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skooma512)
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Harik posted:lol i just got a notice from my bank that their savings account (not CD) rate is now up to 4%. Why lmao? that’s actually kinda low. Fed put rates up to 4.75 - 5.00 and it’s trivial to earn that rate in a money market fund with check writing. Jokes on anybody with money in a lower paying savings account, has been since the rate hikes really got going. Banks have to raise their rates to compete, and the only reason it’s slow is because people are lazy and won’t move money for a small bump in rate.
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Mar 25, 2023 14:09
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| # ? May 25, 2024 22:44 |
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Harik posted:lol i just got a notice from my bank that their savings account (not CD) rate is now up to 4%. before the poo poo hit the fan in 2008 the ING savings was 6%
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Mar 25, 2023 14:12
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thats an IR blaster than can turn stuff on, not a tuner
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Mar 25, 2023 14:35
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Kesper North posted:What utter Chads The chad Chad vs the virgin... oh gently caress me. coelomate posted:Why lmao? that’s actually kinda low. Dunno about the lmao but 4% is pretty much the highest non-promo rate available right now.
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Mar 25, 2023 14:37
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Grapplejack posted:the IRS uses COBOL systems from the 60s still lol Most of the Fortune 500 does, it’s not like this stuff is running on a 60 year old computer in the corner.
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Mar 25, 2023 14:44
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if your bank doesn't offer you a competitive interest rate, it's as simple as switching to a new bank
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Mar 25, 2023 14:45
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Buffer posted:I need to calibrate my posting - do we all hate copyright lawyers / law / capitalist intellectual property rights again? obviously the Legal System in general and intellectual property regime specifically are designed for the benefit of capital and extraction of rents. however there are plenty of relatively powerless people who also rely on this regime to make ends meet. (not that different from acknowledging that the Lumpen Proletariate of the global north enjoy some of the fruits of Western Imperialism, but are still wage slaves) another framework is that morality of IP theft is pretty analogous to other forms of stealing: shoplifting from Walmart or Kroger? cool stealing tools from the local Bike repair coop? lovely. creating a fake BLM gofundme during the George Floyd protests? bad pretending to be a homeless youth kicked out of your parents house for your MAGA beliefs? hilarious. it's not difficult to differente between situations where Capital/fascists/MIC/etc explicitly stand to benefit, and where normal proles are having their livelihoods ruined. so selling original, unlicensed Lego Star Wars art on Etsy? you do you I guess American Apparel ripping designs from Tumblr and not sharing the proceeds with the original artist? not great! but because Disney is a greedy corporation, many people like pretending that there's no distinction when it comes to intellectual property, hand-waving away all power and class dynamics e: grammar and stuff webcams for christ has issued a correction as of 14:58 on Mar 25, 2023 |
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Mar 25, 2023 14:47
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https://twitter.com/moee_xls/status/1639070000949657600
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Mar 25, 2023 14:51
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Chad: "This wasn't what we agreed on." Propaganda: "SOCIALISM!"
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Mar 25, 2023 14:53
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RealityWarCriminal posted:if your bank doesn't offer you a competitive interest rate, it's as simple as switching to a new bank huge pain in the rear end, especially if you want to dodge all the little fees banks want for outgoing transfers
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Mar 25, 2023 15:03
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Koirhor posted:before the poo poo hit the fan in 2008 the ING savings was 6% In Iceland it was 14% in 2008. I know because I transferred my life savings to get that sweet interest but didn't know how crazy the krónur is. the exchange rate at the time was the worst in my lifetime. I got 68 krónur per dollar and now it's 140 or so. There was a point in I think 2009 where it was over 200.
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Mar 25, 2023 15:05
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thank you chad
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Mar 25, 2023 15:06
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poopinmymouth posted:In Iceland it was 14% in 2008. I know because I transferred my life savings to get that sweet interest but didn't know how crazy the krónur is. the exchange rate at the time was the worst in my lifetime. I got 68 krónur per dollar and now it's 140 or so. There was a point in I think 2009 where it was over 200. did it come with free ISK for Eve?
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Mar 25, 2023 15:21
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poopinmymouth posted:In Iceland it was 14% in 2008. I know because I transferred my life savings to get that sweet interest but didn't know how crazy the krónur is. the exchange rate at the time was the worst in my lifetime. I got 68 krónur per dollar and now it's 140 or so. There was a point in I think 2009 where it was over 200. yeah isn’t there some fancy economics mumbo jumbo about how you’ll eat exactly offsetting poo poo on exchange rates if you try to move cash to a foreign country with higher interest rates? carry trade or something?
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Mar 25, 2023 15:21
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Mar 25, 2023 15:27
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glad kanye got the help he needed
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Mar 25, 2023 15:34
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Virgin ExxonMobil vs the Chad
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Mar 25, 2023 15:36
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Real hurthling! posted:thats an IR blaster than can turn stuff on, not a tuner It wasn't my watch
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Mar 25, 2023 15:37
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should make for a good USCSB video in about 5 years 
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Mar 25, 2023 15:39
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next time you leave the country spend all your money. it's the only way to win
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Mar 25, 2023 15:41
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the only thing i can think of that could explode in a chocolate factory is like a boiler or something
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Mar 25, 2023 15:41
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Oglethorpe posted:the only thing i can think of that could explode in a chocolate factory is like a boiler or something Fuel-air explosion. It's the powder. https://en.wikipedia.org/wiki/Dust_explosion?useskin=vector
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Mar 25, 2023 15:45
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Oglethorpe posted:the only thing i can think of that could explode in a chocolate factory is like a boiler or something Calories are energy, no shortage of flammable poo poo there.
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Mar 25, 2023 15:46
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Oglethorpe posted:the only thing i can think of that could explode in a chocolate factory is like a boiler or something https://www.youtube.com/watch?v=Jg7mLSG-Yws a_gelatinous_cube has issued a correction as of 15:59 on Mar 25, 2023 |
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Mar 25, 2023 15:55
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coelomate posted:Why lmao? that’s actually kinda low. well the non too big to fail banks have to raise rates to compete. chase and wells fargo don't. eXXon posted:Dunno about the lmao but 4% is pretty much the highest non-promo rate available right now. https://www.doctorofcredit.com/high-interest-savings-to-get/ Shear Modulus has issued a correction as of 16:27 on Mar 25, 2023 |
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Mar 25, 2023 16:22
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anime was right posted:eggs are honestly one of the most incredible foods and they do so much stuff its insane and the hens lay more and better quality of them when theyre happy(which is literally just allow them to freely eat dirt), it's the perfect thing if it wasnt for industry
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Mar 25, 2023 16:29
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All this talk of rates got me to check my credit union rates. The savings account rates are garbage right now at .35%. But the checking account is like 3% for balances under $10,000. CDs start at 1% for 6 months up to 2% for 4 years with a weird outlier at 18 months of 4.25%. That 18 month outlier is kinda odd. But I think the credit union only updates their rates monthly. We will see what comes out next month.
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Mar 25, 2023 16:38
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Chamale posted:An important detail is that it took a miracle of coordination for the Reddit posters to drive the stock to $400, and it was deflated when Robin Hood turned off the ability to buy Gamestop shares. This protected their parent company, I don't know if the SEC punished them or not, but it was a good reminder that the little guy doesn't get to win. yeah. also remember last week when SVB died every little guy who was buying puts not only didn't get paid but got margin called because technically stock that can't be bought has an infinite price lmao. naturally that doesn't apply to big-money hedge funds. or when all the people who bet on CDOs to fail back in '08 got hosed when they'd obviously failed but the banks refused to reprice them until the margin calls hosed everybody over. In the end they only had to pay out a tiny fraction of what they really should have to the winning bets. You can only make money on the financial markets if you have an infinite money hose jammed up your rear end. Everyone else exists to get looted.
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Mar 25, 2023 16:47
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Like winning the jackpot at a casino and the casino workers go up to the machine and go "yeah so unfortunately this machine wasn't calibrated right sorry" and take your casino card and snap it in half right in front of you
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Mar 25, 2023 16:52
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coelomate posted:Iä! Iä! Plunge Protection Team fhtagn!
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Mar 25, 2023 16:57
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coelomate posted:Iä! Iä! Plunge Protection Team fhtagn!
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Mar 25, 2023 16:57
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I don't get the point of CDs in this rate environment. Maybe it's just a different FDIC category and nothing more. You can lock up your cash in treasuries at better rates, sell them if you need to on the secondary market, and also not pay state taxes on interest. e: actually their rates are higher than treasuries now which seems right. Woke Mind Virus has issued a correction as of 17:20 on Mar 25, 2023 |
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Mar 25, 2023 17:00
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silicone thrills posted:watch people are loving nuts. It's definitely something ill never comprehend. it's commodity fetishism that's it
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Mar 25, 2023 17:05
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genericnick posted:Eh. Wouldn't really say that. OWS was taken down by an organized assault of the DHS while the media was only talking about annoying drum circles, with BLM an incredible number of people were gassed and beaten by the police while the media pretended that BLM is actually an NGO that raises awareness and funds, that you can give money to in order to absolve yourself of your sins. It's not that different though one is longer ago than the other so the official position has had more time to replace what actually happened in the public consciousness. The difference was mainly that OWS caught law enforcement offguard, and the bigger & more widespread it got, and the longer it went on, the more the feds coordinated a militarized police response by the states, with obama's blessings. Because BLM protests happened under trump, the blue-state govs had to militarize on their own (which they did, usually thru the state national guard units) while pretending that it was trump forcing them to do so. The similarity was in democrats totally co-opting legitimate & populist protests for their own political ends; no wonder pelosi et al. went down on bended knee in gratitude after the BLM protests.
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Mar 25, 2023 17:13
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silicone thrills posted:watch people are loving nuts. It's definitely something ill never comprehend. you gotta find some way to spend all that money you're making from your investments. the really big ticket items like the yachts or the mansions only get you so far, and at some point you need to be creative and make sure every little bit counts. being rich is harder than it seems you know
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Mar 25, 2023 17:20
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There's some company selling mechanical watch diy kits for a couple hundees that includes tools and I kinda wanna get one tbh, I think using seiko movements too
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Mar 25, 2023 17:36
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Justin Tyme posted:There's some company selling mechanical watch diy kits for a couple hundees that includes tools and I kinda wanna get one tbh, I think using seiko movements too link?
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Mar 25, 2023 17:42
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Os Furoris posted:link? Curse you for making me copy a link on my slow-rear end ancient phone https://shop.diywatch.club/collections/watchmakingkit
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Mar 25, 2023 17:44
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Gildiss posted:Oompa Loompa, do-ba-dee-dest,
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Mar 25, 2023 17:47
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| # ? May 25, 2024 22:44 |
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FlapYoJacks posted:Sorry for the delay. Our lawyer has been in court all day for the last two days. He said he should get back to us by EOD today or early Monday. :| this really sucks and also just lol at the obvious outcome of our landlord-based legal system. who would have thought that establishing an entire branch of government around protecting the property rights of landholders would have negative material outcomes?
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Mar 25, 2023 17:48
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