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One thing I didn't understand about the value prop of donating to (registered) charity until I started doing it is: 1) it's a good value because e: fixed lies 
Mantle fucked around with this message at 22:19 on Apr 18, 2023 |
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Apr 18, 2023 20:23
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Mantle posted:One thing I didn't understand about the value prop of donating to (registered) charity until I started doing it is: 1) it's a good value because it reduces your taxable income, so effectively the government matches your donation at your top marginal rate
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Apr 18, 2023 21:36
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Canadians can do it but it's not as nice as it's a credit, not a deduction, so comes out of your bottom bracket. Still, it means you get a ~20% rebate for doing good. Not too shabby.
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Apr 18, 2023 21:47
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Sundae posted:I'll do you one better. *donates $9 to charity* https://twitter.com/EarnMayo/status/1647952005347037187 
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Apr 18, 2023 22:21
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LanceHunter posted:Dan Olson has a few more threads on the current state of the meme stock bagholders... I love that this is intentionally insane sounding, and yet, there are bound to be people who believe it’s true: https://twitter.com/FoldableHuman/status/1648082953371815937?s=20
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Apr 18, 2023 22:26
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gschmidl posted:Gavin Mayo Let's meet today's contestants on "Who's the Whitest Whitey!"
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Apr 18, 2023 22:32
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I don't even buy Zippo's anymore. $1.50 disposable Bic -- with me until it dies. $30 Zippo -- lost in a day.
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Apr 19, 2023 00:25
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blackmet posted:I don't even buy Zippo's anymore. By extrapolation you'd lose that expensive lighter before leaving the store.
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Apr 19, 2023 00:37
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Got to add in the cost of credit card interest
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Apr 19, 2023 00:40
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blackmet posted:I don't even buy Zippo's anymore. Didn't smoke but I had a Zippo when I was younger because I thought Zippo tricks would make me look cool. Thankfully I eventually figured out I was gay and didn't have to put that much effort into getting laid. Good luck with that 7k lighter tho
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Apr 19, 2023 01:31
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Apparently the guy is a crypto grifter (but I repeat myself). Shilling get-rich-quick schemes while lying about how much money he's spending... https://twitter.com/EarnMayo/status/1648348786480271361?s=20 An interesting aspect of his Twitter feed, he's clearly aiming at younger people and focuses specifically on a message of "retire your parents" (aka: your parents will tell you that I am scamming you, so you need to start ignoring them now). https://twitter.com/EarnMayo/status/1648456282133913605?s=20 https://twitter.com/EarnMayo/status/1648033724100145152?s=20 https://twitter.com/EarnMayo/status/1647619941892513793?s=20
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Apr 19, 2023 01:41
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melon cat fucked around with this message at 05:44 on Jan 10, 2024 |
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Apr 19, 2023 01:51
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This is more or less right, but only because "friends, family, and brainworms" describes like, the human condition
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Apr 19, 2023 01:55
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yeah, he is almost certainly postin in bad faith and winding up for a scam but also incidentally right
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Apr 19, 2023 01:59
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At first I thought that retire your parents was about making so much money you could allow them to retire…
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Apr 19, 2023 02:02
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"if you listen to me, you do not have #4 under control"
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Apr 19, 2023 02:02
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DominoKitten posted:At first I thought that retire your parents was about making so much money you could allow them to retire… Yep, I was like let's go. please, please, tell my kid to retire me. Ohhhh no not like that. Man, what's worse for any of us than somehow raising a kid who is very bad with money. Would break my loving heart.
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Apr 19, 2023 02:13
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Yes please, have a blade runner retire me
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Apr 19, 2023 02:52
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https://www.youtube.com/watch?v=gIZThDEn7_g
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Apr 19, 2023 03:11
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bob dobbs is dead posted:yeah, he is almost certainly postin in bad faith and winding up for a scam but also incidentally right I kept waffling back and forth on whether it was a parody account or an actual crypto scammer. Still not 100% certain.
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Apr 19, 2023 04:03
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I dunno about impressing other people, I always just thought Zippo lighters looked fun and good for stimming. Basically the on fire version of fidget spinners.
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Apr 19, 2023 04:10
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For a man who can't spell champagne he sure spent a lot on it.
sparkmaster fucked around with this message at 14:58 on Apr 19, 2023 |
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Apr 19, 2023 05:05
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Heffer posted:Yes please, have a blade runner retire me How else will I get access to that sweet inheritance before I'm as old as they are now? SpelledBackwards fucked around with this message at 14:41 on Apr 19, 2023 |
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Apr 19, 2023 14:17
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Blue Moonlight posted:I love that this is intentionally insane sounding, and yet, there are bound to be people who believe it’s true: The whole GME thing is so unhinged at this point that its basically a spectator sport. The newest GME fad? If you have any fractional shares in your account at all this means all your shares are fake and the only way to get real shares is to sell all your fractional shares. Having fractional shares gets you dogpiled as a person hedge funds are paying to try to make people stray off the one true path. This fractional share thing is the only reason tha everyone isnt rich, and this is supported by this tweet from their god: https://twitter.com/ryancohen/status/1548131846864510984?lang=en Which they take as a coded message to them that they are correct. I wish I was kidding.
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Apr 19, 2023 14:38
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Heffer posted:Yes please, have a blade runner retire me
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Apr 19, 2023 14:48
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From clicking through to the telegram:
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Apr 19, 2023 17:03
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quote:The taxes on a $1500 performance bonus in CA?! quote:
quote:
quote:I live in Florida and receive monthly bonuses at work. I lose 33-35% of each bonus to taxes. quote:
quote:I used to live in TN and TX and get bonuses that I would only see half of due to taxes. I’m assuming you don’t live in any of those states or never get a bonus quote:It sucks they "Tax bonuses" higher than regular pay. I know there is more involved and this is a very simplified statement, but yeah quote:You will get it back on April 15th - it will be just part of your annual income. I had a job that paid about 30% of my pay in bonus payments. Even though I only had a wife and a house I would claim 6 dependents, at the end of the year it all kind of worked out. quote:
quote:Yes. My 10k bonus was about 5k after taxes. quote:I've been getting various bonuses for years, and you never get anywhere close to the initial payment. I just always tell myself it's extra money so I don't get too worked up about it. quote:Taxes are absolutely brutal. Taxes on bonuses are additionally brutal quote:
quote:my boss accounts for this. if you get a $1500 bonus, its usually set to a $3000 bonus so you actually get 1500. Most places should do this since bonuses and can be written off quote:
quote:Taxes in California are too ridiculous. I worked 10 hours overtime last pay period at $38 an hour and my check was only $100 more than usual quote:My bonuses are around 50% when you factor in taxes and also my 401k contributions
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Apr 19, 2023 20:22
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This is good content, but honestly, it's really bummed me out.
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Apr 19, 2023 21:44
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Until a couple years ago, claiming extra dependents was actually the official way of adjusting your withholding downwards in the US. It changed with the Trump tax changes and the elimination of exemptions; you just give a +/- dollar amount now. Technically you were claiming extra “adjustments”, which were not required to correspond to dependents, so it wasn’t actually lying on a form. You can dig yourself into a lot of trouble pretty quickly doing that, though. If your bonus gets withheld at the maximum marginal rate, that’s just your payroll service being lazy, not something required by the IRS. Of course the real problem in most of those replies is people not understanding the difference between taxes owed and taxes withheld.
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Apr 19, 2023 21:49
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People not understanding marginal tax rates will always be funny, but to be fair I have gotten bonuses where the amount is net of taxes (so a "$1000 bonus" lands as $1000 in my checking account, but is actually $1500 of extra pay minus $500 of withholding or whatever).
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Apr 19, 2023 21:54
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Sad thing is I bet most of those people are the type to complain "taxation = theft"
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Apr 19, 2023 22:01
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Does any other country do taxes a different way than withhold from your check and reconcile at the end of the year? I know the US has our own screwed up way of doing returns, but I wasn't sure if there's a different system out there for collecting taxes through the year. If I had to guess, the majority of the public do not understand the difference between withholding and actual taxes owed. It's also not very clear intentionally I feel.
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Apr 19, 2023 22:18
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lotta islamic states do poo poo alongside zakat or have governmental zakat, and jizyah for nonbelievers they still do tax farming (like first century romans) in bangladesh for obscure public private partnership dealios iirc bob dobbs is dead fucked around with this message at 22:30 on Apr 19, 2023 |
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Apr 19, 2023 22:23
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I know in the past I've hit issues where a bonus was withheld with the assumption that I wouldn't cap social security or 401k so it did look like a larger percent of taxes but as pointed out, it all came out in the end.
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Apr 19, 2023 23:12
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bob dobbs is dead posted:jizyah for nonbelievers 
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Apr 20, 2023 04:06
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Bird in a Blender posted:Does any other country do taxes a different way than withhold from your check and reconcile at the end of the year? I know the US has our own screwed up way of doing returns, but I wasn't sure if there's a different system out there for collecting taxes through the year. If I had to guess, the majority of the public do not understand the difference between withholding and actual taxes owed. It's also not very clear intentionally I feel. In Switzerland they withhold nothing and you pay a gigantic chunk all at once. Or if you fill in the forms in advance, they'll send you quarterly bills and you have 30 days to pay 12 grand or something.
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Apr 20, 2023 11:30
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Bird in a Blender posted:Does any other country do taxes a different way than withhold from your check and reconcile at the end of the year? I know the US has our own screwed up way of doing returns, but I wasn't sure if there's a different system out there for collecting taxes through the year. If I had to guess, the majority of the public do not understand the difference between withholding and actual taxes owed. It's also not very clear intentionally I feel. In the UK we do pay as you earn, worked out monthly so a bonus can attract extra tax the month you get it but then the following month you get taxed less than usual as they realise "oh that wasn't just a salary increase it was a one off payment". My previous employer did bonus and pay rise at the same time which generally resulted in it taking about two or three payslips to settle down into your normal take home pay.
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Apr 20, 2023 12:01
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Would be interesting to see the mechanics of how that works. Does the employer ask the government how much to put towards taxes for each paycheck?
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Apr 20, 2023 13:43
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Oh hey, found a "casting call" ad out in the wild on FB for occasional thread topic Caleb Hammer... He's doing all this through a loving Google Form. $50 sounds like an extremely bad deal in exchange for getting publicly shamed by wanna-be Dave Ramsey.
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Apr 20, 2023 14:41
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Old friend of mine did HR at an auto dealership that did net bonuses, which required figuring out for each employee what to pay gross to get exactly $1000.00 net. When it inevitably came in at $999.94 she got snippy car salesman coming in demanding the rest, which she paid from the change jar on her desk.
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Apr 20, 2023 14:46
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