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Mush Mushi posted:Just a quick vent. I wrote and deleted a long rear end post because this gets to the heart of it: the excitement I have for every potential home is replaced with fear that I’ve made a horrible mistake the moment I submit an offer. This process is really not for me. This happened to me as well, and I suspect is a very common experience. Hieronymous Alloy posted:A realtor once told me that studies have indicated that moving / house shopping is on par with death of a family member in terms of overall stress. Yeah, I've heard similar. Like, the top three stressors most people experience in their life are moving, getting married, and the death of a loved one. Probably not in that specific order, but it is way up there.
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Feb 28, 2024 01:10
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The good news is that you, statistically, probably are not actually making the worst decision. The bad news is - *Looks around at current house* -sometimes you do!
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Feb 28, 2024 01:15
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Hieronymous Alloy posted:A realtor once told me that studies have indicated that moving / house shopping is on par with death of a family member in terms of overall stress. Try doing coast to coast moves two years in a row without getting cirrhosis of the liver  Due to bad planning we ended up living in a lovely airbnb for like 6 weeks moving at the tail end of the pandemic with a just barely 1 year old That was grim
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Feb 28, 2024 01:18
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Just don't stop moving and the stress becomes your new baseline!  E: I just pulled up notepad and counted out the moves. I have moved 26 times in 41 years if I include each college relocation, 20 if I don't. 
Sundae fucked around with this message at 05:54 on Feb 28, 2024 |
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Feb 28, 2024 05:49
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Hieronymous Alloy posted:A realtor once told me that studies have indicated that moving / house shopping is on par with death of a family member in terms of overall stress. The SO and I are game planning a move to a better school district in a few years, and while I feel fortunate that financially we could do it, I feel like that quote about a guy behind the king saying "Some day you will... Hadlock posted:Try doing coast to coast moves two years in a row without getting cirrhosis of the liver I moved 5 times in 6 years because I'm a loving idiot/circumstances got together to gently caress me over, so it was refreshing to put down roots for longer than a few years at a time. I guess it kept us lean w/r/t accumulating poo poo. Sundae posted:Just don't stop moving and the stress becomes your new baseline! I had to keep prior addresses in a file for security clearance, and lol that is insane. You must have a trail of W2s in the wind, lol. adnam fucked around with this message at 06:20 on Feb 28, 2024 |
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Feb 28, 2024 06:16
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Sundae posted:Just don't stop moving and the stress becomes your new baseline! Yeah well I've never moved (maybe when I was like a baby or really young I'm not actually sure). I WIN! Wait does that make me a loser? Well gently caress you for thinking that I'm breaking societal norms! I'm a trendsetter not a loser.
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Feb 28, 2024 06:49
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adnam posted:I had to keep prior addresses in a file for security clearance, and lol that is insane. You must have a trail of W2s in the wind, lol. A ton of them were before I entered the full-time workforce, but the seven moves I've had since then (actually, that's sort of still keeping the overall average pace now that I think about it) paired with a 1099 side gig were the impetus for me to start using a tax guy. So nice and easy, never gonna stop that now.  quote:Yeah well I've never moved (maybe when I was like a baby or really young I'm not actually sure). I WIN! Wait does that make me a loser? Well gently caress you for thinking that I'm breaking societal norms! I'm a trendsetter not a loser. I kind of envy this. I'll leave it that because anything further goes into E/N, but yeah, I think I envy this a bit. Grass always greener on the other side and what not, though.
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Feb 28, 2024 07:12
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The longest I've lived in one spot is 8 years. It just seems normal to move every few years at this point
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Feb 28, 2024 13:44
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Moving day!  there's so much crap still not packed.
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Feb 28, 2024 15:26
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CloFan posted:Moving day! Anything you haven't packed by now you don't really need. Pile it in the street and light it on fire.
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Feb 28, 2024 15:35
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adnam posted:The SO and I are game planning a move to a better school district in a few years, and while I feel fortunate that financially we could do it, I feel like that quote about a guy behind the king saying "Some day you will... I bought my first house in part because I had to move 4 times in 3 years because of lovely landlords and was like.. never again
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Feb 28, 2024 15:49
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apparently my selling agent thinks it's appropriate to toss like 300 pages of documents into a single DocuSign folder, with no opportunity for me to review the documents outside of DocuSign first well, some of that poo poo was wrong, so the entire thing needs to be re-done. who's the genius now?
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Feb 28, 2024 15:50
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Cyrano4747 posted:Anything you haven't packed by now you don't really need. Pile it in the street and light it on fire. Depending on personality/method everything that has been packed are things they don't really need and only the stuff they use every day is still left out.
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Feb 28, 2024 16:06
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My wife and I got the keys to our new house yesterday (and promptly had a locksmith change them out). My two competing thoughts when I did my first walkthrough as an owner were "oh my god, I signed up for so much work  " and "where's that hot air coming from, I ain't paying for no hot air!  "Fortunately we have a few weeks before we need to move out of our current place, so we can get some higher priority work done at the new house without furniture being in the way. I just need to remember, there's nothing that needs to be done today to make it liveable, it can be spread out over the next few years. But goddamn, it's real now!
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Feb 28, 2024 16:14
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TooMuchAbstraction posted:apparently my selling agent thinks it's appropriate to toss like 300 pages of documents into a single DocuSign folder, with no opportunity for me to review the documents outside of DocuSign first Ugh, I hated whatever program I had to use. I would read a section, sign it, and it would jump to the next place I had to sign. Lots of scrolling back up to first read the section before putting my name down.
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Feb 28, 2024 16:36
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Uthor posted:Ugh, I hated whatever program I had to use. I would read a section, sign it, and it would jump to the next place I had to sign. Lots of scrolling back up to first read the section before putting my name down. Docusign does that. And that's because it's how 99% of people signing use it. We're the weirdos that do things like "read what we're signing before signing it."
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Feb 28, 2024 16:41
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Motronic posted:Docusign does that. And that's because it's how 99% of people signing use it. We're the weirdos that do things like "read what we're signing before signing it." The other realtor at my last signing loving haaaaaaaated me. Go take a walk or drink a coffee or something, I don't give a gently caress if you're impatient. This is a big loving deal for me and I'm going to make sure I actually agree to all this poo poo.
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Feb 28, 2024 16:53
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I sat with my realtor and the escrow co. rep and they were actually totally fine and patient with me reading all the docs. They were both being paid and apparently understood that.
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Feb 28, 2024 17:01
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Cyrano4747 posted:Anything you haven't packed by now you don't really need. Pile it in the street and light it on fire. Yeah my moving experience was always the opposite, the first 16 boxes of stuff I packed was the stuff I might as well have piled in the street and lit on fire. The stuff still unpacked on moving day is the stuff I really need.
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Feb 28, 2024 17:13
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The first time I bought a house, I had to read and sign all the documents in the presence of a notary. So I drove to their offices, we claimed a meeting room, and I sat down and started reading. After a couple of minutes, the notary leaned out of the room and told a coworker "we're gonna run late, he's actually reading the things".
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Feb 28, 2024 17:14
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We did our closing remotely with a power of attorney present to do the physical signing. As part of that, the day before we had a conference call with the escrow attorney and he walked us through literally every single phrase of the contract. It was good for peace of mind, even though I know that it was primarily the attorney covering his rear end so that we couldn't say "I never agreed to that" to anything after everything was signed. Probably cost us an extra 500 bucks or something like that though.
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Feb 28, 2024 17:36
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Shifty Pony posted:Probably cost us an extra 500 bucks or something like that though. Worth every cent, to have an expert at the table whose sole motivation is watching out for your interests.
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Feb 28, 2024 17:40
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Quarterly reminder that "travel notaries" exist, they will come to your house and you can sign in your living room/kitchen table for a fee of like, $30 or whatever. If you live in a big city it might be less they just charged us the round trip uber cost
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Feb 28, 2024 17:57
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why would someone do that? grinding notary xp or something?
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Feb 28, 2024 18:01
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A 50S RAYGUN posted:why would someone do that? grinding notary xp or something? It's a low skill job with minimal barrier to entry. Why do people do gig economy driving/delivery/task work?
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Feb 28, 2024 18:08
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This is the schedule of notary fees in Our Fair Commonwealth:quote:Section 41. The fees of notaries public shall be as follows:
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Feb 28, 2024 18:12
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Notary fees in CA are something like $15-25 per stamp and sign, I think $12 in NC. Our last couple of house financing things probably generated close to $200 in notary fees for half an hour of work, and they didn't even bring their own pen And yeah it's good supplementary income. Most notaries were housewives or retired folk
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Feb 28, 2024 18:20
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Edit double post
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Feb 28, 2024 18:22
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Hadlock posted:Quarterly reminder that "travel notaries" exist, they will come to your house and you can sign in your living room/kitchen table for a fee of like, $30 or whatever. If you live in a big city it might be less they just charged us the round trip uber cost The mobile notary fee for our recent purchase in the Seattle area would have been $150. My wife and I lived only 10 minutes away from the title company's office, so we figured if we went there and signed it'd be like we were each being paid $75 Also, that house with the separated laundry room I posted a while back ended up selling for $780k, $5k over the (reduced) asking price. E: the timing is coincidental, I did not buy that house!
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Feb 28, 2024 18:44
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maybe I'll become a notary public it seems interesting
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Feb 28, 2024 18:46
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Eric the Mauve posted:Yeah my moving experience was always the opposite, the first 16 boxes of stuff I packed was the stuff I might as well have piled in the street and lit on fire. The stuff still unpacked on moving day is the stuff I really need. Whenever we move the stuff we really care about - anything valuable, whether sentimental or monetary, important documents, etc - gets packed first so that we 100% know where the gently caress it is. A lot of that is stuff that we're moving ourselves. After that is the bulk bullshit for the movers. Boxes of books and clothes. The vast majority of the dishes. Furniture. Paintings, rugs, sundry other decorations. Crap like that. By that point we're basically living like we're in a hotel, with a few suitcases of clothes and a bunch of random bullshit that frankly we don't care about. The cheap furniture that's not making it this move and will end on the curb. Disposable plates. Assorted cleaning supplies and toiletries that you can just re-buy at Target if you forget it. Plus some bare minimum of actually important stuff that could basically fit in an airplane carry on - phones, chargers, work laptops, that kind of thing. The actual important stuff that's still out on move-out day is small enough that it's basically like packing when leaving a hotel on a business trip.
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Feb 28, 2024 18:51
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I never read poo poo.
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Feb 28, 2024 18:51
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We refinanced, and so did my parents, in the middle of covid like when rates hit all time lows in early-mid 2020. The mobile notary set up from their car, outside, so we could mask up and socially distance and they didn't have to come indoors. It cost like $30 for a ten minute deal (refinance is way simpler than a home purchase) and was extremely convenient.
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Feb 28, 2024 19:29
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Thom Yorke raps posted:I bought my first house in part because I had to move 4 times in 3 years because of lovely landlords and was like.. never again I actually liked my last landlord, because I'm pretty sure he was a front for a Chinese multinational. He didn't really care what we did with the house as long as it wasn't obviously horrible/over-the-top. He also had a Youtube channel of him playing amateur violin and would text occasional things like "gunshots reported over in this corner" or "watch out there's a fugitive and police are over here" In retrospect, he might have been a slumlord
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Feb 28, 2024 21:11
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adnam posted:I actually liked my last landlord, because I'm pretty sure he was a front for a Chinese multinational. He didn't really care what we did with the house as long as it wasn't obviously horrible/over-the-top. He also had a Youtube channel of him playing amateur violin and would text occasional things like "gunshots reported over in this corner" or "watch out there's a fugitive and police are over here" House-buying thread: In retrospect, he might have been a slumlord (don't actually change the title, no title will ever be as perfect or beautiful as this one)
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Feb 28, 2024 21:55
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I feel loving drained after doing closing. It's gonna feel like this after moving too, thank gently caress we're going from a two bedroom apartment to a two bedroom house. Also not doing everything same day, always a lovely time
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Feb 29, 2024 00:16
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I’m under contract with an inspection contingency. The house has 50 amp electric service, a wet crawl space, and they appear to have lied about a roof replacement. They’ve already fallen out of contract once so I feel like I’ve got some leverage here, but it’s owner occupied with a short seller in possession period and the owner plans on leaving the country after the sale. I’d feel a lot better if the dude was happy with the transaction haha.
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Feb 29, 2024 00:22
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If you caught them lying about one thing there are five you haven’t found.
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Feb 29, 2024 00:33
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So you're asking for $8k for a panel upgrade, $15k for crawlspace remediation, and whatever a new roof costs... right? Because a short sale then the seller exiting the country means you will have zero recourse once the sale completes.
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Feb 29, 2024 00:39
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Shifty Pony posted:So you're asking for $8k for a panel upgrade, $15k for crawlspace remediation, and whatever a new roof costs... right? Sorry I meant there is a short rent back period. Pretty sure seller needs the cash to move. Yeah I guess the answer is simple. Need some serious concessions or the deal is off.
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Feb 29, 2024 00:44
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