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A brother of a friend of mine. An "idea guy". Wanders from scheme to scheme trying to con people into creating a business for him with him investing a modest amount of money. He is rountinely taken by cons taking the money and running while real professionals rightly scoff at how he want to provide about $1000 and an idea, have you do all the work, and collect 80% of the profits. He got married young, had children quickly, and shifted the whole of childcare onto her even when she was making money while he sat around playing video games and dreaming of his escalator to riches. I had to fight hard to keep from laughing when he told his parents he would support them in their old age. Today he offered me $500 to build a dating website for him and run it. He wants 70% of the revenue and I get the rest minus expenses. I am not a programmer and have edited websites but never built one. I ignored him. Another friend. Nice guy but not all that bright. Spent 8 years studying and came out with a masters in Philosophy. Married another grad student in the same field. Between them they had over $200k in debt when they finished with over $150k of it being student loans. They live in near-poverty with a combined income of about $35k. They just decided to start a family and their income is about to take a nosedive. Hooray!
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Jun 20, 2013 23:02
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I think this guy has an overinflated sense of how many trips and meals you can but with the $1000 you are supposed to save by the time you are 30. Surprise, saving about $20 a paycheck will not give you a lot of money in the end. Anyways, story: Girl I know has a great method of saving for her vacations. She contributes to her 401k and IRA. She then puts her vacations for the year on credit cards. When tax time rolls around she figures out how much of a refund she is getting (never enough to pay off her credit cards. Then she pulls money out of our retirement accounts to pay off her credit cards. If you try to point out that she is paying at least a 10% penalty on this she points out that does not matter because it does not come up until tax time a year later. Suggest she keep the money more liquid instead of putting it into the retirement account and she says if she does that she will just spend it if she can get to it easily. 
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Sep 29, 2013 20:24
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FrozenVent posted:I told him to swing by my place (we live in the same building) when he was done drinking at whatever place he's at. So he can afford to go out drinking but not pay his rent?
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Feb 1, 2014 02:57
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dreesemonkey posted:$1000/week takehome is probably in the $60-70k range. I bring home ~$1600 every two weeks with minimal withholdings and make ~$55k. I bet she still doesn't know. Most of it was cash advances so no paper trail.
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May 9, 2014 15:47
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Magic Underwear posted:If this stupid motherfucker has $60 in his bank account, how was he planning on surviving the two weeks+ until the first paycheck at the job he assumed he would get? Payday loan silly. 
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May 14, 2014 23:39
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Markovnikov posted:Yeah, christians had the same anti-usury laws. (This might be my history classes being bad, but:) Jews were the only ones who didn't have problems with money lending, and that's how they came to be (negatively) associated with money and greed and hated on. Also why many western banks came from Jewish families. There's a whole situation in the Poema del Mio Cid (Cid Campeador) about a couple of greedy money-lending Jews that get hosed by the Cid. The Torah has laws forbidding interest too but it is limited to fellow Israelites. For everyone else you can charge interest as you please.
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Dec 4, 2014 17:05
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AgrippaNothing posted:Then they probably should have skinned him alive and got the skin a twitter account to post "AAAAAHHH AAH AH AAAAAAAH IT HURTS MOMMY IT HURTS" all day long. That would learn everyone around the world we'll loving kill you if you don't give that money to a diploma mill proper so you can balance the books for a couple of Hardees', bitch. Please stop kinkshaming me.
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Mar 2, 2015 23:49
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Tomfoolery posted:Open up your hearts and wallets They already passed the 0.1% of their goal mark. This gofundme is going places.
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Feb 20, 2016 01:50
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ate all the Oreos posted:At $10.95 each they better be awesome loving underwear I have a pair. Not sure, I never tried loving in them. I can say they are decent comfort but do not get how people pay so much for them repeatedly. I am guessing their customer base is mostly guys who believe it is the Apple of underwear and underwear fetishists.
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Oct 13, 2016 06:48
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Renegret posted:I know this is from a bit back, but if I was a multi-millionaire this is the first thing I would buy. Or, at least, something like it. The sweet liberating embrace of death. That and I prefer briefs.
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Oct 16, 2016 19:15
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A case with less ethical problems about eating the rich.
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Nov 16, 2016 07:22
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SquirrelFace posted:What god is he praying to that rewards excess and consumerism? Prosperity Gospel Jesus, also known as Plutus. And they said paganism was dead and buried....
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Jan 28, 2017 20:57
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Subjunctive posted:The point is that when the person it's claimed to be proves it wasn't them, it should be the bank's responsibility to pursue the fraud, not the identity theft victim's. It is the job of law enforcement to pursue the fraud but the victim has to make a good faith effort to report the theft. The banks and law enforcement know that if the victim is unwilling to talk to the police and fill out a police report they almost certainly know who stole it and are going to withhold information to protect them. It is not necessarily fair but it is the most practical way to deal with it. Forcing the bank to initiate the process means the police get involved when the victim may or may not be cooperative beyond saying 'not me'. If they are not willing to cooperate the investigation is probably a waste of law enforcement time and money so why start it? And some BWM from Reddit: quote:Where I live (Australia) the annual dividend return on major bank stocks is around 6% stable. The actual share price barely changes at all, climbing around 2% per year. I can borrow at a 12 month fixed interest rate of 4.7%. Except for the risk of a market crash, why would I not margin buy when it essentially pays out free cash? Is recession the only risk? Hey guys, I have a plan to make really low returns or lose everything. I think I have hacked the system!
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Jan 29, 2017 07:50
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