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tuition has gone up partly due to stupid spending by administration, but it's mainly due to states cutting their higher ed funding continuously for the last 30 years
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Aug 25, 2022 17:35
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Hooboy, glad I never gave any money to my school after graduationquote:A guided snorkeling tour in Puerto Rico, a $20,000 bowling outing, tickets to Disney World and Broadway shows, and luxury hotels in Paris and London. Those are some of the items in the nearly $10 million in spending by the Rutgers University athletic department over the last five years. Reporters Jean Rimbach and Abbott Koloff of NorthJersey.com spent months poring through thousands of the university’s financial documents and used nearly 100 public records requests investigating the so-called cost of joining the Big Ten conference.
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Aug 25, 2022 17:43
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A Fancy Hat posted:Seems pretty goddamn easy to get up to $150k if your family doesn't have any savings, if you run into some kind of financial emergency while attending school, or if you don't qualify for many scholarships. I started right after the Public Service Loan Forgiveness plan was announced, so I figured things would be fine whether I was in academia or government. I did not anticipate how hard it might be for me one day to get a full-time job in either of those fields though! Still got about five years of repayment to go before (if the plan/America still exists) that would kick in. Literally all Biden's move did for me personally was reduce my total back to how much I owed before interest raised it about $10,000 (due to how little I am repaying per my salaries).
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Aug 25, 2022 17:44
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Dr. Quarex posted:I owed over $100,000 from my doctorate, since you have to agree not to hold any outside jobs while in classes/before starting your dissertation and that was three years of loans right there. This is made funnier by the fact that I even had my tuition costs waived, so that was mostly rent, utilities, and grad-student-caliber food for three years. I have never regretted my decision to leave academia for manufacturing and continue to not regret that decision, regardless of how much money I make as a result as a history major
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Aug 25, 2022 17:46
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In contrast to the many, many mistakes I made in life, I am infinitely grateful that I did not go for a doctorate as many of my professors suggested. Mostly I chose not to go because I was sick of school and sick of living in poverty, but still....good choice, past me.
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Aug 25, 2022 17:51
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Veterinary school and dental school are some of the worst debt to income ratios. Looking it up now it looks like optometry is the worst.
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Aug 25, 2022 18:27
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Some of my classmates are like 300k in debt. I kept it lower by going in state for school but it's still ridiculous. Pls forgive me Biden you're my only hope
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Aug 25, 2022 18:28
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Dixville posted:Veterinary school and dental school are some of the worst debt to income ratios. Looking it up now it looks like optometry is the worst. Is this why American dentists operate like used car salesman?
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Aug 25, 2022 18:29
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I worked in a vet center in high school, one memory that really stood out was a doctor that was well into adulthood, prolly late 40’s/early 50’s, celebrated paying off their loans. Even as a teenager with fairly mediocre grasp on finances understood that was a bad look.
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Aug 25, 2022 18:33
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I had about 15k in moderate interest undergrad debt but then proceeded to be involved in the following classic mistakes Went to grad school Professor didn’t get grant money so he lost stipend funding and left the university Took out 40,000 in loans to cover living costs and finish the degree Graduate and turn down a job offer (lmao) to follow a girl to another city (LMAO) Struggle to find stable work for a year and a half and coast off the loan money instead of using it to pay back half the loan Balance was back to the original 55,000 after several years of dumping any bonus/windfall money into it. Since the payment freeze I’ve been diverting money into house funds. I’ll be eligible for the 20,000 reduction and a spot of dead parent money will push the student debt into the realm of a car payment I’ll be able to pay off within a few years.
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Aug 25, 2022 19:08
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Steve Jorbs posted:I had about 15k in moderate interest undergrad debt but then proceeded to be involved in the following classic mistakes What do liberal arts grad students study, like the history of fingerpaints or something? Were you going to be an underwater basket weaving historical research assistant? (USER WAS PUT ON PROBATION FOR THIS POST)
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Aug 25, 2022 19:28
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GABA ghoul posted:I don't want to be an rear end in a top hat, but why did you get $150k in debt over a degree? Like, how did you plan to pay it off? I know American tech/fin bros, plastic surgeons and lawyers can make obscene life changing amounts of money through a day job. Was that your plan? My plan was to finally get a degree and get my life on a better track even if it meant carrying debt forever. I went back to school in 2011 and was already in my 40s, and over the next 6 years or so I knocked out an associate's, a bachelor's, and a master's. I had no savings, no scholarships, and was way too old and tired to try to work and go to school at the same time. Prior to going back to school my highest educational achievement was a GED in 1989. Maybe going into that kind of debt for education doesn't make sense to you, but it absolutely did to me.
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Aug 25, 2022 19:37
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Smugworth posted:What do liberal arts grad students study, like the history of fingerpaints or something? Were you going to be an underwater basket weaving historical research assistant? lmao
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Aug 25, 2022 19:46
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i know a person with a ed.d and their dissertation was on student bathroom usage during the school day and its relationship to their stress levels.
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Aug 25, 2022 19:50
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WILDTURKEY101 posted:i know a person with a ed.d and their dissertation was on student bathroom usage during the school day and its relationship to their stress levels. That seems like an important topic. What did they discover? Was there a relationship?
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Aug 25, 2022 19:53
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I think my student loan debt was like 15k suck it nerds School doesnt matter just get a piece of paper and ride off into the sunset (of cube work till u die) oh also cancel student loan debt
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Aug 25, 2022 19:53
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Smugworth posted:What do liberal arts grad students study, like the history of fingerpaints or something? Were you going to be an underwater basket weaving historical research assistant? we learn how to learn. this takes years and costs hundreds of thousands of dollars
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Aug 25, 2022 19:58
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Uncle Enzo posted:That seems like an important topic. What did they discover? Was there a relationship? its not an important topic but yes
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Aug 25, 2022 19:59
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WILDTURKEY101 posted:its not an important topic but yes
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Aug 25, 2022 20:00
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Smugworth posted:What do liberal arts grad students study, like the history of fingerpaints or something? Were you going to be an underwater basket weaving historical research assistant? My wife is the smart one. She has two graduate degrees in English and we didn’t pay a lick for her to get them.
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Aug 25, 2022 20:02
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WILDTURKEY101 posted:2002: follow your dreams. you can be anything you want if you work hard. omg even the dates
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Aug 25, 2022 20:02
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As an adult you can poo poo whenever you drat well please. Also everyone has calculators and nobody writes cursive.
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Aug 25, 2022 20:02
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Gutcruncher posted:As an adult you can poo poo whenever you drat well please. Also everyone has calculators and nobody writes cursive. Can confirm that as an adult I poo poo wherever the drat well I please. This has lost me a few friends, but were they really my friends if they couldn't handle my autonomy?
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Aug 25, 2022 20:11
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Dr. Quarex posted:It is, sorry you forget how it feels to be a 10-year-old who has to go to the bathroom badly and the teacher will not let you because someone else already went i just don't think it takes a doctoral dissertation to figure out that you should just let kids go to the bathroom when they need to but that's also not what it's about. it's just if more stressed students go to the bathroom often. which they do. To be fair at the school this person is a VP at it is the rule that kids go to the bathroom whenever they want and you can't tell them no, which is a good rule.
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Aug 25, 2022 20:12
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I got my dumb liberal arts degree and came out with around 40k in debt, but then I hit a weird luck lottery where I got hired in my field and will be squeezing in at juuuust under that 125k cap if they'll retro my payments. I would never go to art school again in a million years, though. I still can't believe it worked out. As for what I learned, I learned to fake perspective because my eyes don't do that poo poo on their own.
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Aug 25, 2022 20:14
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WILDTURKEY101 posted:i just don't think it takes a doctoral dissertation to figure out that you should just let kids go to the bathroom when they need to If it's so obvious why do teachers and schools have rules that say otherwise?
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Aug 25, 2022 20:17
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Uncle Enzo posted:If it's so obvious why do teachers and schools have rules that say otherwise? Because for a certain group of people in politics and education, exerting power over children is more important than helping them live happy and healthy lives
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Aug 25, 2022 20:26
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Uncle Enzo posted:If it's so obvious why do teachers and schools have rules that say otherwise? because lots of teachers and administrators are powertripping, neurotic assholes who think that controlling a student's every move down to when they can take a piss is even more important than their state test scores, which are obviously the most important thing. just because I work within this bullshit school system doesn't mean I fuckin like it.
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Aug 25, 2022 20:29
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tax spending on tax breaks for the mega wealthy, good tax spending on forever foreign wars, good tax spending on predatory loans targeted at 16 year olds that can't be expunged thru bankruptcy, only their own death or decades-long indentured servitude in a country where you're not legally trusted to buy alcohol until you're 21, bad
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Aug 25, 2022 20:31
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WILDTURKEY101 posted:because lots of teachers and administrators are powertripping, neurotic assholes who think that controlling a student's every move down to when they can take a piss is even more important than their state test scores, which are obviously the most important thing. https://www.youtube.com/watch?v=YR5ApYxkU-U Not sure if Pink Floyd band members got liberal arts or STEM degrees but the message is still meaningful today
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Aug 25, 2022 20:52
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NC Wyeth Death Cult posted:Hooboy, glad I never gave any money to my school after graduation The last time rutgers called asking for money i just started demanding money from them right away "hey man, i don't got a job. rutgers is loaded, i got bills. please. please" and that was like 7 years ago.
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Aug 25, 2022 20:54
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Smugworth posted:https://www.youtube.com/watch?v=YR5ApYxkU-U Roger Waters met the other band members at architecture college apparently
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Aug 25, 2022 21:00
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beep by grandpa posted:tax spending on tax breaks for the mega wealthy, good This all tracks as well and good, yes
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Aug 25, 2022 21:05
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I went to school for archaeology but ended up in tech advertising so that was a whiplash and I couldn’t adequately explain to my then-interviewer-now-boss why I ended up here. Would have absolutely gone the PhD route for archaeology but I networked enough in college to get a job as a student arch assistant and learned that the field wasn’t right for me. If I could do college over again I’m not sure I’d do STEM instead for a variety of reasons. But having either 10k or 14.5k forgiven overnight is still some huge blessing I can’t fully believe is still happening. FAFSA’s site is still down so who knows if I’m on the hook for the 4.5k. Also my credit history is going to take a hit because my loans were my first forms of credit and that’ll make my average account age get way younger. And also I guess I’m penalized for not having enough open credit accounts open (currently have 8, 6 of which are the fed loans). America really wants us playing with credit huh
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Aug 25, 2022 21:34
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buglord posted:FAFSA’s site is still down so who knows if I’m on the hook for the 4.5k. Also my credit history is going to take a hit because my loans were my first forms of credit and that’ll make my average account age get way younger. And also I guess I’m penalized for not having enough open credit accounts open (currently have 8, 6 of which are the fed loans). America really wants us playing with credit huh Yeah, I've been gaming my credit hard for the last couple years, and having so much student debt has the stupid silver lining of buying me at least a couple more years of having older accounts on my history. I've opened a couple secured credit cards and got an unsecured credit card and I pretty much just use them to set up autopays or otherwise have a buffer between online payments and my main accounts. Since late 2020 I've managed to increase my credit score over 100 points mostly just moving my own money around.
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Aug 25, 2022 22:04
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id like to know how many people who are upset about poor/middle class kids getting their debt forgiven were in frats/sororities
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Aug 25, 2022 22:37
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I for one plan to use my loan forgiveness cash on a few thousand of those Obama phones. I’ll be rich!
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Aug 25, 2022 22:40
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The whole argument that it's unfair to people who have paid off their debt is not only weird Boomery "I had to suffer so everyone else should" or populist "it only helps the elite who went to college" doesn't take into account how much damage it can cause having defaulted loans of any amount if you are trying to secure housing. The whole West Coast has been having a multi-year housing crisis, and poo poo like a few thousand dollars of defaulted student loans is one of the things that can make it harder to rent a place.
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Aug 25, 2022 22:44
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Anyway, joke’s on you Biden, I still have tremendous medical hahaha!
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Aug 25, 2022 22:45
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CaptainSarcastic posted:The whole argument that it's unfair to people who have paid off their debt is not only weird Boomery "I had to suffer so everyone else should" or populist "it only helps the elite who went to college" doesn't take into account how much damage it can cause having defaulted loans of any amount if you are trying to secure housing. The whole West Coast has been having a multi-year housing crisis, and poo poo like a few thousand dollars of defaulted student loans is one of the things that can make it harder to rent a place. ALL I KNOW IS IT JUST AIN'T RIGHT
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Aug 25, 2022 22:50
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