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tangy yet delightful
Sep 13, 2005



Looked around for a thread already on this topic, didn't find one so here we are.

I currently have all of my insurance needs through USAA but their small business insurance link takes me to 3rd party options and while those options are curated by USAA I would like to get some other opinions and experiences on this.

My wife is starting up a photography business, currently as a sole proprietor, and we need to get insurance for her computer, camera, lenses, props, etc. Ideally this insurance would cover theft, accidental damage, fire, floods, nukes with a low deductible and minimal hassle if we ever need to use the insurance (USAA spoiled here perhaps but I'm hoping). It might also be worthwhile to get some sort of umbrella liability policy so any idiot hurting themselves around her while she's working doesn't sue us to death.

Any advice on companies would be great, I would also welcome advice on types and $$ levels of insurance to obtain. Thanks.

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