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RuBisCO posted:I've never signed any of my credit cards outside of my first one ever and never had it come up. same. all my cards, both credit and debit, have been chip cards for 15 years
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Apr 23, 2024 14:31
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I know the US was a good decade late to the game on chip and pin, but do you also not have tap yet?
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Apr 23, 2024 14:34
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run on sentience posted:I know the US was a good decade late to the game on chip and pin, but do you also not have tap yet? i literally haven't inserted my card into a terminal except for the bodega down the street in years and I live in NM
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Apr 23, 2024 14:36
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MrQwerty posted:every card i have had outside EBT for like 10 years has been a chip card vvv It would be great if the tap worked for more than like 2 months on any card I've had
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Apr 23, 2024 14:38
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we do have tap yes, for about ten years, though I'd argue it's only been a few years since that it's become ubiquitous, I think COVID helped seal it in place I am reminded of the Fish and Chip sketch from That Mitchell & Webb Look, because that poo poo was about the UK transitioning to chip & pin in 2006 and meanwhile we were still doing the cards with signatures thing well into the 2010s. https://www.youtube.com/watch?v=9S0ndZt4R_w StrangersInTheNight fucked around with this message at 14:42 on Apr 23, 2024 |
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Apr 23, 2024 14:38
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cat botherer posted:chip and pin, not just chip. CCs basically everywhere else have pins like debit cards do in the US. yes i have had a chip and PIN card for over a decade, and i can tap it now too cat botherer posted:vvv It would be great if the tap worked for more than like 2 months on any card I've had my debit card is gonna 4-year expire next summer and the tap still works great 
MrQwerty fucked around with this message at 14:41 on Apr 23, 2024 |
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Apr 23, 2024 14:39
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poo poo Fuckasaurus posted:If lunar mining happens it's far more likely to be sold on the basis of decreasing tidal pressure in the later stages of our ongoing climate disaster. The moon (at least the earth-facing side of it) has very little economically useful material. We will never mine space, we exhausted Earth's resources and now we have to live/die with the consequences
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Apr 23, 2024 14:43
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Rollout of tap to pay was slow because the merchants all had to buy new readers at their own expense, so nobody did it until the card processors started blaming swipe fraud on the merchant by default.
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Apr 23, 2024 14:49
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I think what is confusing about “tap to pay” is that there is no tap. You hold it for longer than a tap . This is bad.
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Apr 23, 2024 14:52
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holding my card or phone on the reader for 1.5 seconds instead of .5 seconds is bad and it makes me so mad that i frot anyone near me
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Apr 23, 2024 14:54
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Ikr. It would be better if they didn’t call it “tap”
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Apr 23, 2024 14:55
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they call it hover here
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Apr 23, 2024 14:55
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Using a card around here is like trying to plug in a USB cable: no matter what you try the first attempt is wrong. *tap* “That doesn’t work you have to insert.” *insert* “That doesn’t work try swiping it.” *swipe* “That didn’t work try a different card.”
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Apr 23, 2024 14:56
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mawarannahr posted:this mf paid for Facebook ... i had budget for advertising, loving loser
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Apr 23, 2024 14:56
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wash bucket posted:Using a card around here is like trying to plug in a USB cable: no matter what you try the first attempt is wrong. lol I just had this exact encounter at the dentist of all places.
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Apr 23, 2024 14:57
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euphronius posted:I think what is confusing about “tap to pay” is that there is no tap. You hold it for longer than a tap . This is bad. Wasn't confusing for other countries
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Apr 23, 2024 14:58
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EoinCannon posted:Wasn't confusing for other countries america is very unique and special. some may even say exceptional
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Apr 23, 2024 15:00
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It's not called "tap" in other countries. It's called "contactless" in the UK, which is also mostly wrong because people touch the reader with the card. So it should be called "contactful but non-sticky-inny" In Iceland it's called "snertilaus"
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Apr 23, 2024 15:05
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I don't and have never had a tap card. This is with two cards issued last year from one bank and one credit union. I found out this is because they both require you to fill out a form specifically requesting a tap card and I never bothered. I guess if it becomes ultra ubiquitous and people start grinding their teeth when I spend that extra second or two putting the card in or w/e I will eventually request one
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Apr 23, 2024 15:22
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AARD VARKMAN posted:I don't and have never had a tap card. This is with two cards issued last year from one bank and one credit union. I found out this is because they both require you to fill out a form specifically requesting a tap card and I never bothered. It's pretty useful out here, especially since every goddamn chip reader is broken and it requires 3 inserts before it lets you run a mag strip with a PIN
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Apr 23, 2024 15:24
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fast food joints have taken to holding out the card reader to tap now, which can be slightly embarrassing if you try to jam the card into the slot instead and they aren't holding it tightly or you miss
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Apr 23, 2024 15:29
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I sync my main card to my phone and the others I have to fish out and tap or chip or swipe or jam in hole idk. The POS terminals around me have seemingly upgraded in the past six months to ask for tips or have the customer input the amount themselves. I’ve mostly seen them in bars, which is a delight. Most of the time I’ll tip 10% for mixed drinks or cocktails, 20% for exceptional service, with a group or delivery. I really did not miss tipping at all, and I find it really weird that this was sort of suddenly implemented pretty quickly?
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Apr 23, 2024 15:36
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Bobstar posted:It's not called "tap" in other countries. It's called "contactless" in the UK, which is also mostly wrong because people touch the reader with the card. So it should be called "contactful but non-sticky-inny" I'm in the US and only ever hear it called contactless. If you search for info on the credit card I have, some of the first results are where to drill through the card to disable contactless payment.
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Apr 23, 2024 15:49
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Dip Viscous posted:I'm in the US and only ever hear it called contactless. the terminals out here literally say "SWIPE, INSERT OR TAP" if your card has a chip and the chip reader's pins are hosed, swipe doesn't work until the chip reader fails 3 times; tap is instant.
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Apr 23, 2024 15:51
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in my part of the uk they call it "tapsy-dapsy"
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Apr 23, 2024 15:51
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Dip Viscous posted:If you search for info on the credit card I have, some of the first results are where to drill through the card to disable contactless payment. wh...why? is this like 5g where they think it's broadcasting mutating genes, or it is just bc 'the govt can track you'?
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Apr 23, 2024 15:54
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hot cocoa on the couch posted:in my part of the uk they call it "tapsy-dapsy" lol
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Apr 23, 2024 15:54
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StrangersInTheNight posted:wh...why? is this like 5g where they think it's broadcasting mutating genes, or it is just bc 'the govt can track you'? They think it means people can steal your money wirelessly.
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Apr 23, 2024 15:59
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wash bucket posted:They think it means people can steal your money wirelessly. they saw a clickbait video about a flipper and are terrified of the wireless hackers
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Apr 23, 2024 16:02
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hot cocoa on the couch posted:in my part of the uk they call it "tapsy-dapsy"
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Apr 23, 2024 16:09
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Hackers stealing your card from 300 yards with a scoped Pringles can or some poo poo. Even if someone reads the card, isn't the info useless for making a transaction? I thought the one-time codes were the whole point.
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Apr 23, 2024 16:09
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euphronius posted:I think what is confusing about “tap to pay” is that there is no tap. You hold it for longer than a tap . This is bad. this is why I insert.
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Apr 23, 2024 16:17
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And, your money can be stolen wirelessly right now with or without the card with a pin? That seems like a thing where, if you're scared of it you should become a computerless hermit bc that's the only way you are escaping it. That is why banks have built in systems for giving you your money back if someone does Do A Fraud. Someone hijacking your contactless payment would be treated the same as someone who stole your card number online. You wouldn't be responsible for any of the charges and would have your money back.
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Apr 23, 2024 16:18
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I always chuckle at people who think that "tap to pay" will repeatedly charge you 10x per second if you hold the card there too long and so they keep yanking it away too soon for it to work.
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Apr 23, 2024 16:23
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That's why I wrap my wallet in aluminium (said in British way)
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Apr 23, 2024 16:25
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StrangersInTheNight posted:And, your money can be stolen wirelessly right now with or without the card with a pin? That seems like a thing where, if you're scared of it you should become a computerless hermit bc that's the only way you are escaping it. That is why banks have built in systems for giving you your money back if someone does Do A Fraud. Someone hijacking your contactless payment would be treated the same as someone who stole your card number online. You wouldn't be responsible for any of the charges and would have your money back. Once upon a time I tried explaining this to a coworker and they got so mad about it a manager had to get involved. Explaining things is a waste of time.
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Apr 23, 2024 16:30
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wash bucket posted:Explaining things is a waste of time.
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Apr 23, 2024 16:33
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Tap payment rules, big fan. Glad it's finally ubiquitous in the US
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Apr 23, 2024 16:36
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withak posted:I always chuckle at people who think that "tap to pay" will repeatedly charge you 10x per second if you hold the card there too long and so they keep yanking it away too soon for it to work. I do this but for totally different stupid reasons.
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Apr 23, 2024 16:39
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lmao I let my buddy steal my credit card with a flipper last year when he showed me his. real loving pain in the rear end to get access to something worthless.
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Apr 23, 2024 16:39
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