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Residency Evil posted:Excited to one day post about opening a combined coffee/bike shop. I don't think I ever saw someone getting coffee at Revolution Bike and Bean, but they're still around so maybe not the worst idea ever
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Oct 20, 2022 21:45
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I will use the heat of my Bitcoin miners to bake my donuts. Can't lose.
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Oct 20, 2022 21:58
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Potato Salad posted:This whole "it was never my dream but I'll get rich anyway" poo poo is reminding me of a guy I knew who retired from a massively successful career in IT -- only to lose almost everything over the next five years trying to run a ranch. I want to know more about that plan. Is “retiring to open a ranch” like the south-west version of “retiring to open a BnB”?
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Oct 20, 2022 21:58
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Epitope posted:I don't think I ever saw someone getting coffee at Revolution Bike and Bean, but they're still around so maybe not the worst idea ever  Those coffee and bike shop places are still in business because they sell weed, too.
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Oct 20, 2022 22:17
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lifg posted:I want to know more about that plan. Basically. The difference is that you can usually at least break even from the federal agriculture subsidies (if you aren't a complete idiot and trying too hard to make your cowboy dreams come true). EDIT: I'm trying to find the article, but coming up blank. But there was a piece a while back about how the Texas Longhorn breed was making a comeback specifically because of folks who were ranching as a hobby in retirement. The longhorn isn't great for commercial ranching, it's a lot thinner and not as quick to mature as many other breeds; but if you're a dentist who wants to have one-to-four head of cattle on the ranch you bought for your retirement, the longhorn is a great choice. It's pretty hearty (thus less likely to end up dead when you aren't giving it all the attention it needs) and gives you a million Texas Points when you show it off to visitors. LanceHunter fucked around with this message at 22:25 on Oct 20, 2022 |
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Oct 20, 2022 22:18
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Epitope posted:I don't think I ever saw someone getting coffee at Revolution Bike and Bean, but they're still around so maybe not the worst idea ever I refuse to believe the bike/coffee shop trope can be successful. LanceHunter posted:
Oh. Ooooooooh.
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Oct 20, 2022 22:20
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I don't know why combination X/coffee shop seems so weird to people. A basic coffee counter setup isn't that expensive if you're already paying a lease and building out a whole place for the other business that brings in foot traffic. It's one extra employee for maybe one or two shifts and it's not like baristas cost brain surgeon salaries. Book and grocery stores have had attached coffee counters for like 20 years now.
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Oct 20, 2022 22:38
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You really don't see the difference between stuffing a coffee bar in a book store or grocery store vs a bike shop?
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Oct 20, 2022 22:50
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Plus it’s never a couple cans of drip coffee and danishes bought from the bakery down the road, it’s espresso and poo poo.
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Oct 20, 2022 23:05
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Residency Evil posted:I refuse to believe the bike/coffee shop trope can be successful. Looking at their images on the google listing, that place basically got rid of the coffee bar. But they put it in their name, so now there's a sign that says "free coffee with ANY purchase" which I assume is the equivalent to the type of coffee the auto repair shop gives out in their waiting room.
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Oct 20, 2022 23:07
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Residency Evil posted:Excited to one day post about opening a combined coffee/bike shop. There was one in Denver, I think. It did fairly well, but I found them loving insufferable. The ordering system was so complicated that I had no idea what I was doing, and what I got tasted like dirt. My partner went in there once and asked for a triple shot espresso. I warned him it sucked, but OK. They can't do that. It's either double or quadruple! We walked out.
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Oct 20, 2022 23:23
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I could see bike shop employees being really into a nice espresso machine for their downtime.
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Oct 20, 2022 23:24
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blackmet posted:There was one in Denver, I think. If it's the Denver shop I was thinking about, it closed down. I think they had beer too
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Oct 21, 2022 00:02
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Cassius Belli posted:Relevant: here's the coffee shop version of the infamous Toronto Restaurant Guy article. quote:The dream of running a small cafe has nothing to do with the excitement of entrepreneurship or the joys of being one’s own boss—none of us would ever consider opening a Laundromat or a stationery store, and even the most delusional can see that an independent bookshop is a bad idea these days. Running a laundromat sounds like having a successful vending machine business that also can smell like fresh laundry. https://martinray.com/p-33942-key-statistics-laundromat-investors-should-know.html quote:There are currently about 35,000 laundromats nationwide. I wonder if that success rate means "doesn't close after one year" or "1 in 20 dryers will gently caress up your clothes"
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Oct 21, 2022 01:17
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GoutPatrol posted:Running a laundromat sounds like having a successful vending machine business that also can smell like fresh laundry. Some googling suggests that number comes from a single lender's statement: quote:Speed Queen laundromat success rate is the number of NOT charged off loans per laundry divided by total numbers of loans originated from January 2001 through June 2013, based on experience of Speed Queen Financial Services.
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Oct 21, 2022 01:42
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Speed Queen Financial Services
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Oct 21, 2022 01:49
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senrath posted:Some googling suggests that number comes from a single lender's statement: Speed Queen is a brand of commercial washers and dryers, so I would assume they have a financial interest in people opening laundromats.
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Oct 21, 2022 01:50
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Have you ever seen a closed down laundromat?
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Oct 21, 2022 01:51
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there was a bike shop / coffee in the morning, wine/beer in the evening place near me that shut down ~5 years ago. i just went to look and apparently someone bought their old url because they wanted to open the same type of place w/ the same name but it's in atlanta now. bike + coffee seems not uncommon in the bay area though
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Oct 21, 2022 02:26
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Maybe this is the Seattle area talking but I cannot imagine how it's possible to lose money running a coffee shop unless you open it somewhere where nobody either lives or works. There are upwards of 15 coffee shops within 5 minutes of my house and every one of them has a line at all times, including the one that's inside a dead bookstore inside a dead mall.
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Oct 21, 2022 02:44
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Elephanthead posted:Have you ever seen a closed down laundromat? Our neighborhood laundromat burned down 
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Oct 21, 2022 02:46
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Cerekk posted:Maybe this is the Seattle area talking but I cannot imagine how it's possible to lose money running a coffee shop unless you open it somewhere where nobody either lives or works. There are upwards of 15 coffee shops within 5 minutes of my house and every one of them has a line at all times, including the one that's inside a dead bookstore inside a dead mall. I watched one die once, and the owner was very BWM. young person, would party with the staff a lot, the staff sold drugs at the store, it was in a bad location, all sorts of issues, but it was fun while it lasted LOL.
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Oct 21, 2022 02:49
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Elephanthead posted:Have you ever seen a closed down laundromat? I saw one yesterday
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Oct 21, 2022 03:09
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I have seen two closed down, but there's a big loving asterisk to it because SF bay area. They probably sold off to someone for like $22M a pop. 
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Oct 21, 2022 03:12
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Cerekk posted:Maybe this is the Seattle area talking but I cannot imagine how it's possible to lose money running a coffee shop unless you open it somewhere where nobody either lives or works. There are upwards of 15 coffee shops within 5 minutes of my house and every one of them has a line at all times, including the one that's inside a dead bookstore inside a dead mall. I'm in Seattle and there are a bunch of the independent drive through espresso places that are open but never seem to have people when I bus by on my way to work through Ballard/Fremont (densely populated areas for non Seattle goons), in the 7am hour. Starbucks always has a long line though.
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Oct 21, 2022 03:27
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Residency Evil posted:I refuse to believe the bike/coffee shop trope can be successful. I know of two in my area that have been around for at least 5 years. One of them is where I tend to pickup common parts (tubes, co2 for pump) for my bike. Seems like it’s working out?
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Oct 21, 2022 14:50
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Involuntary Sparkle posted:I'm in Seattle and there are a bunch of the independent drive through espresso places that are open but never seem to have people when I bus by on my way to work through Ballard/Fremont (densely populated areas for non Seattle goons), in the 7am hour. Starbucks always has a long line though. Those drive thru espresso places here are often very exploitive, the whole situation sucks https://exoduscry.com/articles/seattles-bikini-baristas-coffee-stands-serve-up-sexual-harassment/ There are other, longer articles that go into more detail, but this one I'm sharing because it's from just a few months ago, it's still a big problem. There's probably some bad with money in that story, but it's mostly just creepy men.
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Oct 21, 2022 15:09
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Chainclaw posted:Those drive thru espresso places here are often very exploitive, the whole situation sucks https://exoduscry.com/articles/seattles-bikini-baristas-coffee-stands-serve-up-sexual-harassment/ uh, there are plenty of drive through coffee places that have their baristas in normal clothing
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Oct 21, 2022 15:19
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rufius posted:I know of two in my area that have been around for at least 5 years. One of them is where I tend to pickup common parts (tubes, co2 for pump) for my bike. Well yeah dealing drugs seems to be an okay venture. 
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Oct 21, 2022 15:22
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LanceHunter posted:Basically. The difference is that you can usually at least break even from the federal agriculture subsidies (if you aren't a complete idiot and trying too hard to make your cowboy dreams come true). This is also actually not that BWM, at least in Texas, where raising cattle is one of the activities that exempt your land from local property taxes, which can be quite high as Texas has no income tax and independent school boards funded by those property taxes. And it's easier, less impactful on the aesthetic of the land, and has fewer barriers to entry/paperwork than others, like farming or wildlife preservation use. So if you've bought your little fifty acres off a creek you're gonna call a "ranch," it actually makes tax sense to have a few head on it. Also, like Lance says here, longhorns are pretty tough and so can generally survive folks not really knowing the ins and outs of stockmanship. Re: bike and coffee shops, there's quite a successful one in Austin. However, they're 1) really good at both the bike and coffee parts of the business, 2) part of a small group that also has a coffee and beer bar and a craft brewery and cocktail joint, and 3) are in Austin, so yeah. Good on them for doing well (I'm actually working through a bag of beans they roasted now) but it's not a very replicable situation.
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Oct 21, 2022 15:22
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quote:Overspent on my vacation. Need advice on best way to pay it off. quote:
quote:Why do you pay extra on your mortgage if you are $7k in debt ($4k of which probably has much higher interest than your mortgage) quote:
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OP says the person who loaned him money isn't a family member, which makes it sound like he's borrowing from the mob. quote:I’m sorry but who is this person that’s shelling out money to people with no timeline for payback? This sounds so suspicious.
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Oct 21, 2022 15:32
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https://twitter.com/MarketRebels/status/1583461370879938563
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Oct 21, 2022 15:42
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Pretty sure this was the thread that was talking about I-Bonds a while ago. If you want to get one at 9.62% get on that poo poo right. now. With the CPI coming out they're slashing the rate on the bonds to 6.48% on November 1. I have no idea how the CPI coming in at 8% and change means the ibonds go two points lower than that, but I'm not a fancy economist either. Still, get in while the getting is good.
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Oct 21, 2022 15:44
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People who feel FOMO are dumb as hell since what's really going on is money laundering via cheap plastic bullshit.
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Oct 21, 2022 15:46
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Can't wait for that Beanie Baby divorce picture to be recreated with these plastic McDonalds toys.
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Oct 21, 2022 15:50
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withak posted:Can't wait for that Beanie Baby divorce picture to be recreated with these plastic McDonalds toys. I'm sure they will hold their value. Remember when there were literal riots at McDonald's for the Szechuan sauce and it was being sold for $400 per packet on ebay? Those held their value and they still sell at... *checks ebay*... $3.99 per packet.
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Oct 21, 2022 15:53
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Cyrano4747 posted:Pretty sure this was the thread that was talking about I-Bonds a while ago. Thanks for the reminder, I'd been forgetting to do this. However, holy poo poo, this is the dumbest interface I've ever used:  You pick a strong password, which means it's a jumble of letters and characters, but you can't just paste it into the password field. No. You have to click on the buttons one at a time. But that's okay, they simplify things by making your strong password case-insensitive. Then there's this.  Hit 'back,' and you're logged out. loving geniuses.
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Oct 21, 2022 16:04
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I mean, it's just typical lowest bidder government contract poo poo. If you use developer mode you can remove the readonly="readonly" from the password field and use your password manager to fill it in.
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Oct 21, 2022 16:06
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The mobile is also a buggy overlay. DO IT ON A PC. My wife hosed hers up and it was a six hour wait on tech support to un-gently caress it. They’re getting slammed. The alternative was to get something notarized at her bank and mail that in with a 13 week turn around. System is terrible all around but we got it done.
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Oct 21, 2022 16:23
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Leon Trotsky 2012 posted:OP says the person who loaned him money isn't a family member, which makes it sound like he's borrowing from the mob. It sounds like the person loaning the money is also the person he is paying for the activity quote:And I just want to say that me spending more than the 6K I had was not an insult to the person providing the service when I was on vacation. It was agreed upon that I would be able to pay the full balance over time over the next year, but I gave myself the deadline of by the end of the year, so that's the difference. What's he doing while on vacation with his wife, that she doesn't join in on, that unexpectedly cost an extra 3K?
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Oct 21, 2022 16:30
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