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Present posted:Yeah they also didn't account for this many people owning cars and now that situation is all kinds of hosed up. this is the same in all cities though but at least they have decent public transport generally.
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Mar 14, 2016 06:13
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thathonkey posted:I used another chip reader thing today. First I had to hold my card in the slot the whole time because it wouldn't make a connection resting by itself. Once it did make a connection, it took about 15 seconds to finish. Even more dumb: issuers like Chase bank seem to only issue cards with chips now, without having people setting up PINs at all, so everyone just Chips and signs, negating the whole loving point.
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Mar 14, 2016 07:11
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Present posted:Yeah they also didn't account for this many people owning cars and now that situation is all kinds of hosed up. I think Amsterdam is pretty great when it to layout, scale and functionality. When it comes to big cities I do really love London. Sure, it has plenty of problems and its public transport needs more investment, but it is big yet walkable, random and exciting with little alleyways and historic streets while also relatively easy to navigate through. sweek0 fucked around with this message at 13:12 on Mar 14, 2016 |
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Mar 14, 2016 13:10
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Terminal Entropy posted:Even more dumb: issuers like Chase bank seem to only issue cards with chips now, without having people setting up PINs at all, so everyone just Chips and signs, negating the whole loving point. I don't know if this is a more recent thing, but all the cards I've gotten from Chase also have the magnetic strip on them, it's just that the piece of crap card readers refuse to let you use the much, much faster swipe option if they detect your card has the chip.
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Mar 14, 2016 14:02
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Ewan posted:Today I learned that Americans still sign for debit/credit card transactions.  " and piles of "with this new credit card menace coming to your door, here's how to protect it from cyberthieves!" articles actually suggesting that you wrap/insert/create your wallet with aluminum foil.Citychat edit: Minneapolis is pretty well designed as long as you don't go downtown. St. Paul is even worse; it looks like someone dipped a wad of half-cooked spaghetti in ink, slapped it on a sheet of paper, and said "there, that's our city map." Yawgmoth fucked around with this message at 16:35 on Mar 14, 2016 |
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Mar 14, 2016 16:33
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It's time for today's episode of "bug or feature!". At my workplace there are two methods of claiming expenses. You can do it in advance with an invoice. But, the website used to make these claims is blocked from work PCs. Right then, the other method is to claim the expense after you've paid it. Makes sense. The company recently sent out quite a detailed "how to" guide, telling you to download the app, and the guide itself is very clear, lots of pictures- you can tell they're really pleased they've got such a smart system up and running. Except, when you go to log in to the app, you get an error message saying how the company hasn't bought the license so you can't actually use the app. Really smart, or really stupid? I just can't tell. Bonus edition: I very rarely phonepost, but today, because the "enter" key of the keyboard and the "home screen" buttons virtually overlap on my screen, I hit the home screen button instead of enter. And had my original phone-written post deleted, the Awful app deciding it couldn't be bothered to save the post. Feb work all round, guys!
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Mar 14, 2016 16:45
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Ewan posted:Today I learned that Americans still sign for debit/credit card transactions. how is entering a pin better than signing a touch screen. especially when the point of chip and pin is to shift liability onto the cardholder they tried wireless transactions here but nobody liked it so its gone now
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Mar 14, 2016 16:47
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naem posted:I miss how in newt York everyone knows how to use a sidewalk: SF barely counts as a city and the people that live there know it but instead of just admitting to it their put their fingers in their ears and start screaming about their rent.
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Mar 14, 2016 18:10
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Yawgmoth posted:We almost had those but then there was the dumbest loving panic over "someone with a portable reader gun could scan your card from across the street! Oh. Do those not work? My moms credit card was stolen and the bank asked if she, a california woman, was buying computers in britain.  nope. So now she has a wallet lined with some silver metallic fabric type poo poo that probably cost fifty bucks so no one steals her info through microwaves.
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Mar 14, 2016 18:24
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Mange Mite posted:how is entering a pin better than signing a touch screen. especially when the point of chip and pin is to shift liability onto the cardholder Because a signature is really easy to forge?
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Mar 14, 2016 18:34
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Terminal Entropy posted:Even more dumb: issuers like Chase bank seem to only issue cards with chips now, without having people setting up PINs at all, so everyone just Chips and signs, negating the whole loving point. All my new cards have magnetic stripe and chip. If I try to swipe it (like out of habit) on a new point of sale system that supports chips it determines that my card is chipped and then i have to start over using the chip reader. loving ridiculous
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Mar 14, 2016 18:40
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Wedemeyer posted:Oh. Do those not work? My moms credit card was stolen and the bank asked if she, a california woman, was buying computers in britain. They don't work because someone can still guess the number even if your credit card has been sitting in a vault since you got it. I had a fraud charge on a card I got that I used for a balance transfer and promptly stuck in a drawer and never actually used it to buy anything. It's just something that happens, and it's silly to line yourself with tinfoil to try and prevent it, especially when it shouldn't cost the card owner anything to fix
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Mar 14, 2016 18:45
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Yawgmoth posted:We almost had those but then there was the dumbest loving panic over "someone with a portable reader gun could scan your card from across the street! I forgot I turned NFC on for my phone and freaked myself out when I placed it on top of my wallet and it started beeping. I think it was picking up the signal from my Ventra card?
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Mar 14, 2016 18:54
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therattle posted:Because a signature is really easy to forge? who cares that's the vendor's problem
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Mar 14, 2016 19:00
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I have not entered a pin anywhere but a bank and have not signed my real signature for like 16 years now, the backs of my cards say "See ID" and maybe one in twenty clerks asks whereupon I say "Thanks for asking" and show my ID. Soon though the card companies and the merchants will agree on some gently caress laws so that I have to then a blackhat Chinese national botnet will steal all of my info and I will spend years fighting fake charges it'll be great.
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Mar 14, 2016 19:14
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Wedemeyer posted:Oh. Do those not work? My moms credit card was stolen and the bank asked if she, a california woman, was buying computers in britain.
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Mar 14, 2016 21:25
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Does anyone actually put their signature on the little screen? Half the time the little pen is either missing or doesn't work, so I've always just ran my finger across the screen so it will accept it. As I type this, the TV in the background is "selling" the upcoming news, with "Kroger wants your pin, but you don't want to give it, we'll tell you how to get around giving it", cut to a fat blonde woman outside the store crying "I feel very intimidated by Kroger right now".
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Mar 14, 2016 22:03
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TBH, a lot of shops here get into a panic if someone wants to sign instead of use a PIN or contactless (like if they're a visiting American without a chip n PIN card). I saw it at a bar the other day and it took like 10 minutes for the bar staff to work out how to do it.
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Mar 14, 2016 23:59
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lmao at your loving idiot americans. NFC payments are the loving future and even our backwards country can see the benefit of it. then again i suppose you guys are super loving paranoid about everything hence all the guns so it makes perfect sense.
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Mar 15, 2016 00:59
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Laserface posted:lmao at your loving idiot americans. NFC payments are the loving future and even our backwards country can see the benefit of it. Do Australian banks have Apple Pay yet?
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Mar 15, 2016 01:07
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Last Chance posted:Do Australian banks have Apple Pay yet? no because we already have NFC payments everywhere, have had them for years, and lol if you think a bank that already has infrastructure in place is gonna let Apple walk in and take a cut so people can wave their phone instead of their wallet.
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Mar 15, 2016 01:11
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Laserface posted:lmao at your loving idiot americans. NFC payments are the loving future and even our backwards country can see the benefit of it. Hahaha, you live in australia.
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Mar 15, 2016 01:39
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You know that we had NFC cards before you and we pretty much rejected them, right? That's part of the reason we didn't have chip cards for so long, the techno half assumed we'd just skip over those and go to NFC. Turns out however that people rightly don't trust them and don't like them and won't use them. Also most Americans have more than one card in their wallet unlike you bogans so there's no "wave your wallet" possible, you still have to dig the card out.
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Mar 15, 2016 01:42
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Sheep-Goats posted:You know that we had NFC cards before you and we pretty much rejected them, right? That's part of the reason we didn't have chip cards for so long, the techno half assumed we'd just skip over those and go to NFC. Turns out however that people rightly don't trust them and don't like them and won't use them. you must forgive his handicap, he is but Australian after all
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Mar 15, 2016 01:48
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Sheep-Goats posted:You know that we had NFC cards before you and we pretty much rejected them, right? That's part of the reason we didn't have chip cards for so long, the techno half assumed we'd just skip over those and go to NFC. Turns out however that people rightly don't trust them and don't like them and won't use them. I have 3 cards, with my most frequently used one in the front sleeve. it takes .5 of a second to remove it. I guess the bad design that makes me furious is dumb loving americans?
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Mar 15, 2016 02:25
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Oh no, not more smug Australians  Can't possibly be that the US system is literally retarded.
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Mar 15, 2016 02:45
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One of my biggest design pet peeves is when plastic and metal pieces clip into each other. I see this on laptops and cars all the time and it's the loving worst. The plastic gets old and brittle and there's no way you're forcing the pieces apart without the plastic parts snapping and you either have to pay for new plastic pieces every time you take something apart or you just hope you break only enough tabs that you can halfass put it back together without everything being loose as gently caress.
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Mar 15, 2016 02:50
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RE: credit card signatures The only reason for the signatures is to decide if transactions were authorized by the cardholder AFTER there's already been an issue. When I worked retail, people seriously thought that their signature was transmitted to Credit Card Company HQ and run through a roomful of computers to verify that it was them. You could draw goatse on the screen and it wouldn't matter. Yeah, the signatures look nothing like the way most people sign with a pen and paper but most people sign the same every time so if someone steals the card and signs, it's usually pretty obvious.
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Mar 15, 2016 02:58
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Who the gently caress uses cards? When I want to purchase something from a vendor at a market on credit I simply shout that I am cumshitter, known far and wide for the bounty of my farm and the beauty of my women. Who will vouchsafe my name and know that credit extended to me is credit repaid? And all who vouchsafe my name let loose a raucous cheer, and those who object die by my sword. And that's why I have a 798 credit rating with Transunion.
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Mar 15, 2016 03:05
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cumshitter posted:And that's why I have a 798 credit rating with Transunion. Please don't make a credit rating system out of my gender identity.
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Mar 15, 2016 03:06
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Sheep-Goats posted:You know that we had NFC cards before you and we pretty much rejected them, right? That's part of the reason we didn't have chip cards for so long, the techno half assumed we'd just skip over those and go to NFC. Turns out however that people rightly don't trust them and don't like them and won't use them. I had an NFC card for a while, one of my previous Chase cards, I think. The only place I ever saw that had a scanner for it was McDonalds, and the couple of times I tried to scan it, it didn't work and I had to swipe it. The chip cards are definitely having some teething problems. Walmart forces you to use the chip and yeah, 30+ seconds every time. It used to take a signature but then started asking for the PIN instead, and one of my cards didn't have a PIN so I had to get one mailed to me before I could use it there. There are a lot of places near me that have the chip readers, but they're not set up yet so you still have to swipe. And the local Dollar General is set up for the chips, but Chase cards don't work on it so you have to swipe them anyway.
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Mar 15, 2016 03:13
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Sheep-Goats posted:You know that we had NFC cards before you and we pretty much rejected them, right? That's part of the reason we didn't have chip cards for so long, the techno half assumed we'd just skip over those and go to NFC. Turns out however that people rightly don't trust them and don't like them and won't use them. Everything you just listed are retarded idiot reasons only babies would worry about. Its okay, Trump will bring back the gold standard and allow you to sign in crayons if you want to.
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Mar 15, 2016 16:45
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Laserface posted:no because we already have NFC payments everywhere, have had them for years, and lol if you think a bank that already has infrastructure in place is gonna let Apple walk in and take a cut so people can wave their phone instead of their wallet. The us has had tap to pay for years, too, it's just that nobody likes it so they stopped putting it on cards
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Mar 15, 2016 16:50
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eSporks posted:I really like Portlands street layout. The city is divided into 4 quadrants by Burnside street and the Williamette river. All the numbered streets run North-South and the smaller the number the close to the river. All the named streets run East-Westand are mostly in alphabetical order. Every address also had a quadrant suffix added to the end of street name. Its pretty easy to find a location even if you are completely unfamiliar with it. Ahem. Ladd's Addition.
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Mar 16, 2016 22:42
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Yawgmoth posted:We almost had those but then there was the dumbest loving panic over "someone with a portable reader gun could scan your card from across the street! Since the London Underground started accepting contactless payments on their network, I've had to start putting my cards in foil sleeves. Now when I 'tap on', When they try and take payment from my (employer provided) oyster, my credit and debit cards scream "ME TOO" and then the machines complain about multiple cards provided. It's cool that they've implemented it. But it's a bit half-assed. People carry multiple credit/debit cards and you nearly can't get the things w/o contactless any more. Now you've got to keep one of them separate to travel with.
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Mar 17, 2016 23:20
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Wow, what a nightmare! Watch this, except replace flying with using a card: https://www.youtube.com/watch?v=b3dYS7PcAG4
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Mar 17, 2016 23:24
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anyone who brings that video up in any context as proof of anything is a big fat idiot
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Mar 18, 2016 01:41
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cumshitter posted:Who the gently caress uses cards? When I want to purchase something from a vendor at a market on credit I simply shout that I am cumshitter, known far and wide for the bounty of my farm and the beauty of my women. Who will vouchsafe my name and know that credit extended to me is credit repaid? Enrique?
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Mar 18, 2016 01:45
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Why does every smart phone music app insist on showing me giant rear end buttons for all my albums. Why yes, I want to see only 4 albums at a time on my giant rear end phone. What happened to lists? Did people forget how to read? Do we really need giant rear end retard buttons?
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Mar 20, 2016 07:53
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The General posted:Why does every smart phone music app insist on showing me giant rear end buttons for all my albums. Why yes, I want to see only 4 albums at a time on my giant rear end phone. I guess the thinking is that it's reminiscent of a real record collection or something.
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Mar 20, 2016 09:50
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