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froglet posted:I'm going to guess if she qualified for bariatric surgery she was looking at a wait of a few months/years and used her super to get the surgery privately. quote:Wardrop had no health insurance and says she was quoted around $10,000 to have her surgery through the public hospital system or $20,000 in a private facility. Rudager posted:If it was necessary to either increase her health or to dramatically increase her quality of life, it would have been covered under Medicare without question. quote:The procedures do not attract a Medicare rebate. . . .
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Oct 1, 2014 12:39
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i like nice words
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What is she spending $50k/year on?
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Oct 17, 2014 15:48
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Krispy Kareem posted:Expenses? Krispy Kareem posted:She has mooching children (myself included - although I at least pay her back). So that may impact her finances.  Keep looking down on other people while you take mommy's money.
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Oct 17, 2014 20:23
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Devian666 posted:I spent about $4200 month including food, travel and mortgage payments and I live in New Zealand which is rather expensive to live in these days. Dirk Diggler posted:
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Oct 18, 2014 03:47
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My, aren't you arrogant. You seem to have no problem looking down on him when you know next to nothing about his situation besides one internet post.
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If you're doing lasers, paying brochure price is about the worst with money I could ever think of. Check out Groupon/etc. and wait for a good deal to come up. You should be able to get six sessions for a full beard for $100-200 plus tips.
Anne Whateley fucked around with this message at 02:50 on Nov 8, 2014 |
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Nov 8, 2014 02:48
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SiGmA_X posted:I have done *zero* research into this before. I always assumed it would be more expensive. I may have to actually research and do it now, that would pay for itself in a very fair amount of time... It works best the more contrast you have between dark hair and light skin, but they have different types of laser for medium or darker skin. The hair always has to be dark, though, there's nothing they can do for light hair. There's a lot more research you should do if you want to go through with it. Other than maybe skin tone issues, it's not like a tattoo in any way I can think of. It isn't as painful and doesn't hurt in the same way, it doesn't take as long, there's no aftercare, etc. I'm not really sold on the idea that it's saving money, either, but it is definitely worth it for the convenience. As a woman, I only got body hair done, but I'm sure shaving your face isn't too fun either.
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Nov 8, 2014 06:27
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I don't know if they've sold out (man), but when I was a tween, my parents gave me a Motley Fool book, targeted to teens, that I thought/think was really good. I then went to a private university so YMMV, but I am handling the smaller decisions a whole lot better than average, and I think it helped with that. A lot of my motivation was not wanting to live like my parents, though.
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Nov 10, 2014 18:18
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Jastiger posted:That's an interesting chart. Des Moines would probably be most similar to kc or Minneapolis on there.
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Nov 12, 2014 17:18
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Folly posted:That's not really true. From what I could find, the cost of living almost doubles in large cities from middle American cities. But the only increase in income only seems to improve from 15% (median income) to 50% (specific industries - tech is the biggest increase I could find). My career's average salary only seems to increase about 15% by moving to NYC or Boston. Generally, you are financially better off by living anywhere but a big city. Meanwhile, since the internet is a thing, the differences in quality of life and the availability of goods and services are decreasing every year. There are absolutely poor people in NYC dragging down the median. But we're talking to an audience of goons. I think pretty much everyone is at least qualified to work in call centers, most aren't homeless, etc. I think average+ people generally do profit from moving to the city (although personal preference obviously trumps cash alone). Also, you note that the internet is a thing and it's increasing -- but one of its main effects is providing goods to big-city people at Midwest prices. I get my health & beauty stuff online for a significant savings. Meanwhile the internet can't bring small-towners good food, live performances, etc. Do you have any info on the COL calculators? Mine is claiming transportation in NYC is more expensive than in Podunk, so uhhh I think there might be issues. One pitfall is comparing housing prices and salaries within a zip code or neighboring zip codes. This definitely makes cities look bad, because almost nobody in NYC who works in midtown/FiDi lives there. You make a good salary there, but then you commute to outer boroughs, JC, Harlem, etc. where housing costs are much lower.
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Nov 12, 2014 18:37
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Interior design is a) for rich people and b) all about image. "Took a few classes at Podunk Community College two towns over" really doesn't seem like it's going to get clients, even if you end up with comparable knowledge.
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Nov 13, 2014 05:17
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Hopefully she's trading in or selling the iPhone 5--that'll take care of a good chunk of it.
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Dec 3, 2014 18:09
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You're moving for your job and you make the vast majority of household income. Splitting the loan or anything else 50/50 would be nuts. Contributing proportionately isn't "cutting her some slack" or a "progressive liberal" thing, it's normal. If you're entwined enough to live together and move together, it's also time to start thinking of your finances as a household. If you approach it from "it's all my money and I won't give her disposable income and I'm irked she's not paying for half of everything," you seriously need to drop some money on couples counseling. Or break up and find someone who makes as much as you do, if it's that important to you.
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Dec 3, 2014 19:19
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Complaining about a $4700 interest-free loan when you're about to get a >$12000 check is pretty uncomfortable to me.Blackjack2000 posted:$35k is barely half the median income in the Puget Sound area. https://www.google.com/search?client=safari&rls=en&q=median+income+in+the+puget+sound+area&ie=UTF-8&oe=UTF-8 quote:I do agree that he should shoulder more of the load for a little while because of the move, but I think if she ends up making a tiny salary and he has to pay 3/4 of the bills, he's going to start to resent it. quote:We've talked about marriage, and it is definitely in the cards at some point. I don't know when we're getting married, but it would most likely be within the next two or three years assuming we are still together at that point.
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Dec 3, 2014 20:35
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I'm glad you like not having internet access, but most people aren't (shouldn't be) comfortable with posting on SA over office wifi or logging into anything on a public bus's wifi. Good luck.
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Dec 3, 2014 21:15
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The numbers there are a bit weird (not impossible, just unusual). In addition to being a college student, he must work just about 30 hours/week, which isn't really part-time. In a year he'd make $26k (before tax, not allowing any unpaid time off) but he's saved $15k. If he's that hardcore about it, it's pretty weird he's just like "oh bummer, have it all for no reason."
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Dec 4, 2014 17:00
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That joke is appalling, Dobermans aren't black and white. And How to Win Friends and Influence People would be a better choice.
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Dec 7, 2014 02:19
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Sucks to be you, Cornell would've covered your need 100%. Ivy Leagues have generous finaid (this is just a quick link, there's tons more info)
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Dec 8, 2014 17:40
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I don't know about Cornell specifically, but yes, the Ivies made that shift around 2003-2004 with the big three leading.
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Dec 8, 2014 17:56
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Renegret posted:It's so bland looking.
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Dec 14, 2014 21:40
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MrOnBicycle posted:To be fair, Burberry trench coats looks very good. I'd never buy one, though, since the quality doesn't come anywhere near the price they're asking for it.
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Dec 15, 2014 14:31
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Dirk Diggler posted:I'm getting real loving tired of reading the same stupid derail about "oh the city's so great, I don't know why someone wouldn't want to live in a city, hurr" every 3 goddamn pages. People value different things and not everyone wants to live in an urban center, alright? This isn't a difficult concept to understand.
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Dec 22, 2014 06:37
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Dirk Diggler posted:Here's a simple solution, instead of acting like he just insulted your mother and pissed on your pet, ignore it.
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Dec 23, 2014 01:30
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My mom keeps cash around the house because apparently my dad is getting hella garnished for mystifyingly bad credit card decisions. At least it's in a hidden fireproof safe but  Cash at home is just the tip of the bad-with-money iceberg, obviously.
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Jan 4, 2015 20:37
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It really depends on the individual -- for whatever reason, people react in opposite ways to the same situation. I grew up without a whole lot, not like poverty-poverty but money was always tight, my parents were/are always paycheck-to-paycheck, and I hated it so much I would do anything to avoid that. I was unhealthily frugal for awhile, but I feel like I'm chilling out into a good place now. I see people in my office -- NYC professionals -- who are like "Oh no, let's not go out until Thursday, that's payday" and it blows my loving mind.
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Jan 15, 2015 17:46
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MrKatharsis posted:I'm doing everything wrong here and I still get along with my coworkers. "I don't feel like eating out," "buying a house is not my idea of fun," and "I hit the max on my 401k" aren't fighting words at a workplace with reasonable people.
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Jan 15, 2015 21:17
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I don't drink, and I don't see how it's "socially crippling." Are you like an addict who can't go anywhere alcohol is served? If so, then yeah. If not, you can do all the stuff that people who drink do, just holding a soda/water. If you don't make a big deal of it, most people get over it fast.
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Jan 16, 2015 18:54
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You can definitely pay doctors in cash. You might even get a discount for it.
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Jan 24, 2015 21:04
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Doctors already have a ton of other attractive things including cocaine, speed, and opiates of all kinds. A few thousand is unlikely to be make-or-break. Call ahead, but especially if it's closer to $5k than $20k, it'll probably be fine.
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Jan 25, 2015 20:11
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MJBuddy posted:They might have a trial dosage of some stuff, but I doubt it includes schedule 2 narcotics.
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Jan 25, 2015 22:05
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If you've ever been at that level, you'd know $24/week is a huge chunk of your budget. Like your entire grocery budget.
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Jan 27, 2015 18:01
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1) That story is even more amazing given all those lending discrimination stats. That family is clearly Black Loan Dollars Georg. 2) The part about how they've been living in their $600k house with no payments for six years, but they tried to evict the condo renter after three months -- that is literally a Bible story. Like could not be any more accurate.
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Jan 28, 2015 14:33
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Living anywhere and not pulling in 5 figures is bad with money 
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Jan 29, 2015 04:32
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Just curious, what's like a normal but sane vacation? I always do it the cheap way -- Southwest sale flight to another state, then stay at a friend's. That's really fun, but it seems like my peers are all globetrotters. How does that work, are they all going into debt or being bankrolled by their parents or what? Or is it normal to drop a few thousand on vacation every year? This is 20s, no kids, decent job, NYC.
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Feb 1, 2015 04:28
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I could afford to*, I'm just wondering what's normal but reasonable. * in the sense that I'd still be saving a decent % of my salary, although obviously I'd lose those few thousand or have to find places to cut other spending
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Feb 1, 2015 04:32
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| # ¿ May 14, 2024 21:05 |
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You don't need to spend a decade as a chef to know you shouldn't give yourself food poisoning from eating ancient moldy poo poo because "lol bachelor what else am I gonna do."
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Feb 13, 2015 06:36
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