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therobit posted:There are also valid reasons for banks eschew accounts from adult businesses, including sex work businesses. For the same reasons they might choose not to do business with trucking companies, limo services, or movie theaters. These types of businesses are a high risk for money laundering and fraud, and are often silently controlled by organized crime. sopranos owns
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Jun 14, 2023 15:40
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therobit posted:There are also valid reasons for banks eschew accounts from adult businesses, including sex work businesses. For the same reasons they might choose not to do business with trucking companies, limo services, or movie theaters. These types of businesses are a high risk for money laundering and fraud, and are often silently controlled by organized crime. Does it hurt being so predictable?
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Jun 14, 2023 15:41
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Midnight Voyager posted:An 8K tattoo that was designed by a teenager's boyfriend... oof. That seems like it's gonna be one expensive regret in the future. Yeah when I was 18 an older friend gave me some very good advice of, hey maybe don't get that huge tattoo that you think is really meaningful right now, maybe sleep on it a bit. My advice to teenagers would be just start with smaller tattoos, or at the very least, not like, a full half-body(??) tattoo. I got a huge back/side tattoo when I was like 20, it's done well and everything but I'm not as wild about it as I was when I was that age, and sometimes I wish I had that space to use for something else instead. Also I get that maybe the artist is insanely good and it does sound like a huge tattoo, but $8500 still sounds... really steep? She could probably just get a really cool full sleeve from the same person for like half or less of that and not be in the awkward position of having half her tattoo real estate taken up by one 18-year-old tattoo decision.
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Jun 14, 2023 15:41
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The porn industry could found their own bank, openly run by organized crime, and it would be a more trustworthy financial institution than our current options.
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Jun 14, 2023 15:42
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Trucking companies and limo services I get, never heard of movie theaters being mobbed up before.
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Jun 14, 2023 15:43
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Arby's has got to be some sort of front for a money laundering operation. Who the gently caress eats at Arby's?!
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Jun 14, 2023 15:45
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Bright Bart posted:These discriminatory practices force sex workers into relying on predatory services that take huge cuts. As it happens my wife and I are setting up a new service provider subsidiary of our business to provide business support to regular people and also local discriminated businesses like said onlyfans girls and legal cannabis related businesses. They have a really poo poo time trying to get basic services and my bookkeeping friend is working with us to lower the barriers for entry into local small business ownership.
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Jun 14, 2023 15:46
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Tendales posted:The porn industry could found their own bank, openly run by organized crime, and it would be a more trustworthy financial institution than our current options.
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Jun 14, 2023 15:46
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Wank of America That's a pretty sweet idea though, ReelBigLizard.
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Jun 14, 2023 15:48
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Batterypowered7 posted:Arby's has got to be some sort of front for a money laundering operation. Who the gently caress eats at Arby's?! They have the meats. Also their chicken fingers are real good.
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Jun 14, 2023 15:51
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Lusty Grundles posted:Wank of America As long as it doesn’t all go the way of Lehman Stepbrothers
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Jun 14, 2023 15:54
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Kurieg posted:They have the meats. The big beef and cheddar does nothing but destroy colons and clean money for criminals.
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Jun 14, 2023 15:55
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therobit posted:There are also valid reasons for banks eschew accounts from adult businesses, including sex work businesses. For the same reasons they might choose not to do business with trucking companies, limo services, or movie theaters. These types of businesses are a high risk for money laundering and fraud, and are often silently controlled by organized crime. The solution is careful risk management and thorough CDD/KYC controls, but that takes time and staff, and it's better suited to local/smaller banks and corporate service providers who can spend the time to add enough nuance to their risk models and assessments. With big multi-jurisdiction group banks and institutions it becomes increasingly difficult to make sure that your controls hold up to the mesh of local/state/national regulations in every branch so they tend to issue broader, more conservative compliance and risk policies to reduce the complexity. I am a regulatory compliance consultant in an offshore jurisdiction.
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Jun 14, 2023 15:57
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Pirate Radar posted:Trucking companies and limo services I get, never heard of movie theaters being mobbed up before. They are great for laundering money because they can be a cash business with limited fixed costs and very little to prove in the way of paperwork documenting where the money came from. Similar to the laser tag place in Breaking Bad.
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Jun 14, 2023 15:58
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mllaneza posted:Being nice to you says nothing about how they treat their kids in private. Believe me, I understand this idea intimately, but the people I’m talking about never had any real issues with their parents. Their complaints were like, “my dad doesn’t like it when I’m out until 2am with my friends on a school night,” “‘my mom got mad at me because I got blackout drunk and ended up in the hospital,” “I haven’t gone to class in three months and my parents are mad at me because they want me to apply myself to my studies instead of going train hopping with a bunch of heroin addicts.” The parents of well-off kids can absolutely be abusive but that wasn’t the case with any of them and the OP’s only complaint is that his dad “makes him feel small” which just reminds me of all of the above
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Jun 14, 2023 15:59
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Batterypowered7 posted:The big beef and cheddar does nothing but destroy colons and clean money for criminals. I can assure you that Hardee's is worse in both of those regards.
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Jun 14, 2023 16:01
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Any cash business is perfect because you can over inflate your income on the daily sales or whatever and if you're smart and have a skilled criminal accountant they can make sure it looks natural and within the expected income of the business. If your bank is getting hairy about the volume of cash then Card payments aren't actually much of an issue, just recruit local youth to use their student accounts etc to patronise the business. The gangs who run these laundering outfits give poor people a few hundred to a few thousand and get them to make various spurious purchases from the fraudulent businesses with the reward of keeping a small percentage cut. Obviously if these poor desperate people get their accounts closed and blackballed because of ML activity of their account they don't actually know anyone's names and maybe didn't even ever meet someone they were just referred by a friend. Good Anti Money Laundering training will basically just teach you how to launder money BTW.
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Jun 14, 2023 16:11
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Lol what year was the mobbed-up movie theaters post made from? poo poo mostly ended in the 80’s-90’s with AMC-type corporate stuff then auditable digital cinema in the 2000s ended it completely.
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Jun 14, 2023 16:13
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Kit Walker posted:Believe me, I understand this idea intimately, but the people I’m talking about never had any real issues with their parents. Their complaints were like, “my dad doesn’t like it when I’m out until 2am with my friends on a school night,” “‘my mom got mad at me because I got blackout drunk and ended up in the hospital,” “I haven’t gone to class in three months and my parents are mad at me because they want me to apply myself to my studies instead of going train hopping with a bunch of heroin addicts.” The parents of well-off kids can absolutely be abusive but that wasn’t the case with any of them and the OP’s only complaint is that his dad “makes him feel small” which just reminds me of all of the above all of these can often be code for “my parents thought that providing total material comfort was an adequate substitute for taking an interest in my life, refused to engage with me as an individual rather than a vessel for receiving their prescribed optimal life path, and guilt me intensely about expressing any independence,” hth classic child-of-pmc gifted-kid emotional burnout pipeline, many such cases HookedOnChthonics fucked around with this message at 16:17 on Jun 14, 2023 |
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Jun 14, 2023 16:15
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I should also probably add that even at banks with these restrictions, it’s a matter of businesses not being able to get or keep an account, not so much individuals. Strippers and porn stars can open personal accounts and deposit their earnings, even in cash. The same is true for truckers and movie theater employees and limo drivers. Now, the issue people are upset about right now would seem to be VISA’s restrictions for Only Fans and other adult video services. I don’t have a great answer for that because it is from a business standpoint a high risk enterprise. But I also don’t know how more traditional porn sites keep their credit card processing. My guess would be by lying to their financial institutions. Another poster, possibly facetiously, suggested adult industry businesses band together and form their own bank. That is actually probably the answer but they’d have to be careful about who’s in and who’s out in order to avoid issues because the government will take one look at them and decide they are a great target for investigation. And regulators can be capricious and arbitrary as hell when it comes to just deciding something is against the rules on the spot.
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Jun 14, 2023 16:15
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Remulak posted:Lol what year was the mobbed-up movie theaters post made from? poo poo mostly ended in the 80’s-90’s with AMC-type corporate stuff then auditable digital cinema in the 2000s ended it completely. Do you not have any crappy local second run theaters where you live?
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Jun 14, 2023 16:17
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Not since whatever decade you seem to be posting from.
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Jun 14, 2023 16:19
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Remulak posted:Lol what year was the mobbed-up movie theaters post made from? poo poo mostly ended in the 80’s-90’s with AMC-type corporate stuff then auditable digital cinema in the 2000s ended it completely. https://www.youtube.com/watch?v=_Gsz7Gu6agA HookedOnChthonics posted:all of these can often be code for “my parents thought that providing total material comfort was an adequate substitute for taking an interest in my life, refused to engage with me as an individual rather than a vessel for receiving their prescribed optimal life path, and guilt me intensely about expressing any independence,” hth Still very different from the situations where people quite literally had to escape from their households and basically live in hiding because their parents are abusive and/or violent psychopaths. The notable story where someone's boyfriend thought that he would fix things and contacted his girlfriend's parents only to have her crazy dad beat him up comes to mind.
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Jun 14, 2023 16:22
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Kit Walker posted:“My dad makes me feel small” is the kind of thing I heard from a lot of upper middle-class kids I knew when I lived in NYC. They all had a “no gently caress you dad” phase in their teens and early twenties and then invariably got jobs working for their parents for fat sums of cash when they got older. I had met their parents and they all (with some exceptions) tended to be super nice people very curious which perspective this is coming from - is your relationship with your parents good, or bad?
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Jun 14, 2023 16:22
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therobit posted:Similar to the laser tag place in Breaking Bad. Hey, remember when that dude killed himself with a defibrillator?
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Jun 14, 2023 16:23
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The_Franz posted:Still very different from the situations where people quite literally had to escape from their households and basically live in hiding because their parents are abusive and/or violent psychopaths. The notable story where someone's boyfriend thought that he would fix things and contacted his girlfriend's parents only to have her crazy dad beat him up comes to mind. Why does any of this matter? Dude was NC with his dad, his girlfriend went behind his back to contact his dad for monetary reasons, then she backpedaled after she found out he got a good job. The post is about the girlfriend's actions, not if the OP is justified in going NC with his dad.
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Jun 14, 2023 16:27
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StrangersInTheNight posted:very curious which perspective this is coming from - is your relationship with your parents good, or bad? Oh, my family is pretty wretched. The exact kind of “nice in public, terrible in private” kind of people the thread is pointing out exist. I’m already wary of that kind of thing and why I can decisively say it’s really not what was going on with the people I’m talking about. I got to know them and I got to know their parents and when one side is saying “please, just go to school, have a hobby, do anything with your life, I’ll support you in anything you do with cash or otherwise,” and the other side is going, “gently caress you dad, I’m gonna go chug DXM all weekend long with a dude literally named Sleaze” I think I know who is the actual rear end in a top hat in the situation Nancy posted:Why does any of this matter? Dude was NC with his dad, his girlfriend went behind his back to contact his dad for monetary reasons, then she backpedaled after she found out he got a good job. The post is about the girlfriend's actions, not if the OP is justified in going NC with his dad. OP is 100% justified in getting mad at his girlfriend for going behind his back to contact his dad. That said, he probably should rebuild the relationship with his dad because he’s giving up on a ton of privilege for seemingly very little reason
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Jun 14, 2023 16:29
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The only tattoo artist I know from SF is the Monmon cats guy and I support her $8500 Monmon cat tattoo
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Jun 14, 2023 16:36
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"Verbal/emotional/financial abuse isn't real child abuse if you're rich" is a pretty hosed up take.
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Jun 14, 2023 16:47
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run on sentience posted:"Verbal/emotional/financial abuse isn't real child abuse if you're rich" is a pretty hosed up take. Good thing no one here is saying that
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Jun 14, 2023 17:03
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AITA for refusing a gift that requires me to drive 3.5 hours to get?quote:My (28) father (65) is a very “my way or the highway” type person. He always means well but sometimes it can come off as harsh.
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Jun 14, 2023 17:16
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As terrible as it is to break NC relationships, a pregnant partner in a precarious financial situation should get a lot of slack. Wrong thing to do, but at least understandable.
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Jun 14, 2023 17:25
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therobit posted:
But in terms of credit card processing your choices are them or cash only. Businesses always think they way more negotiating power for cc processing than they actually do. The terms in question aren’t really set by Visa being mean to sex workers they’re set by the credit card processors themselves and it’s an industry standard because these businesses are legitimately cc fraud city and that does cost the processor money because when you do a chargeback the cc company doesn’t eat the loss they go to the processor to get their money back plus additional fees for the hassle.
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Jun 14, 2023 17:25
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I think in 2023 we need to be asking why it's Mastercard and not Mistresscard. Not sure why there's an issue. I'm sure VISA has no trouble at all processing payments for Nestle products.
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Jun 14, 2023 17:28
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therobit posted:There are also valid reasons for banks eschew accounts from adult businesses, including sex work businesses. For the same reasons they might choose not to do business with trucking companies, limo services, or movie theaters. These types of businesses are a high risk for money laundering and fraud, and are often silently controlled by organized crime. i hope for father's day your family takes you to the seaside, buries you in the sand, and leaves you there
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Jun 14, 2023 17:29
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y'all are so extra
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Jun 14, 2023 17:30
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Captain Hygiene posted:Obviously BF's being a weird rear end in a top hat about it, but man I'd feel weird in a relationship if one of the basic staple foods I love made my partner physically ill to smell. I was in a relationship where my SO refused to eat eggs and honestly its a loving pain in the rear end because eggs are both delicious and easy to make. i feel for the boyfriend here
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Jun 14, 2023 17:30
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The NC dad thing is interesting because the OP and his gf have been together for six years, which is longer than the 3 years he's been NC with his dad. So in this particular case the gf has already probably met the parents, unlike all the other similar stories where the partner just takes it for granted that they're actually not that bad, or whatever. So really I would say in this case it really does depend on why he went NC. Like, yeah, gf is the AH for going against his wishes, but for all we know he's a failson who got mad when daddy pointed out he shouldn't have spent all his money on crypto or something. Or his dad was mega abusive and he was right to cut him off. Idk man.
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Jun 14, 2023 17:37
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If you're not stealing from your trust fund, you're stealing from your family. Pregnant wife was simply trying to get the money their family needed but the guy's upper middle class gently caress you dad pride made him refuse. Either get a high paying job that can support you and your wife and kid, or suck up your pride and go after that trust fund.
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Jun 14, 2023 17:43
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I went digging in the comments and of course OP is annoyingly vague, but I found a few clues:OP posted:What she kept persisting on was me working for him. I worked for him right after college and I made great money. We were together right after I graduated college, so she knows that. But I hated it. So I quit. She wanted me to go back to that again. What she said happened was that she told him we were having kid, I lost my job, and I'm having trouble finding a new one. He told her he'd give me a call (which he did). OP posted:That trust fund money is not going to me. I'm not accepting it and I told her that. I do not care about that money because it's loving poisoned. If she wants to touch it, alright, go ahead, but I told her that the minute that happens is the end of our relationship. So my current theory is OP's father has some sort of ethically unforgivable job, like big pharma CEO, or potentially the much funnier option of OP's father has a completely benign job and OP just has a huge issue with it for some weird personal reason.
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Jun 14, 2023 17:46
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