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Guardian AU posted:The housing minister, Julie Collins, says caps on rent rises have only done “a little” where instituted in Australia, and claims the Greens’ demands for a national freeze wouldn’t work long-term to address the housing crisis. AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA Guardian AU posted:Asked about rent freezes or caps, Collins claimed housing experts said “this doesn’t work”. Asked about the ACT’s policy, which limits rent rises to 110% of inflation, Collins admitted that initiative helped “in a little way”. Ok ok, seriously, at this point are they actually taking the piss? Like is this some loving bit they are doing that I am completely failing to get? hooman fucked around with this message at 17:13 on Jun 26, 2023 |
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Jun 26, 2023 17:08
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hooman posted:AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA If they put in rent caps how will they get (more) money from those dole bludgers from the 20 investment properties they have. think of the poor politicians wallet!
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Jun 26, 2023 17:24
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So the economy needs more people to be unemployed, but if you are unemployed the social welfare is insufficient to live. Just really trying to square this away can someone help me??
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Jun 26, 2023 20:34
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the value of an unemployed workforce as a hedge against inflation is solely dependent on that workforce being desperate and starved like a beaten dog hth
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Jun 26, 2023 20:45
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Recoome posted:So the economy needs more people to be unemployed, but if you are unemployed the social welfare is insufficient to live. Labor's housing policy is *checks notes*.... Desert Trash City?? God they loving suck so bad. It's a dogshit policy and the greens are absolutely right to block it until Labor is forced to take action that will do something that helps people right loving now, during the crisis. If in 10 years time any prick looks back and says "Oh Australia could have had a good housing policy, but the nasty greens blocked it" I am going to point them at this post and tell them to go gently caress themselves. Greens good, gently caress you Labor, do good things. hooman fucked around with this message at 01:15 on Jun 27, 2023 |
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Jun 27, 2023 01:13
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in 10 years time much of our housing stock will presumably be aquatic or ashes because they keep opening coal mines so i think the haff is the least of their worries
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Jun 27, 2023 01:22
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Recoome posted:lol commbank I think we should gift Ukrain our M1 Abrahams tanks. They're gently caress all use to us here. I'd also suggest the ORCUS subs but, well, we don't have any.
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Jun 27, 2023 01:27
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hooman posted:AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAA 3. Real Estate Real estate, including the location (suburb or area only) and the purpose for which it is owned Person Location Purpose Date Self Rose Bay, Tasmania (50%) Residence 11/04/2022 Self Griffith, ACT (50%) Second home for work 11/04/2022 Spouse/partner Rose Bay, Tasmania (50%) Residence 11/04/2022 Spouse/partner Toowoomba, Queensland (100%) Investment 11/04/2022 Spouse/partner Griffith, ACT (50%) 2nd home for work 11/04/2022 Dependent children Nil
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Jun 27, 2023 01:35
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Recoome posted:So the economy needs more people to be unemployed, but if you are unemployed the social welfare is insufficient to live. They want you to be so desperate that you take any poo poo job for any poo poo pay
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Jun 27, 2023 01:39
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I would blow Dane Cook posted:3. Real Estate would it be against parliamentary rules for Max Chandler-Mather to quote how many investment properties each person who argues with him owns
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Jun 27, 2023 02:55
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Guardian AU posted:The Australian Education Union (AEU) has called for urgent funding to address shortfalls in public education after the release of ACARA data which showed more than 98% of private schools were overfunded and more than 98% of public schools were underfunded. Lol. elsewhere posted:The briefing states that 1,152 private schools will be overfunded to the tune of $3.2 billion over and above their public funding entitlement under the Schooling Resource Standard. So about 2.75 million dollars per private school. EDIT: Or $3,300 per private school student!  Math: 24% of students in private schools, 4 million students in Australia. =960,000 students. 3.2 billion/960,000 = 3,300 hooman fucked around with this message at 04:05 on Jun 27, 2023 |
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Jun 27, 2023 03:56
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Recoome posted:So the economy needs more people to be unemployed, but if you are unemployed the social welfare is insufficient to live. bootstraps
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Jun 27, 2023 04:39
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ssmagus posted:If they put in rent caps how will they get (more) money from those dole bludgers from the 20 investment properties they have. think of the poor politicians wallet! Someone found the figures once, but iirc, the average number of houses owned by federal politicians was about five.
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Jun 27, 2023 06:02
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Megillah Gorilla posted:Someone found the figures once, but iirc, the average number of houses owned by federal politicians was about five. Houses Georg was an outlier and should never have been counted.
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Jun 27, 2023 06:31
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I was insanely lucky to be able to live with my folks for a few years rent-free while earning decently so got in to home ownership at 22, a simple 1960's 2 bed unit. Mortgage has a bit to go but I've saved up some money to sell and upsize a bit to find a bigger place with a garage for tinkering. Presented all my plans to the broker I used back in the day, basically sell unit and buy well within my means using savings and end up with a similar sized mortgage. Bloke stared at me like I had grown a second head. "Why on earth haven't you been using your home equity to buy more properties over the last decade? Are you mad using money you've saved to purchase property? That's not how it works". And like, you objectively look at all the options available to someone who is already in the game and it's cooked. I do okay jobwise, I'm single and kid free, just having a decent amount of equity in a single lovely property puts my buying power through the roof compared to any first homebuyer. It's hosed. There's no incentive (moral ones aside) to ever really sell property, you just accumulate and negatively gear and use endless equity to purchase more and more becoming a demonic landlord in the process. You end up with your golden offset savings account earning you silly risk free returns too. I dunno how you unfuck all this poo poo. Maybe for every additional property you purchase you've got to take a submarine trip. You almost need means testing for house taxes. Elderly couple still living in a 5 bed inner suburb home? Taxes increase for the 4 empty rooms proportional to income. There isn't an incentive for people to turn over the housing market, acquiring and keeping properties is just too easy once you're in. Hell, it's incentivized.
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Jun 27, 2023 06:33
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masterpine posted:I dunno how you unfuck all this poo poo. 1) Negative gearing only allowed for your primary residence. 2) Remove CGT discount. 3) Replace stamp duty with land tax. 4) Individuals and corporations are only allowed to own a max of 5 houses. Its fairly simple to unfuck. Its politically difficult, which is why it will never happen.
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Jun 27, 2023 06:50
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NPR Journalizard posted:1) Negative gearing only allowed for your primary residence. Dream election: Labour decides to stop being the poo poo-light party and declares a DD with all these policies. Dutton is as popular as Vladimir Putin is in Russia, so it's the best time to do it. https://www.youtube.com/watch?v=fHB0vDhdM3c&t=1s The chance of this happening is the same chance I have of winning Powerball 
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Jun 27, 2023 07:25
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NPR Journalizard posted:1) Negative gearing only allowed for your primary residence. that sounds a lot like
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Jun 27, 2023 07:40
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Autisanal Cheese posted:would it be against parliamentary rules for Max Chandler-Mather to quote how many investment properties each person who argues with him owns Man does rusted-on Labor hate him on twitter...
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Jun 27, 2023 09:34
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SecretOfSteel posted:Man does rusted-on Labor hate him on twitter... My favourite was the tweets from the former Labor member he defeated in the election. BOY WAS SHE SALTY. Interrupted her ministry track and everything.
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Jun 27, 2023 09:47
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masterpine posted:I was insanely lucky to be able to live with my folks for a few years rent-free while earning decently so got in to home ownership at 22, a simple 1960's 2 bed unit. Mortgage has a bit to go but I've saved up some money to sell and upsize a bit to find a bigger place with a garage for tinkering. I agree with most ideas about unfucking the market, especially with regard to making investments much less attractive, but I don't agree with forcing people to have to sell or move from their primary home (which a tax increase for rooms etc will absolutely do). Everything else should be on the table, though.
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Jun 27, 2023 10:41
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iajanus posted:I agree with most ideas about unfucking the market, especially with regard to making investments much less attractive, but I don't agree with forcing people to have to sell or move from their primary home (which a tax increase for rooms etc will absolutely do). Everything else should be on the table, though. We need empty nest boomer who are sitting alone in 5 bedroom mansions to downsize, but they dont because stamp duty fucks them. Just need a financial incentive to get them to move.
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Jun 27, 2023 10:48
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NPR Journalizard posted:1) Negative gearing only allowed for your primary residence. interest on where you live isn’t deductible?
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Jun 27, 2023 11:01
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NPR Journalizard posted:Just need a financial incentive to get them to move. John Williamson at the Pelican Waters Bowls club 2 shows a night 7 nights a week
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Jun 27, 2023 11:33
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birdstrike posted:interest on where you live isn’t deductible? Oh yeah I always forget that. Maybe use that as a bait and switch so the inevitable chorus of boomer complainants shut the gently caress up
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Jun 27, 2023 12:07
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Whoa whoa whoa are you guys saying that interest on your primary residence is already tax deductible?
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Jun 27, 2023 12:17
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bobvonunheil posted:Whoa whoa whoa are you guys saying that interest on your primary residence is already tax deductible? n-no. NPR Journalizard posted:Oh yeah I always forget that. maybe, sadly though I think it would skyrocket somehow higher as people could afford higher repayments by offsetting some against the new tax deductions
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Jun 27, 2023 12:29
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birdstrike posted:n-no. Ok, I misread your "interest where you live isn't deductible?" as questioning the assumption that it wasn't
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Jun 27, 2023 12:32
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bobvonunheil posted:Ok, I misread your "interest where you live isn't deductible?" as questioning the assumption that it wasn't sorry I was trying to say it isn’t without sounding aggressive
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Jun 27, 2023 12:37
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iajanus posted:I agree with most ideas about unfucking the market, especially with regard to making investments much less attractive, but I don't agree with forcing people to have to sell or move from their primary home (which a tax increase for rooms etc will absolutely do). Everything else should be on the table, though. It's a tough thing and you cant discount peoples emotional attachments to properties. My folks recently sold the family home. They have had some hardships and needed to clear debt, otherwise they would have been dragged out of the place by an ambulance they loved the house so much. It was a 6 bedroom 3 bathroom on 1100sqm in a very nice Perth suburb. They owned it for 38 years, my mum grew up on the same block and used to do bob-a-job chores there and had loved the place since she was 6 years old. Its a house close to great schools, parks and shops which all exist to support young families. The new owners have three little kids who were running around the backyard planning all sorts of adventures after the auction. Watching that was the first time I saw my mum and dad smile during the whole day. At it's core, heavily incentivising/forcing turnover of good property in good locations is critical for social mobility and stopping class stratification. Property acts as the clearest means of securing generational wealth and advantage within a family line, I personally dont see that as being a good or positive thing for society. That's a bigger discussion than just home ownership obviously but it plays a part in the whole picture.
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Jun 27, 2023 14:04
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I think forcing people to downsize is a great thing to propose if you want no action taken on housing affordability because then everyone can have a great big emotional argument about whether or not we should do that without actually looking at the root causes of problems, and they're not your nan pottering about in a 4x2 she's lived her whole life in. It's like the LNP pivoting straight to nuclear power, it's just a wedge to start a big fight, rather than anyone looking at effective solutions.
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Jun 28, 2023 02:36
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Abolish private property, give everyone an appropriate safe warm solidly constructed home, give everyone a nice holiday once or twice a year, give everyone a nice life after they retire. This isn't hard.
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Jun 28, 2023 04:13
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Ranter posted:Abolish private property, give everyone an appropriate safe warm solidly constructed home, give everyone a nice holiday once or twice a year, give everyone a nice life after they retire. This isn't hard. You can keep this.
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Jun 28, 2023 05:58
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Guardian AU posted:The Australian Energy Regulator today provided more proof that price pains were hitting some households. Some 1.3% of residential customers, or almost 90,000, were participating in hardship plans in the March quarter, a proportion that now exceeds pre-Covid levels Better set up a future fund investing in the stock market that might pay dividends in a year so that we can maybe invest that into a way to pay to feed, clothe, medicate and shelter people! I'm sure that no bad outcomes will be happening between now and then! EDIT: Guardian AU posted:Chalmers confirms budget surplus will be bigger than $4.2bn May forecast Oh, never mind guys, Labor has done the most important thing, which is show spending restraint. That's the most important thing a government can do, that's their only role. hooman fucked around with this message at 06:30 on Jun 28, 2023 |
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Jun 28, 2023 06:17
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hooman posted:Better set up a future fund investing in the stock market that might pay dividends in a year so that we can maybe invest that into a way to pay to feed, clothe, medicate and shelter people! There was literally an episode of Utopia season 4 about this.
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Jun 28, 2023 06:28
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I would blow Dane Cook posted:There was literally an episode of Utopia season 4 about this. If they ever make the Nation Building Authority we will end up with Rob Sitch as Prime Minster who ends up leading the country to stop an invasion. Maybe they'll be a spin off where Rob Sitch becomes PM of Ukraine.
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Jun 28, 2023 08:22
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Weren’t we on target for a surplus before covid laughed at their presumption? That whole ‘back in black’ campaign? I honestly don’t know why they bother with spending restraint because they’re still going to be attacked come election time, and people will still believe libs are better economic managers. Reality has never factored in to that. Maybe we can spend some of that surplus on bringing back LMITO or similar, inflation is kicking my arse and I’ve already reduced my candle budget to bare bones.
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Jun 28, 2023 08:24
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NPR Journalizard posted:We need empty nest boomer who are sitting alone in 5 bedroom mansions to downsize, but they dont because stamp duty fucks them. Just need a financial incentive to get them to move. Pretty sure a lot of then don't because they actually like living in the house that they've been living in for decades hth
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Jun 28, 2023 08:40
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iajanus posted:Pretty sure a lot of then don't because they actually like living in the house that they've been living in for decades hth Which is why we need an incentive to get them to move hth
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Jun 28, 2023 08:42
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While I fundamentally agree with this... https://twitter.com/surlygopher/status/1659210211306123267 ...I also think people who've lived in the house they raised their kids in 40 years earlier should be able to live out their retirement and die there if they want. But the families with kids should also be entitled to be able to afford an actual house with space. And this was generally possible for all generations (of most income bands) to be living in up until about 15 years ago. I don't have the statistics to prove anything but my gut feeling is that the problem with our hosed housing market is more to do with investors and less to do with empty nest boomers hanging on to their PPOR.
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