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Ornery and Hornery posted:I am consistently shocked by this even though it seems to be almost as common as not. HENRY due to lifestyle creep
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May 14, 2022 18:56
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krispykremessuck posted:even Bremerton is getting dumb to the mxpx joke song came true my friend and his wife *purchased a new home in Bremeloville earlier in the pandemic. A $400,000 starter home. *20% down payment courtesy of the bank of Mom and Dad Ferdinand Bardamu has issued a correction as of 19:44 on May 14, 2022 |
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May 14, 2022 19:39
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actionjackson posted:HENRY due to lifestyle creep this describes so many loving people ugh
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May 14, 2022 19:41
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i say swears online posted:there are a lot of idiots making 150k and are paycheck to paycheck i wonder if this is a response to having once been poor and being excited to buy things vs being terrified of ever being poor again. i do the latter because holy poo poo i never want to live off food stamps again
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May 14, 2022 19:45
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it's because $150k doesn't go as far as you'd think when you're paying rent in an area near your $150k job they're probably spending at least a third of that on rent, probably more if it's not a barebones place in a bad area with a decent commute, which would place them into the "housing burdened" category according to the HUD like overspending when you get that first real paying job is sure a thing, but let's not pretend that middle class is wildly rich H.P. Hovercraft has issued a correction as of 19:54 on May 14, 2022 |
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May 14, 2022 19:50
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H.P. Hovercraft posted:it's because $150k doesn't go as far as you'd think when you're paying rent in an area near your $150k job yeah it is dependent on where you live, but if its not in seattle, nyc, la, or the bay area you're probably doing really well if you arent an idiot
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May 14, 2022 19:57
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H.P. Hovercraft posted:it's because $150k doesn't go as far as you'd think when you're paying rent in an area near your $150k job nobody making 150k is skimping on 401k contributions in order to make rent
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May 14, 2022 19:59
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i say swears online posted:lol I live in the hottest real estate market in the country and survive on 20k/year, let's not pretend that 2.5x the median family income is financially limiting unless you really, really try There's nothing wrong with living in a tent, but that's about what you can afford in downtown seattle on 20k/year.
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May 14, 2022 20:27
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There are 400 people in the US who are worth more than $2.9bn. If these people make 5% of their net worth each year that would be 125 million in passive income. This means that the person making 20k is earning 0.00016x their salary and the person making 150k is making 0.0012x their salary.
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May 14, 2022 20:36
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i'm not saying every high earner is elon musk wealthy, i'm saying it's easy to avoid lifestyle creep and not doordash every meal. wsj regularly publishes "i make 500k and i barely get by" budget breakdown articles and they're essentially just trolling for engagement
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May 14, 2022 20:46
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H.P. Hovercraft posted:like overspending when you get that first real paying job is sure a thing, but let's not pretend that middle class is wildly rich they’re not wildly rich, they’re not even regular rich. but if you’re making 150k and spending 3k a month on rent that’s a choice you’re making, and you still take home double the median pre tax salary after paying taxes and rent sooooo idgaf about their financial “struggles” which are fake and a joke
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May 14, 2022 20:51
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Tossing out 3k a month as some insane luxury rent that is totally optional tells me you don't live and work in a high cost of living city. That'll get you a pretty middling to crummy 2 bed 1 bath in DC or New York. A lot of my former coworkers were commuting 45-60m to get their rents down to 2500/mo.
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May 14, 2022 20:55
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I make half of 150k and live in the "sketchy" part of my city, because 1) I'm not sheltered 2) it's safe just a little old and worn down 3) not racist unlike the spoiled whites that work at Mayo 4) I grew up alternately between middle class and in public housing. So, I'm used to different people and living with not much.
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May 14, 2022 20:55
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Salt Fish posted:Tossing out 3k a month as some insane luxury rent that is totally optional tells me you don't live and work in a high cost of living city. That'll get you a pretty middling to crummy 2 bed 1 bath in DC or New York. A lot of my former coworkers were commuting 45-60m to get their rents down to 2500/mo. I live in Philadelphia. first of all I never called it a luxury, i called it a choice. second it’s a single salary, why do they need 2 bedrooms? get a 1BR that isn’t so crummy. 3k can get you a decent to good 1br apartment pretty much everywhere e: you seem really defensive so I’ll drop this with you
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May 14, 2022 21:00
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I was also confused by 3000 a month being somehow unreasonable, that's a cheap 2 bedroom in LA. what if you have 2 kids? I guess people live with SO's who also have jobs and no children. then yeah 150k is a lot of money. I bet if I was the main earner for 4 people in a major city I could spend it all no problem
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May 14, 2022 21:00
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Antonymous posted:I guess people live with SO's who also have jobs and no children. then yeah 150k is a lot of money. I bet if I was the main earner for 4 people in a major city I could spend it all no problem for sure, but then you’re probably not determined to live in the cooler parts of your city e: like if you have to live in Manhattan or Haight Ashbury 3k won’t get you poo poo. but you don’t have to live there indigi has issued a correction as of 21:06 on May 14, 2022 |
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May 14, 2022 21:03
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indigi posted:I live in Philadelphia. first of all I never called it a luxury, i called it a choice. second it’s a single salary, why do they need 2 bedrooms? get a 1BR that isn’t so crummy. 3k can get you a decent to good 1br apartment pretty much everywhere Just to be clear you can't think of any reason that someone would need a 2 bedroom apartment? Try to understand why I'm saying that these posts are more about your specific situation than a group of class traitors.
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May 14, 2022 21:06
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Nocturtle posted:Thinking more about it doubt Vancouver is going to remain a destination for exported Chinese wealth, which will have big implications for the housing market. Who is going to move from mainland China to the West at this point, unless they really have to. vancouver and its outlying areas will remain the primary destination for asian-pacific emigration and investment for the next century
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May 14, 2022 21:17
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sleeping on anchorage smh
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May 14, 2022 21:19
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i rented an entire house in Baltimore for $1300 with my ex for 3 years, had no car, and it owned.
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May 14, 2022 21:38
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why would you possible want or need more than one room? hell why even have more than oen door in your dwelling, if you are paying "average rent for an average place" youre a rich rear end in a top hat who should stfu!!!! *is a single man with no kids, no pets, no hobbies, all they need is a large glowing rectangle and a mattress*
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May 14, 2022 22:07
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indigi posted:I live in Philadelphia. first of all I never called it a luxury, i called it a choice. second it’s a single salary, why do they need 2 bedrooms? get a 1BR that isn’t so crummy. 3k can get you a decent to good 1br apartment pretty much everywhere 3k in Philly gets you something right in Center City, which means you're spending more outside of rent because you actually live near things to do. Source: me living in Philly for the last seven years and never going above 2k for rent, and also being really boring so I don't go out and party every weekend.
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May 14, 2022 22:17
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i love the large glowing rectangle e: C-euro is lying i know for a fact that he is not boring. His hobby is running though which is relatively low cost 
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May 14, 2022 23:03
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Justin Tyme posted:why would you possible want or need more than one room? hell why even have more than oen door in your dwelling, if you are paying "average rent for an average place" youre a rich rear end in a top hat who should stfu!!!! 1br large living area or 2br can make sense if you wfh and actually need the desk space, but thats about it
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May 14, 2022 23:12
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anime was right posted:1br large living area or 2br can make sense if you wfh and actually need the desk space, but thats about it huh
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May 14, 2022 23:15
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I spent 3 years living in a 12x10 apartment that had no kitchen. The building used to be a halfway house that was converted into apartments. It had bedbugs but the rent was $320/month. It wasn't physically large enough for both a bed and a couch so I went with the couch but slept on the floor because after a while my back hurt. If your apartment is larger than that you're going to be first up against the wall.
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May 14, 2022 23:24
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my apartment is 2BR, but the rent is 50-100% lower than the nearby "luxury studios".
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May 14, 2022 23:27
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my room until I was about ten was the second level of a closet. after that I was on a screen roomed exterior porch in Florida until I went to the academy. before I was born my parents lived in a tiny airstream uh down by the river. my dad remembers living in a farm work house in WV (think like a of mice and men type bunk house) as small child. it’s fine to have space to live folks.
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May 14, 2022 23:32
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if your place is larger than this or if you have more furniture than this, u might be a 1%er
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May 14, 2022 23:35
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In may 2010 I kept track and I stole every single calorie that I ate for a month. I applied for food stamps and got denied because I earned too much at 600 dollars a month lmfao 12 years later I make HUGE money and can afford a LUXURY working kitchen in my MANSION of a 2 bedroom apartment. Sometimes I turn on all 4 burners on my stove even though I only need 2.
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May 14, 2022 23:36
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in fact it should be a goddamn right to have adequate space to live
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May 14, 2022 23:42
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mark immune posted:if your place is larger than this or if you have more furniture than this, u might be a 1%er whoa, a mattress? what's wrong with the floor?
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May 14, 2022 23:43
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mark immune posted:if your place is larger than this or if you have more furniture than this, u might be a 1%er if you don’t throw your night soil out the window in the wee hours you might be a 1%er
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May 14, 2022 23:44
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i have my valet throw my night soil out the window for me
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May 14, 2022 23:48
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only read the last page of this thread but it seems like theres some goons itt having a meltdown about being in the top quintile but not wanting to admit that they are bourge jefferey probably should have deleted cspam this is embarrassing
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May 14, 2022 23:49
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is there going to be some pittsburgh-philidelphia back and forth or did i miss that? please god tell me i missed it
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May 14, 2022 23:55
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Springfield Fatts posted:Ugh my wife and I are middling state employees and we've always been able to live comfortably and debt free while able to save up a 20% deposit for this house (it helps to be childless shut-ins with cheap hobbies) but gently caress me I have never felt poorer in my life than during this process. A nice reality check that we're firmly in the lower part of the middle class. why are you saving up 20%?!
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May 15, 2022 00:00
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i say swears online posted:i'm not saying every high earner is elon musk wealthy, i'm saying it's easy to avoid lifestyle creep and not doordash every meal. wsj regularly publishes "i make 500k and i barely get by" budget breakdown articles and they're essentially just trolling for engagement it depends on if you have kids wether 150K feels like infinite money cheat or barely above minimum wage
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May 15, 2022 00:06
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War and Pieces posted:it depends on if you have kids wether 150K feels like infinite money cheat or barely above minimum wage that, if thats single income or dual income, student loans, and general location yea
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May 15, 2022 00:26
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| # ? May 24, 2024 14:46 |
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Hubbert posted:vancouver and its outlying areas will remain the primary destination for asian-pacific emigration and investment for the next century the wayward province of vancouver has always been a part of china
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May 15, 2022 00:36
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