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(Thread IKs: skooma512)
 
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Pittsburgh Fentanyl Cloud
Apr 7, 2003


Mola Yam posted:

oh you thought rich people could face consequences for their financial decisions? gently caress u

https://twitter.com/JimChuong/status/1644897610879082499

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Cpt_Obvious
Jun 18, 2007

The virgin train nerd: *wah!wah!* You can't fix climate change without massive societal and economic reforms.

The chad Elon stan: haha I'm saving the world with my $200,000 toy that hasn't blown up yet.

euphronius
Feb 18, 2009

they are doing a good job rebranding mobile homes

Dawncloack
Nov 26, 2007
ECKS DEE!
Nap Ghost

Archduke Frantz Fanon posted:

in the end gently caress jack keorauc and his dumb book i wish they did publish it in scroll form so i could use it as toilet paper

Yes! YES!!
LET'S CROWD-loving-SOURCE THIS!!!

Gunshow Poophole
Sep 14, 2008

OMBUDSMAN
POSTERS LOCAL 42069




Clapping Larry

is that… the home?

that’s not tiny at all?

Demon Of The Fall
May 1, 2004

Nap Ghost

euphronius posted:

they are doing a good job rebranding mobile homes

seeing a lot of “I live in a van and it’s total cool” social media posts the last few months, concerning

forkboy84
Jun 13, 2012

Corgis love bread. And Puro


Gunshow Poophole posted:

is that… the home?

that’s not tiny at all?

You've not seen it from another perspective. It's only 2 foot wide.

Gunshow Poophole
Sep 14, 2008

OMBUDSMAN
POSTERS LOCAL 42069




Clapping Larry
welcome to my vaulted ceilings 14 foot tall mobile doublewide home, it’s so tiny!

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY
Happy Easter.
realtimeinequality.org
Have fun playing with that website full of stats.

captainbananas
Sep 11, 2002

Ahoy, Captain!

BRAKE FOR MOOSE posted:

Preaching to the choir here but nobody should have to process grocery costs constantly and nobody has to feel bad when they're earning enough that they're beyond that. That so many of us grew up worrying about feeding ourselves is a huge problem. All within reason and not accounting for like an endless supply of prime ribeye, but the single biggest benefit of having a well-paying job is not having to pay attention to every grocery store flyer, not having to count costs as I'm putting everything in my cart, not having certain fruits like berries be completely off limits because they're too expensive per calorie, being able to eat fish besides the most poisoned tilapia, etc. I still have a lot of habits like buying meat on sale and freezing it, but when I hit the income that I could just put what I wanted in my cart, my stress just plummeted. Everyone should have that for food, housing, and health care.

Shear Modulus
Jun 9, 2010



Ardennes posted:

Granted, I would also argue that providing decent universal health care, affordable food, and housing is actually quite doable and you don’t even need a socialist government to do it. It is just incapable with the mindset of the American elite.

our regime of constant precarity is deliberately engineered in order to keep labor disciplined

Twerk from Home
Jan 17, 2009

This avatar brought to you by the 'save our dead gay forums' foundation.
Tiny houses like that are a great metaphor for where we are as a society: luxury bullshit finishes with no foundation.

Pittsburgh Fentanyl Cloud
Apr 7, 2003


Gunshow Poophole posted:

is that… the home?

that’s not tiny at all?

Article says 530 square feet so the picture is most likely bullshit

Pittsburgh Fentanyl Cloud
Apr 7, 2003


BRAKE FOR MOOSE posted:

Preaching to the choir here but nobody should have to process grocery costs constantly and nobody has to feel bad when they're earning enough that they're beyond that. That so many of us grew up worrying about feeding ourselves is a huge problem. All within reason and not accounting for like an endless supply of prime ribeye, but the single biggest benefit of having a well-paying job is not having to pay attention to every grocery store flyer, not having to count costs as I'm putting everything in my cart, not having certain fruits like berries be completely off limits because they're too expensive per calorie, being able to eat fish besides the most poisoned tilapia, etc. I still have a lot of habits like buying meat on sale and freezing it, but when I hit the income that I could just put what I wanted in my cart, my stress just plummeted. Everyone should have that for food, housing, and health care.

When I was a kid my dad would send me on a circuit of fast food restaurants within walking distance to steal toilet paper on the regular. Even the periods we look back on fondly in this country sucked for most people

Willa Rogers
Mar 11, 2005

TIL that BNPL plans are structured as 4 payments so as to avoid the 5-payment constrictions of the Truth in Lending Act:

quote:

Like every other lender in the BNPL space, Apple Pay Later loans are spread out in four installments. That number isn’t a coincidence, said Tom Y. Chang, an associate professor of finance and business economics at the USC Marshall School of Business.

“It’s all to avoid the Truth in Lending Act,” he said. “The Truth in Lending Act kicks in at five installments. So they all put it just below the threshold.”

The Truth in Lending Act is a federal law that dictates how lenders have to treat customers, including making it easy to understand all the potential fees and interest charges on a loan.

***

The BNPL model doesn’t charge customers interest or fees upfront. Lenders instead make money by charging the vendor four payment processing fees instead of one. That can drive up prices for everyone, including non-BNPL shoppers. Another way businesses benefit: It could encourage customers to spend more. The owner of a restaurant in Malibu told the New York Times that customers who used BNPL for their purchase spent 40% more than other people placing an online order and twice as much as people ordering in person.

Nocturtle
Mar 17, 2007

Mr Hootington posted:

Happy Easter.
realtimeinequality.org
Have fun playing with that website full of stats.

Neat site. The wealth distribution plot is fun:

TBH this is a little more static than I though it would be? The US has always been deeply unequal, but would have thought the top 10% would have gained a larger share of total wealth over the last 50 years of destroying labor. edit: I suppose the top 1% managed to grab an extra ~10% of total wealth over that period, that's a lot

Also interesting to see how the bottom 50% went negative total wealth after 2008 and when they just barely got back to net positive after 2020 the Fed's decides to declare war on excess savings. Weird coincidence.

Nocturtle has issued a correction as of 18:36 on Apr 9, 2023

atelier morgan
Mar 11, 2003

super-scientific, ultra-gay

Lipstick Apathy

ACES CURE PLANES posted:

I feel like the same also applies to an order of magnitude in the opposite direction too.

I micromanage every single cent I ever spend, actively fall into a borderline self harm loop every time I have to ask for financial assistance, and cut out just about everything I don't actively need to just exist. And even then it still eats at the brain that something more has to go.

Homelessness and joblessness have hosed my brain over in such a horrible way that I haven't even been close to coming to terms with everything even with years of therapy through medicaid and poo poo. Even before getting into the existential looming threat that not having worked in so long means you're literally unhireable.

It's great how we've got a system that will just throw you down into a pit to die with no recourse.

after being homeless for a long time (thrown out by parents multiple times) and at best working under the table i got one bottom barrel job with the state i clung to for a decade before i broke me enough i can't work anymore (well, i could work, if anywhere was willing to accept 'its a crapshoot whether she'll be able to work on any specific workday' rather than sticking to a schedule or plan and that's just not compatible with capital) i can't avoid accepting financial assistance but homelessness makes the act of doing so pathological as well

still got rid of everything i owned that i enjoyed or was sentimental (or both, miss my legos lol), still live ready to get rid of everything at a moments' notice because of the obsessive expectation that the moment you accept financial assistance from someone you have set a moment in the future where the unstoppable growth of resentment will destroy that relationship forever. time forever converges to a horizon at the next crisis where the street (and i can't work, don't have a car and am trans; likely death) lurks and it can be pushed back months at best

so long as i've had boxes in a move i've never unpacked them

still, makes me drat grateful that ebt and medicaid are actually available in this state, because i've been at the scrounging scraps from leftovers and sneaking poo poo from pantries level before (you definitely do not ask for food if you are already relying of goodwill for shelter) and would not like to go back

atelier morgan has issued a correction as of 18:40 on Apr 9, 2023

err
Apr 11, 2005

I carry my own weight no matter how heavy this shit gets...

Demon Of The Fall posted:

seeing a lot of “I live in a van and it’s total cool” social media posts the last few months, concerning

The top comment in my city's subreddit on a post about someone getting evicted is tips for living in a car.

Yeah I live on the west coast.

Nodelphi
Jan 30, 2004

We are all quite capable of believing in anything as long as it's improbable.

Ham Wrangler

err posted:

The top comment in my city's subreddit on a post about someone getting evicted is tips for living in a car.

Yeah I live on the west coast.

And goons want to destroy cars, think of all that emergency housing stock going to waste. You can’t live in a bicycle.

net work error
Feb 26, 2011

I think everything is very bad right now but it's better than it'll be in the future at least!

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY

net work error posted:

I think everything is very bad right now but it's better than it'll be in the future at least!

You can't change the past. You can't control the future. You can live in the present.

anonumos
Jul 14, 2005

Fuck it.

Mr Hootington posted:

You can't change the past. You can't control the future. You can live in the present.

Can we afford to live in the present?

Good Soldier Svejk
Jul 5, 2010

anonumos posted:

Can we afford to live in the present?

You can either be a programmer, marry a relatively wealthy boomer who subsidizes your videogame addiction, or die in poverty

these are the only options

Honky Mao
Dec 26, 2012

anonumos posted:

Can we afford to live in the present?

I see you, and hear you, but once you're making over 150k/yr youll understand how grateful you should be for the experience of being poor

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY

Good Soldier Svejk posted:

You can either be a programmer, marry a relatively wealthy boomer who subsidizes your videogame addiction, or die in poverty

these are the only options

I don't know how you got the idea I married money or am a "kept man".

Good Soldier Svejk
Jul 5, 2010

I wrote three options, don't let the beating of the tell-tale heart reveal some inner guilt

It's archetypes. We have gently caress-tons of programmers, plenty of goons (e.g. Alec and Harton) whose wives paid their way through their posting crusades, and probably more broke goons than the other two combined

i am harry
Oct 14, 2003

Mr Hootington posted:

I don't know how you got the idea I married money or am a "kept man".

maybe you should take a break and play some fortnite but please dont tell anyone about it

Smythe
Oct 12, 2003
i have a normal job which pays alright. not great. maybe more at another job sometime. i think most goons are average., wait. isnt that how normal distributions work?

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY

Good Soldier Svejk posted:

I wrote three options, don't let the beating of the tell-tale heart reveal some inner guilt

It's archetypes. We have gently caress-tons of programmers, plenty of goons (e.g. Alec and Harton) whose wives paid their way through their posting crusades, and probably more broke goons than the other two combined

You said 2 days ago I was a kept man. That is far from the truth. My wife and I split the costs of all the bills, vacations, or other expenses. Money i spend on frivolous things is money I earned at my job.

Father Wendigo
Sep 28, 2005
This is, sadly, more important to me than bettering myself.

Hon-hon-HUH?!

https://twitter.com/unusual_whales/status/1645174832538202113?t=_5SZq-swGc9hMOMeDoj1nQ&s=19

slave to my cravings
Mar 1, 2007

Got my mind on doritos and doritos on my mind.
China gonna loan them some yuan

HallelujahLee
May 3, 2009

jupiter pissing in his pants

Mr Hootington
Jul 24, 2008

I'M HAVING A HOOT EATING CORNETTE THE LONG WAY

Lol

From politico Europe
https://t.co/FAtTKz0E6R

Good Soldier Svejk
Jul 5, 2010

Mr Hootington posted:

You said 2 days ago I was a kept man. That is far from the truth. My wife and I split the costs of all the bills, vacations, or other expenses. Money i spend on frivolous things is money I earned at my job.

Alright man, noted in my comprehensive goon finances list.
I've got no sense of you beyond you like to barb people (and presumably get barbed back, it seems to spark the fire in you) and you like fortnite

but "supported unconditionally by spouse" is not really an own against most people unless they open themselves up for it

Oglethorpe
Aug 8, 2005


net work error
Feb 26, 2011


Hehehe

RandolphCarter
Jul 30, 2005


I would kill to be a kept man

Mr. Lobe
Feb 23, 2007

... Dry bones...


RandolphCarter posted:

I would kill to be a kept man

I'm flirting with the prospect presently, it definitely has its ups but it'd suck to be caught on the back foot if/when things go sour

Thats one of the main risks of dating above your station imo

Good Soldier Svejk
Jul 5, 2010

RandolphCarter posted:

I would kill to be a kept man

this is essentially an accurate plot summary for almost every Dostoevsky novel


also it continues to be funny the democrats are overseeing the death of american hegemony in all the ways they claimed Donald Trump would be

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Ham Cheeks
Nov 18, 2012

Feeling hammy

explain the significance for the dumb ie me

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