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Speaking of horses and money: https://www.advisorhub.events/women quote:3:35 pm - Stilettos to Spurs: Life Lessons Learned From My Horse
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Apr 10, 2024 16:56
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Motronic posted:What? Those are monthly payments. In dollars. I've been living in CA too long, I assumed that was 750k and 500k. I cant even imagine a house that could be purchased for $750 a month. Hell, a lot of Americans spend that much on a car payment.
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Apr 10, 2024 16:57
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the buried lede is that his mortgage is actually $1500/mo or more, he's just counting it as 750 net because he's getting 750 a month from his inlaw tenant
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Apr 10, 2024 16:58
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Cyrano4747 posted:Depends. It boils down to about $100 per ticket per day for a single park, but if you want to jump between parks in a single day the price goes up to ~140. But if you buy more than one day at a time the price goes down on a per-day basis. A 5 day park hopper is about $500, for example. drat, I'm really not looking forward to ponying up that disney cash for 3 kids when the time comes in a couple years. Maybe we can keep it 3 days or under in the park.
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Apr 10, 2024 17:00
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rufius posted:Is Disney really that much? Or is it that much if you buy every loving experience under the sun? No and I’d be willing to bet that they’re sparing no expense, or at the very least not looking at cheaper options when they go, probably because they “don’t want to look poor”. My family growing up could afford going to Disneyworld because we didn’t fly, my dad drove the family van there down the east coast from PA and back and we paid nothing for a hotel because an aunt lived close. My mom would pack lunches, if/when we did eat at a restaurant, we shared food. There are people that may not fly first class, but they don’t look at cheaper options, will pay for flights on a whim, or fly when they feel like it, likely not even bothering to consider cheaper flight options or driving. Then, they have to get a car instead of relying on ride share to/from the hotel and back and don’t want to use the provided free transport between parks. They don’t want to stay with the poors at one of the cheaper hotels, so they opt for a more expensive one that provides all the same options, but people (especially Disney people) know the hotel cost tiers and you can’t post pictures from the pov hotel and have friends knowing you stayed at the cheapo option. Then, they’ll buy a shitload of toys/junk and eat at restaurants every day. They also buy tickets plus the (expensive) fast passes. I know a lot of people like this.
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Apr 10, 2024 17:01
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Cacafuego posted:They don’t want to stay with the poors at one of the cheaper hotels, so they opt for a more expensive one that provides all the same options, but people (especially Disney people) know the hotel cost tiers and you can’t post pictures from the pov hotel and have friends knowing you stayed at the cheapo option. Then, they’ll buy a shitload of toys/junk and eat at restaurants every day. They also buy tickets plus the (expensive) fast passes. This is the kind of stuff that blows my mind. I consider anyone who spends all-the-way disney trip money more than one with grave suspicion because for that kind of money or less you could be living like a king in some of the most beautiful places in the world. Anything from Paris to remote island beaches, whatever you desire. But you will need a passport.
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Apr 10, 2024 17:08
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I’ve heard people (dumbly) argue that if you have to pinch pennies at a luxury or entertainment experience, you can’t really afford it and are going to have a substandard experience. They would say to try something cheaper in the first place, like springing for all the extras at Six Flags instead of eating sandwiches at Disney.
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Apr 10, 2024 17:10
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KYOON GRIFFEY JR posted:i got a hundred bucks on competitive cheer I'll book that at, oh say, -750
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Apr 10, 2024 17:12
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KYOON GRIFFEY JR posted:i got a hundred bucks on competitive cheer The numbers also line up pretty well with travel soccer, softball, or even volleyball. Though the fact that the father is referring to it as something the daughter enjoys and wants to do rather than something she is suffering through "because she could get a scholarship" does make those options less likely.
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Apr 10, 2024 17:19
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rufius posted:Is Disney really that much? Or is it that much if you buy every loving experience under the sun? Family of 4 traveling from Minneapolis, June 8-15: Airfare (4 tickets, economy): $1040 Bag fees (4 checked bags): $140 Rental car (Budget, MCO airport, full size sedan): $315 Hotel (1 room 2 queens, Holiday Inn Orlando): $1246 Theme park tickets (7 days, 4 people): $2652 Fast pass (4, 7 days): $560 Captive audience food prices for lunches: $1400 Parking (economy lot, 7 days): $210 Taxes: ~$500 Total ~$8000 before incidentals or breakfast/dinner So the answer to your question is that you can go much more cheaply if you're going for only two days, but 10 grand is easy to get to for a week vacation, even if you're trying to save money (no eating out except for lunch, non-resort hotel, shared room)
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Apr 10, 2024 17:25
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Motronic posted:You could be living like a king in some of the most beautiful places in the world. Anything from Paris to remote island beaches, whatever you desire. But you will need a passport. Yeah, but a lot of people are terrified by the thought of interacting with people who are poor, brown, or speak a weird language. Then again, you get all of that in Florida as well
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Apr 10, 2024 17:28
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AreWeDrunkYet posted:I’ve heard people (dumbly) argue that if you have to pinch pennies at a luxury or entertainment experience, you can’t really afford it and are going to have a substandard experience. They would say to try something cheaper in the first place, like springing for all the extras at Six Flags instead of eating sandwiches at Disney. I think that this can be accurate, depending on how much you are pinching pennies. Having to spend 15-20 hours in a crowded car, spend the weekend in a trash-tier Orlando motel, all so you can go on 6-8 rides (and meet 1 princess) over two days at Disney World does sound less fun than just living it up at the nearest Six Flags. Of course, typically the people making these arguments are trying to say that anything less than staying at the nicest in-park hotel and paying for every premium experience is a bridge too far, when there is clearly a huge amount of middle ground.
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Apr 10, 2024 17:32
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Cerekk posted:Rental car (Budget, MCO airport, full size sedan): $315 Sounds like the teaser rate on the website. Tack on $100/day insurance, taxes, additional driver fee, extra fees to pick up the car at the airport, prepaid fuel, etc. Renting a modest car for a week can easily be $1000+, even if the web site says "$45/day" or something. (and yes, I realize some of those fees are optional, but this is the bwm thread)
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Apr 10, 2024 17:33
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drk posted:Sounds like the teaser rate on the website. Tack on $100/day insurance, taxes, additional driver fee, extra fees to pick up the car at the airport, prepaid fuel, etc. Renting a modest car for a week can easily be $1000+, even if the web site says "$45/day" or something. (and yes, I realize some of those fees are optional, but this is the bwm thread) Eh I travel to Orlando for work and routinely get a car for $120/4 days. Orlando and Las Vegas have the cheapest rental cars in the country. Granted that is a corporate rate but either way the point is that "a $11000 Disney vacation" doesn't mean they're splurging on every possible experience -- it probably just means they were there for a week. Cerekk fucked around with this message at 17:39 on Apr 10, 2024 |
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Apr 10, 2024 17:36
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Seeing ticket prices for Disney Tokyo going for as low as $50 w/ exchange rate got me pondering the breakeven on flight cost vs days spent at park. Saving $90/day/person on park passes...
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Apr 10, 2024 17:45
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Plus if you were to fly to a foreign country you could spend the other half of your trip doing literally anything else than walking around a giant crowded corporate theme park
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Apr 10, 2024 17:48
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3 days in disney tokyo for the kids and wife, 3 days crushing my family at street fighter in Shinjuku arcades for me. Fun for all
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Apr 10, 2024 17:58
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I've got family near Disney, so we've spent more than our fair share of time there over the years. It's never going to be a budget proposition - and this is specifically why my wife and I more often than not gently caress off to the Gulf coast around the Tampa area after we do our necessary family poo poo, I don't think we've been inside a park in a decade - but there are absolutely more expensive and less expensive ways to do it. Basically, there's a minimum threshold of how much it takes to get into the park, but once inside you can go fairly cheap if you're not eating out all the time. However, they also will 100% offer you anything and everything to max out whatever budget you can think of. Want to spend $1000 a day? $5000? $10,000? Oh you better loving believe that if you decide you want to spend like Saudi royalty that they have some insane experience package that will let you do that.
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Apr 10, 2024 17:58
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He's edited the post now to clarify the afterschool activity is competitive gymnastics. Also I'm sure you will be shocked to learn that a bunch of his other posts are on daytrading and memestock subreddits.
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Apr 10, 2024 17:58
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extravadanza posted:Seeing ticket prices for Disney Tokyo going for as low as $50 w/ exchange rate got me pondering the breakeven on flight cost vs days spent at park. Saving $90/day/person on park passes... The yen is insanely weak compared to the dollar right now which sucks real bad for Japan but is incredible for American tourists. A perfect time to visit if you can swing it. Hell, if you went right now you could still catch cherry blossoms in bloom if you head into northern Honshu or Hokkaido.
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Apr 10, 2024 18:03
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RPATDO_LAMD posted:Plus if you were to fly to a foreign country you could spend the other half of your trip doing literally anything else than walking around a giant crowded corporate theme park I think the foreign country comparison is a bit bad, just because they're two totally different things. Disney is pretty unique in being a totally curated experience that is jam packed - one end to the other, wall to loving wall - with poo poo that will entertain kids. It's literal kid in a candy store territory just in terms of all the loving poo poo there is to do. It's also pretty well buttoned down, and frankly they're masters at handling those crowds. As long as you're not an idiot going on Christmas or Halloween etc. it's not a crowded feeling experience. We don't have kids, but I've been on hand for traveling with nephews and nieces and there's just a different kind of vacation. There's no trying to find some kid friendly activity that they want to do, or dealing with a bored 10 year old who doesn't give two shits about the amazing cultural experience you're giving them. If you're a 30 year old disney freak going there by yourself? Yeah, get a loving life. But I totally get why someone with a few school aged kids opts for Disney instead of dragging them around Paris.
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Apr 10, 2024 18:05
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extravadanza posted:3 days in disney tokyo for the kids and wife, 3 days crushing my family at street fighter in Shinjuku arcades for me. Fun for all One of my traveling companions dragged me to a maid cafe, and even that paled in comparison.
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Apr 10, 2024 18:13
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Volcano posted:He's edited the post now to clarify the afterschool activity is competitive gymnastics. Okay, the fact that the gymnastics is still only an afterschool activity and the kid isn’t living in one of those crazy gymnastic prep camps means they’re doing it better than many other parents.
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Apr 10, 2024 18:19
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extravadanza posted:drat, I'm really not looking forward to ponying up that disney cash for 3 kids when the time comes in a couple years. Maybe we can keep it 3 days or under in the park. As a kid who never went to Disney and has never been to Disney in 34 years of life... You can just not do it. You can say no. It won't ruin your kids. I turned out fine. Ignore my post history.
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Apr 10, 2024 18:48
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We live within driving distance of a Disney park and had annual passes on and off. We'd go a few times during the year which spread out ticket costs to ~$30/person/day. That got less affordable since the pass prices have gone up significantly (and now our kids are old enough to need tickets) Day passes over the last 25 years have outpaced inflation by 5x, and the annual pass prices have doubled that. The highest tier of annual pass with no restrictions in 2011 was $389. The current one in 2024 is $1,649 (with 14 blackout dates). They are experts at separating people from money via customer segmentation. They do not want people driving in, staying off property, and going several times per year on a $500 pass doing it on the cheap. They want the whales who are buying multi-day passes, staying on-property, and having the whole all inclusive experience at $15k+.
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Apr 10, 2024 18:50
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This may be a controversial opinion but I would probably give up my second house before making my daughter give up an extracurricular that she enjoys and is almost certainly positively impacting her health and discipline
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Apr 10, 2024 18:53
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Volcano posted:He's edited the post now to clarify the afterschool activity is competitive gymnastics. Cerekk posted:This may be a controversial opinion but I would probably give up my second house before making my daughter give up an extracurricular that she enjoys and is almost certainly positively impacting her health and discipline That actually is much better than tumbling or cheer, which are custom designed to excract money from parents. The kid can probably still participate in school gymnastics for free - just not the competition team. Volcano posted:Also I'm sure you will be shocked to learn that a bunch of his other posts are on daytrading and memestock subreddits. I'm sure gambling has nothing to do with these budget shortfalls.
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Apr 10, 2024 18:54
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Cerekk posted:This may be a controversial opinion but I would probably give up my second house before making my daughter give up an extracurricular that she enjoys and is almost certainly positively impacting her health and discipline It's not a second house. The second mortgage is a HELOC payment that they used to pay off their first $40K of debt, that they had before they got their second $40K of debt. edit: I'm pleasantly surprised by the activity.
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Apr 10, 2024 18:57
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Cerekk posted:Family of 4 traveling from Minneapolis, June 8-15: This is absolutely similar to what I priced out going to Orlando for Disney World and it is insane how much everything costs at Disneyworld. Of course if you want to do the sweet sweet Disney Star Wars experience, here: https://www.theverge.com/22949905/star-wars-galactic-starcruiser-hotel-interactive-disney-world-photos-price, it starts at $4.8k per person and goes up from there lol quote:As such, this is not an assessment of whether the whole package is worth the eye-watering $4,809 starting price that Disney is charging for a Galactic Starcruiser stay. (The exorbitant price tag was never far from my mind when I was touring the “ship,” though.)
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Apr 10, 2024 19:04
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Going to an amusement park without buying whatever their fastpass thing is is miserable now. And I'm too cheap to buy it, so I think I may have scarred my kid and his friends, lol. Maybe teaching them that theme parks suck will be the gift that keeps on giving.
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Apr 10, 2024 19:13
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Cyrano4747 posted:Depends. It boils down to about $100 per ticket per day for a single park, but if you want to jump between parks in a single day the price goes up to ~140. But if you buy more than one day at a time the price goes down on a per-day basis. A 5 day park hopper is about $500, for example. Took a kid to Disney World for a week for a birthday, 3 adults 1 child, ~11k was about right for all in on tickets + food + mid range resort.
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Apr 10, 2024 19:32
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Yeah no, you have to get the fastpass or it's hell. My kid's scout troop decided to spend their cookie money on a 4 day Disney trip so she gets a trip for free with food and souvenir allowances. I am the only mom not paying to come along on the trip, because ugh Disney.
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Apr 10, 2024 19:37
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Cyrano4747 posted:I think the foreign country comparison is a bit bad, just because they're two totally different things. Disney is pretty unique in being a totally curated experience that is jam packed - one end to the other, wall to loving wall - with poo poo that will entertain kids. It's literal kid in a candy store territory just in terms of all the loving poo poo there is to do. It's also pretty well buttoned down, and frankly they're masters at handling those crowds. As long as you're not an idiot going on Christmas or Halloween etc. it's not a crowded feeling experience. Not only that, but it's easy. Everything is right there, always convenient and polished, no need to think. Especially for people with kids and frantic lives, a no-stress vacation is valuable. This is why Disney, cruises, etc. continue to be popular even when they're more expensive than other, incredibly awesome places - some people just want to turn their brain off and consume for a week.
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Apr 10, 2024 20:19
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Disney does not seem to be a no-stress vacation
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Apr 10, 2024 20:29
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Disney has timeshares, and my Dad foolishly got one. My Christmas present one year was a guide on how I could reserve the time share and pay him back, if I wanted. Not only was that hilarious, the guide itself went into detail how you have to be a hawk on the reservation website, because Disney-crazed people apparently reserve the dates the moment they go up for reservation, six months in advance, like they do for those fast passes. Lol. I can still hear him saying, you know there's not much to do at Disney after the first couple times, and the regret was already palpable. StrangersInTheNight fucked around with this message at 20:35 on Apr 10, 2024 |
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Apr 10, 2024 20:33
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anyone who wants to go to Disney should be made to watch this before they decide to buy a fast pass or not https://www.youtube.com/watch?v=9yjZpBq1XBE
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Apr 10, 2024 20:56
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YggiDee posted:anyone who wants to go to Disney should be made to watch this before they decide to buy a fast pass or not everyone should watch it, regardless i've watched it more than once
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Apr 10, 2024 20:58
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Watch it and then buy a fast pass because if they're so determined to remove it it must be worth having.
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Apr 10, 2024 21:15
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My company hired a guy to be an on-site engineer with our biggest customer. The only requirement was that he had to be able to drive to their site in Georgia if needed. He moved to Orlando, because he is probably the most Disneyfied adult man I have ever met. He and his whole family appear to spend pretty much all of their leisure time consuming Disney product, attending Disney events, and getting excited about the next Disney product. Warmachine posted:As a kid who never went to Disney and has never been to Disney in 34 years of life... This is my plan. My wife went to Disneyland for a high school trip so she's got fond memories but I'm gonna push for foreign travel instead.
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Apr 10, 2024 21:25
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YggiDee posted:anyone who wants to go to Disney should be made to watch this before they decide to buy a fast pass or not Let me sum it up: get a fast pass and have fun. Don’t get a fast pass and don’t have fun. The video tells you why.
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Apr 10, 2024 21:34
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