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(Thread IKs: OwlFancier)
 
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Pork Pie Hat
Apr 27, 2011

domhal posted:

Are you prepared for cyber?

> I put on my robe and wizard hat

I am now.

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Trainee PornStar
Jul 20, 2006

I'm just an inbetweener

fuctifino posted:

Can't you all just send your kids to work in that new coal mine? Not only will your childcare bills be reduced to zero, your kids will be able to contribute towards the costs of running a home.

Isn't this why we Brexited?



No wonder in all those 'old timey' movies all the kids look like old men.

feedmegin
Jul 30, 2008

kingturnip posted:

The utterly stupid thing is that this is actually a really easy thing that the government could have fixed at any point in the last decade if they'd bothered. It's just poo poo politicians not giving a poo poo.

We are a gerontocracy, our governments are chosen by Boomers and rather too many of them don't give a poo poo about their kids and grandkids. Politicians act accordingly.

The Perfect Element
Dec 5, 2005
"This is a bit of a... a poof song"

Pork Pie Hat posted:

> I put on my robe and wizard hat

I am now.

Is 'cybersex' still a thing, nowerdays? It was all the rage 15-20 years ago, but it seems pretty quaint now.

e: a/s/l? wot r u wearing??

CarrKnight
May 24, 2013

Kin posted:

...
I did a bunch of scenario's calculations and frustratingly it turned out we'd be worse off if my wife cut her maternity leave short to go back to work because of the bloody fees, even though she's getting paid less while on it.
...

Childminders an option in your area?

Bobby Deluxe
May 9, 2004

The Perfect Element posted:

Is 'cybersex' still a thing, nowerdays? It was all the rage 15-20 years ago, but it seems pretty quaint now.
I think people just send each other pics and video now.

Unless that's the type of cyber they wanted Fatima to retrain in.

SixFigureSandwich
Oct 30, 2004
Exciting Lemon

CarrKnight posted:

Childminders an option in your area?

I think we just went over child miners a few posts up

Nuclear Spoon
Aug 18, 2010

I want to cry out
but I don’t scream and I don’t shout
And I feel so proud
to be alive
erotic roleplay is absolutely still a thing in FFXIV at least

Kin
Nov 4, 2003

Sometimes, in a city this dirty, you need a real hero.

CarrKnight posted:

Childminders an option in your area?

We never really looked into it to be honest.

We had a bad experience with a childminder/babysitter we hired for our wedding that put us off anything but a nursery environment.

Just had a quick look and they're not that much cheaper than pet hour vs the nursery, but without the peace of mind of a secure building with cameras and a chef cooking them meals etc.

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!

fuctifino posted:

All the problems are down to immigrants according to Turning Point, and it's also down to people voting for Labour, because look at the mess Corbyn's made of our country over the past 13 years.

https://twitter.com/TPointUK/status/1730910828642152679

And now there's this:

https://twitter.com/Redshoogi/status/1732128017168904398

A Tufton St org calling for direct local action. Isn't this terrorism?

https://endmassmigration.uk/

We aren't on a good timeline

Corcoran wrote an article in the Evening Standard a few years ago mainly bragging about she'd gone back to live with her parents and didn't lift a finger to contribute either financially or domestically around the home.

But yeah unfortunately 'immigrants are to blame' is something I've heard loads of people say "NHS is a mess, can't get an appointment, too many people, can't keep letting everyone in", just about every time there's any discussion around here. And when it gets a lot worse because there are no immigrants doing the lower paid work in the public sector that Brits can't or won't do, then there'll be even more anti-immigrant feeling.

crispix
Mar 28, 2015

Grand-Maman m'a raconté
(Les éditions des amitiés franco-québécoises)

Hello, dear

fuctifino posted:

All the problems are down to immigrants according to Turning Point, and it's also down to people voting for Labour, because look at the mess Corbyn's made of our country over the past 13 years.

https://twitter.com/TPointUK/status/1730910828642152679



little my fell in with a bad crowd eh :/

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
I bet it was her who started using mumintrollet as a slur against persons of Finnish descent.

fuctifino
Jun 11, 2001

https://twitter.com/PolitlcsUK/status/1732166243979792395

:toot:

HopperUK
Apr 29, 2007

Why would an ambulance be leaving the hospital?

Bit on-the-nose

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
Apparently an inverted red triangle is now meant to mean you support hamas or something.

:rollyeyeballs:

OwlFancier
Aug 22, 2013

I drove past a clapped out old van parked up in leeds the other day with a great big FREE PALESTINE on the side and the flag.

Obviously hamas deep infiltration cell.

kecske
Feb 28, 2011

it's round, like always

Guavanaut posted:

persons of Finnish descent

isn't that just called 'landing'

Microplastics
Jul 6, 2007

:discourse:
It's what's for dinner.

Jaeluni Asjil posted:

Apparently an inverted red triangle is now meant to mean you support hamas or something.

:rollyeyeballs:



i always new those negative numbers were up to no good

HopperUK
Apr 29, 2007

Why would an ambulance be leaving the hospital?

kecske posted:

isn't that just called 'landing'

lmao you got me

Guavanaut
Nov 27, 2009

Looking At Them Tittys
1969 - 1998



Toilet Rascal
It's also been a symbol for contraceptive services from before you could openly advertise that, so I wonder what brokebrain nonsense is going on with that equivalence.

Brendan Rodgers
Jun 11, 2014




Jaeluni Asjil posted:

Apparently an inverted red triangle is now meant to mean you support hamas or something.

:rollyeyeballs:

There are combat footage videos of Hamas using guerrilla tactics to take down tanks etc that use a red triangle to show the target.

Brendan Rodgers fucked around with this message at 00:31 on Dec 6, 2023

forkboy84
Jun 13, 2012

Corgis love bread. And Puro


Brendan Rodgers posted:

There are combat footage videos of Hamas using guerrilla tactics to take down tanks etc that use a red triangle to show the target.

You'd think the tank would stand out enough not to need highlighted by a red triangle

mediaphage
Mar 22, 2007

Excuse me, pardon me, sheer perfection coming through
https://twitter.com/milkmanmeme/status/1731418054419009562?s=46&t=8g1SJ87BoVmp86tfUCXz2A

https://twitter.com/milkmanmeme/status/1731418083330297962?s=46&t=8g1SJ87BoVmp86tfUCXz2A

https://twitter.com/milkmanmeme/status/1731418109393662419?s=46&t=8g1SJ87BoVmp86tfUCXz2A

https://twitter.com/milkmanmeme/status/1731418130767888484?s=46&t=8g1SJ87BoVmp86tfUCXz2A

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
Cybermen chat:

A few years ago I stayed in an airbnb room in London.

The host had been a cyberman actor back in the original Dr Who days and he said he and most of the other cybermen actors were gay and were always worried about battle scenes when they might have to fall over and break their nails or some such. I can't quite see cybermen in the same light anymore. I thought they were terrifying when I was young.

Original cybermen:


Failed Imagineer
Sep 22, 2018
THEY'RE TURNING THE CYBERMEN GAY NORMAN

Mebh
May 10, 2010


I mean they were defeated with something called a Glitter Gun. What did you expect?

Private Speech
Mar 30, 2011

I HAVE EVEN MORE WORTHLESS BEANIE BABIES IN MY COLLECTION THAN I HAVE WORTHLESS POSTS IN THE BEANIE BABY THREAD YET I STILL HAVE THE TEMERITY TO CRITICIZE OTHERS' COLLECTIONS

IF YOU SEE ME TALKING ABOUT BEANIE BABIES, PLEASE TELL ME TO

EAT. SHIT.


The framing BBC is using for the new immigration threshold is pretty funny, they say it's only slightly above the median wage for full-time employees (34k, which is still >10% lower).

Of course the operative word there being full-time, given how many people on lower incomes are on zero hour contracts or have some other kind of periodic/part-time/seasonal or otherwise insecure work.

WhatEvil
Jun 6, 2004

Can't get no luck.

All this talk of earnings, maybe goons can give me some thoughts.

So I used to earn pretty decent money, but then I had 2.5 years out work due to severe anxiety and Covid. Now I have an undiagnosed disability - some kind of chronic fatigue syndrome / severe brain fog that means I can only typically manage about 4 hours of work per day on average - though I am lucky enough to currently have a job that accommodates that.

Anyway, main thing is, we're living mostly off my wife's earnings now but I do have some extra cash. Thing is though, I'm nearing 40 and I still don't have any real pension to speak of - few £k in the mandatory workplace pension thing that got set up a year or two before I left the UK, and that's it.

Now, I'm thinking that I should start putting some serious cash into a pension... but at the same time, I'm also looking around at... *gestures vaguely at everything* and thinking that we may be due for a major financial collapse or a full-on civilisation collapse before I hit retirement age. What are you lot doing?

Should I pay into a pension? Or spaff it all up the wall and lie a decent life while I still can?

Mega Comrade
Apr 22, 2004

Listen buddy, we all got problems!

WhatEvil posted:


Should I pay into a pension? Or spaff it all up the wall and lie a decent life while I still can?

You should pay into a pension.

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!

WhatEvil posted:

All this talk of earnings, maybe goons can give me some thoughts.

So I used to earn pretty decent money, but then I had 2.5 years out work due to severe anxiety and Covid. Now I have an undiagnosed disability - some kind of chronic fatigue syndrome / severe brain fog that means I can only typically manage about 4 hours of work per day on average - though I am lucky enough to currently have a job that accommodates that.

Anyway, main thing is, we're living mostly off my wife's earnings now but I do have some extra cash. Thing is though, I'm nearing 40 and I still don't have any real pension to speak of - few £k in the mandatory workplace pension thing that got set up a year or two before I left the UK, and that's it.

Now, I'm thinking that I should start putting some serious cash into a pension... but at the same time, I'm also looking around at... *gestures vaguely at everything* and thinking that we may be due for a major financial collapse or a full-on civilisation collapse before I hit retirement age. What are you lot doing?

Should I pay into a pension? Or spaff it all up the wall and lie a decent life while I still can?

Well I'm over 20 years older than you so pension prospects are a more impending consideration for me than ye youngsters.

My state retirement age is another 2.5 years approx. I will get fingers crossed state pension + small (and I mean small) former employment pension as I could never afford to pay in to the schemes of various employers I had as I had, you know, food to buy & bills to pay and metal gigs at least once a week to attend so I only have actually 7 years contributions into employment pension. + absolutely miniscule NEST which I signed for when I started current role and that looks like being £1 a month if that especially as I'm cutting my work hours down from January and my total income all sources will be below the personal tax allowance.

I don't know what your UK status is. But if you are a UK citizen (eligible to pay tax even if you don't actually pay any because of personal tax allowances etc), you can contribute to a SIPP and even if you don't pay any tax, you can still get the tax relief. Also you can pick cash funds (which run at basically what you would get in a building society about 4.5% at the moment) so money held in cash is at least doing something. So if you are a UK citizen but earn below the personal allowance, if you bung in £2880 (the max you are allowed to if you are a non-taxpayer) in a financial year, the govt will give you £720! When you withdraw it though, there are various provisos eg 25% is tax free, the rest is taxable depending on your total income etc etc. (Also note that the govt top up is a one off, you don't get it again on the same money only on new money so it's not like 25% interest pa!)

If you have no UK tax liabilities as in you don't get any income from UK sources then your options to pay in to a UK designated pension plan may be very limited anyway. Also bear in mind once you put money into a designated pension plan in the UK, you can't take it out again until you're 57 (coming soon but definitely for you and it will probably have gone up by the time you hit the golden years).

[caveat="I am not a financial adviser but]... in your situation, I would stick any 'spare' money in the highest interest savings possible and raid it when you need/want to. [/caveat]

There's a UK Personal Finance thread here:
https://forums.somethingawful.com/showthread.php?threadid=3887120

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
Bad food chat:

This is just passed along my FB feed:

kingturnip
Apr 18, 2008

Private Speech posted:

The framing BBC is using for the new immigration threshold is pretty funny, they say it's only slightly above the median wage for full-time employees (34k, which is still >10% lower).

Of course the operative word there being full-time, given how many people on lower incomes are on zero hour contracts or have some other kind of periodic/part-time/seasonal or otherwise insecure work.

I'd be astonished if there isn't some change to the threshold before it comes into effect. It's such a lunatic idea and would be so damaging to health and care (two sectors already on the brink) that I can't see it staying where it is.
My guess is either:
1) they'll reinforce Shortage Occupation lists to ensure that - for example - the NHS can still keep recruiting clinicians from abroad, because the new 'cap' excludes basically 90% of non-doctor roles;
2) they'll delay the date it goes live until the election is too close and then blame the perfidious NHS for preventing them from "keeping the country safe"

Ultimately, just using the NHS as an example, there's no loving chance that the Tories can achieve any of their stated goals for the NHS if this new threshold comes into effect. And while there are lots of "immigration is too high" people in the country, there are a lot more "I have to wait too long for my NHS appointment" people in the country.

Mega Comrade
Apr 22, 2004

Listen buddy, we all got problems!
Health and care are exempt I believe.

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!

kingturnip posted:

I'd be astonished if there isn't some change to the threshold before it comes into effect. It's such a lunatic idea and would be so damaging to health and care (two sectors already on the brink) that I can't see it staying where it is.
My guess is either:
1) they'll reinforce Shortage Occupation lists to ensure that - for example - the NHS can still keep recruiting clinicians from abroad, because the new 'cap' excludes basically 90% of non-doctor roles;
2) they'll delay the date it goes live until the election is too close and then blame the perfidious NHS for preventing them from "keeping the country safe"

Ultimately, just using the NHS as an example, there's no loving chance that the Tories can achieve any of their stated goals for the NHS if this new threshold comes into effect. And while there are lots of "immigration is too high" people in the country, there are a lot more "I have to wait too long for my NHS appointment" people in the country.

"And while there are lots of "immigration is too high" people in the country, there are a lot more "I have to wait too long for my NHS appointment" people in the country."

Unfortunately, in my experience, these are often the same people who fail totally to see the connection.

Microplastics
Jul 6, 2007

:discourse:
It's what's for dinner.
Nursery fees were mentioned earlier.

Funnily enough last week we had a sort of PTA meeting with our nursery, and given they'd just hiked fees almost 10% you can imagine what the main topic of conversation was. So we got answers.

And although some of the cost increase is down to food inflation (a nursery will get through a lot of food, it's not like the meals are small. growing toddlers eat almost adult portions) most of it is, if course, staff.

And it's incredibly competitive right now. Staff will move for a 10p/hour increase because it makes a difference. Nurseries are fighting over a limited supply. Staffing shortages can cause a huge headache because nurseries can't legally operate if the ratio moves past 8 kids to 1 staff member, so they fight hard and give competitive salaries and perks like training. Our nursery recruits directly via LinkedIn etc, but they can't fulfil their needs entirely by this, so they use a recruiting agent which can charge exorbitant fees. It all gets passed on to the customer.

It's hard to feel mad because nursery staff do an incredibly hard job - I wouldn't do it for 70k - but they're on retail wages. They probably deserve a pay lift.

Instead most parents and nurseries alike blame the goverment for just not subsidising it enough.

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
Thank you whoever used my Octopus referral code :)
Pretty sure it was a goon.
£50 just landed in my account.

I wish you a Merry Octomas


Jaeluni Asjil fucked around with this message at 09:22 on Dec 6, 2023

Angepain
Jul 13, 2012

what keeps happening to my clothes

Private Speech posted:

The framing BBC is using for the new immigration threshold is pretty funny, they say it's only slightly above the median wage for full-time employees (34k, which is still >10% lower).

Of course the operative word there being full-time, given how many people on lower incomes are on zero hour contracts or have some other kind of periodic/part-time/seasonal or otherwise insecure work.

I love this because even taken completely at face value it would mean half the goddamn country isn't allowed to fall in love with A Foreign

Desiderata
May 25, 2005
Go placidly amid the noise and haste...

Jaeluni Asjil posted:

I wish you a Merry Octomas

IMAGE CENSORED

UKMT : combining shocking Antisemitism and the War On Christmas. Disgusting :/

The Question IRL
Jun 8, 2013

Only two contestants left! Here is Doom's chance for revenge...


You missed the best post

https://twitter.com/richardavsmith/status/1731635410999153093?t=x7XDNcjhb3VC8fKbUCRRtg&s=19

And the quote for those opposed to Twitter.


Richard Smith on Twitter sez posted:

Northern Irish parties are like the New Adventures: most people don't know much about them, there's some really weird ones doing things you wouldn't expect, and they're the source of huge arguments over specific details that seem confusing and/or minor to an outside observer.

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Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!
Richard Smith on Twitter sez posted:
Northern Irish parties are like the New Adventures: most people don't know much about them, there's some really weird ones doing things you wouldn't expect, and they're the source of huge arguments over specific details that seem confusing and/or minor to an outside observer.

When I was in The Party (Lab) our branch had endless discussions over a 59p notebook to record cash payments taken in at meetings (towards room hire cost).
No wonder people stopped coming.

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