages, so she didn't have a choice.
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# ? Mar 25, 2022 05:24 |
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Paradoxish posted:They won a settlement against her and garnished her wages, so she didn't have a choice. well that's a load of poo poo The general thing you do is say "I can pay $30 a month" and just get on that forever, and it doesn't impact your credit score as long as you pay that thirty bucks a month
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# ? Mar 25, 2022 05:27 |
or you could have no wages have you tried no wages
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# ? Mar 25, 2022 05:28 |
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Pittsburgh Fentanyl Cloud posted:well that's a load of poo poo this is so reading as a non-american
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# ? Mar 25, 2022 05:28 |
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Pittsburgh Fentanyl Cloud posted:well that's a load of poo poo
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# ? Mar 25, 2022 05:28 |
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Palladium posted:this is so reading as a non-american Being American is basically just getting a bunch of normal poo poo you buy set up as life-long bills
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# ? Mar 25, 2022 05:30 |
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Zugzwang posted:Someone should’ve told Lowtax Lowtax had a fund he owed his kids that he spent down like a dumb rear end in a top hat He absolutely could have gotten everything paid through the forums or kickstarter or whatever but he was just a dumb spiteful rear end in a top hat who couldn't move beyond early 00s dickhead culture. I'm glad he's dead.
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# ? Mar 25, 2022 05:31 |
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Pittsburgh Fentanyl Cloud posted:well that's a load of poo poo She's had this debt for about 15 years and didn't have a lot of savings at the time that it happened. I don't remember everything that went down, but for some reason they came at her hard and weren't really willing to take many compromises. The whole thing was awful.
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# ? Mar 25, 2022 05:31 |
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Palladium posted:this is so reading as a non-american Americans spend an average of $5,000 a year on out-of-pocket healthcare costs. Almost 60% of US adults have had medical debt at some point in their life. 70% of Americans with medical bills had to cut their food expenses to avoid bankruptcy. Two-thirds of all personal bankruptcies are due to medical bills. 20% of medical bankruptcy filers are in the 55+ age group. Almost half of those who filed for medical bankruptcy cite hospital bills as their most considerable expense. 39% of Americans are more worried about medical bills than Covid-19.
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# ? Mar 25, 2022 05:34 |
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all grim but the last one is particularly lol
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# ? Mar 25, 2022 05:34 |
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ex post facho posted:all grim but the last one is particularly lol ~60% of all Americans who declare bankruptcy due to medical bills had insurance Speaking from work experience poor people on Medicaid have better healthcare outcomes than middle income people on commercial insurance do. There are no crippling copays when you're on Medicaid so you actually get the treatment and the preventative care you need.
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# ? Mar 25, 2022 05:36 |
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I had a lawyer who bought my crown debt (which I stopped paying because I was unemployed for a year) in Phoenix, this motherfucker drove down to Tucson himself to serve me. When he eventually won the judgement, went directly to my job to give them the garnishment papers (luckily I wasn't there just for how awkward that would be). But the dude actually made a math mistake on the garnishment paperwork (I guess in his defense it was a non-standard garnishment because for some reason even without me saying anything in my defense the judge set a lower % he was allowed to take than usual), so after the garnishment period he set and had approved, I actually still owed $13.57 because he filled the paperwork out wrong (I actually noticed it was wrong when he filed it). Dude actually spent like six months going back and forth with the court apparently (without talking to me, i would've just mailed him a $20 to get off my back) to get an additional garnishment for that $13.57, which he apparently tried and failed to charge interest on. I don't know why dude cared so much. All this for what was probably a profit of maybe $1,500 for almost a year of work, if that. PS both crowns broke before that last $13.57 and I spent a good portion of my stimulus money getting them replaced in Mexico. Rick has issued a correction as of 05:53 on Mar 25, 2022 |
# ? Mar 25, 2022 05:50 |
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Holy poo poo. That guy is a psychopath.
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# ? Mar 25, 2022 05:53 |
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Platystemon posted:Holy poo poo. People who buy debt are probably not the best that society has to offer.
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# ? Mar 25, 2022 05:55 |
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ex post facho posted:Americans spend an average of $5,000 a year on out-of-pocket healthcare costs. tbh, a case of auras costing less than a doctor's visit is pretty high on the list of reasons i do not want to catch covid.
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# ? Mar 25, 2022 05:57 |
Pittsburgh Fentanyl Cloud posted:Checking my marketplace options What in the god drat gently caress. And you make fun of other countries.
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# ? Mar 25, 2022 06:01 |
I've got the ultra premium private health insurance as a condition of my visa and it's 120 AU dollarydoos a month, or 90 freedom dollars. In my Canadian province there's no private health care at all. Edit: well you can buy it, but it's for like stuff like eyes and dental which are inexplicably not considered health care. UnfortunateSexFart has issued a correction as of 06:11 on Mar 25, 2022 |
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# ? Mar 25, 2022 06:06 |
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UnfortunateSexFart posted:I've got the ultra premium private health insurance as a condition of my visa and it's 120 AUD dollarydoos a month, or 90 freedom dollars.
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# ? Mar 25, 2022 06:07 |
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UnfortunateSexFart posted:What in the god drat gently caress. And you make fun of other countries. I don't make fun of poo poo anymore except for myself
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# ? Mar 25, 2022 06:08 |
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UnfortunateSexFart posted:What in the god drat gently caress. And you make fun of other countries. https://twitter.com/KiwiEV/status/1504856403877371906
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# ? Mar 25, 2022 06:20 |
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# ? Jun 9, 2024 10:07 |
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or planes that can turn into non-buoyant submarines
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# ? Mar 25, 2022 06:22 |