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Wickerman posted:Short version: lower octane fuel has a higher concentration of trimethylpentane, a highly branched octane that combusts quite rapidly. Higher octane fuel has a higher concentration of straight chain octane (N-octane) which does not combust as quickly as highly branched octane. Or an easier explanation higher-octane fuel compresses better than lower octane fuel. For example my car requires premium fuel so if I were to say put 87 in it the compression from the engine would be so great against the fuel that it will cause the fuel to combust earlier than it is supposed to and cause the engine to knock. Back in the day it was a huge problem but now that it's 2015 cars are a little smarter about it. My car will retard itself if you put 89 octane in it over 91 and does even more-so if you put lower octane in. The milage will fall off the charts and it will run like a POS. It could even damage it over time but I dunno, I just use 91 and forget about it. The only reason to ever get higher-octane fuel is because your car has a higher compression than the lower-level octane can handle.
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Jan 4, 2015 04:22
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Im bald so I buzz my hair myself. Checkmate 
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Jan 5, 2015 19:21
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He went to school he has debt. Not only that he doesn't have a bankroll to fund trading along with actually living - taxes, insurance, probably savings, etc. You are dumb to day trade as a profession anymore unless you have extremely good liquidity.
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Feb 26, 2015 17:14
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Bad with money: my roommate in college got a photography degree at Purdue and now works registers for a living with 3 kids in section 8 housing... 12 years after college And now I feel old realizing it has been that long.
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Apr 5, 2015 23:20
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Uranium 235 posted:Okay, I figured it out. He wanted to get a $40,000 2015 Jeep Grand Cherokee Laredo. After our 'intervention' he called the dealership again, and now he's going to look at a 2012 Grand Cherokee that has sun roof, heated leather seats, navigation, reverse camera, etc. It's only $24,000 so it's more "affordable". I'm sorry but how the gently caress is a $40,000 car $660/mo lease? I have a BMW 328 with a msrp of $48000 and my payment isn't even $450/mo. My brain hurts with how bad with money you have to be to get that lovely of a payment.
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Apr 16, 2015 02:05
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Dik Hz posted:I'm not sure leasing a $50,000 car gives you room to talk poo poo about anyone else in this thread. It doesn't but I can't wrap my head around that payment. I am more than ok with my cost and have no debt at all and manage my income fine but how is $660 even possible? If I couldn't afford it I wouldn't have my car.
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Apr 16, 2015 02:55
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Aliquid posted:If you have no debt, who is cashing your car payment checks? I'd have a word with them. I could pay for the car flat out if I wanted right now so debt is subjective. Yes it's a payment and considered a loan but the difference is it's manageable.
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Apr 16, 2015 04:08
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That's fine and all totally understand but what I was getting at is how is a car that's less in value that much more for a lease?
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Apr 16, 2015 04:38
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SiGmA_X posted:You can't afford it. That's why you leased it. You'd have paid for it otherwise. I could go buy a 2015 M4 today if I wanted to.. But I'm unwilling to part with 70(-90)k and as such, I can't afford it. I lease because I don't drive much, the coverage on a leased BMW vs owned is much more comprehensive and at the end of the day it isn't hurting my retirement or investments. Sure I could probably spend the money more wisely but I'm a DINK family that will never have kids and already save enough. To each their own?
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Apr 16, 2015 13:36
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Bad with money: a friend of mine has a f150 lease ending this month and has "credit card payments" totaling of $700 for the minimum monthly payments and only pays the minimum. He can't lease a new f150 for less than $500/mo on a car starting at $26k msrp.
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May 24, 2015 05:56
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We did that in the USA with a $300-600 tax credit during Bush's presidency. Didn't do poo poo here because most people blew it on a new phone or other stupid nonsense. It was also right after the crash in 2008 so yeah.
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May 30, 2015 04:33
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You must not read the bad with money thread very often
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May 30, 2015 05:48
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When I was in high school in Indiana it was required senior year of high school to take 1 semester of government and 1 semester of economics for a core 40 diploma. Is this not standard country-wide? The classes weren't even like history classes they were flat out prep courses to make sure you understood how our government worked as well as understanding terms and agreements in lending.
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Jun 18, 2015 00:48
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Discover sent me a SUPER SELECTIVE invite with a printed card that looked like a credit card for an unsecured loan of up to 35k in the mail yesterday. APR of only 15% sign me up 
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Oct 22, 2015 02:59
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I live in South Dakota and wouldn't want a house boat at all. Half the year in Minnesota you will be fighting the cold and a third of it trying to keep the place warm enough so you don't freeze to death. Move somewhere that isn't a frozen tundra if you're serious about a houseboat.
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Oct 22, 2015 22:34
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cowofwar posted:Dude is wise to keep his name off her poo poo. Eh it depends. BWM as hell but I moved in with my partner 8 years ago and he had over 100k in debt due to a failed business venture. I didn't help him with his debt at all other than short term "loans" to square payment schedules that were all paid back and he is debt free as of this year. All I did was cover rent, groceries and a few other bills but it's all relative. I guess the difference is he has a well paying job and I'm kind of an rear end in a top hat if he does stupid poo poo. People told me to leave him quite a few times but sincerity and determination goes a long way.
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Nov 18, 2015 01:06
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I was just pointing out that people can recover from 6 figure debt without severing and hitting the gym. Not everyone does but hey, sometimes BWM can turn around. It's 8 years with a lot of stupid BWM poo poo glossed over including two Vegas trips. Edit: and for some BWM we are going to Vegas in March to celebrate 
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Nov 18, 2015 01:31
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oRenj9 posted:I do this. Prefer the extra power and responsiveness of 93, but since it's optional, I won't buy it if it's more than $4/ga. Good lord you do understand that octane is nothing more than the compression your gas can take before exploding? There is no extra power unless you have a car tuned specifically for higher octane. Without going hardcore AI there's literally no reason to drive beyond the recommended octane from your car manufacturer.
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Nov 18, 2015 06:57
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BEHOLD: MY CAPE posted:If you drive to work and errands in any remotely modern automobile with fuel injection, cylinder, valve design, electronic timing control, and knock detection all exquisitely designed to avoid detonation under an enormous range of variables including temperature, humidity, gasoline quality/ethanol content/additives, and engine wear, you are wasting your money. If you drive some kind of race tuned car then you might need high octane gasoline. My bmw could take 89 when I had an unleaded one but I risked voiding the warranty if I used lower octane. There was a scandal here where all the gas was 85 regardless of what you purchased and it really hosed my engine up. Even still the efficiency suffered at 89 and you ended up paying more in the long run. Just use the octane the makers tell you to and call it a day.
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Nov 20, 2015 02:57
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How often do you street race Brianna Wu to make that extra 8 hp worth it? The manual says 87 recommended and 8 hp isn't gonna help you jump off the line that much
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Nov 20, 2015 04:09
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http://priuschat.com/threads/why-premium-is-wasted-in-a-prius.134969/ If you're street racing yes
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Nov 20, 2015 04:55
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BEHOLD: MY CAPE posted:Too bad, because for $10,000/year net cost of ownership you can actually own a variety of really nice luxury or exotic cars Ehhhhh a X3 leased is $750/mo with very good credit unless you drop down $5000 at signing. For the kind of exotics that are $1000/day you will pay significantly more than 10k/year. Maybe a mustang or vette sure
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Nov 21, 2015 02:27
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Guinness posted:
Yeah no. I did however typo but I was quoted $650/mo for one with a msrp of 51k. If you go completely base line probably but they're crappy without some packages. It also doesn't help that the residual is 50% I believe on the X line while 3 series is 65% flyboi fucked around with this message at 03:40 on Nov 21, 2015 |
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Nov 21, 2015 03:37
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what, an X3 lease with excellent credit is $450-600 depending on trim, without negotiating.
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VitalSigns posted:He lost it all on craps after that so I assume the casino had some rules about tables and minimums and stuff to get all the sweet VIP digs. Maybe he was exaggerating his winnings in poker, but I am entirely ready to believe the casino has a lady whose job it is to find people who brought a lot of money and get them to stay as long as it takes for the house advantage to come out on top in the law of averages. But I don't know anything about how casinos work: I hate gambling so if I'm dragged to the casino I bet the minimums on blackjack and order free drinks because at least blackjack is a kinda entertaining way to lose money and I like alcohol. Yeah that's not how Vegas works. Everything is run on reward systems where they scan a card tied to you and track your pay-in, table play and cash out. Tables actually have the worst rewards payouts due to the difficulty tracking versus slots. I can tell from first hand experience dropping 20k gambling won't do much because that would last an hour tops in the high limit room and outside there you don't get hand jobs.
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Dec 1, 2015 04:35
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SlapActionJackson posted:Pickups have been popular here forever, but the $60K luxotruck is definitely a new beast. I keep waiting for one of the manufacturers to find the market top in this segment and am shocked at how well they do every time they blow through another price barrier. At this rate, the $100K 2021 Platinum Deluxe F150 Brougham appears to be headed for reality. Ask my friend about leasing a $73k f150 platinum with a higher lease payment than my purchased x3 Edit: while having a perfectly functional 2012 not-platinum but oh the rails on the side come out when you open the door!!! rear end coolers! Etc flyboi fucked around with this message at 04:30 on Dec 11, 2015 |
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Dec 11, 2015 04:28
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Devian666 posted:All I can imagine is Homer Simpson haggling the lease payment higher. The worst is the guy is traveling 75%+ of the year because he works in disaster restoration. His ex drives his car more than him and that was to haul her poo poo out of his house to move out
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Dec 11, 2015 04:36
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