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Reveilled
Apr 19, 2007

Take up your rifles

Murgos posted:

I think the language of her policy was overly broad or oddly worded so that it read like it covered diseases caught while in a car.

So, when GEICO didn’t take the arbitration seriously the arbitrator said, “yep that seems like it should be covered by the plain reading of the text anyone disagree?” and since no one did then they got ruled against. GEICO appealed to the courts and the judge was like, “it’s your arbitration clause, tough.”

If GEICO had participated in good faith in the process it never would have happened.

I don't know about that last part necessarily. The situation as I understand it was that: The Claimant has sex with policyholder in his car. Policyholder gave claimant an STI. Claimant sues policyholder, claiming that he was or should have been aware that he was infected with a disease, and was negligent in failing to inform claimant of that fact, and was therefore also responsible for damages arising out of the infection he passed on to her. The parties agree to arbitration, and GEICO is informed of this fact. GEICO made the unilateral decision not to defend their policyholder at arbitration on the basis that the event was not covered under their policy, but declined to seek a declarative judgement establishing that fact. The arbitrator ultimately decided that the policyholder was negligent and liable for the claimant's damages. A subsequent court decision after the arbitration ruled that under the terms of the policy GEICO wrote, the event should actually be covered under the insurance, because the claimant suffered an injury as a result of policyholder's negligence while in the policyholder's vehicle, and under the plain reading of the policy the event is actually covered. So now GEICO, grasping at straws, complains that it's not fair they have to pay because if they are liable, they didn't get a chance to dispute the claim that their client was negligent, and the court has responded by saying that GEICO had notice of the arbitration, but erroneously assumed the incident was not covered and didn't provide a defence on that basis, so tough poo poo.

It doesn't sound like this is a case of GEICO's own arbitration clauses going against them, it's more a case of their hasty repudiation of cover being proven wrong and them now backpedalling.

If I have that right, I think GEICO might have just literally written a bad policy and they just didn't think of this when writing the policy. Participating in good faith might have just been a case of going "please take the money and never come back, we have to speak to our underwriting team about exclusions immediately".

At the insurer I work for, I think you could make a credible argument that this event should be covered based on our policy, it would just hinge on whether infecting the claimant with an STI counts as an "accident" or not. The argument seems like a work of mad genius to me!

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Murgos
Oct 21, 2010
Maybe never was too strong but a good legal representation at the arbitration hearing could certainly have “redefined” phrasing and such so that it arguably doesn’t actually leave GEICO at fault or only partially liable for a small portion of the total fee..

The Zombie Guy
Oct 25, 2008

The Geico thing reminds me of a guy who got one of those pre-approved credit card applications in the mail, and decided to have some fun with it. He scanned the document, then edited the contract to give the card unlimited credit with zero interest, no minimum payments ever, and massive penalties if the company cancelled the card. Then he printed the altered contract, signed it, and mailed it back to the company.

Lo and behold, they sent him the card. So he started using it, until the first bill came in the mail. He contacted the company, and asked them to review the details of the contract, because he didn't actually have to pay anything until he felt like it. The credit card company ended up taking it to court, where they were forced to explain "well, yeah we did sign off on this altered contract, but who actually reads these things?"

I think the guy ended up just paying what he had spent, because LOL at a court making a company have to take lumps for signing something they didn't read.

Bar Ran Dun
Jan 22, 2006




Murgos posted:

I think the language of her policy was overly broad or oddly worded so that it read like it covered diseases caught while in a car.

So, when GEICO didn’t take the arbitration seriously the arbitrator said, “yep that seems like it should be covered by the plain reading of the text anyone disagree?” and since no one did then they got ruled against. GEICO appealed to the courts and the judge was like, “it’s your arbitration clause, tough.”

If GEICO had participated in good faith in the process it never would have happened.

Ambiguous policy language generally should be interpreted in the way most advantageous to the claimant or assured. The wild part is the claim amount without a jury at arbitration.

smug jeebus
Oct 26, 2008

zoux posted:

I said she was British

Murgos
Oct 21, 2010

Bar Ran Dun posted:

Ambiguous policy language generally should be interpreted in the way most advantageous to the claimant or assured. The wild part is the claim amount without a jury at arbitration.

Eh, arguing what the phrases mean in general usage in the industry or as terms of art with documentation of that historical usage is what lawyers do.

zoux
Apr 28, 2006



DEA continues to deliver absolute bangers. Thanks for your decades of tireless dedication to looking completely out-of-touch.

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
Legalize Canada

Medenmath
Jan 18, 2003
The secret emoji code for mushrooms is very subtle and clever

Jaxyon
Mar 7, 2016
I’m just saying I would like to see a man beat a woman in a cage. Just to be sure.

Medenmath posted:

The secret emoji code for mushrooms is very subtle and clever

Disappointed that no poo emoji is included with that

zoux
Apr 28, 2006

"Uh, hey, who left their loaded heroin syringe on top of my cone joint? That poo poo can leak pal"

Leon Sumbitches
Mar 27, 2010

Dr. Leon Adoso Sumbitches (prounounced soom-'beh-cheh) (born January 21, 1935) is heir to the legendary Adoso family oil fortune.





Jaxyon posted:

Disappointed that no poo emoji is included with that

Where do you think the phrase "that's good poo poo!" comes from??

zoux posted:

"Uh, hey, who left their loaded heroin syringe on top of my cone joint? That poo poo can leak pal"

That's a spoon, pal!

zoux
Apr 28, 2006

Oh, apologies. Carry on.

Dr Kool-AIDS
Mar 26, 2004

https://twitter.com/mawilner/status/1536766148892577792

Jaxyon
Mar 7, 2016
I’m just saying I would like to see a man beat a woman in a cage. Just to be sure.

Can't reform that bullshit

Freakazoid_
Jul 5, 2013


Buglord

zoux posted:

Oh, apologies. Carry on.

This is what happens when you cancel the DARE program.

zoux
Apr 28, 2006

https://twitter.com/AntonJaegermm/status/1536715692363456517

He's right. I quit smoking seven years ago and I've been miserable ever since

Teriyaki Hairpiece
Dec 29, 2006

I'm nae the voice o' the darkened thistle, but th' darkened thistle cannae bear the sight o' our Bonnie Prince Bernie nae mair.

M: I mean, look at this challenge coin
W: What about it?
M: It's got an officer riding down a helpless migrant on it
W: Well yeah, that's our job
M: But he's got a whip!

Teriyaki Hairpiece fucked around with this message at 21:54 on Jun 14, 2022

Prof. Banks
Apr 22, 2015

Computer lab day! Time to spend 45 minutes trying to load pokemon.com!


zoux posted:



DEA continues to deliver absolute bangers. Thanks for your decades of tireless dedication to looking completely out-of-touch.

Hey guys, how much fish oil do you have to take before you start feeling something?

I've taken two bottles worth and all that's happened is that the neighborhood cats swarm me whenever I go outside???

Jaxyon
Mar 7, 2016
I’m just saying I would like to see a man beat a woman in a cage. Just to be sure.
you're supposed to boof it

Cocaine Bear
Nov 4, 2011

ACAB

❄️🐻

jeeves
May 27, 2001

Deranged Psychopathic
Butler Extraordinaire

The flip side of the coin shows off being able to legally break into any house 100 miles from the border!

Trogdos!
Jul 11, 2009

A DRAGON POKEMAN
well technically a water/flying type
https://mobile.twitter.com/edgarrmcgregor/status/1536574719977148417

zoux
Apr 28, 2006

https://twitter.com/RepLoudermilk/status/1536680390840418304

https://twitter.com/January6thCmte/status/1537075019918065666

I get the feeling we're about to descend into a week long national discourse about the precise meaning of "tour"

Nonsense
Jan 26, 2007

https://twitter.com/ArmyStrang/status/1537135339118153729?s=20

zoux
Apr 28, 2006

I'm smiling serenly, letting that wash through me and over me. It registers as nothing.




haveblue
Aug 15, 2005



Toilet Rascal

zoux posted:

I'm smiling serenly, letting that wash through me and over me. It registers as nothing.






He tried to head off this story by going hog loving wild on twitter:

https://twitter.com/jespow/status/1536978821345292288

mobby_6kl
Aug 9, 2009

by Fluffdaddy

zoux posted:

I'm smiling serenly, letting that wash through me and over me. It registers as nothing.






Good news is that he's probably really hosed now!

zoux
Apr 28, 2006

Here's the article
https://twitter.com/RMac18/status/1537132717564776448

quote:

In 2019, former Kraken employees posted scathing comments about the company on Glassdoor, a website where workers write anonymous reviews of their employers.

“Kraken is the perfect allegory for any utopian government ideal,” one reviewer wrote. “Great ideas in theory but in practice they end up very controlling, negative and mistrustful.”

In response, Kraken’s parent company sued the anonymous reviewers and tried to force Glassdoor to reveal their identities. A court ordered Glassdoor to turn over some names.

On Glassdoor, Mr. Powell has a 96 percent approval rating. The site adds, “This employer has taken legal action against reviewers.”

BiggerBoat
Sep 26, 2007

Don't you tell me my business again.
So we're at the point now where a person recorded on video doing a thing never loving happened but the people who think that gobble up yt videos and Dinesh Dsouza movies. Cool. I guess it was a Deep Fake funded by Soros? Or a selectively edited video that CNN cobbled together? Dude, I just WATCHED YOU on a time stamped video giving a tour of the loving Capitol.

And I thought all those people were Antifa operatives anyway so who cares?

Mokotow
Apr 16, 2012

zoux posted:

I'm smiling serenly, letting that wash through me and over me. It registers as nothing.






https://youtu.be/S4pSp3Km6Mw

zoux
Apr 28, 2006


https://www.youtube.com/watch?v=Z6QirpoOnPI

The Bloop
Jul 5, 2004

by Fluffdaddy

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal

ILL Machina
Mar 25, 2004

:italy: Glory to Italia! :italy:

Ayy!! This text is-a the color of marinara! Ohhhh!! Dat's amore!!

Old Fred armisen on the left

zoux
Apr 28, 2006

https://twitter.com/OkButStill/status/1537455125736091648

Dr Kool-AIDS
Mar 26, 2004

https://twitter.com/NBCNews/status/1537426037864386561

3D Megadoodoo
Nov 25, 2010

zoux posted:

I'm smiling serenly, letting that wash through me and over me. It registers as nothing.






In a shocking reversal of the cliché, Salvatore Ganacci became evil after removing the facial hair :monocle:

e: I had only seen this one music video:

https://www.youtube.com/watch?v=NkRkuI0ZgX0

...but turns out Salvatore Ganacci is a land of contrasts:

https://www.youtube.com/watch?v=StYkb5kbM3o

3D Megadoodoo fucked around with this message at 21:41 on Jun 17, 2022

TenementFunster
Feb 20, 2003

The Cooler King
every dude like this already has a youtube channel with 2.7m subs

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zoux
Apr 28, 2006

Just the prospect that MARTIN LUTHER KING, JR wasn't extrodinarily familiar with the history of the south and confederacy, in terms of both scholarship and direct experience, who himself likely knew hundreds of freed slaves and children of slaves, would be sympathetic to the CSA is....not even John McNaughton can be that stupid

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