rex rabidorum vires posted:

Only beer is sours.

actionjackson posted:

Mad Wack posted:

https://archive.ph/W6ryI


more fake numbers, nobody does the job survey anymore

cat botherer posted:

sours are gross. If you like the taste so much, just dump some vinegar into regular beer and it's the same thing.

SKULL.GIF posted:

"don't drink alcohol" x "reasonably avoid refined carbs" x "don't eat after sunset" would go a looooooong way towards getting every single American into very reasonable health. Throw in "walk a couple miles a day" and you're 95% of the way there, and none of these are particularly difficult or onerous to achieve.

Eric Cantonese posted:

The Millionaire Next Door is probably the one about encouraging thriftiness. I believe it has anecdotes how many millionaires are retired teachers who were good about contributing to their pension plans.

Rich Dad, Poor Dad is more halfass investment advice based on setting up closely held corporations and using "zero down" loans (which by the way, banks haven't done on a general basis without requiring crippling interest rates for decades) to build up a real estate portfolio. Also, it encourages you trying to form friendships at country clubs to try to get access to insider information for stock trading.

skooma512 posted:

It is onerous, because avoiding refined carbs means avoiding fast food and even entire food groups like pizza. I did some research (my own research ) recently because my A1C came in a little hot and diet geared towards avoiding blood sugar spikes with carb restrictions means eating no more than 55g of carbs in a meal. Even the healthier options at Taco Bell for example exceed that, for just one burrito. Although avoiding blood sugar spikes is different than just restricting carbs for someone who's insulin system still works at specification, because then you have to factor in that beans are cool and good and can prevent spikes coming from rice if you eat them together, the combinations of food and synergy between them start mattering a lot. Finally, stacking foods still won't save you from fries, which are the blood sugar devil and will gently caress you up no matter what tricks you try.


Beyond that, it is definitely good advice.

dk2m posted:

can you imagine any other academic field where the people that ostensibly earn phds and then go on to work in economic departments in government literally don’t know the historical record of their own area of expertise?

it’s unbelievable to me that I had to go learn it on my own to supplement my own econ degree, business schools are a complete joke. none of my professors had even read the works of Ricardo or Smith, forget any of the later thinkers.

loquacius posted:

Dems are just unironically being Glenn McCoy now

dk2m posted:

https://twitter.com/thejb_stan/status/1451230306254692353?s=46

can you imagine any other academic field where the people that ostensibly earn phds and then go on to work in economic departments in government literally don’t know the historical record of their own area of expertise?

it’s unbelievable to me that I had to go learn it on my own to supplement my own econ degree, business schools are a complete joke. none of my professors had even read the works of Ricardo or Smith, forget any of the later thinkers.

the cult of the stupid little toy graphs that apparently can model Reality is so ingrained in the field that it’s not surprising that neoliberalism is now lurching under its own weight and contradictions. we’re reaching lysenko levels of delusions because of it

Scott Forstall posted:

My wife and I use The Millionaire Next Door for some general things that help us. The main thing that we've found works for us is we do the thing that automatically hides money from us in an account that periodically buys index funds. On paper we make decent money but we still feel like we're poor students and live accordingly.

It's not a magic bullet that applies for all, but hiding money from ourselves has really worked for us.

edit:

don't eat fast food. you can make rice and beans at home and buy some good tortillas from the mexican market. oven bake some chicken, shred that poo poo up and you're good.

SKULL.GIF posted:

""don't eat after sunset" would go a looooooong way towards getting every single American into very reasonable health

JAY ZERO SUM GAME posted:

this is just trite advice, but so good. it's all so cheap, and so, so, so much better than anything at a restaurant

mawarannahr posted:

sorry about the restaurants you've been

mawarannahr posted:

???? ps this verges on Islamophobia and antisemitism

Pepe Silvia Browne posted:

i make stuff that is as good/better than restaurants but i'm a good cook

Griz posted:

instant pot stew/curry/chili is completely idiot proof and also requires so little effort that even a burned-out drunk can manage to make a batch every 4-5 days and freeze portions.

mawarannahr posted:

???? ps this verges on Islamophobia and antisemitism

SKULL.GIF posted:

"don't drink alcohol" x "reasonably avoid refined carbs" x "don't eat after sunset" would go a looooooong way towards getting every single American into very reasonable health. Throw in "walk a couple miles a day" and you're 95% of the way there, and none of these are particularly difficult or onerous to achieve.

mycomancy posted:

It really is incredible that orthodox economists are less read up on their field of study than MDs are.

Jel Shaker posted:

i was thinking about that automated food cooker juciero type device the other day and essentially how it just mixed everything in to a pot and made a delicious carb filled slop

Engorged Pedipalps posted:

If I understand the nutritional science right:

Your body doesn't properly digest food when you're asleep so you're not getting the full nutritional value of meals and the stuff that burns the fastest is all you really absorb which is generally just gonna be the carbs

You also supposedly sleep better and wake easier if you don't eat at least six hours before bed

mawarannahr posted:

the Spanish - famously poor sleepers (ate too late)

H.P. Hovercraft posted:

doctors and other wizards are well known for their study of tomes

Pepe Silvia Browne posted:

lol it's more just that you shouldn't be stuffing your gullet from the moment you wake up to the minute you fall asleep

Buying a home has become so unaffordable that most prospective homebuyers wouldn’t mind a recession if it meant lower mortgage rates, according to a new survey.

Sixty-four percent of Americans say they are “ready for a recession” if they are better able to afford to buy a home, according to a study conducted by Harris Poll on behalf of Credit Karma, designed exclusively for USA TODAY.

Not surprisingly, 82% of those surveyed believe the country is facing an unprecedented housing affordability crisis. Perhaps that’s why more than 3 in 5 Americans who have never purchased a home (61%) don’t think they’ll ever be able to afford to do so.

“There is no denying how difficult it’s become to purchase a home in America today, especially for first-time buyers,” said Aniva Hinduja, general manager of home and mortgage at Credit Karma. “When a majority of potential home buyers are wishing for a recession so they can afford a mortgage, you know the situation is dire.”

...

Among homeowners who bought in the past year, 46% say they are struggling to afford their monthly mortgage payments due to high interest rates. For those who recently purchased a home, 36% used money from savings, 37% used money from another home sale, 16% paid in all cash and 19% used money gifted from family, Seven percent took an adjustable-rate mortgage and 9% did a mortgage rate buy-down, according to the study.

Eighty-four percent of recent homebuyers (those who purchased in the past year) say they made sacrifices in order to purchase their home, with 3% saying they paid more than they budgeted.
Other sacrifices include:

• Limited/stopped spending on non-necessities so they had more to spend on their home – 25%
  
• Took on a side hustle to make extra money - 22%
  
• Gave up certain desired home features (e.g., fenced-in yard, open floor plan, finished basement) – 20%
  
• Bought a smaller home than they wanted – 23%

About 1 in 5 say they put life events on hold (22%) or bought outside their ideal home location (19%) in order to purchase their most recent home. Roughly 21% of recent homebuyers say they moved in with family/friends to build up savings in order to purchase their most recent home.

webcams for christ posted:

[url=https://eu.usatoday.com/story/money/2023/06/16/recession-lower-mortgage-rates-prospective-homebuyers-say-yes/70322476007/]

Thorn Wishes Talon posted:

https://twitter.com/paulkrugman/status/1743273379203788916

(USER WAS PUT ON PROBATION FOR THIS POST)

Pepe Silvia Browne posted:

lol it's more just that you shouldn't be stuffing your gullet from the moment you wake up to the minute you fall asleep

BULBASAUR posted:

sun sets at like 3pm over here

triple sulk posted:

economists should all be sent to the hague

Engorged Pedipalps posted:

If I understand the nutritional science right:

Your body doesn't properly digest food when you're asleep so you're not getting the full nutritional value of meals and the stuff that burns the fastest is all you really absorb which is generally just gonna be the carbs

You also supposedly sleep better and wake easier if you don't eat at least six hours before bed

Jel Shaker posted:

i was thinking about that automated food cooker juciero type device the other day and essentially how it just mixed everything in to a pot and made a delicious carb filled slop

Xaris posted:

zirp 2 is going to be so good for my investment portfolio of ai tech and costco stocks, so i will vote for whoever makes it happen