(Thread IKs:
skooma512)
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Mola Yam posted:lol
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Apr 26, 2024 11:19
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Mola Yam posted:lol no way, this cannot be real and yet it very well could be it's dystopian and stupid enough
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Apr 26, 2024 11:32
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https://twitter.com/LizAnnSonders/status/1783838382688198948?t=QIyQLtixuAiOr-088sEbGA&s=19
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Apr 26, 2024 13:41
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net work error posted:https://twitter.com/LizAnnSonders/status/1783838382688198948?t=QIyQLtixuAiOr-088sEbGA&s=19 Pretty sure it's over bub https://twitter.com/JustinWolfers/status/1730251122542043279 https://twitter.com/paulkrugman/status/1712494317024026761
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Apr 26, 2024 13:47
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Scott Forstall posted:we’ve finally bought a house in San Diego so the market can plummet now Scott Forstall posted:30 year, 7%. We're going to make double payments each month to smash down the principle. lmfaoooo
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Apr 26, 2024 13:49
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I think almost all mortgages now are interest loaded up front.
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Apr 26, 2024 13:50
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you can make it all back buying stuff,going to dentist in TJ etc. it is a smart money move, if you think about it
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Apr 26, 2024 13:56
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Something I've started noticing as we've all drifted towards middle age (I'm 38) is friends and acquaintances (with kids in particular) going from "retirement is going to be hard" to "I'm not even sure what retiring is or who does it" Idk when it started but it's like a Hierarchy of Needs thing where people get wrapped up in what they are currently doing and simply never even get to the "planning for the future" stage. And when it comes up for whatever reason it's instant deer-in-headlights, not even in a "I can't do that" way, but a "that's a thing for other people" way that I find particularly horrifying, but I also get it. Why give one second of thought to something you can't realistically do. It's not everyone, I do have friends with families who are also saving for retirement, but a LOT aren't. There's also a major push to have kids as late as possible, but I think that's making people even more confused about the concept of retirement when they look up and they're 46 with a 7 year old and mounting bills and... you just kind of push that stuff out of your mind. I hope we are able to, at some point, provide some kind of retirement care for people who had to spend their income on their children and are looking at a work forever situation because it feels like that's most people in my subjective observation. Taima has issued a correction as of 14:09 on Apr 26, 2024 |
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Apr 26, 2024 13:59
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Beached Whale posted:Pretty sure it's over bub lol that the US is in stagflation mode and no outlets are willing to admit it
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Apr 26, 2024 14:03
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why would they its their job to gaslight and promote the status quo
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Apr 26, 2024 14:04
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Honestly, the worst is yet to come with talk of the retirement age going up and costs well outpacing COLA increases for social security especially once the trust fund goes. Honestly...I don't really have a problem with people taking money under the table, might as well especially if you are part of a group that probably isn't going to make it to 75-80 anyway.
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Apr 26, 2024 14:07
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Pink Mist posted:lol that the US is in stagflation mode and no outlets are willing to admit it You can't admit it in an election year. If Trump wins, they won't be able to shut up about it.
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Apr 26, 2024 14:07
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the economy is pretty bifurcated these days - in bigtech, it's not uncommon to see people hit their 40s and retire early whether it's due to explicit FIRE or not and then the funny bit is you'll see folks go back to work out of boredom after spending a couple years doing offbeat stuff like living in a monastery (USER WAS PUT ON PROBATION FOR THIS POST) (USER WAS PUT ON PROBATION FOR THIS POST)
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Apr 26, 2024 14:10
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Taima posted:It's not everyone, I do have friends with families who are also saving for retirement, but a LOT aren't. Thinking about it, the biggest influence I have is the memory of my grandparents actually retiring. They didn't start jet setting on expensive vacations, they just stopped working. One side spent 20 years gardening and locally socializing with their families. My other side started a little more tragic (my mother's father died of lung cancer a year or two in, later my grandmother developed a slow and long descent into sickness) but still has many years were getting a job was a means to stave off boredom than necessity. If I were to only be influenced by my parents who are still "working" (albiet with passive income) I would probably not be saving either.
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Apr 26, 2024 14:16
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shrike82 posted:the economy is pretty bifurcated these days - in bigtech, it's not uncommon to see people hit their 40s and retire early whether it's due to explicit FIRE or not dude you've been doing this for like 10 years, like... get a hobby man. For you, and us.
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Apr 26, 2024 14:16
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Cheesus posted:While I'm cynical as hell as to what will happen to any retirement (eg expecting new ridiculously higher tax on 401k withdrawals), I doggedly continue to save/contribute like it will matter. There's nothing wrong with that. How much do you expect to need for retirement?
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Apr 26, 2024 14:19
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Cheesus posted:While I'm cynical as hell as to what will happen to any retirement (eg expecting new ridiculously higher tax on 401k withdrawals), I doggedly continue to save/contribute like it will matter. This is where I'm at. It took till my late thirties to get any kind of financial security, so now I've got no choice but to invest and pray for 7% average annual return. Having said that, Mrs. Parasite has long covid and may have to exit the work force in the next few years in which case I'll be working till death anyway. I've made peace with it.
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Apr 26, 2024 14:22
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shrike82 posted:the economy is pretty bifurcated these days - in bigtech, it's not uncommon to see people hit their 40s and retire early whether it's due to explicit FIRE or not make this permanent imo
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Apr 26, 2024 14:23
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shrike82 posted:the economy is pretty bifurcated these days - in bigtech, it's not uncommon to see people hit their 40s and retire early whether it's due to explicit FIRE or not wow that's wild
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Apr 26, 2024 14:24
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bifurcate this 
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Apr 26, 2024 14:26
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he's literally been doing that for 10 years in the various versions of this thread, but he wants us to believe he's some happy go lucky techlord who is posting from bora bora, if he is that's even more sad so idk what to say
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Apr 26, 2024 14:28
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Taima posted:he's literally been doing that for 10 years in the various versions of this thread, but he wants us to believe he's some happy go lucky techlord who is posting from bora bora, if he is that's even more sad so idk what to say i could believe it, look at Musk. some people are determined to make themselves miserable.
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Apr 26, 2024 14:29
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Mola Yam posted:lol Finally an attainable career goal
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Apr 26, 2024 14:29
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There won't be enough work to go around by the time I reach retirement age anyway so might as well yolo it now. Even Walmart greeters will be replaced by robots with no chance of making GBS threads their pants in front of customers.
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Apr 26, 2024 14:33
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shrike82 posted:the economy is pretty bifurcated these days - in bigtech, it's not uncommon to see people hit their 40s and retire early whether it's due to explicit FIRE or not if this is only six hours then you’re not doing your job well enough.
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Apr 26, 2024 14:33
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i am harry posted:if this is only six hours then you’re not doing your job well enough. yep
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Apr 26, 2024 14:46
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Beached Whale posted:Pretty sure it's over bub oops transitory
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Apr 26, 2024 14:54
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shrike82 posted:after spending a couple years doing offbeat stuff like living in a monastery Saint Benedict was just a quirky tech bro.
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Apr 26, 2024 14:55
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Taima posted:Something I've started noticing as we've all drifted towards middle age (I'm 38) is friends and acquaintances (with kids in particular) going from "retirement is going to be hard" to "I'm not even sure what retiring is or who does it" Theyre all going to eat poo poo op, the government will never help these people. Id laugh at them but my retirement plan is 'be dead' so.
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Apr 26, 2024 14:56
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The most optimistic possible take I can have on retirement is that if you're over maybe 30 right now you're absolutely screwed if you're relying on government help, but you may be lucky enough to be part of a massive crisis that will lead to a few more scraps being thrown to the generation behind you. But the more likely outcome is that no one will give a poo poo about increasing rates of destitute, miserable, or homeless elderly and things will just get worse for everyone.
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Apr 26, 2024 15:03
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Think retirement is dire now? Consider another 20-30 years of institutional rot and climate change
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Apr 26, 2024 15:04
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Paradoxish posted:The most optimistic possible take I can have on retirement is that if you're over maybe 30 right now you're absolutely screwed if you're relying on government help, but you may be lucky enough to be part of a massive crisis that will lead to a few more scraps being thrown to the generation behind you. But the more likely outcome is that no one will give a poo poo about increasing rates of destitute, miserable, or homeless elderly and things will just get worse for everyone. I think the pandemic made it pretty clear to everyone that the economically useless will be thrown to the wolves the minute it becomes cheaper to do that than to keep them around, and the government will paint doing this as a good thing to do (Texas government officials talking about how grandma should "sacrifice herself for the economy" in 2020).
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Apr 26, 2024 15:08
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 Our local community college is having a food bank and it's cool to see it already filled up to near max capacity within 6 minutes of start time. Things are going well
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Apr 26, 2024 15:09
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most of the earth will be uninhabitable in 50 years lol at caring about retirement. it's not for you, wage slave. try being born rich next time
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Apr 26, 2024 15:11
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With the ever-increasing retirement age to the point where the most realistic expectation for when you retire is when you are no longer physically capable of work, even people who could save are going to re-think how they do it. All of my most enjoyable hobbies now involve my physical fitness, so I'm sure not putting that poo poo off, especially now that I know the government response to something like a global pandemic or a natural disaster is "your early death is completely acceptable to us." I'll go on a ski vacation while snow still exists.
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Apr 26, 2024 15:21
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Nodelphi posted:My stupid car keeps trying to connect to a 3g tower when they’ve all been replaced by 5g towers. They haven’t updated the software so the car keeps trying to connect forever even when the car is off, draining the battery. I’ve gone through three car batteries so far. lol that owns my car is from 2004 and I dread when the rust finally claims it
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Apr 26, 2024 15:23
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HAIL eSATA-n posted:most of the earth will be uninhabitable in 50 years lol at caring about retirement. it's not for you, wage slave. try being born rich next time Alright, I will 
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Apr 26, 2024 15:25
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If u exclude the stuff people need most to live, inflation is Over, Actually
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Apr 26, 2024 15:31
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guys they are talking about increasing the retirement age to what it already is at . they are clueless morons
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Apr 26, 2024 15:31
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Consolidated Ed posted:you don't have a microwave? are you the grandma from grandma's boy? euphronius posted:my mother in law also doesn’t trust microwaves . it's not that I'm worried about space-beams; it's that I have so little counter space I can barely fit an electric kettle & a toaster & still have room to prep anything.
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Apr 26, 2024 15:40
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