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quote:I have a long term girlfriend, who is not on board with this idea at all but I'll talk her into it once she sees how cool the boat is.  I guess you aren't at the point where you would be living together because that would be a much more convenient way to save rent. But are her concerns safety-related?
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Oct 23, 2015 19:37
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BaseballPCHiker posted:Basically her parents are super religious and wont help her pay for school if she was living with a boy. And there's no way I'm throwing down money for her college. Her concerns are mostly about the heating issue and the dog. She thinks it would be fun to have in the summer and fall but not to live on. And I also assume there's no way she can take the dog during the winter? I'm on board (ha!) with the idea and am interested to see how it plays out and whether it really does save money. You've certainly done your research, but seriously be careful with space heaters. I'm an exceptionally cautious person when it comes to things like that, but when I relied on them for a couple weeks I wouldn't even leave the room with one on.
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Oct 23, 2015 19:42
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Ok hold up. What do you expect your monthly payment to be?
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Oct 23, 2015 19:48
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Nail Rat posted:Hold up here again. Yeah, this is where I was going. The $600 didn't include the payment for the houseboat. How much is insurance? I can't see this saving more than $100/month. Are you not counting the cost of the houseboat because you'll own it? Because BaseballPCHiker posted:Boats depreciate in value really quickly and a used houseboat can be purchased for a fraction of what a house would cost you.
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Oct 23, 2015 20:11
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20 year loan? How long do you expect the boat to last? How much will insurance go up as it ages? How much will it be worth five years into the loan?
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Oct 23, 2015 20:49
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If you want to live on a boat, live on a boat. But if you want to save money, you're not going to convince anyone that taking out a 20-year loan on one of the most laughably bad investments is a good or "frugal" way to do that. Life is all about balancing your priorities. If someone prioritizes living in the city they will pay more in rent. Not every decision you make has to show savings over time, so don't force the square peg of boat ownership onto the round hole of money-saving ideas.
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Oct 23, 2015 21:47
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Is the 8k your boat budget or your savings?
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Oct 26, 2015 16:25
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It's too bad there's no more accurate way of estimating a loan payment than asking people what they pay and averaging that together.
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Oct 27, 2015 14:38
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Once they hit the limit on their propane budget they need a new source of fuel and whale blubber is hard to come by these days.
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Oct 28, 2015 00:51
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Veskit posted:What kind of permits do you need to live on a boat? None. If anyone questions you then you can just take them on your cool boat and they'll come around.
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Nov 3, 2015 22:16
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This is exactly what I have been think about with the girlfriend posts. OP, how much work does this boat need? Do you know what it will cost? Are you planning to live in a half-renovated boat over the winter because it seems like you might die if you do that.
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Nov 3, 2015 22:32
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How much will the renovations on this boat cost to make it death proof?
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Nov 5, 2015 18:11
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Do you really see absolutely no reason for someone to not want to insure a boat for a person who does not know how to use it?
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Nov 18, 2015 15:31
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On the other hand, putting a server farm on his boat would
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Jan 14, 2016 02:55
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Dwight Eisenhower posted:They can't just keep his deposit without demonstrating damage to the apartment. If it's one of those where they'd be you prices like "$50 to clean the sink if it's dirty, $75 to vacuum if needed" then the dude will nickel and dime him until the deposit runs out. Guess you really need to find a houseboat now, OP. I think you're done renting anywhere that requires a history.
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Jan 26, 2016 17:09
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Veskit posted:Why don't you find a room to rent that is month to month and get a storage unit until you can live out your dreams of being a lovely boat captain? Wow way to miss the obvious in your plan there. OP, get a storage unit. Then live in the storage unit. You can do it I believe in you.
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Jan 26, 2016 20:14
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BaseballPCHiker posted:It will probably also need the roof to be re-waterproofed or whatever the hell one does to a houseboat roof. Please learn what this is before you buy the boat though.
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Jan 29, 2016 17:29
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BaseballPCHiker posted:I went and took a look at it and it was pretty solid, better than I thought actually. You don't seem to know that much about boat maintenance, so what are you looking for to make this determination?
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Feb 1, 2016 17:35
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