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Leon Trotsky 2012 posted:That is how the plan normally works. But, the Biden admin put in the special exemption period to consolidate and count all previous loans. It expires on November 1st. Okay. I put in the consolidation application. I just did the PSLF help tool and now I need to print this form out and have my employer sign it, yeah? From what it seems to look like, as long as I've got the consolidation application done and the PSLF application sent in before 10/31, I'm good to go, right?
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Oct 12, 2022 16:40
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Framboise posted:Okay. I put in the consolidation application. I just did the PSLF help tool and now I need to print this form out and have my employer sign it, yeah? Yeah.
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Oct 12, 2022 16:41
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Good. Thank you for putting up with my panicking.
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Oct 12, 2022 16:43
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First lawsuit's motion to issue an injunction to stop the forgiveness is denied. One other one was dismissed when the DOE added an opt-out option. One more court decision tomorrow and another one on October 17th. If the motions from those two are also denied, then all the requests for an injunction will be denied and the DOE can go through with forgiveness even while the case is going through court. https://twitter.com/mstratford/status/1580251803983101952
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Oct 12, 2022 18:59
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What are the two remaining cases? Is the 6 states one on the 17th?
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Oct 12, 2022 19:25
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TheMadMilkman posted:72-0564834 The answer to this question is really, "Talk to HR," but just in case, is there a distinction in the EIN based on what state that you work in?
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Oct 13, 2022 03:17
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There shouldn’t be. Also, the PSLF tool SHOULD auto fill in the EIN number for your agency if you find it in the search menu.
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Oct 14, 2022 16:38
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Do I need to wait for my direct consolidation to be completed prior to finishing PSFL application or can I jump ahead on it and get my employer to sign poo poo now?
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Oct 14, 2022 16:45
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Application appears to have gone live: https://studentaid.gov/debt-relief/application technically a beta for the application itself but submissions will be valid.
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Oct 15, 2022 01:36
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submitted mine!!!
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Oct 15, 2022 01:46
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Happy Noodle Boy posted:Application appears to have gone live: gently caress yes! Thanks for the lookout! Holy poo poo it'll be so nice to be sub 15k in debt
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Oct 15, 2022 02:00
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Happy Noodle Boy posted:Application appears to have gone live: Currently maxed out
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Oct 15, 2022 04:43
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Jaxyon posted:Currently maxed out Wasn’t expecting that they would limit applications. Glad I got mine in.
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Oct 15, 2022 13:31
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Murgos posted:Wasn’t expecting that they would limit applications. Glad I got mine in. It's the "beta" test for applications. I would bet that the full application doesn't go up until after the October 17th court decision.
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Oct 15, 2022 13:54
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Hopefully they take lessons on the stress the site will get via traffic so that it can handle the amount of people that are going to be visiting when the site goes live.
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Oct 15, 2022 13:57
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its back open
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Oct 15, 2022 15:01
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Upgrade posted:its back open Got mine in thanks folks.
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Oct 15, 2022 15:33
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Done.
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Oct 15, 2022 15:36
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Thanka to this thread both spouse and I got ours on last night. Not sure if I qualify for anything, but worth a shot.
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Oct 15, 2022 15:37
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Got my submission in as well. Get in while you can, goons!
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Oct 15, 2022 16:31
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Submission done give my loan relief, biden
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Oct 15, 2022 16:37
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Dr. VooDoo posted:Submission done give my loan relief, biden DOE docs say they expect most loan forgiveness to be finished "within 45 days of launch." Not sure if they count the beta as launching, but it will probably only be a few days difference either way. I expect it will be a lot less than 45 days for some people, but if you get it forgiven, then let the thread know so we can get a rough estimate of how long it takes. Thanks! And good luck/congrats to everyone who needed help and gave help.
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Oct 15, 2022 17:48
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This should probably be restickied, with a mod edit to the OP to link to the forgiveness site directly.
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Oct 16, 2022 18:31
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Discendo Vox posted:This should probably be restickied, with a mod edit to the OP to link to the forgiveness site directly. Done
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Oct 16, 2022 20:52
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Biden officially launched the app and said they had gotten 8 million applications over the weekend.
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Oct 17, 2022 20:47
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Hot dog, it is. Did that 6 state court case thing get thrown out?
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Oct 17, 2022 21:09
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Sent in my 10k forgiveness request, and just requested the PSLF form from my employer. Hopefully they can get it to me asap so I can mail it in on time. As far as my consolidation goes, I don't see any changes yet, but I did notice my credit score take a hit in the past couple days. Must be relevant to that.
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Oct 17, 2022 22:05
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Huh. This is a bit unsettling. I've applied for Consolidation to a Direct Loan. Did so back in August. Ever since then the completed documents have show up in the correct spot under "Completed Documents." Now nothing shows up there. (edit: I'm referring to the StudentAid.gov site) (edit 2: also looks like there's some planned maintenance so maybe that's it) BonoMan fucked around with this message at 22:21 on Oct 17, 2022 |
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Oct 17, 2022 22:14
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Leon Trotsky 2012 posted:
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Oct 18, 2022 04:06
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I consolidated to a direct loan way back in August and its still going through. I have the paperwork saying its been approved, but I am still waiting for studentaid.gov to update. I'm going to still get my PSLF (which friends of mine have determined should mean Pumpkin Spice Latte Fudge) paperwork done at my work this week. We did the math and my husband and I would owe a combined $1500 in state taxes with the biden forgiveness. He's at the very end of his PSLF journey. He was at the last step when his loans got transferred to mohela or whatever that company is and now its been silent on the progress. He had more than 10 years worth of service. I wouldn't be eligible until Spring 2024. I think he is going to hold out and see his PSLF through, but it would ultimately be cheaper for me to take the Biden forgiveness if I can get it rather than pay a year and a half more of student loans.
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Oct 19, 2022 11:03
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I was talking to my friend over the weekend and turns out he's getting minorly screwed over because most of his college loans are state loans which aren't eligible for forgiveness, and he mentioned that what little federal loans he had he'd kept paying during the moratorium so he only had a few thousand left. Anyway thanks to this thread I was able to tell him to contact his loan servicer and get all those pandemic payments refunded, so he's working on that. Just wanted to share the story and thank you all for this resource, it's helping more people than you know!
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Oct 19, 2022 11:37
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GSV gently caress Your God posted:Is there any update to this? I have been screwed by this. It seems an incredibly arbitrary and abrupt change in policy. Nothing yet. It was in response to a lawsuit because the FFEL private loans were issued with private money from lenders and only guaranteed by the federal government. They sued because this would deprive them of money by executive decree without changing the law. The DOE made the change to prevent them from having standing for a law suit that could have gotten the whole thing shut down. As of now, the only thing the DOE says is that they "have reached out to private FFEL loan holders to discuss ways to provide relief to borrowers who hold their loans," but nothing concrete.
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Oct 19, 2022 13:52
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Leon Trotsky 2012 posted:Nothing yet. It was in response to a lawsuit because the FFEL private loans were issued with private money from lenders and only guaranteed by the federal government. They sued because this would deprive them of money by executive decree without changing the law. The DOE made the change to prevent them from having standing for a law suit that could have gotten the whole thing shut down.
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Oct 19, 2022 15:00
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PSLF form Question: I work as a civilian for the army, but the EIN doesn't give an address for the Army. Should I use the address of the base I work at or a different address?
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Oct 19, 2022 15:01
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I live in Sweden. When I attempt to access the debt relief application page, I get Is the application closed, or am I screwed because I live overseas now?
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Oct 19, 2022 21:10
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Ofaloaf posted:I live in Sweden. When I attempt to access the debt relief application page, I get You need a VPN. I believe they are currently blocking foreign IPs from accessing the application. Not sure if there is a known work around.
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Oct 19, 2022 21:13
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Ofaloaf posted:I live in Sweden. When I attempt to access the debt relief application page, I get It is unlikely that the site is blocking foreign IPs- but if you're using a VPN, I suppose it's possible it would be seeing and blocking you because of that. edit: well, I had things completely reversed. Weird decision to block foreign IPs.
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Oct 19, 2022 21:13
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Senerio posted:PSLF form Question: If you are uniformed or GS, it's this. For taxes and PSLF and like purposes:  If you are a non-appropriated fund employee, it's this: 
Vahakyla fucked around with this message at 23:30 on Oct 19, 2022 |
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Oct 19, 2022 23:25
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I know some of the other rules surrounding the PSLF program were loosened, but if you were not making income-based repayments at all (extended graduated payments were made instead), is there any way under the new rules that they qualify as payments? I haven't been able to find anything in the affirmative, unfortunately.
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Oct 20, 2022 14:24
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ummel posted:I know some of the other rules surrounding the PSLF program were loosened, but if you were not making income-based repayments at all (extended graduated payments were made instead), is there any way under the new rules that they qualify as payments? I haven't been able to find anything in the affirmative, unfortunately. Yes, they should. The Biden admin issued a temporary waiver for PSLF exemptions. You need to check it out before October 31st, though. https://studentaid.gov/announcements-events/pslf-limited-waiver
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Oct 20, 2022 14:31
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