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Yea if you have any hobbies, things start eating away at your storage space fast. Living in a condo without a storage unit is especially a struggle. Every time we move, we purge a bit and it’s hard to give away things like skates and then need them two years later. I think if I moved 12 times, I’d probably have zero clutter too.
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# ? Mar 26, 2024 02:37 |
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# ? May 10, 2024 01:13 |
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It’s wild how much crap you accumulate when your living space gets larger. My last move was truly gruelling since I’d been there for years, I’ve resolved these days to make an effort to go through my apartment and either get rid of poo poo or put it up on marketplace, even then I still think I’m going to be surprised how difficult my next move is going to be.
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# ? Mar 26, 2024 08:37 |
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Femtosecond posted:I think the big cities should make permanent street parking passes cost $50+ a month. This is still well below the $100+ one would pay for a permanent reserved space in a covered lot. Is that not how it works in most places? Ottawa charges $750 for a year. You also have to be in a designated area that allows for that and you must not have access to off-street parking. Also all it does is exempt you from the usual time limit within your area. It's not 'reserving' a spot and if there's a pay meter you still have to pay it. Judging by how mad car people get about this I have determined that it is very effective.
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# ? Mar 26, 2024 14:01 |
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Leave house for university, have no space to bring all your childhood stuff Parents keep it in their basement Come back home after university, don't go through and purge childhood stuff Leave and move to small apartment, have no space to bring all your stuff Parents keep it in their basement Find love, get married, get into medium apartment, have no space to bring all your stuff Parents keep it in their basement Luck into house, move in day, parents dump all your childhood poo poo on you Daunting pile grows in garage/spare room/basement No will to go through it - haven't seen/felt/processed these items with memories in 10+ years
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# ? Mar 26, 2024 16:54 |
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Slotducks posted:Leave house for university, have no space to bring all your childhood stuff You forgot: grandparents die, no room to keep sentimental stuff - add it to the pile or throw your memories away
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# ? Mar 26, 2024 17:08 |
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Fidelitious posted:Is that not how it works in most places? Ottawa charges $750 for a year. You also have to be in a designated area that allows for that and you must not have access to off-street parking. The annual fee in Vancouver is $66. The ABC party accused Mayor Stewart of planning on raising the fee, and ran ads on this non stop on conservative talk radio during the election, despite the fact that Stewart literally voted against this motion. As a result they practically swept council and got a majority and Stewart's party got zero seats.
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# ? Mar 26, 2024 17:44 |
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People get absolutely rabid over parking
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# ? Mar 26, 2024 17:49 |
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Parking should be safe, legal, and rare.
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# ? Mar 26, 2024 18:20 |
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Parking enforcement officers should have similar legal powers as Judge Dredd.
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# ? Mar 26, 2024 20:38 |
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yeah japan has the right idea: -Can't own a car without proof of parking* -little to no free street parking -very simple national zoning system that allows people to easily build and adapt. You just bought a little 50x50' lot with an old house on it, you don't own a car and don't want one. You tear down the old house, which had a bit of a paved front yard area with a carport, and replace it with a house that mostly fills the lot because you also personally don't value having a back yard or anything. You do this easily by-right without needing 5 years of re-zoning hearings. Years later you decide to start a neighborhood small business so you just add a floor to your existing house or replace the whole thing and build a 3 story building with a shop on the bottom. Again, no re-zoning needed because this sort of retail/business space is simply allowed just about anywhere. Neighbours don't scream about character or shadows because everyone is used to neighborhoods changing and adapting and besides its not like there's a process that gives their nimby opinions any sort of legal power to block or delay your construction. You don't provide any parking for customers because that's up to you too. The neighbors don't complain about you creating traffic or stealing their street parking because street parking doesn't exist on your narrow 20' residential street. Most everyone just walks to your shop, because there's enough density in a walking or transit distance to give you the customer base for your business to succeed. You have cheap housing, cheap retail space, and your weird marginal business can succeed and support you because your costs are so low. *the proof of parking is also based on the specific vehicle. So if you buy a tiny little car you only need to waste a tiny bit of land on your lot for parking, which is another huge incentive to not buy a stupidly bloated over-sized vehicle. Also when you have to give up a chunk of your own limited land or pay market prices for parking, just not owning a car at all starts to make way more sense to most people. People can have personal vehicles, just price everything fairly. Baronjutter fucked around with this message at 22:46 on Mar 26, 2024 |
# ? Mar 26, 2024 22:35 |
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338 people per square kilometer with 97.8% racial homogeneity is doing a lot of heavy lifting in your carless small business utopia there.
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# ? Mar 26, 2024 23:11 |
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How do you see the racial demographics factoring in?
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# ? Mar 26, 2024 23:20 |
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Subjunctive posted:How do you see the racial demographics factoring in? I can't speak for OP, but butting into the thread as expected from someone living south of you, our zoning and permits are built to enforce racial disparities and prevent minorities from living in heavily-white neighborhoods. Because wealth/class/race are all so heavily intertwined down here, even something as simple as "just make it cost more and be harder to do" acts as a(n often legal) tool of segregation.
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# ? Mar 26, 2024 23:35 |
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Sundae posted:I can't speak for OP, but butting into the thread as expected from someone living south of you, our zoning and permits are built to enforce racial disparities and prevent minorities from living in heavily-white neighborhoods. Because wealth/class/race are all so heavily intertwined down here, even something as simple as "just make it cost more and be harder to do" acts as a(n often legal) tool of segregation. It's this.
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# ? Mar 27, 2024 00:01 |
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So how does that factor into the Canadian context?
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# ? Mar 27, 2024 00:05 |
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Health Services posted:So how does that factor into the Canadian context? Do I need to spell this out? It factors in because Canadians are a bunch of racist shits just like us down here. On top of that, you have drastically higher ethnic diversity than Japan (69.8% white / 30.2% other, per wikipedia) and therefore more opportunity to show your true colors than the JP counterpoint. You're just slightly more polite and quiet about it than the USA tends to be, and plus we're so awful down here that we suck all the oxygen out of the room when it comes to bad behavior. https://www.homelesshub.ca/blog/living-colour-racialized-housing-discrimination-canada https://www.ohchr.org/sites/default/files/Documents/Issues/Housing/SubmissionsCFIhousingdiscrimin/CERA-NRHN-SRAC.pdf The very fact that you don't have nice, easy zoning rules and flexible land use in otherwise residential-zoned areas is because the classism/racism is already baked into your system. It "doesn't work" because your society already decided to do that, whether in a mustache-twirling moment of villainry or just as an inevitable outcome of the comingling of wealth and race. Even aside from people liking more money and therefore not wanting to weaken the value of their house assets, they're going to be doubly disinclined to increase housing availability / flexibility because houses as an asset are part of the racist structure in the first place. It's like a Detroit resident saying "Gee, if we just let black people live on the other side of 8 Mile Road, segregation would be gone! It's easy!" (For reference, since this is not a USA thread: Here's 8 Mile Road, Detroit MI:) It's entirely the point that it's that bad. "Working as intended." Sundae fucked around with this message at 00:49 on Mar 27, 2024 |
# ? Mar 27, 2024 00:47 |
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Redlining was apparently a thing in parts of Canada too but "racism just like the US" is not really a satisfactory explanation for why zoning laws, post-WW2 suburban sprawl and car dependence are the way they are. Canada was much more homogeneous than the US before 1990: e: whoops the title isn't in the plot, that's visible minority population from https://www.statcan.gc.ca/en/dai/btd/othervisuals/other010 Precambrian Video Games fucked around with this message at 01:20 on Mar 27, 2024 |
# ? Mar 27, 2024 01:15 |
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You don't need to be a visible minority to be discrimated against by the English Protestant ruling class in Canada (but it helps).
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# ? Mar 27, 2024 01:53 |
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Zoning came about in the 1930s and while it was probably largely a classist effort to keep the poors out (no apartments = no poors) it was also convenient way to keep out the undesireable races, because generally they were also relatively poor and also lived in apartments.
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# ? Mar 27, 2024 04:19 |
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Precambrian Video Games posted:Redlining was apparently a thing in parts of Canada too but "racism just like the US" is not really a satisfactory explanation for why zoning laws, post-WW2 suburban sprawl and car dependence are the way they are. Canada was much more homogeneous than the US before 1990: Sure, there's more than that too. Plenty of that results from plain ol' spillover from american post-war car culture when manufacturing flipped heavily from war to consumer goods and gave birth to suburbanization. Let's remember that The Death and Life of Great American Cities was already published in 1961. Robert Moses and Le Corbusier had massive influence on urban planning in Canada as much as in the states. I don't know directly about other cities but I can point at the Gréber Plan in Ottawa which clearly drew straight from their ideas. It's also not required to have the same kind of racism to push restrictive zoning laws although it certainly intensifies it. Classism by itself can do the job. Again with reference to Ottawa, there was division from the start between the rich side with the Anglos and Scots and the poor side with French-Canadians and Irish.
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# ? Mar 27, 2024 14:18 |
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Kind of a weird meandering [Kerry Gold warning] article here but has some interesting quotes from developers about how important presales are to them and how good foreign buyers were for presales in the past.quote:How foreign money can help us meet our housing goals I think it all really speaks to how dysfunctional the housing regulatory and financing system is in this country has been, if it's been so incredibly difficult to impossible to build a building without external presales from overseas. Seems like if we had a functional system, to raise funding for badly in demand housing, it should be pretty easy to finance.
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# ? Mar 29, 2024 18:02 |
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Fidelitious posted:Sure, there's more than that too. Plenty of that results from plain ol' spillover from american post-war car culture when manufacturing flipped heavily from war to consumer goods and gave birth to suburbanization. I've posted this before, and the whole documentary is worth a watch, but the dude that designed Kitimat railed against highways through cities because of the damage it does. He specifically talks Washington, DC and was completely right. https://www.youtube.com/watch?v=_kYA5mGWNgo&t=1097s We knew cities built for cars sucked 65 years ago and just made poo poo worse.
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# ? Mar 29, 2024 19:08 |
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Here's the thing, tons of investment in housing is good. The problem is how that money is being spent. For most of human history when housing is in shortage, the massive investments in housing are to build more housing. But in our insane nimby-captured cities, the money goes mainly towards just bidding up the existing housing stock. People then see this and think "gosh, if only we could get all this drat investor money out of the housing market there wouldn't be a problem!" but the problem isn't the money, it's the lack of new housing.
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# ? Mar 29, 2024 20:01 |
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And if investors do invest in large projects to build new housing, people who already own housing start freaking out about their property values. The longer the bubble continues, the worse this effect will be.
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# ? Mar 29, 2024 23:12 |
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Basically for decades we've been legislating a system where there is an artificial lid on housing development, and so housing investment money can only flow into a relatively tiny handful of individuals which ends up giving them outsize political control, and massively enriching them while not actually creating all that much housing. Every step of the way we have made it harder and more expensive to build housing. The end effect is that housing creating is dominated by a relatively small handful of giant housing corporations with very wealthy owners.
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# ? Mar 31, 2024 02:55 |
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I think the current hunt by investors looking for endless growth that you've seen in tech and elsewhere means that what housing is built is also the least efficient as well. There's a lot more profit in suburban homes than there is in denser housing that would create more homes for people in the same amount of time it takes to build one dethatched house.
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# ? Apr 7, 2024 17:28 |
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I don't know how true that is. There are a lot of duplexes in Vancouver that got built and never sold. I don't think the margins are that much better, and the construction window is only like a year or so less. And right now the duplexes going up were based off 2020/2021 land prices. At the 40-50%-increased current land prices, high density starts to look like the only thing you can build and stand any chance of making any money.
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# ? Apr 8, 2024 20:03 |
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They never sold? So they’re just sitting empty?
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# ? Apr 9, 2024 02:54 |
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They found tenants I'd imagine. The empty homes tax pretty much ensures it. I dunno - looking at the solds vs expireds for duplexes it looks like maybe three quarters sold. The one I was watching closely across the alley from where I used to live sold one half but the other sat on the market for 220 days before expiring. This was a case where they bought the "land" in 2021 for $1.4M, spent probably $1M+ on construction (never mind carrying costs) and were trying to sell the two units for $1.5M each.
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# ? Apr 9, 2024 03:14 |
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time to pump this poo poo again https://twitter.com/DeItaone/status/1778437019334475811
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# ? Apr 11, 2024 17:13 |
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Femtosecond posted:time to pump this poo poo again It's not just that: https://ca.finance.yahoo.com/news/canada-allow-30-amortization-first-152125524.html They're also upping the RRSP withdrawal limit to 60k and extending the time until you have to start repaying to five years.
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# ? Apr 11, 2024 18:25 |
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I don't know how anyone serious could look at a problem caused almost entirely by people being allowed to borrow far more they can afford, and decide that the solution is letting them borrow even more. At this point I'm almost convinced that they're trying to set things up to explode spectacularly on Poilievre's watch, and let him take the blame for the ensuing years of pain.
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# ? Apr 11, 2024 18:45 |
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More do-nothing ultra marginal poo poo from the party that specializes it. They could up the RRSP withdrawal limit to infinity and it would probably not move the needle an observable amount. Anyway we're getting our first taste of the new municipality act changes here in lil ol Esquimalt. A development including a 26 story condo tower and 8 story rental building was approved by town council without a public hearing due to the new rules and people are absolutely losing their minds over it.
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# ? Apr 11, 2024 18:49 |
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oh boy 60k. thats like 1/4 of a downpayment
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# ? Apr 11, 2024 19:06 |
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For those keeping track, the median after-tax income in Canada is $68,400 as of 2021 from Statistics Canada. Pulling out almost an entire year's worth of income from what is the only retirement vehicle for many people, so they can go into debt for even longer than before now 30 years, and that amount not even reaching a 10% downpayment on the average home (more than $700k) basically shows the priorities of Canadians and this government. Just build housing and ban real estate television and airbnb. Jesus
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# ? Apr 11, 2024 19:23 |
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Two people I work with have Brampton mortgages and have borrowed far more than they’re actually allowed to. One just bought a new house worth even more. The system works!
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# ? Apr 11, 2024 20:00 |
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Everyone I talk to seems to have this idea that central bank rates should always be sub 1% and the current situation is unheard of in modern human history. They think I'm joking when I tell them that interest rates were double digits for most of the 70s and 80s and even into the 90s until I show them the data. People got addicted to cheap money and their solution to fix the problem is more of it instead of trying to fix the addiction.
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# ? Apr 11, 2024 20:13 |
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The only good thing here is the part where the 30 year mortgage is limited to new homes. It's good to try to incentivize new home construction instead of encouraging people to buy some ancient cheap apartment and renovict the current residents.
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# ? Apr 11, 2024 21:02 |
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hahah the folks that massively overextended themselves and got hosed are getting bailed out. https://x.com/btaplatt/status/1778449339079074201 quote:Allow some borrowers who were given temporary amortization relief during the pandemic (say, 35 years) to have that relief be made permanent Who could have imagined that the government would prop up housing and under no circumstances not let it fail ????
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# ? Apr 11, 2024 21:08 |
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# ? May 10, 2024 01:13 |
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Femtosecond posted:hahah the folks that massively overextended themselves and got hosed are getting bailed out. So dumb... instead of paying back 200 bucks a month to your RRSP it's now 330 a month if you make a full withdrawal. Double that for a couple. Young people don't need lower prices, they need to borrow more from their retirement... gently caress these can-kicking assholes.
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# ? Apr 11, 2024 21:17 |