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Leperflesh
May 17, 2007

Hadlock posted:

Morbidly curious but Il is that a 30 day cruise for $100 total or $100/day

Is min gamble mean ... Buying $X chips on day one, or losing a certain amount of money or what. I guess at that point it's a floating casino

yeah that's a 30 day cruise it's not $100 total lol

there's undoubtedly loads of nickel and dime poo poo you have to tack on that isn't included in the base price, either, like if you want to eat at any of the nicer places on board, if you want to actually do any of the organized excursions at the ports of call, etc. But a couple can just hide in a room and eat decently for a month for $6k + airfare, and if you ignore the airfare (like if you can just string a bunch of these together or something?) that's $72k a year so it's in the ballpark of what we were talking about.

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Harminoff
Oct 24, 2005

👽
Here is total with fee's



Yes, you would need to pay more for the fancier restaurants and excursions, but it does include buffet, main dining hall, guys burgers, pizza, and whatever other free food is on board.

Leperflesh
May 17, 2007

wait seriously? It's not per day?

QuarkJets
Sep 8, 2008

Ornery and Hornery posted:

My retirement plan is a single bullet lol our generation is in trouble

I mean, you could rob a bank with 0 bullets if you really wanted

Arsenic Lupin
Apr 12, 2012

This particularly rapid💨 unintelligible 😖patter💁 isn't generally heard🧏‍♂️, and if it is🤔, it doesn't matter💁.


Yeah, my mom's in a very very good nursing home in Georgia; she has dementia and can't be allowed to wander. It's north of $100K a year. Fortunately, she and my father saved all their lives and put it into stocks.

:commissar: me, I guess.

WithoutTheFezOn
Aug 28, 2005
Oh no

Leperflesh posted:

wait seriously? It's not per day?
No. When cruise line web sites have a number, it’s per person for the whole trip. Caveats:

1) Based on two people per cabin.
2) Does not include taxes and port fees. These are usually pretty plainly listed once you get past step one of picking a cruise. The fees for Caribbean cruises are generally $100-200 per person, per cruise.
3) Does not include mandatory/highly encourages general tip. Most cruise lines will add $15-18 per person per day.

Popete
Oct 6, 2009

This will make sure you don't suggest to the KDz
That he should grow greens instead of crushing on MCs

Grimey Drawer
I've never been on a cruise but I think that part would stress me out, feeling like I need to constantly be tipping people.

Harminoff
Oct 24, 2005

👽

Popete posted:

I've never been on a cruise but I think that part would stress me out, feeling like I need to constantly be tipping people.

You can prepay them before you board and then you don't need to worry about it.

If you don't prepay, they just bill you at the end. You can definitely cruise and have no cash on hand.

Elephanthead
Sep 11, 2008


Toilet Rascal
You can get $200 off that price if you are a shareholder. If you are lucky you can stack Amex offers and make a thousand in card credits.

Duck and Cover
Apr 6, 2007

Ornery and Hornery posted:

My retirement plan is a single bullet lol our generation is in trouble

It won't be enough you neglected inflation.

Upgrade
Jun 19, 2021



its like vegas, they are discounting rooms and expecting you to spend money while on board

smackfu
Jun 7, 2004

So that 30 day Transpacific cruise is a relocation cruise that is at sea for 22 of the days. I guess they are moving the ship from Alaska to Australia for the winter season. So they are happy just to have anyone onboard.

BonoMan
Feb 20, 2002

Jade Ear Joe
House next to us went on sale and sold in a day. We definitely didn't see anybody coming and going so I'm guessing somebody bought it to rent out. Yay.

Slimy Hog
Apr 22, 2008

BonoMan posted:

House next to us went on sale and sold in a day. We definitely didn't see anybody coming and going so I'm guessing somebody bought it to rent out. Yay.

Are you really making GBS threads on renters?

QuarkJets
Sep 8, 2008

Slimy Hog posted:

Are you really making GBS threads on renters?

making GBS threads on landlords, you mean, which is cool and good

Inner Light
Jan 2, 2020



Slimy Hog posted:

Are you really making GBS threads on renters?

Come on man…. there is a reason housing prices are higher in localities with low rental %, there is a reason buildings with lower rental cap % are typically more desirable, etc etc

we aren’t “making GBS threads on renters” but you also can’t be willfully obtuse about value assigned in the real estate market and how it gets assigned.

BonoMan
Feb 20, 2002

Jade Ear Joe

Slimy Hog posted:

Are you really making GBS threads on renters?

No not slaggin off renters. I've rented more than I've owned in my life. The neighbors that lived there were our besties and were renting it. The owners decided to sell (but wouldn't offer it to them so they had to go buy a house before this came on the market).

I'm slagging off of the day 1 cash offer sight unseen conglomerates buying up units to eternally rent them out. I know it's not the majority but it seems to be the case here (so far as we can tell) and we lost a couple of offers on other houses to those deals.

Just sucks. I'd rather a family that wants to own a home get it.

Shifty Pony
Dec 28, 2004

Up ta somethin'


BonoMan posted:

House next to us went on sale and sold in a day. We definitely didn't see anybody coming and going so I'm guessing somebody bought it to rent out. Yay.

Could also be flippers.

BonoMan
Feb 20, 2002

Jade Ear Joe

Shifty Pony posted:

Could also be flippers.

Unlikely. The house sold for market value and is in good shape so not sure there's a margin there.

Harminoff
Oct 24, 2005

👽
Looked at this single story house today however it had stairs to the attic, which was finished but has such steep walls that I'm struggling to figure out what it could be used for. Any ideas on how to open this up?

PokeJoe
Aug 24, 2004

hail cgatan


looks like a good place for a slot car track, or perhaps a train set if you are elderly

Harminoff
Oct 24, 2005

👽

PokeJoe posted:

looks like a good place for a slot car track, or perhaps a train set if you are elderly

Lol when we looked it was actually a train track. This was the listing pics

WithoutTheFezOn
Aug 28, 2005
Oh no
Usually when I see a converted attic like that (not that it happens often), there are 4'-5' vertical walls on the sides (like about where the right edge of the chest is), making it look closer to a traditional room. And usually those walls have a door in them, so the leftover triangle space becomes storage.

Harminoff
Oct 24, 2005

👽
It's essentially broken up into two rooms. This is the other one


Sirotan
Oct 17, 2006

Sirotan is a seal.


You can add knee walls in the other room too but there's no way to "open it up" besides doing major structural/roof changes

QuarkJets
Sep 8, 2008

The ceiling looks like it's basically the roof line, so there's not going to be an easy way to open up the space; you can always make it smaller, though!

Myself, I'd turn that entire space into a kids play area (we have a very nice finished basement and did this). The room with the wood floors looks like it'd be a nice craft or art space, or since it has a window it could be a office or tiny non-compliant bedroom if you're desperate for sleeping space for some reason. That's also a lot of storage space, you can use room dividers to partition it up if you want to reserve the corners for smaller boxes and then put in a desk or something to make use of it that space as an office

Shifty Pony
Dec 28, 2004

Up ta somethin'


That sort of finished attic also tends to get very hot and/or cold. The big air gap of a traditional attic acts as insulation.

Harminoff
Oct 24, 2005

👽
Thanks all! Kinda figured but wanted to check.

The other house we looked at today was at the top of our budget but includes an outdoor hottub and 12 foot wide round pool.

I'm in wisconsin though so pool wouldn't get used much, and I'm guessing it would cost 2-3k a year in maintenence/electricity etc? Just nervous on the cost of upkeep on something like that.

Residency Evil
Jul 28, 2003

4/5 godo... Schumi

Harminoff posted:

Looked at this single story house today however it had stairs to the attic, which was finished but has such steep walls that I'm struggling to figure out what it could be used for. Any ideas on how to open this up?



We had an extremely similar third floor in our old house. It had been finished, and there was a bathroom up there. We used it as our TV room/peloton room.

kreeningsons
Jan 2, 2007

Harminoff posted:

Looked at this single story house today however it had stairs to the attic, which was finished but has such steep walls that I'm struggling to figure out what it could be used for. Any ideas on how to open this up?



My friend had a room like this above his garage in which he put a ping pong table square in the center with absolutely nothing else.

Sundae
Dec 1, 2005
Whatever you decide to use it for, remember that those weird-rear end spaces are almost never adequately insulated or temperature-controlled. See how it feels now in February, and if it feels cold (with heat rising to the top of the house, don't forget), it's going to murder you in July.

Leperflesh
May 17, 2007

The structural thing to make it feel more open would be (small) adding skylights or (big) adding dormers.

Shifty Pony
Dec 28, 2004

Up ta somethin'


Harminoff posted:

Thanks all! Kinda figured but wanted to check.

The other house we looked at today was at the top of our budget but includes an outdoor hottub and 12 foot wide round pool.

I'm in wisconsin though so pool wouldn't get used much, and I'm guessing it would cost 2-3k a year in maintenence/electricity etc? Just nervous on the cost of upkeep on something like that.

Pool will bump you insurance up a decent bit too, especially if you follow recommendations and get higher liability coverage. Pools are considered an "attractive nuisance" where if kids hurt themselves on it you are pretty much automatically at fault even if they trespassed to get to it.

That reminds me I need to price out an umbrella policy...

QuarkJets
Sep 8, 2008

Shifty Pony posted:

Pools are considered an "attractive nuisance" where if kids hurt themselves on it you are pretty much automatically at fault even if they trespassed to get to it.

Is this still an issue if your backyard is fully enclosed with a locked gate or do you also need the pool to be fully enclosed with its own locked gate? Or does it simply not matter at all and you're always screwed if teenagers hop over 30 fences to drown in your pool?

Sundae
Dec 1, 2005

QuarkJets posted:

Is this still an issue if your backyard is fully enclosed with a locked gate or do you also need the pool to be fully enclosed with its own locked gate? Or does it simply not matter at all and you're always screwed if teenagers hop over 30 fences to drown in your pool?

It depends on your state and your insurer. I couldn't find something easily-digestible for private pools in Wisconsin, but I did notice several separate municipality websites had their own rules in WI.

Slimy Hog
Apr 22, 2008

QuarkJets posted:

making GBS threads on landlords, you mean, which is cool and good

This (and other posts) makes way more sense, I was confused why someone would poo poo on renters in a thread full of folks who may be purchasing their first home and likely are renters currently. Sorry for coming in hot.


Anyway I'm saving for a down payment in my grossly overpriced city and hoping prices will keep dropping over the next few years

Shifty Pony
Dec 28, 2004

Up ta somethin'


QuarkJets posted:

Is this still an issue if your backyard is fully enclosed with a locked gate or do you also need the pool to be fully enclosed with its own locked gate? Or does it simply not matter at all and you're always screwed if teenagers hop over 30 fences to drown in your pool?

I believe that you mostly just need a fence with a locked gate, but some insurance companies might require a separate pool fence to prevent (for example) a guest's kid playing in your backyard from going into the pool. Locking up the ladder for an above ground pool is also common.

I'm not sure though, we excluded all properties with pools from our searches.

QuarkJets
Sep 8, 2008

Honestly, I too disregard houses with pools from searches even when I lived in a hot region. Too much work and expense imo but I know in some neighborhoods literally every house has one

Arsenic Lupin
Apr 12, 2012

This particularly rapid💨 unintelligible 😖patter💁 isn't generally heard🧏‍♂️, and if it is🤔, it doesn't matter💁.


Pools are expensive to heat and annoying to maintain. Furthermore, many house buyers avoid houses with pools, not only because expensive and annoying, but because they have untrustworthy children.

Unless you, personally, plan to use the pool regularly, don't buy.

Oh, and if the pool is above ground, winter maintenance is exceptionally unfun.

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WithoutTheFezOn
Aug 28, 2005
Oh no
Yeah it matters where you live, but a small unimportant detail: you guys should use “latched gate” and not “locked gate”.

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