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Wild. My Monkey costs ~$200/year with full coverage through Progressive in Oregon.
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Oct 4, 2022 13:19
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My experience was Geico was insanely expensive and Progressive was the only sane quote for me. I pay $400 a year for full coverage, and I think Geico was over $1400 or something like that. Not sure I understand the wide gulf between them (700cc bike).
Rusty fucked around with this message at 15:23 on Oct 4, 2022 |
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Oct 4, 2022 14:55
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TotalLossBrain posted:Wild. My Monkey costs ~$200/year with full coverage through Progressive in Oregon. gently caress that was a typo. I pay $100/year. I can only assume this has to do with the tiny slow bike
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Oct 4, 2022 15:07
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Liability only should be dirt cheap. I pay $70 a year for my MT03.
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Oct 4, 2022 18:10
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That's been my experience with Progressive in PA, I normally do liability only and its been $75/yr for my past 3 bikes. I finally did full coverage for the Zero and even that is barely over $200/yr.
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Oct 4, 2022 18:18
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yeah the quote I got back was around $1k/year for just liability, which seems ridiculous even for California. Maybe I’ll try getting a quote from them directly instead of going through my usual guy.
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Oct 4, 2022 20:20
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I use Farmers but they are just reselling Foremost. I haven’t had any experience with them besides paying my bill, so no idea if they’re any good! What are they quoting you and how much liability are you getting? I have liability and comprehensive (no collision), and I think it’s $60/month. Note: I am potentially a sucker. Edit: lol whoops I didn’t see there was more posts somehow. 1k/year seems a little high to me. I’d shop around a little.
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Oct 5, 2022 03:12
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i am paying one hundred and forty US dollars a month for full coverage on a 400cc motorcycle (in miami FL)
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Oct 5, 2022 03:24
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I also did the Progressive-through-AAA thing and paid $435 for a year of pretty decent full coverage for my Rebel 500 so that just seems weird to me. Watch it being something weird and dumb like not giving you safe driver discount or something.
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Oct 5, 2022 03:38
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unimportantguy posted:I also did the Progressive-through-AAA thing and paid $435 for a year of pretty decent full coverage for my Rebel 500 so that just seems weird to me. Watch it being something weird and dumb like not giving you safe driver discount or something. when I asked about that, he said I needed to have my M1 for >3 years to get the safe driver discount, but also that discount was <20% so it surely won't explain the majority of the difference. guess I should just get a bunch of quotes and see what i can find.
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Oct 5, 2022 05:14
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Wangsbig posted:i am paying one hundred and forty US dollars a month for full coverage on a 400cc motorcycle (in miami FL) that seems crazy high to me. I'm paying 180 per year for liability, admittedly, but 140 a month is a huge difference. I'm on a 300 cc ninja from 2014. is this the insurance place loving you over or like, mega high premiums due to model of bike or something?
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Oct 5, 2022 17:52
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Cities are always skewed by a ton of moto theft I bet. Especially if you don't have private parking.
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Oct 5, 2022 19:02
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I managed to get the safe driver discount because I’ve been riding a scooter for a few years now. By the time I got a big boy bike, I had already gotten past that “we can pretend you’re a dangerous baby and charge you through the nose” stage.
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Oct 5, 2022 19:57
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Jowj posted:that seems crazy high to me. I'm paying 180 per year for liability, admittedly, but 140 a month is a huge difference. I'm on a 300 cc ninja from 2014. FL is a no-fault state and has the most uninsured drivers in the country apparently, this is roughly as low as full coverage motorcycle insurance goes from what I've learned asking around
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Oct 5, 2022 22:46
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FFS, some of yall's rates are "find a new hobby" territory for me.
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Oct 6, 2022 17:45
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HenryJLittlefinger posted:FFS, some of yall's rates are "find a new hobby" territory for me. For real. I do not think I would be riding with those rates.
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Oct 6, 2022 17:50
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736 CHF for both bikes for the equivalent of fully comprehensive insurance. It was 727 for just the Fireblade so it would have been stupid not to have bought the Ducati. I don't think that is too bad considering how expensive everything is here.
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Oct 6, 2022 18:24
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I'm reinsuring just now, all 3 of my vehicles. Fat Bob is now down to £300 per annum, comprehensive, from last year's £350. LiveWire is now down to £840 per annum, comprehensive, from last year's £1740. BMW 525D is now down to £350, third party, fire and theft only, from last year's £850. The 1 year of no claims helps!
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Oct 6, 2022 19:11
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HenryJLittlefinger posted:FFS, some of yall's rates are "find a new hobby" territory for me. I'm willing to bet a huge number of bikes in FL are not insured.
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Oct 6, 2022 20:41
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bout a thou freedumb bucks per year full comp 100/300 limits africatwin/ktm adv. bout a thou per year full comp 100/300 declared value policy on the house and its motive unit. mid 30s/40s, dink,good credit, no points, etc.
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Oct 7, 2022 01:40
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Well I've hit a year of riding now. Time to upgrade from my 100hp beginner 600 to something bigger. Should have known I was going to outgrow this bike so quickly.
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Oct 8, 2022 00:58
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metallicaeg posted:Well I've hit a year of riding now. Time to upgrade from my 100hp beginner 600 to something bigger. Should have known I was going to outgrow this bike so quickly. You should get this to sate your desires.
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Oct 8, 2022 03:17
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Midjack posted:You should get this to sate your desires. :jawdrop:
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Oct 8, 2022 03:30
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Thinking about this for a daily driver. https://www.facebook.com/marketplace/item/1175438429971611/ 
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Oct 8, 2022 09:11
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metallicaeg posted:Well I've hit a year of riding now. Time to upgrade from my 100hp beginner 600 to something bigger. Should have known I was going to outgrow this bike so quickly.
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Oct 8, 2022 10:31
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metallicaeg posted:Well I've hit a year of riding now. Time to upgrade from my 100hp beginner 600 to something bigger. Should have known I was going to outgrow this bike so quickly. I thought there was no sarcasm itt?
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Oct 8, 2022 18:39
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Slavvy posted:I thought there was no sarcasm itt? Is that an actual rule? Oops
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Oct 8, 2022 19:31
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Was going to ask you to post your sources A certain bike specific forum I was looking for oil change info on recently had at least two unironic posts even worse than that. "Had this bike a week, I'm bored, going to get a 600 now!" I should have just asked my dumb questions on this forum, although I did entertainingly waste some time catching a years old flame war between a now banned oil brand rep and a bunch of other posters about motorcycle oil brands, with an uncovered sock puppet account and everything.
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Oct 8, 2022 19:44
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Newbie bike reviews - KRT edition Went to a couple different demo days to sample some Kawasaki bikes: Vulcan S, z650, z650RS, Versys 650, and Z900. I decided to stick to bikes that I would actually consider buying, as much as I would have liked to try the supersports. Only got about 15 minutes with each one, but the 650s all felt pretty similar (not in a bad way), variations in the riding position notwithstanding. Approachable power and weight, but somewhat snatchy in the parking lot and in stop-and-go traffic. Nothing too exciting about any of them, though they would fulfill everything I "need" out of a bike. If I had to pick among the 650s, I'd go with the RS for the looks. The Vulcan seemed smoother than the others. The cruiser riding position felt odd to me but I guess that's only because I wasn't used to it. Upper body felt very comfortable, but my legs weren't used to the feet forward position. I think the foot controls were a bit too far forward for me as I had to recline more than I expected in order to reach them. The z900 though, wow. I was a little intimidated by it, but it was also surprisingly approachable. It felt much lighter than its weight and maneuvered just as easily in traffic as the others. And that I did not expect to be so excited by the engine. Really smooth but strong power delivery. Had to stop myself from revving it just to hear the noise. I didn't get to wring it out since I was with a group, but it was a lot of fun and was the most memorable of all the Kawis. It's the one I most want to ride again, but also the one I worry most about owning because I don't know if my skills are up to it yet. It might be too much bike for the kind of riding I mainly do, getting around the city and suburbs, sometimes a couple hours on the highway. I really wish I got to try the z900RS and compare it, though the 900RS is $3000 more. I might trade up over the winter if any good deals pop up, but I'm not in any rush. I want to try out a Trident and an SV650 as well. Maybe the new Hornet?
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Oct 9, 2022 03:05
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Throw a CB650 into the mix if you want to try something that's not a 2 cylinder. Haven't tried that one myself - i've only once tried a 'tame' honda 4 cylinder and that was the early 2000s beaten to hell and back loaner bike of the bike shop here. I don't think that thing is at all representative of tame honda 4 cylinder bikes lol. Personally i absolutely love the SV650. Absolutely try and test ride one. It's not the most exciting bike out there, but it's reliable, very smooth in start/stop traffic and especially the fairly new versions are pretty flickable. They sound great too, but are very quiet, you kinda only hear your own bike in tunnels or at like 7000rpm. Which is a good thing if you live in a quiet neighborhood. Can be made into a very capable track bike with relatively minor investments if you want something that corners better than the stock thing. Perhaps SVs are not the best long distance bike. Might just be me - i'm not a long distance guy at all, living in a country just 3 hours 'long' - but after 6 hours on my SV650s i'm wrecked. This all is assuming you're not a total newbie, or did your riding lessons in Europe on an ER6/SV650. LimaBiker fucked around with this message at 09:59 on Oct 9, 2022 |
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Oct 9, 2022 09:49
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A CBR250 to a Z900 is a big step. The thing with big i4 engines is they behave like a 600 up to something like 6000rpm and then there's a huge tidal wave of power. While that's fun per se it can actually get in the way of enjoying your ride and stop you improving. An i4 Hornet would be a good thing to try as well as the sv650 and MT-07 usual suspects. 660 tuono if they've fixed the teething problems? If you're determined to get a big bike at least go all the way and get a Tuono V4
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Oct 9, 2022 11:46
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Slavvy posted:I thought there was no sarcasm itt? Don’t give newbies sarcastic answers, as they can’t parse that from real advice, I believe was the original intent
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Oct 9, 2022 15:36
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Everyone’s second bike should be a Busa Real talk my second bike I’m thinking will be a 650-700. I see no reason or need for anything more 500 has been great to learn on , both Riding and how to take care of like oil changes and wrenching tasks, plus it was dirt cheap Ideally my 2nd bike id like newer so less wrenching is required and more having fun Blue On Blue fucked around with this message at 15:41 on Oct 9, 2022 |
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Oct 9, 2022 15:38
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Jim Silly-Balls posted:Don’t give newbies sarcastic answers, as they can’t parse that from real advice, I believe was the original intent Yes. I also made this thread at a time when newbies were getting mockery in other threads for asking dumb questions, and as a teacher that bothered me. It sucks to get into a new hobby and smash head-on into stuck up grognards who treat you like a dumbass for being inexperienced.
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Oct 9, 2022 15:41
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I just rolled over 7k miles on the Monkey. Would love something bigger, but I won't have money for that for a while. Besides, the current setup does almost everything I want and gets me to and from work every day very cheaply.
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Oct 9, 2022 16:07
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knox_harrington posted:A CBR250 to a Z900 is a big step. The thing with big i4 engines is they behave like a 600 up to something like 6000rpm and then there's a huge tidal wave of power. While that's fun per se it can actually get in the way of enjoying your ride and stop you improving. Yes, that's pretty much my concern here. Glad I got to try it out, but I understand that a different engine in a deceptively familiar package can be a recipe for trouble. Also, I looked up insurance quotes and my rate would rise 3x-4x with a 900.
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Oct 9, 2022 16:47
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I did some decent long distance on my Er6 and as long as the road is fun and not just a straight shot highway it was fine. Wish I knew about the SV650 and the Honda 4 cyl 650 when I was shopping for bikes to compare against.
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Oct 9, 2022 18:05
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My partner and I rented a cabin an hour outside the city and I had probably one of the best rides as well as the scariest encounter in my ~10 months on two wheels. I downloaded Calimoto and set it for a 90 mile round trip and I got to experience a long ride out in the country with hills, curvy roads, and so many animals I'm a nerd that loves riding past cows and donkeys. There was one spot where a Mustang was taking a corner toward me way over speed, went wide, and swerved back into his lane about 50' from where I was- a few seconds earlier and there's a good chance I would have a broken bone or twenty at best. A brush with my own mortality aside it was a joy to experience something other than stop and go traffic or a trip out into the less populated burbs.
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Oct 9, 2022 21:59
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Everybody loves animals until a mustang almost takes them out.
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Oct 9, 2022 23:56
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For real though I’m glad you made it out ok minus maybe a bit of pants making GBS threads
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Oct 9, 2022 23:56
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