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I got a call from a public hospital billing department. I've been getting treatment from them, and they called to say I owed them $155. After a substantial amount of digging, it turns out that they had refunded $106 to another billing department of the same hospital (which is in the process of refunding me the money), and had failed to account for another $100 that had been paid to them, meaning on net, they owed me $51 when they were calling to collect. The $106 they refunded to another department didn't appear on any of the statements they had sent to me; I had to demand a comprehensive bill in order to even be able to see it. Do I have an FDCP case based on the false representation of the "character, amount, or legal status of any debt?" I admit to being pretty (possibly irrationally) pissed about this, because they called me first thing in the morning, woke me up, and I was then immediately put on hold for three minutes before anyone picked up. Washington state, if it matters. EDIT: I also don't know if this matters, but the department they refunded the $106 to sat on that money for four months, until I called them. Ham Equity fucked around with this message at 18:36 on Mar 4, 2020 |
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Mar 4, 2020 18:26
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JohnCompany posted:I'm afraid he's very likely going to have to, at least it he wants the defuckulating to work. Once you start making claims like "rescind this loan because it wasn't me who took it out," the bank is going to demand a police report or similar, to establish that it in fact was not him who took it out. Yeah, his mom very clearly had no problem throwing him under the bus when she opened the accounts, he needs to either find a spine or just get "Welcome" tattooed across his back for all future dealings with her.
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Jun 28, 2023 19:46
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Washington state if it matters. I'm suing my landlord over a deposit, I've informed them I'm suing them, I've filed the suit, and I'm just waiting for a court date before I serve them. They sold my debt to a debt collector, I'm guessing I can't sue under the FDCPA?
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Dec 8, 2023 08:25
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Big Taint posted:If they sold the debt after being sued over it that may be illegal? But that's a question for your lawyer. I do not have a lawyer, it's a small claims case.
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Dec 8, 2023 23:45
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Sub Rosa posted:I would expect someone suing a landlord over a deposit to be owed money by the landlord, not owe money to the landlord. Can you clarify the facts of your case? Lawyers in my area cost $300ish/hr, so hiring one for such a small amount is not economical. Even at the $1000 for an FDCPA violation, it doesn't seem economical.
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Dec 10, 2023 19:42
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Southern Cassowary posted:i am being called by a debt collector If you haven't done it lately, run your credit reports from https://www.annualcreditreport.com. Do not use a different site, run it from there, make sure you're not seeing anything that shouldn't be there.
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Dec 13, 2023 00:19
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Ham Equity posted:Washington state if it matters. I'm suing my landlord over a deposit, I've informed them I'm suing them, I've filed the suit, and I'm just waiting for a court date before I serve them. They sold my debt to a debt collector, I'm guessing I can't sue under the FDCPA? How do I go about finding an attorney for this in the state of Washington? Is the bar referral service my best bet?
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Feb 24, 2024 01:16
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