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https://www.reuters.com/business/reinsurance-rates-rise-2024-soften-2025-fitch-analyst-2023-09-07/ https://www.artemis.bm/news/us-property-cat-reinsurance-rates-up-116-since-2017-guy-carpenter/ Reinsurance* rates have gone way way up in the last two years. This means the insurance companies have much higher costs and they are trying to find some way to pinch pennies in response. * Your insurance company can buy insurance for their insurance plan. In modern capitalism, it's pretty common for the company that insures your insurance company to then get their own insurance from another group.
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# ? Jan 24, 2024 23:11 |
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# ? May 25, 2024 06:01 |
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haveblue posted:A few days ago a post was made on an aviation insider news site setting forth a trail of bureaucratic and procedural failures that led to an Alaska Airlines 737 MAX's door panel falling off mid-flight two weeks ago. The post was made by an anonymous user who was upfront about their lack of credibility, but the post's contents have now been verified by the Seattle Times (without identifying the poster). listen, no one could have seen this coming, anyway on an unrelated note here's a 2019 article about boeing's plan to fire a third of their quality control inspectors
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# ? Jan 24, 2024 23:18 |
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Misunderstood posted:I think there are plenty of well-run Democrat dominated states. New York has similar problems to California so it might be more of a “large state” than “one party” problem. As a Cali goon there are some broken things but there are also a lot of things that aren’t really within the government’s control at play. PGE should’ve been made public sure, though I don’t think that’s any more likely if we’re purple instead of blue. I don’t think there’s another state’s government I would rather have.
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# ? Jan 24, 2024 23:24 |
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Main Paineframe posted:The "outdated regulatory system" insurers are complaining about was imposed by a ballot initiative, passed directly by the voters and added directly into the state constitution.
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# ? Jan 24, 2024 23:26 |
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mobby_6kl posted:Doesn't California have a bunch of these stupid ballot initiatives passed directly by the voters that are crippling the state? probably I mean it's also a big state with a huge economy that sometimes tries to do big things when they have money and then when that turns into a deficit people act all crazy and call it poorly run also has several large cities that are as usual targeted as crime ridden cesspits by conservatives
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# ? Jan 24, 2024 23:29 |
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sexy tiger boobs posted:Why would a trump voter ever vote for a woman? Let alone an Indian woman? That's crazy. Considering this whole movement of electing absolute morons as long as they are fash and aggressively stupid enough started with Sarah Palin, I'd say there's an outside chance Trump's successor ends up being a woman. Chuds are walking monuments to internally inconsistent actions and beliefs.
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# ? Jan 24, 2024 23:33 |
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mobby_6kl posted:Doesn't California have a bunch of these stupid ballot initiatives passed directly by the voters that are crippling the state? off the top of my head the only thing that comes to mind is prop 13 from the late 70's, which freezes property taxes which hamstrings municipalities there were some dumb term limits that made state politics real bad for a while, but we got rid of those as a random goon living in ca i have a lot of issues with our state government (especially the fact that they refuse to bargain with my union in good faith), but it doesn't strike me as uniquely terrible
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# ? Jan 24, 2024 23:37 |
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GhostofJohnMuir posted:there were some dumb term limits that made state politics real bad for a while, but we got rid of those Would you (or someone) mind going into more detail about this? I have a bunch of people who seem to think term limits are a panacea and I'd like to have some examples to hand
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# ? Jan 24, 2024 23:40 |
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Prop 65 Warning: This post contains ingredients known by the State of California to cause cancer
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# ? Jan 24, 2024 23:41 |
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DarkHorse posted:Would you (or someone) mind going into more detail about this? I have a bunch of people who seem to think term limits are a panacea and I'd like to have some examples to hand Lots and lots of reasons but my main one is that being a good lawmaker is something that you learn how to do and turning over half your legislature every term is going to lead to a much higher percentage of inexperienced morons who don't know what they're doing and have no institutional knowledge or experience.
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# ? Jan 24, 2024 23:47 |
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zoux posted:Lots and lots of reasons but my main one is that being a good lawmaker is something that you learn how to do and turning over half your legislature every term is going to lead to a much higher percentage of inexperienced morons who don't know what they're doing and have no institutional knowledge or experience. Yeah I know that in principle, basically you guarantee that the lawmaking apparatus gets outsourced to unelected experts because the actual elected positions have no chance of building that institutional knowledge, but were there specific examples of stuff that happened?
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# ? Jan 24, 2024 23:52 |
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mobby_6kl posted:Doesn't California have a bunch of these stupid ballot initiatives passed directly by the voters that are crippling the state? Some of them are dumb, but others are very reasonable. I think no one would really care that much about the amount of ballot initiatives in California were it not for Proposition 13. Proposition 13 is a curse placed on this entire state by the boomers of 1978.
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# ? Jan 24, 2024 23:54 |
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DarkHorse posted:Would you (or someone) mind going into more detail about this? I have a bunch of people who seem to think term limits are a panacea and I'd like to have some examples to hand here's the text of the ballot initiative which fixed some of the issues, and has the official pro and con arguments: https://ballotpedia.org/California_Proposition_28,_Change_in_State_Legislative_Term_Limits_Initiative_(June_2012) essentially legislators were limited to 6 years in the assembly and 8 year in state senate. this led to a lot of issues with assembly members taking their first two year term getting up to speed on basic process, their second term getting up to speed on the details on important issues, and then the final term desperately maneuvering for a state senate position. institutional memory was non-existent and lobbyists were pretty much the only ones actually drafting and advancing legislation because they were the only ones who knew how (this is an issue without strict term limits as well, but nowhere near as bad), and no one could form the working relationships necessary to create and advance medium to long term legislative initiatives after about 20 years of this voters approved prop 28, which creates a universal term limit of 12 years in the state legislature, which is shorter than the 14 you could theoretically get under the previous limits (this was mostly done in an effort to cut off criticisms that it was a power grab), but encourages members to spend their time in one chamber to make more efficient use of their time in office i don't have any hard metrics to point to, but subjectively the state government functions way better now than it ever did during the davis or schwarzenegger administrations GhostofJohnMuir fucked around with this message at 00:10 on Jan 25, 2024 |
# ? Jan 25, 2024 00:04 |
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private biz dont have term limits, if we want gov to be more like biz then we shouldnt have term limits. or maybe biz should have term limits.
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# ? Jan 25, 2024 00:08 |
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Dapper_Swindler posted:this. its also gonna be a pretty big field of canidates and a lot of actually decent/good ones too. i dont think newsome gets it but who knows. harris i dont think gets it either. who are the good candidates, I am curious
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# ? Jan 25, 2024 00:17 |
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Tatsuta Age posted:who are the good candidates, I am curious Big Gretch
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# ? Jan 25, 2024 00:37 |
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Tatsuta Age posted:who are the good candidates, I am curious Unironically Pritzker, though I'm always expecting some Illinois native to correct me with some breaking corruption scandal.
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# ? Jan 25, 2024 00:57 |
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We like our large gazillionaire governor. Unless you are in southern Illinois and he is everything that is wrong in the world because he supported masking and vaccines.
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# ? Jan 25, 2024 01:03 |
Morrow posted:Unironically Pritzker, though I'm always expecting some Illinois native to correct me with some breaking corruption scandal. I mean when he was campaigning I was convinced there would be one, and it kills me a little to be cheering for a billionaire so hard but he kinda loving rules.
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# ? Jan 25, 2024 01:30 |
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Also at a parade someone threw a random jelly shot at him. He caught it one handed and downed it.
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# ? Jan 25, 2024 01:52 |
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Lager posted:I mean when he was campaigning I was convinced there would be one, and it kills me a little to be cheering for a billionaire so hard but he kinda loving rules. Well, we keep saying "Why are billionaires always spending money on vanity poo poo like big penis rockets? Why can't they actually spend that money for good?" I guess Pritzker decided to use it to run for office and be decent.
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# ? Jan 25, 2024 02:10 |
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Nash posted:Also at a parade someone threw a random jelly shot at him. He caught it one handed and downed it. https://twitter.com/vashon_photo/status/1673120836100734979/photo/1
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# ? Jan 25, 2024 02:15 |
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Knowing nothing about him, I had assumed Priztker was some stereotypical corrupt, scandal ridden rear end in a top hat like [what seems to be] all Illinois politicians. I never actually paid attention to him, but y'all are making me re-think my biases. Also, TBH, catching/downing a jello shot at the pride parade is a baller move. Kalit fucked around with this message at 02:21 on Jan 25, 2024 |
# ? Jan 25, 2024 02:19 |
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Ted Cruz'll press charges over such things
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# ? Jan 25, 2024 02:38 |
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God’s work sir
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# ? Jan 25, 2024 03:59 |
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Ms Adequate posted:Comedy ruling: Natural-born means those who were pushed out of their momma. If you were delivered via c-section, tough titties. Despair thy charm! The Donald was (not) from his mother’s womb untimely ripped!
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# ? Jan 25, 2024 04:13 |
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If Pritzker is the large guy in the front, he is the most obvious mobster ever
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# ? Jan 25, 2024 07:51 |
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I suppose I'm paranoid, but eating a jell-o shot thrown at you feels like a 50-50 chance of having a fun surprise LSD trip, or whatever the kids are into these days
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# ? Jan 25, 2024 07:56 |
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Rappaport posted:I suppose I'm paranoid, but eating a jell-o shot thrown at you feels like a 50-50 chance of having a fun surprise LSD trip, or whatever the kids are into these days That or the COVID vaccine nanobots
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# ? Jan 25, 2024 08:42 |
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That's malicious, connecting someone to the Eschaton is doing them a favour!
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# ? Jan 25, 2024 09:28 |
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Nervous posted:That or the COVID vaccine nanobots If they had managed to formulate the vaccine into a free tasty treat, US vaccination compliance would be like >95%. Also on the Pritzker train, not sure how much of that is just because it keeps coming up on Chapo but it seems like an obvious choice. (Also I believe one of the Biedermans worked with him at some point, so there's possible astroturfing if you squint at it hard enough that it breaks your brain). Obviously, gently caress a billionaire, but he has the resources to run a fairly independent campaign and his record is fair to decent. I'm expecting 28 to come down to Newsom and Pritzker.
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# ? Jan 25, 2024 10:30 |
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zoux posted:Lots and lots of reasons but my main one is that being a good lawmaker is something that you learn how to do and turning over half your legislature every term is going to lead to a much higher percentage of inexperienced morons who don't know what they're doing and have no institutional knowledge or experience. On the other hand, without term limits, you get situations like former Sen Dianne Feinstein staying in office long after her “Best Before” date, so perhaps they aren’t all bad.
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# ? Jan 25, 2024 11:00 |
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Kalli posted:
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# ? Jan 25, 2024 11:00 |
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The Artificial Kid posted:When and why the gently caress did Americans all start saying "anaesteezha" instead of anaesthesia? I've noticed a bunch of americans doing the same thing with "aesthetic", turning it into "aztetic". its pretty much how that phoneme is pronounced https://www.merriam-webster.com/dictionary/anesthesia
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# ? Jan 25, 2024 11:10 |
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Morrow posted:Unironically Pritzker, though I'm always expecting some Illinois native to correct me with some breaking corruption scandal. It’s not a scandal in the sense that nobody seems to care (because nobody cares about old people in nursing homes) but this is fairly damning in my eyes: quote:Families who’ve lost loved ones in nursing homes during the coronavirus pandemic, patient advocates and attorneys are blasting an executive order issued by Illinois Gov. JB Pritzker that they said protect an industry with a long history of issues. https://www.nbcchicago.com/news/local/families-gov-pritzkers-nursing-home-liability-order-strips-justice/2295452/
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# ? Jan 25, 2024 11:12 |
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The Artificial Kid posted:When and why the gently caress did Americans all start saying "anaesteezha" instead of anaesthesia? I've noticed a bunch of americans doing the same thing with "aesthetic", turning it into "aztetic". There are multiple ways to pronounce the words, favored by different regional dialects.
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# ? Jan 25, 2024 13:36 |
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The deal that had been under discussion to trade border/immigration concessions for more funding for Ukraine/Israel funding is apparently dead. This appears to have come from McConnell who believes that this deal would now hurt Trump’s chances in the general. https://twitter.com/jakesherman/status/1750484746692448438?s=46&t=BHs6Pl38GJXGN2Y4xeriNA
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# ? Jan 25, 2024 14:05 |
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Is McConnell back to making decisions, and not just randomly freezing and clipping through walls?
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# ? Jan 25, 2024 14:08 |
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Barely utter Trump's name because he's so disgusted, or because his ancient syphilitic brain is paralyzed and misfiring once again?
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# ? Jan 25, 2024 14:11 |
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# ? May 25, 2024 06:01 |
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Blue Footed Booby posted:There are multiple ways to pronounce the words, favored by different regional dialects. Not where I'm from! But seriously, it's fine for people to pronounce words how they like. I've just noticed a particular fad recently for turning mid-word "sth"s into "st"s in American media. A big flaming stink posted:its pretty much how that phoneme is pronounced
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# ? Jan 25, 2024 14:12 |