Motronic posted:

Dear MarketWatch,

Oh gently caress it, pretend I bolded the entire thing.

Leon Trotsky 2012 posted:

Leon Trotsky 2012 posted:

ultrafilter posted:

Not our usual fare but I think this counts?
https://twitter.com/MikkiHEL/status/1581963010549374976

Strong Sauce posted:

i think these two tweets near the end explain scammers in general. they're really good at exploiting people
https://twitter.com/MikkiHEL/status/1581981729489063936

Cyrano4747 posted:

BUT, federal jobs have locality pay. They take the COL of the area where the job is into account and adjust accordingly. So if you're working for the Bureau of Land Management somewhere in bum gently caress nowhere Montanna you might actually be making pretty near the base pay. But if you're in DC you get a 31.5% locality bump.

Silly Newbie posted:

Do federal employees pay federal income tax?

KYOON GRIFFEY JR posted:

yes, why would they not?

Silly Newbie posted:

Do federal employees pay federal income tax?

DACK FAYDEN posted:

you would think that it'd be easier to just adjust the salaries downwards and avoid having them withhold at all, cut a bunch of steps out of the process for a bunch of people

(you would not be wrong, but "easier" isn't really a factor, god could you imagine the yelling noises if federal workers didn't pay federal taxes?)

KYOON GRIFFEY JR posted:

yes, why would they not?

LifeSunDeath posted:

if you work for the fed, and pay fed tax, that's literal wage theft and stupid.

LifeSunDeath posted:

if you work for the fed, and pay fed tax, that's literal wage theft and stupid.

RocknRollaAyatollah posted:

Florida has been purposely destroying the state pension system for at least 20 years. They've been pushing new employees onto 401K investment plans too to try to kill the pension, which they might actually do in the near future. Florida's management of the pension is also bad because they didn't do things like divest themselves from Russian enterprises in the lead up and initial invasion of Ukraine. Florida actually invested more in Russian enterprises in the lead up to the war, which is pretty BWM. The state reportedly lost around $200 million dollars by March of 2022 due to this. Almost all the other benefits offered by the state unsurprisingly suck too.

Vice President posted:

some federal and state government employees don't pay into social security so there's no tax there. I assume it's in exchange for a better state pension/retirement plan but ha ha this is the BWM thread I'm sure somehow it doesn't work out nearly as well.

MEIN RAVEN posted:

Don't forget the part where DeSantis frames this as "divesting from woke companies" or whatever dumb poo poo he said. Voting Republican is BWM but that doesn't stop Florida sooooo

quote:

The Normangee Independent School District was forced to redo an $18 million bond sale that had already been underwritten by UBS Financial Services after the bank’s parent company in August was added to a list of firms that the GOP state comptroller considers to “boycott” the fossil fuels industry.

The district is demanding UBS refund it for the costs it incurred after it had to resell the debt as a result. Municipal-bond yields surged dramatically and made it more expensive to reissue the debt. But the school district blames UBS -- not the Republican attorney general’s office that is enforcing the law. In fact, the attorney general’s office is representing the district in its effort to recoup the costs incurred from having to resell the debt, according to a document provided through a public records request.

“NISD resold the bonds and hired a different underwriter, at a loss to NISD,” Lauren Downey, assistant attorney general and public information coordinator, said in the Oct. 12 dated document. “In the event the OAG is unable to successfully negotiate a resolution with UBS, our office anticipates filing suit.”

Super-NintendoUser posted:

I know right? Also, when you pulled over in your license plate-less car (since the CONSTITUTION says that congress can't pass laws restricting interstate traveling) remember to say "I'm a traveler" so they can't give you a ticket.

haljordan posted:

A girl from my high school who is now a lunatic anti vaxxer down in Florida lost $150,000 investing in crypto loving lmaoooooooooooo

haljordan posted:

I'll have to find her FB post about it, one sentence is literally something like "HOW COULD SOMETHING CALLED STABLECOIN NOT BE A STABLE INVESTMENT"

edit: Funniest poo poo I've read in at least 5 years

quote:

Dear Pay Dirt,

My husband and I got married at 22, and have been functionally broke for our entire five-year marriage. When we got married, he was in the Air Force and I was finishing college with significant medical bills. It seemed like every time we got ahead, something catastrophic would happen (our dog tore her ACL and needed surgery, the car’s distributor died, a friend came to live with us after leaving an abusive relationship, etc.). We were never able to get ahead enough to save, and he left the military in March of this year with basically no savings.

After six months of struggling and living in his parent’s basement, my husband finally found the kind of contractor job he’d heard about as an airman—nearly six figures, amazing benefits, and three weeks of vacation, plus a hefty monthly VA payout from his service. I made a detailed budget and we swore we’d stick to it to pay off the debt we’d accumulated and save to buy a house. We did well for about a week, but in a month and a half and a multi-state move, we’ve run through a $7,000 credit limit, $6,500 in savings, and my husband’s first monthly combined VA benefits and work paycheck of $5,600. All of our bills got paid, but besides two big area rug purchases totaling $1,500 and a $500 debt payment, we spent the rest of the money on eating out and Target runs.

We’re both devastated to have only $75 left in our bank accounts at the end of all this. We thought we would do better having more income, but we both have ADHD and lack impulse control. It feels like we’ve tried every budgeting app under the sun, including Mint and YNAB, as well as our own Google Sheet budget we can access from our phones. I’m so sick of not being able to save or use our money effectively, especially as now I’ve developed a disability, so we’re relying on my husband’s one income. We want to have a baby in the next few years, but even though we have almost double the most income we’ve ever had coming in, we’re still hemorrhaging money. I know part of it is that we both grew up lower-middle class and have never had access to these kinds of resources, what my husband calls “seeing dollar signs.” Please help!

hallo spacedog posted:

If you're one of the people who gets violently ill just looking at vr what recourse do you have in that situation.

It would really suck if I was forced to wear one of those for work, not that I think it likely nor do I have a job even but I'm just curious.

Ebola Roulette posted:

When we got married, he was in the Air Force

https://www.coindesk.com/business/2022/10/17/bitcoin-fails-to-produce-1-block-for-over-an-hour/ posted:

It took more than an hour to mine a block of bitcoin (BTC) on Monday, leaving thousands of transactions stuck in an unconfirmed state.
According to on-chain data from several block explorers, the interval between the two latest blocks mined by Foundry USA and Luxor was 85 minutes.
...
an 85-minute interval between blocks can be expected to happen once every 34 days, not taking into account difficulty changes.

Ebola Roulette posted:

My Husband and I Can’t Stop Spending Thousands of Dollars on Dining Out and Target Runs



They spent $19k in 1.5 months and have nothing to show for it except 2 rugs.

Vice President posted:

I know I hate it when I go to the store and use fiat currency like a chump and I have to stand there at the credit card machine for over an hour waiting for it to process.

LifeSunDeath posted:

the thing about scammers that I've really keyed into in my older life is they have zero feelings about the situation they create, but you have tons of feelings about it. If they walk up to you and start fast talking you and you tell them to go away, they move on to being angry and blaming you for being an rear end in a top hat and rattling your cage and making you upset, this can sometimes unlock your "let's just get this over with" response that opens your wallet. You're left feeling bad, sometimes you feel bad for making them mad. The scammer feels nothing, they move right on to the next mark free of actual anger or shame, and do it all over again.

In summary, it is perfectly ok to tell scammers very loudly that they're full of poo poo and can get hosed, it's never personal to them, no matter how they act in front of you, they're doing that poo poo all day and feel nothing in truth.

honda whisperer posted:

I feel this post. It's always a crisis, only you can help me, last resort poo poo.

The rule I came up with is do they help you when you ask? Also do they ever contact you when they don't need something.

Took getting burned more times than it should have to figure it out.

LifeSunDeath posted:

a quote from a podcast I like, "if someone comes up to you with a problem and a solution at the same time, you know you're getting scammed."

StormDrain posted:

Lie Cheat and Steal from last week or the week before?

Epitope posted:

Hmm, one of my favorite pieces of advice for collaborating with other humans is "if you are raising a problem you also have to offer a solution" so, uh