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I'm a 23-year-old college dropout in Texas making $72k/year. I have $17,300 in debt; I have a condo that isn't yet paid off (and also I live with my boyfriend but my condo needs a good deep cleaning before it's ready to get rented out). I'm putting $1000 per paycheck down to pay that off, which is almost exactly half my take-home pay. I used some calculator to figure out that minus the portion I'm putting towards my debt, I'm effectively living on $34k/year or so. I will be debt-free by mid April and then I guess I'll be making about 100% more money than is strictly necessary in this job that I do not especially like. My bank account is still growing and I only hesitate before really extravagant purchases. How do I quit this software job I don't like and still make $34-40k?
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Jul 29, 2015 23:30
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| # ? May 7, 2024 13:37 |
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it is posted:I'm a 23-year-old college dropout in Texas making $72k/year. I have $17,300 in debt; I have a condo that isn't yet paid off (and also I live with my boyfriend but my condo needs a good deep cleaning before it's ready to get rented out). I'm putting $1000 per paycheck down to pay that off, which is almost exactly half my take-home pay. I used some calculator to figure out that minus the portion I'm putting towards my debt, I'm effectively living on $34k/year or so. I will be debt-free by mid April and then I guess I'll be making about 100% more money than is strictly necessary in this job that I do not especially like. Do you hate the work, or the job? If you like the work but not your job, you you may be able to consult doing software stuff, and after taxes/expenses/whatever make your target for significantly less hours. Again, if you like the work, maybe you could find a government (local/state/federal) development job. I have one of those and in general it's a very low-stress job.
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Jul 29, 2015 23:39
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I'm pretty sure it's the work that I don't like; I normally have about a 3-month attention span for a new job before the novelty wears off and the drudgery sets in. Short-term consulting isn't a bad idea; I'm not that great of a developer, though. On the other hand, I'd be able to have all kinds of time off while occasionally working, and I can have a plan where both parties know we're planning on parting ways in a few months.
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Jul 30, 2015 00:36
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I worked part time from home for over a year an ended up hating it in the end. It seems glamorous but it's actually just frightening and boring. Gearing back up and taking on a new challenge did wonders for my bank account and self esteem. It might be cyclical, but mid 20s started to seem really young to just subsist when I could be thriving in ways that will make the second season of my life much more fulfilling. I guess seeing how utterly relatable my parents still are in mid 50s made me realize that a comfortable middle age and retirement would possibly be even cooler than living life with a wildly youthful vigor in the present. Also, as a developer you are absolutely in a position to set your own pay and hours if you put in the time and effort to become great. If that doesn't sound appealing I cant think of many more careers that offer the flexibility. I've heard of temp agencies for coders. Have you looked into it? I cant imagine the starting pay being less than $20 hour for most gigs and it should give you the short term rotation and freedom to deny work you seek.
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Jul 30, 2015 03:08
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