(Thread IKs:
Stereotype)
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Like a dead neighbor, State Farm's not there!
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Mar 22, 2024 18:08
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| # ? May 25, 2024 08:59 |
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Not only that, but they are not writing any new fire/home policies at all in the entire state. Lots of angry independent contractors today working as State Farm agents.
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Mar 22, 2024 18:10
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https://3rdworldfarmer.org/ this one?
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Mar 22, 2024 18:14
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The Oldest Man posted:State farm just cancelled 72000 homeowners policies in California inching closer and closer and closer to the state guaranteeing either the profits or insulating the (re)insurance companies from the losses.
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Mar 22, 2024 18:21
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yeah that’s the one!
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Mar 22, 2024 18:29
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It'll be interesting when we run into the problem of there being state laws requiring homeowners to have insurance but no insurers willing to insure those homes, or at least not for anything approaching an affordable rate.
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Mar 22, 2024 18:44
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Remember: 'uninsurable' = 'uninhabitable'
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Mar 22, 2024 18:46
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bobtheconqueror posted:It'll be interesting when we run into the problem of there being state laws requiring homeowners to have insurance but no insurers willing to insure those homes, or at least not for anything approaching an affordable rate. You're describing south Florida circa 2022 My coworker just bought a house here and her premium was 30% her down payment
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Mar 22, 2024 18:50
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Former Everything posted:Not only that, but they are not writing any new fire/home policies at all in the entire state. Lots of angry independent contractors today working as State Farm agents. Thinking a lot lately about how capital is not just useless if it can't be mobilized to meet human needs, it's worse than useless because it will inevitably be mobilized to deprive humans of their needs instead
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Mar 22, 2024 18:51
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I'm not overweight, I'm just carrying around 100 extra pounds of provisions for when the collapse comes
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Mar 22, 2024 18:53
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buddy we are all thankful for your sacrifice
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Mar 22, 2024 20:33
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Car Hater posted:Like a dead neighbor, State Farm's not there!
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Mar 22, 2024 21:55
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The Protagonist posted:Remember: 'uninsurable' = 'uninhabitable' The entire point of neoliberalism is to ensure that nobody has to make hard decisions. nobody has to be the bad guy. It’s not like a government official is gonna walk into your house and say “you can’t live here anymore because climate change has caused the area to have devastating floods every six months.” instead, vague incomprehensible systems are making related decisions that end with the same result. in this case it’s insurance. They didn’t say you have to leave, no one is forcing you to. But also, You know it’s gonna be gone as soon as the disaster hits. if you really didn’t believe in climate change, then you wouldn’t believe disasters are going to happen, so go ahead and live there. it’s all up to the individual. thanks neoliberalism!
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Mar 22, 2024 23:57
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RandomBlue posted:Aright, I can touch computers, now we just need the rest of the skills for the goon compound. The signup sheet is posted on the fridge. If we're doing team captains I pick LuxuryLarva
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Mar 23, 2024 00:19
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Stereotype posted:The entire point of neoliberalism is to ensure that nobody has to make hard decisions. nobody has to be the bad guy. It’s not like a government official is gonna walk into your house and say “you can’t live here anymore because climate change has caused the area to have devastating floods every six months.” instead, vague incomprehensible systems are making related decisions that end with the same result. in this case it’s insurance. They didn’t say you have to leave, no one is forcing you to. But also, You know it’s gonna be gone as soon as the disaster hits. market based solutions means no one is responsible when you become a homeless climate refugee The Oldest Man has issued a correction as of 00:30 on Mar 23, 2024 |
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Mar 23, 2024 00:27
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The Oldest Man posted:State farm just cancelled 72000 homeowners policies in California Apparently, it's over 2% of the houses they cover in California which is huge--they are also the largest insurer in California.
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Mar 23, 2024 00:49
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Stereotype posted:The entire point of neoliberalism is to ensure that nobody has to make hard decisions. nobody has to be the bad guy. It’s not like a government official is gonna walk into your house and say “you can’t live here anymore because climate change has caused the area to have devastating floods every six months.” instead, vague incomprehensible systems are making related decisions that end with the same result. in this case it’s insurance. They didn’t say you have to leave, no one is forcing you to. But also, You know it’s gonna be gone as soon as the disaster hits. The owners of the land came onto the land, or more often a spokesman for the owners came. They came in closed cars, and they felt the dry earth with their fingers, and sometimes they drove big earth augers into the ground for soil tests. The tenants, from their sun-beaten dooryards, watched uneasily when the closed cars drove along the fields. And at last the owner men drove into the dooryards and sat in their cars to talk out of the windows. The tenant men stood beside the cars for a while, and then squatted on their hams and found sticks with which to mark the dust. In the open doors the women stood looking out, and behind them the children—corn-headed children, with wide eyes, one bare foot on top of the other bare foot, and the toes working. The women and the children watched their men talking to the owner men. They were silent. Some of the owner men were kind because they hated what they had to do, and some of them were angry because they hated to be cruel, and some of them were cold because they had long ago found that one could not be an owner unless one were cold. And all of them were caught in something larger than themselves. Some of them hated the mathematics that drove them, and some were afraid, and some worshiped the mathematics because it provided a refuge from thought and from feeling. If a bank or a finance company owned the land, the owner man said, The Bank—or the Company—needs—wants—insists—must have—as though the Bank or the Company were a monster, with thought and feeling, which had ensnared them. These last would take no responsibility for the banks or the companies because they were men and slaves, while the banks were machines and masters all at the same time. Some of the owner men were a little proud to be slaves to such cold and powerful masters. The owner men sat in the cars and explained. You know the land is poor. You’ve scrabbled at it long enough, God knows. The squatting tenant men nodded and wondered and drew figures in the dust, and yes, they knew, God knows. If the dust only wouldn’t fly. If the top would only stay on the soil, it might not be so bad. The owner men went on leading to their point: You know the land’s getting poorer. You know what cotton does to the land; robs it, sucks all the blood out of it. The squatters nodded—they knew, God knew. If they could only rotate the crops they might pump blood back into the land. Well, it’s too late. And the owner men explained the workings and the thinkings of the monster that was stronger than they were. A man can hold land if he can just eat and pay taxes; he can do that. Yes, he can do that until his crops fail one day and he has to borrow money from the bank. But—you see, a bank or a company can’t do that, because those creatures don’t breathe air, don’t eat side-meat. They breathe profits; they eat the interest on money. If they don’t get it, they die the way you die without air, without sidemeat. It is a sad thing, but it is so. It is just so. The squatting men raised their eyes to understand. Can’t we just hang on? Maybe the next year will be a good year. God knows how much cotton next year. And with all the wars—God knows what price cotton will bring. Don’t they make explosives out of cotton? And uniforms? Get enough wars and cotton’ll hit the ceiling. Next year, maybe. They looked up questioningly. We can’t depend on it. The bank—the monster has to have profits all the time. It can’t wait. It’ll die. No, taxes go on. When the monster stops growing, it dies. It can’t stay one size. Soft fingers began to tap the sill of the car window, and hard fingers tightened on the restless drawing sticks. In the doorways of the sun-beaten tenant houses, women sighed and then shifted feet so that the one that had been down was now on top, and the toes working. Dogs came sniffing near the owner cars and wetted on all four tires one after another. And chickens lay in the sunny dust and fluffed their feathers to get the cleansing dust down to the skin. In the little sties the pigs grunted inquiringly over the muddy remnants of the slops. The squatting men looked down again. What do you want us to do? We can’t take less share of the crop—we’re half starved now. The kids are hungry all the time. We got no clothes, torn an’ ragged. If all the neighbors weren’t the same, we’d be ashamed to go to meeting. And at last the owner men came to the point. The tenant system won’t work any more. One man on a tractor can take the place of twelve or fourteen families. Pay him a wage and take all the crop. We have to do it. We don’t like to do it. But the monster’s sick. Something’s happened to the monster. But you’ll kill the land with cotton. We know. We’ve got to take cotton quick before the land dies. Then we’ll sell the land. Lots of families in the East would like to own a piece of land. The tenant men looked up alarmed. But what’ll happen to us? How’ll we eat? You’ll have to get off the land. The plows’ll go through the dooryard. And now the squatting men stood up angrily. Grampa took up the land, and he had to kill the Indians and drive them away. And Pa was born here, and he killed weeds and snakes. Then a bad year came and he had to borrow a little money. An’ we was born here. There in the door—our children born here. And Pa had to borrow money. The bank owned the land then, but we stayed and we got a little bit of what we raised. We know that—all that. It’s not us, it’s the bank. A bank isn’t like a man. Or an owner with fifty thousand acres, he isn’t like a man either. That’s the monster. Sure, cried the tenant men, but it’s our land. We measured it and broke it up. We were born on it, and we got killed on it, died on it. Even if it’s no good, it’s still ours. That’s what makes it ours—being born on it, working it, dying on it. That makes ownership, not a paper with numbers on it. We’re sorry. It’s not us. It’s the monster. The bank isn’t like a man. Yes, but the bank is only made of men. No, you’re wrong there—quite wrong there. The bank is something else than men. It happens that every man in a bank hates what the bank does, and yet the bank does it. The bank is something more than men, I tell you. It’s the monster. Men made it, but they can’t control it. The tenants cried, Grampa killed Indians, Pa killed snakes for the land. Maybe we can kill banks—they’re worse than Indians and snakes. Maybe we got to fight to keep our land, like Pa and Grampa did. And now the owner men grew angry. You’ll have to go. But it’s ours, the tenant men cried. We—— No. The bank, the monster owns it. You’ll have to go. We’ll get our guns, like Grampa when the Indians came. What then? Well—first the sheriff, and then the troops. You’ll be stealing if you try to stay, you’ll be murderers if you kill to stay. The monster isn’t men, but it can make men do what it wants. But if we go, where’ll we go? How’ll we go? We got no money. We’re sorry, said the owner men. The bank, the fifty-thousand-acre owner can’t be responsible. You’re on land that isn’t yours. Once over the line maybe you can pick cotton in the fall. Maybe you can go on relief. Why don’t you go on west to California? There’s work there, and it never gets cold. Why, you can reach out anywhere and pick an orange. Why, there’s always some kind of crop to work in. Why don’t you go there? And the owner men started their cars and rolled away. The tenant men squatted down on their hams again to mark the dust with a stick, to figure, to wonder. Their sunburned faces were dark, and their sun-whipped eyes were light. The women moved cautiously out of the doorways toward their men, and the children crept behind the women, cautiously, ready to run. The bigger boys squatted beside their fathers, because that made them men. After a time the women asked, What did he want? And the men looked up for a second, and the smolder of pain was in their eyes. We got to get off. A tractor and a superintendent. Like factories. Where’ll we go? the women asked. We don’t know. We don’t know. And the women went quickly, quietly back into the houses and herded the children ahead of them. They knew that a man so hurt and so perplexed may turn in anger, even on people he loves. They left the men alone to figure and to wonder in the dust. After a time perhaps the tenant man looked about—at the pump put in ten years ago, with a goose-neck handle and iron flowers on the spout, at the chopping block where a thousand chickens had been killed, at the hand plow lying in the shed, and the patent crib hanging in the rafters over it. The children crowded about the women in the houses. What we going to do, Ma? Where we going to go? The women said, We don’t know, yet. Go out and play. But don’t go near your father. He might whale you if you go near him. And the women went on with the work, but all the time they watched the men squatting in the dust—perplexed and figuring.
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Mar 23, 2024 00:56
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Fell Mood posted:Oh no. No no no no no. I'll be screaming "I told you so" at every jackass around me up to the bitter end. Microplastics posted:(me being the last person alive, yelling at a pile of skulls and lab coats) YEAH BUT NOT EVERYBODY DIED, DID THEY
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Mar 23, 2024 01:02
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https://twitter.com/EliotJacobson/status/1771201408978534415 lol lmao
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Mar 23, 2024 01:07
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Not like temperatures can keep going up infinitely, geez. Get a grip.
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Mar 23, 2024 01:18
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a rising tide lifts all boats
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Mar 23, 2024 02:29
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don't worry it's just el nino
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Mar 23, 2024 02:53
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bobtheconqueror posted:It'll be interesting when we run into the problem of there being state laws requiring homeowners to have insurance but no insurers willing to insure those homes, or at least not for anything approaching an affordable rate. what states have these laws? I thought the only requirement for homeowners insurance was from lending banks
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Mar 23, 2024 03:01
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hmm graph seems bad it's time for treats!
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Mar 23, 2024 03:10
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Second Hand Meat Mouth posted:what states have these laws? I thought the only requirement for homeowners insurance was from lending banks Yes the lender will do lender-placed insurance as part of the mortgage agreement, which is buying a more expensive plan for you with less protection usually
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Mar 23, 2024 03:11
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Hit Man posted:Yes the lender will do lender-placed insurance as part of the mortgage agreement, which is buying a more expensive plan for you with less protection usually nah I just meant I didn't think states care about you having insurance, but banks obviously do before they give you a bunch of money for something that could quickly become worthless
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Mar 23, 2024 03:26
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I have to wonder sometimes if we'll ever give up on the idea of interest/growth based banking no matter how bad things get. I can picture being down to a population under a billion and them still being on the hook for the debts of the current age because gently caress you, corporations are still people but they can't be killed.
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Mar 23, 2024 03:32
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Things aren't improving? But the number go up?
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Mar 23, 2024 04:12
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The Oldest Man posted:market based solutions means no one is responsible when you become a homeless climate refugee
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Mar 23, 2024 05:25
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the collapse discourse strikes me as rebadged accelerationism driven by people frustrated by lack of political progress. i think the most extreme example so far was the poster who was calling the end of industrial civilization within the next decade
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Mar 23, 2024 05:29
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"There may be a few ongoing genocides, mass biosphere die-offs, and rampant breadbasket failures, but things aren't that bad yet!"
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Mar 23, 2024 05:34
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Hubbert posted:the collapse discourse strikes me as rebadged accelerationism driven by people frustrated by lack of political progress. i think the most extreme example so far was the poster who was calling the end of industrial civilization within the next decade please dont do syq poo poo here thx
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Mar 23, 2024 05:39
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Thorn Wishes Talon posted:please dont do syq poo poo here thx "calling for" as in its like a political agenda too and not the windshield about to interact with our collective bug society
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Mar 23, 2024 06:20
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Hubbert posted:the collapse discourse strikes me as rebadged accelerationism driven by people frustrated by lack of political progress. i think the most extreme example so far was the poster who was calling the end of industrial civilization within the next decade lol
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Mar 23, 2024 06:22
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Thorn Wishes Talon posted:please dont do syq poo poo here thx ok sry
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Mar 23, 2024 06:35
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https://www.youtube.com/watch?v=8EpKKR6y9ncquote:Irreducible is the word for today this song is probably older than half the people reading this (1990)
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Mar 23, 2024 06:53
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a joker laugh that just keeps getting louder
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Mar 23, 2024 07:06
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Ever since watching "L'effondrement" with my partner two weeks ago she's been in a really bad mood
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Mar 23, 2024 09:20
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climate solved. https://www.youtube.com/watch?v=zMaTrgUKC1w
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Mar 23, 2024 09:26
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| # ? May 25, 2024 08:59 |
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It is okay when the crop failures happen from the droughts we can just start eating the round up flavored bugs....oh wait. Love 2C it happen
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Mar 23, 2024 09:31
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