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Lead By Example posted:I recently got my dream job doing convention event logistics for a board game company. Historically I've always bought and resold collectibles for a living, mostly gaming trading cards. (Pokemon, Yu-Gi-Oh, stuff like that.) I used to own a brick and mortar game store before 2020, and I would always get booths at gaming expos, sports shows, trading card conventions, etc to buy and sell collections of cards. Covid made the entire collectibles industry go absolutely bonkers, and with that has come a recent wave of startups and financiers looking to "take over the industry", so to speak. That’s incredible, congrats!
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Mar 29, 2022 21:53
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| # ? May 12, 2024 06:14 |
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Lead By Example posted:I recently got my dream job doing convention event logistics for a board game company. Historically I've always bought and resold collectibles for a living, mostly gaming trading cards. (Pokemon, Yu-Gi-Oh, stuff like that.) I used to own a brick and mortar game store before 2020, and I would always get booths at gaming expos, sports shows, trading card conventions, etc to buy and sell collections of cards. Covid made the entire collectibles industry go absolutely bonkers, and with that has come a recent wave of startups and financiers looking to "take over the industry", so to speak. Way cool! That's a pretty rare job in that industry to be both well paid AND close to the product.
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Mar 29, 2022 22:08
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Lead By Example posted:I recently got my dream job doing convention event logistics for a board game company. Historically I've always bought and resold collectibles for a living, mostly gaming trading cards. (Pokemon, Yu-Gi-Oh, stuff like that.) I used to own a brick and mortar game store before 2020, and I would always get booths at gaming expos, sports shows, trading card conventions, etc to buy and sell collections of cards. Covid made the entire collectibles industry go absolutely bonkers, and with that has come a recent wave of startups and financiers looking to "take over the industry", so to speak. An actual dream job. Congrats goon!! 
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Mar 29, 2022 23:38
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Pinus Porcus posted:
Update! I did not enjoy the job! So I quit after five months  Now I'm getting an obscene amount of offers from consultancy firms and recruiters, and I'm trying to find the price point where a recruiter will go "oh, that's a bit high". So far I've increased my ask by over 15% and no reaction yet. It's a mindfuck.
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May 17, 2022 17:34
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Dang. Nice. Cool that you can quit a job 5 months in and still be so highly sought after.
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May 17, 2022 17:40
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Potrzebie posted:Update! whatever amount of money you name for a consulting firm will probably not be too high presuming you are competent at it
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May 17, 2022 19:25
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Yeah, it's worth remembering that the consulting firm is just going to take your pay, multiply it by ~3, and then charge their clients that amount per each hour that you can bill to the client.
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May 17, 2022 19:46
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That's great feedback and an angle I hadn't considered. In the end I chose to go for a salaried full time position. I might try life as a consultant in a few years, but I'm more inclined to start my own firm in that case, to maximize tax deductions and all that. In the end I'll get an additional week of payed vacation and a 33% salary increase compared to before I took a leave of absence to study for three semesters. Also a waaay higher salary ceiling than my old position as well as a crazy demand. It-project management is very much an employee's market for the foreseeable future. Potrzebie fucked around with this message at 19:02 on May 19, 2022 |
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May 19, 2022 16:12
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good for you! Consulting is feast or famine. If you're billing you're raking it in, if you're not you are not taking home a paycheck that month. Figure out what they bill you at and get a profit sharing agreement in place. 35-50% for the first base number of hours (which should add up to your annual salary, this is to cover support staff, insurance, partner yacht payments, partner private school for their children, etc.) then it should escalate to 60%, 70% depending on how insane you are. In an average year you would expect to hit 60% every time billing 35hrs a week or whatever. I kind of made this all up but you get the idea. Eat what you kill. These sort of gigs don't come with paid vacations - you just don't get paid for those two-four weeks. Which is fine just make sure you're doing the math on the compensation so you can float those weeks. Those people tend to eventually burn out or take a salary position once they start a family depending on the firm and how billables focused they are - some are chill if you hit your numbers for the year (get into the 60%.bracket above) and others will whip you because you deigned to take off work for the birth of your child.
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May 19, 2022 17:04
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I have more money this month than I did last month
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May 21, 2022 00:37
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Ornery and Hornery posted:I have more money this month than I did last month That's all it takes
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May 21, 2022 02:30
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Ornery and Hornery posted:I have more money this month than I did last month A win if I ever heard of one.
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May 22, 2022 17:09
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An extremely small thing but it's been a month or so since I've ordered stupid collectibles from ebay. Almost fell off the band wagon a couple of times but my journey to curb extraneous spending is going well overall, especially online.
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May 24, 2022 00:00
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State I haven’t lived in for 8 years took $8k out of my bank in a tax lien because they presumed I just stopped paying taxes one year after I left the state. It was many addresses ago, so I never got any notice or correspondence. It sucks and is a pain, but beyond the pain of dealing the tax agency and the $100 I’m gonna eat from my bank in legal fees, it didn’t cause me any issues. Now I have to play a waiting game for the state to get the check from my bank and then mail a new check back to me. A few years ago or even at the wrong time like buying a house this would have been a disaster. Feels weirdly good?
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May 28, 2022 00:09
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freeasinbeer posted:State I haven’t lived in for 8 years took $8k out of my bank in a tax lien because they presumed I just stopped paying taxes one year after I left the state. It was many addresses ago, so I never got any notice or correspondence. What strange system is in place that allows the state to just directly steal money from your bank account?? Like, how isn't the bank just going "gently caress you, you are not my dad!"? E: and how isn't this opening up for a massive suit, apart from "it costs way to much"?
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May 28, 2022 11:59
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Potrzebie posted:What strange system is in place that allows the state to just directly steal money from your bank account?? Like, how isn't the bank just going "gently caress you, you are not my dad!"? There is a mountain of paperwork and warnings etc that they did not get, ending in a judgement. They then send that to the bank whose lawyers review it and pull the money. If they moved out of the state and filed their last tax return from the new address then it's purely the states fault. If they worked 1 day inside the state, or their employer reported taxes for that state for a year where no return was filed, and they never told the state their new address then there is some shared responsibility here. The answer is probably some dumb confluence of events, but without reviewing their pay stubs, move out date, returns, the addresses on those returns, it's impossible for us to know.
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May 28, 2022 20:53
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H110Hawk posted:There is a mountain of paperwork and warnings etc that they did not get, ending in a judgement. They then send that to the bank whose lawyers review it and pull the money. Thanks for the explanation. As a Euro this sounds really strange to me, but I guess it makes sense in your context?
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May 28, 2022 21:01
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Potrzebie posted:Thanks for the explanation. As a Euro this sounds really strange to me, but I guess it makes sense in your context? I assume your country has a mechanism to sieze money from your bank account as well. In the end its the same thing. If you miss (or ignore) literally all of the paperwork, in the end they will get their pound of flesh.
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May 28, 2022 21:50
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H110Hawk posted:There is a mountain of paperwork and warnings etc that they did not get, ending in a judgement. They then send that to the bank whose lawyers review it and pull the money. Virginia is apparently notorious for this and although they received 0 notice from my then job of the year in question of any income, just estimated it based on the year before where I had paid split taxes to them and my new state of residency as I had switched jobs and moved. Like within 5 mins the state tax guy was like yeah this is wrong and happens all the time. Edit: if I hadn’t kept moving or for some reason updated VA on my address I would have gotten the estimated tax notice at some point and could have disputed it. I’m on my 5th address since then across 3 states so 🤷♀️ Funnily enough if I had filed that last year from my parents address I probably would have caught it sooner. Edit2: for lots of reasons it’s a pain to move between states mid tax year, and this is just the latest in one of many headaches. freeasinbeer fucked around with this message at 16:41 on May 29, 2022 |
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May 29, 2022 16:35
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It's always mid tax year?
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May 30, 2022 04:53
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Happiness Commando posted:It's always mid tax year? If you subscribe to my newsletter, you'll get access to secret info like the 2 tax-free weekends out of the year you can employ my conversion / state moving trick! LEARN WHAT THE IRS DOESN'T WANT YOU TO KNOW!
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May 30, 2022 06:32
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Happiness Commando posted:It's always mid tax year? Precisely.
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May 30, 2022 06:36
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Happiness Commando posted:It's always mid tax year? I only take new jobs in other states that start Jan 1!
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May 30, 2022 18:12
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Spouse and I got to a point with our savings where he can retire to become a house-husband while I keep working for a bit longer, probably through any upcoming recession, at my extremely easy WFH job. Having a house-spouse is awesome.
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Jun 3, 2022 02:59
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Commissar Kayla posted:Spouse and I got to a point with our savings where he can retire to become a house-husband while I keep working for a bit longer, probably through any upcoming recession, at my extremely easy WFH job. Being a house spouse pre kids was amazing.
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Jun 3, 2022 03:05
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Commissar Kayla posted:Spouse and I got to a point with our savings where he can retire to become a house-husband while I keep working for a bit longer, probably through any upcoming recession, at my extremely easy WFH job. nice. life goals.
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Jun 3, 2022 05:31
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I would also like to have enough money to never work again
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Jun 3, 2022 12:53
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H110Hawk posted:
Yeah, he really enjoys it! He's always liked cooking, but now he can spend time and energy learning more recipes. He made butter chicken from scratch today. I am becoming immensely spoiled. spwrozek posted:nice. life goals. Shoot for the stars (and the "trophy husband" apron)!
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Jun 4, 2022 05:45
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First time getting a bonus at a job. Getting about $5600 before taxes. Wondering if I should put it all towards my car ($4985 left on it, 4.69% apr, currently paying down $100/wk) or put it towards goal of someday being able to buy a house. We live in a pretty expensive housing market and currently rent. Car loan is the only debt I have. I pay my credit cards in full every month, have $12k in my emergency fund (which is really way over what I need), $36k for a down payment, and $5k for new house things. My wife does have a car loan and student loans, combined adding up to ~35k, but no cc debt. She also has about 30k to put towards a home, and just got a new position at her job that comes with a ~20k/yr increase in pay. For the most part our finances are separate, so I don't have exact numbers. So would it be better to get rid of my car loan as quickly as possible, save on interest, and free up the money in my budget, or should I put it towards a down payment? Or does it not really make a difference?
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Jun 4, 2022 17:22
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Can you put it all towards your 401k/ira? Otherwise yeah I would knock off your car loan but I really hate car loans personally. Congratulations!
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Jun 4, 2022 17:40
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I paid off my car loan 17 months early. Still struggling in other areas but feeling really grateful to have this part done with.
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Jun 4, 2022 19:01
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BAE OF PIGS posted:First time getting a bonus at a job. Getting about $5600 before taxes. Wondering if I should put it all towards my car ($4985 left on it, 4.69% apr, currently paying down $100/wk) or put it towards goal of someday being able to buy a house. We live in a pretty expensive housing market and currently rent. Can you reliably get the money to grow by more than 4.69% per year? If not, pay off the loan.
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Jun 4, 2022 19:44
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BAE OF PIGS posted:First time getting a bonus at a job. Getting about $5600 before taxes. Wondering if I should put it all towards my car ($4985 left on it, 4.69% apr, currently paying down $100/wk) or put it towards goal of someday being able to buy a house. We live in a pretty expensive housing market and currently rent. I'd clear the car loan, personally.
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Jun 5, 2022 07:30
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Car loan it is! I'll have paid off my $14k, 84 month loan in 16 months, and it's going to be nice having the extra cash flow freed up.
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Jun 5, 2022 16:46
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Congrats on the first substantial bonus! Usually the first of many
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Jun 5, 2022 17:12
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dreesemonkey posted:Looking ahead, over the next 2 years, I'm hoping to put this newfound income to use in making home improvements while also paying off the house and my truck. Should be doable. Oh hey there dreesemonkey from 8 months ago, I scheduled by billpayer to pay off my truck this week and have enough liquid assets to pay off the house if we'd like (though that's not currently the plan).  I fully recognize and acknowledge these are difficult financial times for many people, I feel very privileged to be in the position we are currently. dreesemonkey fucked around with this message at 19:24 on Aug 1, 2022 |
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Aug 1, 2022 19:13
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dreesemonkey posted:Oh hey there dreesemonkey from 8 months ago, I scheduled by billpayer to pay off my truck this week and have enough liquid assets to pay off the house if we'd like (though that's not currently the plan). Congratulations! It's OK to celebrate success.
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Aug 1, 2022 20:48
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dreesemonkey posted:Oh hey there dreesemonkey from 8 months ago, I scheduled by billpayer to pay off my truck this week and have enough liquid assets to pay off the house if we'd like (though that's not currently the plan). Congratulations on the big win 
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Aug 2, 2022 10:58
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I finally reached five figures in my emergency fund! 
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Aug 24, 2022 20:40
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YeahTubaMike posted:I finally reached five figures in my emergency fund! Remember that when you get to six figures in emergency fund that means you forgot to manage investments
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Aug 24, 2022 22:17
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