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feedmegin posted:Why? Nothing stopping you being appointed to the same office several times in a row. no that’s the problem the rules say you can’t
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Jun 12, 2023 21:25
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Microplastics posted:Dorries' piss status: boiled 
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Jun 12, 2023 21:31
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Big ecclesiastical news in tomorrows Star 
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Jun 12, 2023 22:14
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https://twitter.com/jewdas/status/1668275513557753856 "On this Pride month *deep breath* I am proud to come out and say *dramatic pause* that I am a straightosexual male *sniffs back tears* thank you."
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Jun 12, 2023 22:31
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Pubic intellectual. Cos he's a knob.
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Jun 12, 2023 22:32
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well now hang on, if the first spaceship arrived in the 1930s then how did the alien pope pius XI get here? something about this doesn’t add up at all
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Jun 12, 2023 22:33
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SPACE PROTESTANTS!
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Jun 12, 2023 22:59
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This is worth watching https://twitter.com/PiersUncensored/status/1668342567086219270 
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Jun 13, 2023 00:02
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I'm starting to get my finances in order with my second kid due in a month and just opened up a savings account with a 3.91% interest rate (Shawbrook if anyone's interested). I'm just doing the long-term sums and wondering if I have them right. Basically, we've put £10k in there, to begin with, and plan on topping it up with £12k a year every year until we retire (we're 40 now) I know interest rates will rise and fall, but if they stay flat at 3.91% for the next 35 years and we keep putting £12k in each year, my excel sums say that when I'm 75, the account will be making ~£37k a year in interest. Does that sound about right? I dragged that pattern out for another 25 years till I'm 100 and the annual interest jumps up to £116k per year. If my kids take it on and continue to contribute to it in the same way, then pass it on to my potential grandkids, by the time they hit about 70 the interest will be over half a million per year. Surely there's a cap to this, or is this basically how the rich stay rich by passing on generational wealth using compound interests (and possibly some sort of inheritance tax avoidance to speed it up). I mean it's a silly long time to consider, but by the time the account is 115 years old (if my sums are right) it'll be making £1M a year in interest and be long past the point of it actually needing additional money put into it.
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Jun 13, 2023 00:08
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The magic of compound interest. Also, when your employer is double-matching your pension contributions it's extra nice. Until I remember that there will be no society left to administer pensions when I nominally retire in 30...ish years
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Jun 13, 2023 00:14
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fuctifino posted:This is worth watching I hate hate hate hate hate hate hate handing it to Piers Moron of all people. This is still him objectively correct.
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Jun 13, 2023 00:14
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fuctifino posted:This is worth watching Her tears are like a fine Chablis to me. Her whinging is like a sweet melody floating in the summer breeze. Her fiery rage the warm coals of a bbq grilling my sausage of chuckles
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Jun 13, 2023 00:18
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happyhippy posted:SPACE PROTESTANTS! That's beyond knowledge, said the Canon Code, but we can't risk them being prods or worse, therefore the 1917 Code of Canon law places any newly discovered territory under the Catholic diocese from where the expedition left. So when William Borders was ordained as the first Bishop of Orlando Florida (including Cape Canaveral) in June 1968, it was less than a year until Bishop Borders made an ad limina visit to the Vatican for an audience with Pope Blessed Paul VI to discuss his responsibilities as first Bishop of the Moon.  (It's since been removed, but I think they'd be getting more new interest if they'd just rolled with it and had a moon bishop delivering homilies over a parabolic dish throughout the ecclesiastical year.) Kin posted:Surely there's a cap to this, or is this basically how the rich stay rich by passing on generational wealth using compound interests (and possibly some sort of inheritance tax avoidance to speed it up). gov.uk posted:No tax is due on any gifts you give if you live for 7 years after giving them - unless the gift is part of a trust. This is known as the 7 year rule. I assume this is also what encourages the bourgeoisie to not murder their parents where for anyone else human decency alone may suffice.
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Jun 13, 2023 00:29
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Guavanaut posted:So when William Borders was ordained as the first Bishop of Orlando Florida (including Cape Canaveral) in June 1968, it was less than a year until Bishop Borders made an ad limina visit to the Vatican for an audience with Pope Blessed Paul VI to discuss his responsibilities as first Bishop of the Moon. 
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Jun 13, 2023 00:59
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Lol https://twitter.com/jasemonkey/status/1668368986793205760?s=46&t=m_nNbkNoHG4lLitcpyHReg
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Jun 13, 2023 01:08
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 No edit will outdo Jack Chick's actual opinions on Catholics though. Ancient Egypt Satan gave the Pope a biscuit and that's why the Papists worship biscuit god.  He's with Pat Robertson and Ian Paisley now, just screaming "no you're being deceived by the Antichrist" at one another for all eternity.
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Jun 13, 2023 01:15
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Guavanaut posted:They just have to pass it on 7 years before they eat the big one, that's the biggest part of the avoidance secret. John McDonnell wanted to do away with that loophole and it horrified the broadsheets probably more than anything else I think my life insurance provider directed me towards a trust recently. The policy I've got doesn't name the kids as beneficiaries so if my wife and I pop it at the same time then I'm not sure if the policy pays out to them. Is a trust basically just a family bank account? I figured if I set this high interest account up, I'd eventually just add the kids to it in time and then we all make contributions to it to live off of when we retire I didn't know about that 7 year rule but figured Iif they spent 20 odd years contributing to an account before I die, it should be considered theirs too. Just wish my parents had been so forward thinking so it didn't have to start with me. My mum even worked in the Bank of Scotland for 30 years before retiring early at 55 or so, but didn't set anything like this up. The idea of being able to retire in 15 years time and live comfortably sounds like a fantasy to me right now.
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Jun 13, 2023 01:48
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Kin posted:I think my life insurance provider directed me towards a trust recently. I think you should probably get financial advice from a qualified Financial Advisor especially as there are kids involved . You need to consider what if they are under say 21/23 if you and your wife pop it at the same time. If you don't have a Will you & your wife should have them. It's usual these days to say the spouse of one only inherits all if they survive the other spouse by 30 days (because of legal complications that arise if both die in the same accident say - who died first?) A trust isn't a family bank account! One of my young relatives lost his hard-working, sensible, mother when he was 13 and because she and her dreamer guitar-strumming husband were divorced, she didn't want ex-husband getting his mitts on what was her pension fund, her Will included setting up a trust fund for the boy until he was 23 when he finally inherited the dough (a very healthy amount after 10 years of investment). (NB - not sure you can do that in Wills now - totally exclude an ex who may be entitled to a share of the pension fund regardless - I'm not a lawyer!) If you have pensions you can nominate people to receive some of it though trustees of pension schemes do not have to follow your wishes, they will take them in to account. Maybe you can do the same with the life insurance policies? I have no descendants so I've not got life insurance so not sure about that. Jaeluni Asjil fucked around with this message at 02:15 on Jun 13, 2023 |
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Jun 13, 2023 01:58
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Guavanaut posted:
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Jun 13, 2023 02:02
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If it's Dante's ironic punishment hell then he gets to draw all the cartoons he wants, and then they float back down a few hours later with corrections.
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Jun 13, 2023 02:06
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Kin posted:I'm starting to get my finances in order with my second kid due in a month and just opened up a savings account with a 3.91% interest rate (Shawbrook if anyone's interested). You pay income tax on the interest, at whatever your tax rate is. Also 3.91% annual interest is currently about a -6% real return. Better than the -10% you’d be experiencing with a current account , but no one is getting rich off that.
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Jun 13, 2023 06:46
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In 115 years you'll be making a million a year in interest and you'll need it for when you're picking up a £4,000 pint of milk
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Jun 13, 2023 06:49
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Kin posted:I'm starting to get my finances in order with my second kid due in a month and just opened up a savings account with a 3.91% interest rate (Shawbrook if anyone's interested). If that account isn't an ISA you are gonna pay tax on it. Also if you want long term savings like this you are usually better off putting it in investment account as most savings accounts are below the current level of interest, so in real terms they don't make anything, they actually lose, just not as much as sitting in your current account. I recommend you ask the UK finance thread. https://forums.somethingawful.com/showthread.php?threadid=3887120
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Jun 13, 2023 07:08
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Honestly surprised they didn’t go with “Corbyn’s Britain”
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Jun 13, 2023 07:12
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happyhippy posted:SPACE PROTESTANTS! Little Orange Men
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Jun 13, 2023 07:17
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https://www.theguardian.com/technology/2023/jun/13/ai-could-be-most-substantial-policy-challenge-ever-say-blair-and-haguequote:Policy recommendations from the report by the Tony Blair Institute include requiring generative AI companies to label the media they produce as “deepfakes” and for unlabelled deepfakes to be removed from the internet. The report also calls for publicly owned datasets to help build responsible AI systems, as well as the creation of a national laboratory focused on researching and testing safe AI, with the aim of it becoming an international AI regulator. Apparently its going to revolutionize everything and is very dangerous. The solution of the brain trust at the Tony Blair institute? Just put labels on it! Just delete things from the internet! Then comes Starmer with his little speech. No leadership as usual. This thing is happening; it could go one way or another for the working class like that thing that just happened in the 70s and 80s for some reason. Does any normal person care about AI?
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Jun 13, 2023 07:42
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domhal posted:https://www.theguardian.com/technology/2023/jun/13/ai-could-be-most-substantial-policy-challenge-ever-say-blair-and-hague Yes lots of normal people do. But they care more about it contributing and continuing the bad trends of current tech, not terminator style Armageddon.
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Jun 13, 2023 07:51
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smellmycheese posted:Honestly surprised they didn’t go with “Corbyn’s Britain” This country needs to be taken out into the yard and beaten with sticks
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Jun 13, 2023 07:57
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You do question Labour's strategy of being openly right-wing shits, if the Mail etc are just going to run front pages like this anyway.
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Jun 13, 2023 08:18
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I'm not sure it's a strategy as much as a calling.
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Jun 13, 2023 08:20
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Since Sunak must know that no matter how much he reduces the boat crossing numbers it won't be enough for the Mail, but also that they will blame things that are happening under his actual watch on a hypothetical Starmer government, what incentive does he have to even give a poo poo?domhal posted:Does any normal person care about AI?
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Jun 13, 2023 08:23
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smellmycheese posted:Honestly surprised they didn’t go with “Corbyn’s Britain” E: I read it so you don't have to: nads mikkelsen posted:I grew up on a Liverpool council estate and I knew what hunger pains felt like. I had to borrow shoes in order to attend school. Followed by an absolutely normal career progression every child born in poverty gets, by selling her business to another business she was director of. Before pulling the ladder up behind her by joining the conservatives once she was making idle money. All normal stuff there. Bobby Deluxe fucked around with this message at 08:44 on Jun 13, 2023 |
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Jun 13, 2023 08:25
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smellmycheese posted:Honestly surprised they didn’t go with “Corbyn’s Britain” Isn't that a vision of rishi's Britain The one we're in right now, where those things are happening
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Jun 13, 2023 08:42
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Guavanaut posted:
The way some prods get about Catholics really is something to behold Microplastics posted:Isn't that a vision of rishi's Britain Like the classic "At least we don't live under communism!" takes attached to pictures of empty shelves in a capitalist country.
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Jun 13, 2023 08:44
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smellmycheese posted:Honestly surprised they didn’t go with “Corbyn’s Britain” Didn't realise Keith was in charge at the minute, that's what I get for not checking the news today. Thought this was still Rishi's Britain.
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Jun 13, 2023 08:45
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it's a message to both of them to shift further rightwards. same as it ever was
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Jun 13, 2023 08:51
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Got to admit, I'm enjoying this new era of Tory in fighting. They always had an annoying habit of putting their differences aside.
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Jun 13, 2023 08:56
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Nuclear Spoon posted:it's a message to both of them to shift further rightwards. same as it ever was  (to newspaper threats specifically. they'll keep moving further right economically for their backers without any other pressure.)
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Jun 13, 2023 08:56
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https://www.ofcom.org.uk/__data/assets/pdf_file/0027/241947/News-Consumption-in-the-UK-2022-report.pdf i think it'll slowly shift but the mail still has a sizeable online share - not sure how much of that is yanks sharing funny animal videos though 
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Jun 13, 2023 09:06
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Guavanaut posted:What happens on the day that both parties just respond to that with 'lol, lmao'? The 'smart' play here is for the papers to continue to promote social and economic inequality so that the people who read them continue to be the people who matter.
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Jun 13, 2023 09:08
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